中国进出口银行招聘考试笔试历年真题及答案解析.doc
中国进出口银行招聘考试笔试历年真题及答案解析第一部分 英语 一、听力（略） 二、阅读理解Reading Comprehension Directions：There are two passages in this part Each passage is followed by several questions For each of them there are four choices marked A， B， C and D You should decide on the BEST CHOICE（A） Imagine waking up and finding the value of your assets has been halved. No， youre not an investor in one of those hedge funds that failed completely. With the dollar slumping to a 26year low against the pound， alreadyexpensive London has become uite unaffordable. A coffee at Star-bucks， just as unavoidable in England as it is in the United States， runs about ￥8. The once allpowerful dollar isnt doing a Titanic against just the pound. It is sitting at a record low against the euro and at a 30year low against the Canadian dollar. Even the Argentine peso and Brazilian real are thriving against the dollar. The weak dollar is a source of humiliation， for a nations selfesteem rests in part on the strength of its currency. Its also a potential economic problem， since a declining dollar makes imported food more expensive and exerts upward pressure on interest rates. And yet there are substantial sectors of the vast U.S. economy from giant companies like CocaCola to momandpop restaurant operators in Miami for which the weak dollar is most excellent news. Many Europeans may view the U.S. as an arrogant superpower that has become hostile to foreigners. But nothing makes people think more warmly of the U.S. than a weak dollar. Through April， the total number of visitors from abroad was up 6.8 percent from last year. Should the trend continue， the number of tourists this year will finally top the 2000 peak? Many Europeans now apparently view the U.S. the way many Americans view Mexico as a cheap place to vacation， shop and party， all while ignoring the fact that the poorer locals cant afford to join the merrymaking. The money tourists spend helps decrease our chronic trade deficit. So do exports， which thanks in part to the weak dollar， soared 11 percent between May 2006 and May 2007. For first five months of 2007， the trade deficit actually fell 7 percent from 2006. If you own shares in large American corporations， youre a winner in the weakdollar gamble. Last week CocaColas stick bubbled to a fiveyear high after it reported a fantastic uarter. Foreign sales accounted for 65 percent of Cokes beverage business. Other American companies profiting from this trend include McDonalds and IBM. American tourists， however， shouldnt expect any relief soon. The dollar lost strength the way many marriages break up slowly， and then all at once. And currencies dont turn on a dime. So if you want to avoid the pain inflicted by the increasingly pathetic dollar， cancel that summer vacation to England and look to New England. There， the dollar is still treated with a little respect. 1. Why do Americans feel humiliated? A. Their economy is plunging. B. They cant afford trips to Europe. C. Their currency has slumped. D. They have lost half of their assets. 2.How does the weak dollar affect the life of ordinary Americans? A. They have to cancel their vacations in New England. B. They find it unaffordable to dine in momandpop restaurants. C. They have to spend more money when buying imported goods. D. They might lose their jobs due to potential economic problems. 3. How do many Europeans feel about the U.S with the devalued dollar? A. They think of it as a good tourist destination. B. They feel contemptuous of it. C. They regard it as a superpower on the decline. D. They are sympathetic with it. 4. According to the last paragraph， what is the authors advice to Americans? A. They treat the dollar with a little respect. B. They try to win in the weakdollar gamble. C. They treasure their marriages all the more. D. They vacation at home rather than abroad. 5. In the authors opinion， the weak dollar leads to the following conseuences EXCEPT that _. A. The dallar has little respect in New England. B. Europeans begin to think more warmly of the U.S. C. Imported food is more expensive to the Americans. D. Some large American corporations make more profits.（B） Desertification， drought， and despair thats what global warming has in store for much of Africa. Or so we hear. Emerging evidence is painting a very different scenario， one in which rising temperatures could benefit millions of Africans in the driest parts of the continent. Scientists are now seeing signals that the Sahara desert and surrounding regions are greening due to increasing rainfall. If sustained， these rains could revitalize droughtravaged regions， reclaiming them for farming communities. This desertshrinking trend is supported by climate models， which predict a return to conditions that turned the Sahara into a lush savanna some 12，000 years ago. The green shoots of recovery are showing up on satellite images of regions including the Sahel， a semidesert zone bordering the Sahara to the south that stretches some 2，400 miles. Images taken between 1982 and 2002 revealed extensive regreening throughout the Sahel， according to a new study in the journal Biogeosciences. The study suggests huge increases in vegetation in areas including central Chad and western Sudan. The transition may be occurring because hotter air has more capacity to hold moisture， which in turn creates more rain， said Martin Claussen of the Max Planck Institute for Meteorology in Hamburg， Germany， who was not involved in the new study. “The waterholding capacity of the air is the main driving force，” Claussen said. While satellite images cant distinguish temporary plants like grasses that come and go with the rains， ground surveys suggest recent vegetation change is firmly rooted. In the eastern Sahara area of southwestern Egypt and northern Sudan， new treessuch as acaciasare flourishing， according to Stefan Krpelin， a climate scientist at the University of Colognes Africa Research Unit in Germany. “Before， there was not a single scorpion， not a single blade of grass，” said Krpelin， who has studied the region for two decades.“Now you have people grazing their camels in areas which may not have been used for hundreds or even thousands of years. You see birds， ostriches， gazelles coming back， even sorts of amphibians coming back，” he said.“The trend has continued for more than 20 years. It is indisputable.” An explosion in plant growth has been predicted by some climate models.For instance， in 2005 a team led by Reindert Haarsma of the Royal Netherlands Meteorological Institute in De Bilt， the Netherlands， forecast significantly more future rainfall in the Sahel.The study in Geophysical Research Letters predicted that rainfall in the July to September wet season would rise by up to two millimeters a day by 2080. Satellite data shows “that indeed during the last decade， the Sahel is becoming more green，” Haarsma said.Even so， climate scientists dont agree on how future climate change will affect the Sahel： Some studies simulate a decrease in rainfall. “This issue is still rather uncertain，” Haarsma said. Max Plancks Claussen said North Africa is the area of greatest disagreement among climate change modelers.Forecasting how global warming will affect the region is complicated by its vast size and the unpredictable influence of highaltitude winds that disperse monsoon rains， Claussen added. “Half the models follow a wetter trend， and half a drier trend.” 