2022年关于信用卡咨询的英语情景口语.docx

2022年关于信用卡咨询的英语情景口语英语 信用卡 口语 英语口语 A: Welcome to Lincoln Bank. What can we do for you 欢迎光临Lincoln银行。我们能为您做些什么吗 B: Morning. Im a new user of your credit card and I was wondering if Im taking full advantage of it. 早上好。我是你们信用卡的新用户，我想知道我是否充分地利用了这张卡。 A: Well, there certainly are many benefits that go along with our credit card. 嗯，我们的信用卡的确具有很多实惠。 B: Yes, of course. Its so much easier than cash,to be honest; nowadays I hardly ever use cash. I just put it on the card and pay off the balance every month. 是的，当然啦。醇厚说，它比现金好使多了，现在我甚至很少运用现金。我只是把钱存到这张卡里，并且每月支付收支差额。 A: You know it is not necessary to pay the balance in full every month. 您知道，您不须要每个月都全额支付收支差额吧。 B: Really 是吗 A: Yes,you will see on your monthly bill and statement the amount in full but also the minimum payment. 是的，在您的月度对账单上，您既能看到支付金额的总数也能看到最低还款额。 B: So, if for some reason I was having a bad month and spent a little too much I could just pay the minimum 所以，假如因为某些缘由，我在某个月境况比较糟糕，而且又花得有点儿过头了的话，我可以只支付最小还款额，是吧 A: Yes. As long as you keep making regular monthly payments, paying the minimum is just fine. Of course,your credit limit will be lowered accordingly. 是的。只要您持续地定期支付月度还款，支付最低付款额是可以的。当然啦，您的信用额度将相应地削减。 B: How so 原委是怎样的呢 A: For example, if your credit limit is 5,000 RMB and you owe 1,000 RMB, your available credit will be 4,000 RMB. So, your credit limit drops. 比如，假如您的信用額度是5000元，但您欠1010元，那么您将只有4000元可供运用。因此，您的信用额度下降了。 B: Oh, I see. Well,I dont plan on only paying the minimum,but its good to know that I can if I had to. Thanks for that. 噢，我明白了。嗯，我不准备只付最低还款额，但是，能知道在万不得已的状况下我可以这么做，也挺好啊。感谢你。 第3页 共3页第 3 页 共 3 页第 3 页 共 3 页第 3 页 共 3 页第 3 页 共 3 页第 3 页 共 3 页第 3 页 共 3 页第 3 页 共 3 页第 3 页 共 3 页第 3 页 共 3 页第 3 页 共 3 页