银行英语白话对话-信誉证.docx

银行英语白话对话:信誉证银行英语白话对话:信誉证下面是学习啦我整理的银行英语白话对话:信誉证，以供大家学习参考。T:CanIhelpyou,sir?能帮你什么忙吗，先生?C:Yes,IwanttoopenanL/C,butIdontknowhowtowork?对，我想开个信誉证，但我不明白怎样运作?T:Ok,Lettellyou.Aletterofcreditisawrittenpaymentinstrumentissuedbyabankattherequestofacustomer(alwaystheimporter).ItwillbesenttotheexportertomakeshipmentandpreparethedocumentsspecifiedintheL/C.AssoonastheL/Canddocumentsarepresentedtotheissuingbank,thebankmustpaytotheexporter(beneficiary).ThebankactsasthefirstpayerandthisisthemostimportantfeatureofL/C.好，让我来告诉你。信誉证是应客户(通常是进口商)的要求而开立的一种付款承诺文件，信誉证将被寄给出口商，使出口商能够把货物装船，并根据信誉正的要求准备单据。一旦信誉证和单据提交给开证行，开证行必须立即付款给出口商(受益人)。银行就作为第一支付人进行支付，这就是信誉证最重要的特征。C:Isee,wouldyoutellmewhatsthemaincontentofanL/C?我明白了，你能告诉我信誉证的主要内容吗?T:Name,quality,unitpriceandamountofgoods,portsofloadinganddestination,priceandpaymentterms,shippingdocuments,latestshipmentdateandvalidityoftheL/C.商品的品名，数量，单价和种类，装货港和目的地，价格和付款条件，装船单据，最后装运期和到目的地的有效期。C:ThenhowcanIsendanL/Ctomycustomer?那么，我怎么才能够向我的客户开出信誉证呢?T:Inpractice,theissuingbankwillsendtheL/Ctooneofitscorrespondentsattheplaceofexportbymailofcable.AfterverifyingtheauthenticityoftheL/C,thecorrespondent(advisingbank)willsendtheL/Ctotheexporter.习惯上，开证行总是向出口商所在地的代理行发出邮件或电报，在检验信誉证的真实性后，代理行(通知行)将向出口方发出信誉证。C:Howcanmycustomerreceivetheproceeds?我的客户如何才能收到钱?T:TheexporterwillmakeshipmentandpresenttheL/Cwithallthedocumentstoanegotiationbankifitisavailablebynegotiation.IfthedocumentsareincompliancewiththetermsoftheL/Cthroughcarefullychecking,thebankwillnegotiatethedocumentsandsendthemtotheissuingbankforreimbursement.Theissuingbankwilldebitimportersaccountwhenreleasingtheshippingdocumentstotheimporter.Thewholetransactionnowcomestotheend.信誉证是能够议付的，出口商向议付行提交信誉证所要的所有单据，只要所提交的单据和信誉证要求的条件是一致的话，银行将议付。当开证行将装船单据交给进口商时，开证行就借记进口方的帐户，整个交易就完成了。C:Isee,Thankyouverymuch我明白了，谢谢你!T:yourewelcome!别客气