个人信用报告(英文模板)(共5页).doc

精选优质文档-倾情为你奉上Personal Credit Report(Bank Professional Edition)Report No.: Enquiry request time: January 9, 2015 14:46:15 Report time: January 9, 2015 14:46:15Name of the inquiredCertificate type of the inquired Certificate No. of the inquiredInquiry operator Inquiry reasonI. Personal Basic InformationIdentity InformationGenderDate of birthMarital statusMobile phoneUnit phoneResidential phoneEducation backgroundDegreeUndergraduate (“College” for abbreviation)BachelorMail addressHousehold address-Residential InformationNo.Residential AddressResidential statusInfo. update date1OtherJune 25, 20112UnknownDecember 19, 2006Occupational InformationNo.Work unitUnit address1Oriental International Building2-3-4Finance Department of the Corporate, No. 2 North Tongji Road, Economical and Technological Development ZoneNo.OccupationIndustryPositionJob titleTime to enter the unitInfo. update date1-Other -June 25, 20112-June 17, 20113-March 1, 20114-General employee-December 19, 2006II. Information Summary(I) Credit tipSum of housing loanSum of other loansMonth of first loan distributionNumber of credit card accountsFirst credit card issuance monthNumber of semi credit card accountsFirst semi credit card issuance monthSelf statement numberObjection label number00-6November 20050-00(II) Overdue and Default Information Summary Overdue (Draft) Information SummaryOverdue loanOverdue credit cardSemi credit card with over 60-day overdraftSumsNumber of monthsMonthly maximum overdue amountLongest overdue monthsNumber of accountsNumber of monthsMonthly maximum overdue amountLongest overdue monthsNumber of accountsNumber of monthsMonthly maximum overdue amountLongest overdue months-11-1-(III) Credit and Liabilities Information SummaryUn-cancelled credit card information summary1-3专心-专注-专业Number of issuing corporate entities Number of issuing organsNumber of accountsTotal creditMaximum credit of single bankMinimum credit of single bankConsumed credit Average consumed credit in recently 6 months11250,00050,00050,000014,765III. Credit Transaction Information Details(I) Credit Card1. The credit card (RMB account) is issued by “Bank of Communications” on December 19, 2006, business No., with a credit line of 50,000 Yuan, credit/free guarantee. Till November 14, 2014,Shared creditConsumed creditAverage consumed credit in recent 6 monthsMaximum use creditRepayable amount of the month50,00001476662,640938Statement datePaid-in amount of the monthLatest repayment dateCurrent overdue installmentCurrent overdue amountNovember 14, 2014134,697November 14, 201400Repayment record from December 2012 to November 2014NNNNNNNNNNNNNNN*NNN1NNNN2. The credit card (USD account) is issued by “Bank of Communications” on December 19, 2006, business No., with a credit amount equivalent to RMB 49683 Yuan, credit/free guarantee. Till December 14, 2014, Shared creditConsumed creditAverage consumed credit in recent 6 monthsMaximum use creditRepayable amount of the month00000Statement datePaid-in amount of the monthLatest repayment dateCurrent overdue installmentCurrent overdue amountDecember 14, 20142,835December 14, 201400Repayment record from January 2013 to December 2014*3. The credit card (USD account) issued by “Bank of Communications” on November 15, 2005, business No., with a credit amount equivalent to RMB 49652 Yuan, credit/free guarantee, has been cancelled in January 2012.4. The credit card (RMB account) issued by “Bank of Communications” on November 15, 2005, business No., with a credit line of 50,000 Yuan, credit/free guarantee, has been cancelled in January 2012.5. The credit card (RMB account) issued by “ZY” on June 25, 2011, business No.X, with a credit amount of 5000 Yuan, credit/free guarantee, has been cancelled in July 2014.6. The credit card (USD account) issued by “ZY” on June 25, 2011, business No.X, with a credit amount equivalent to RMB 4998 Yuan, credit/free guarantee, has been cancelled in July 2014.IV. Public Information DetailHousing Fund Payment RecordPlaceDateInitial payment monthPayment tillPayment statusMonthly deposit amountPersonal deposit ratioUnit deposit ratioDongcheng , BeijingMarch 18, 2004June 2010Cancelled012%12%Payment unitInfo. update dateZhongpeng Accounting Firm Co., Ltd.June 1, 2010Endowment Insurance Payment RecordPlaceDateAccumulated payment monthsWork months Payment StatusPersonal payment basePayment amount this monthInfo. update dateFengtai, BeijingJanuary 1, 20100November 2000Insurance payment 7,200576March 1, 2011Payment unitReason for payment suspension or termination-V. Inquiry Record2-3Inquiry Record SummaryNumber of inquiry organs in recent 1 monthNumber of inquiry times in recent 1 monthNumber of inquiry times in recent 2 yearsLoan approvalCredit card approvalLoan approvalCredit card approvalPost-loan management Guarantee qualification examinationReal name examination of franchised business00001200Report Instructions 1. This report is issued by the Credit Reference Center of the Peoples Bank of China and generated based on the information of personal credit system record as of report time. Except for inquiry record, other information is provided by the relevant authority. The Credit Reference Center shall not ensure their authenticity and accuracy, but promise to keep objective and neutral position in the whole process of information summarization, processing and integration.2. If this report has no information of “overdue and breach information abstract”, it represents that the customer has no continuously overdue acts in recent five years.3. The amount data in this report are calculated as RMB, accurate to Yuan.4. This report does not display the already-ended overdue and breach acts 5 years ago, taxes owing record 5 years ago, compulsory execution record, civil judgment record, administrative penalty record and Telecom owning record.5. The loan (issuing) organs instructions are special instruction information which the data submitting organ adds on the specific business.6. Personal statement is the brief instructions attached by the customer to the information of the information report, and the customer is responsible for the authenticity of her own statement.7. The objection label is added by the Credit Reference Center, which is used for explaining that the customer has objections on information of the Credit Reference Center, and that the Commercial Bank verifies the objection information.8. The red parts marked in this report are used for prompting that such parts may have overdue and breach information; the yellow parts marked in this report are used for prompting that such parts are information which are focused on.9. As to the personal privacies involved in contents of this report, the inquirer shall legally use and properly keep them. If the personal privacies are divulged due to improper use, the Credit Reference Center shall not assume relevant liabilities.