6. According to the first paragraph， global warming is supposed to have the following impacts on Africa EXCEPT _. A. water deficiency B. distress C. desertifications D. more grasses and lakes 7. According to Martin Claussen， what is the main cause of the increased vegetation in deserted areas? A. The climate models are more changeable. B. Hot air would be more capable to hold humidity. C. Many trees have been planted recently. D. The grasses are temporarily appeared with the rains. 8. What is the role of the sixth paragraph in the development of the topic? A. To make a transition to a new topic. B. To work as a book to the following paragraphs. C. To provide a contrast to the preceding paragraphs. D. To offer supporting evidence to the preceding paragraphs. 9. The underlined sentence “ North Africa is the area of greatest disagreement among climate change modelers” in the last paragraph suggests that _. A. half of the area will follow a wetter trend， while half a drier trend B. the scientists in North Afrca hold different opinions in climate models C. it is not easy to predict how the climate change influences the district D. there are different climate models to be built in North Africa 10. What are the climate scientists attitudes towards the influence of climate change on the deserted areas? A. Definite B. Dubious C. Serious D. Negative（C） One of the worlds first videogames, Tetris （俄罗斯方块）, has turned thirty years old, and its brand is anything but old school. But whats kept people swiping and clicking to ensure each row of blocks stays aligned and disappears into the virtual world since its development in 1984 Soviet Russia? A combination of new platforms and an attracting psychological appeal. Maya Rogers, the CEO of Blue Planet Software, the sole agent of the Tetris brand, said the protection of the games core over the last three decades has aided its longevity. As mobile and social become two of the largest sources for gaming these days, Tetris isnt showing any signs of losing its appeal. Currently appearing on over 50 different gaming platforms, from the 1983 Nintendo Entertainment System (NES） to smartphones, Tetris is sold on over 425 million mobile devices. More than 20 billion games of Tetris Battle have been played on Facebook, too. Theres something psychologically entrancing about the game, thats kept people hooked through the years. “Play a game of Tetris,” said Rogers, “and satisfy your craving to create order out of chaos.” Plus, theres the added quality of playing Tetris and never feeling wholly fulfilled. “Theres no correct move that you can make,” said Neubauer, a loyal player of the game who work as a senior analyst at Saibus Research, an independent research and advisory firm, “The quest for the perfect move never ends.” Tom Stafford, a professor of cognitive development and psychology at Sheffield University in the U.K., says that Tetris has been around so long because it transports gamers into a different realm when they play. “Its a world of perpetually generating uncompleted tasks,” he said. As hes said in the past, too, “Tetris is the granddaddy of puzzle games like Candy Crush sagathe things that keep us puzzling away for hours, days and weeks.” “Tetris is pure game: there is no benefit to it, nothing to learn, no social or physical consequence,” he added. “It is almost completely pointless, but keeps us coming back for more.” 11. Since it was developed, Tetris has been _. A. applied for almost 33 years B. no longer attracting and popular C. built a solid footing in the mini-game market D. updated into more intricate model 12. Which of the following does NOT belong to Tetris platforms? A. Mobile or personal computer. B. Nintendo Entertainment System. C. Social network site. D. Board game bar. 13. Tetris is a roaring success, owing to the following EXCEPT _. A. the game can satisfy players creating desire B. the game has endless playing strategies C. the game supports multiple platforms D. players can win the game easily 14. The purpose of Tom Stafford s saying “ Tetris is the granddaddy of puzzle game ”is _. A. to imply that Teris is out of date and lost popularity B. to represent a specific group of attracting puzzle games C. to suggest that Teris is the inspiration of new games D. to declare that there are different types of Tetris 15. Which of the following would be the most appropriate title for the text? A. What Changes did Tetris Make? B. Why Tetris is so Addictive? C. How to Play Tetris Correctly? D. Who Loves Tetris most?（D） What are the roads not taken because students must take out loans for college? For one thing, it appears that people with student loans are less likely to start businesses of their own. A new study has found that areas with higher relative growth in student debt show lower growth in the formation of small businesses. The correlation makes sense. People normally have only a certain amount of “debt capacity”. When students use up their “debt capacity” on student loans, they cant commit it elsewhere. Given the importance of an entrepreneurs personal debt capacity in financing a start -up business, student loan debt, which cannot be discharged via bankruptcy, can have lasting effects later in life and may impact the ability of future small-business owners to raise capital. Considering that 60 percent of jobs are created by small business, “if you shut down the ability to create new businesses, youre going to harm the economy,” said Brent Ambrose, a professor of risk management at Pennsylvania State University. Student loan debt also appears to be affecting homeownership trends. According to research by the Federal Reserve Bank of New York, fewer 30 -year-olds in general have bought homes since the recession, but the decline has been steeper for people with a history of student loan debt and has continued even as the housing market has recovered. Student loan debt may also affect career choices. Having a college loan appears to reduce the likelihood that people will choose a low-paying public-interest job, according to a 2011 study by Jesse Rothstein of the University of California, Berkeley, and Cecilia Elena Rouse of Princeton. They arrived at their conclusion by studying a well-off university that began meeting students financial needs through a combination of work-study money and grants, and dispensing with loans altogether. Before the new policy started in the early 2000s, students were more likely to choose
