产品责任险条款.docx
产品责任险条款01OccurrenceBasisClauseItisherebyagreedandamended:1Thisinsuranceappliesto“bodilyinjuryand/or“propertydamageresultingfromanoccurrencewhichhappensduringthepolicyperioddescribedintheschedule,onlyif:(1)Aclaimfordamagebecauseof“bodilyinjuryandor“propertydamageisfirstmadeinwritingagainsttheinsurerofthisPolicybyanyinsuredbefore(areportingtimelimitnotexceed3yearsfrominceptionand(2)AnyinsureddidnotknoworcouldnothavereasonablyforeseensuchoccurrenceattheeffectivedateofthisPolicy.2.Asusedinthisendorsement:(1)“Aclaimbyapersonororganizationseekingdamagewillbedeemedtohavebeenmadewhenwrittennoticeofsuchclaimisreceivedbytheinsurer;(2)“Allclaimfordamagebecanseof“bodilyinjurytothesamepersonasaresuItofanoccu丌ence、willbedeemedtohavebeenmadeatthetimethefirstofthoseclaimsismadeagainstthelnsurer:PICCPROPERTYANDCASUALTYCOMPANYLIMITEDPage7ofl4PRODUCTSLIABITYINSURANCEPOLICY(3)“A】Iclaimfordamagebecauseof“propertydamagecausinglosstothesamepersonororgmizationasaresultofanoccurrence,willbedeemedtohavemadeatthetimethefirstOfthOseclaimismadeagainsttheinsurerThisClanseissubjectotherwisetofheterms,conditionsandexceptionsofthisPolicy02·ACostswithintheLimitofIndemnitysubjecttoSerfInsuredRetetionItsaeedthatthesupplementaypaymentsunderthepolicyarewithinthelimitsofInsLuanceshowninthedeclarationsOurrightanddutytodendceasewhenwehaveuseduptheapplicablelimitofinsuranceintheDavmentOfjudgements,seltlementsorsupplementarypaymentsOurobligationtopaythesupplementarypaymentsappliesonlyinexcessofanySelfInsuredRetentionarnountsstatedintheDeclarationsSELFINSUREDRETENTION(PERCLAIM)】_Inconsiderationofthepremiumcharged,itisagreedtheLimitsofInsuranceforeachOfthecoverage'sprovidedbythispolicywillapplyexcessofaUS$30,00000perclaimSelSInsuredRetentionfhereinafterreferredtoasthe“RetentionAmount')TheRetentionAmount:(I)shallapplyonlyto“occurrencescoveredunderthispolicyand (2)shallapplyseparatelytoeachclaimarisingoutofsuch“occurrenceand(3)shallincludeallSupplementaryPaymentofpolicyYourbankruptcy,insolvencyorinabilitytopaytheRetentionAmountshahnotincreaseOurObli。gaffonunderthispolicy2WeshallhavetherightbutnotthedutytoparticipatewithyouatourownexpenseinthcdefenseofsettlementotanyclanorsuitseekingdamagescoveredunderthispolicyhitheevefitofaclaimorsuitwhichinourreasonableJudgmentmayresultinpayments,includingsupplementarypayments,inanamountinexcessoftheretentionamount,wemayassumecontrolofthedefenseorsuchclaimofsuitYouwillcontinuetoberesponsibleforthepaymentoftheretentionamount3intheeventthereisanyotherinsurance,whetherornotcollectible,applicabletoan“occurrenceclaimorsuitwithintheretentionamount,youwillcontinuetoberesponsiblefbrthefullretentionamOunlbeforethelimitsofinsuranceunderthispolicyapply03LossAdjusterClause-GABRobinsNorthAmerica,heItisherebydeclaredandagreedthatth。qualifiedinternationallossadjusterGABRobinsNorthAmericaTncwouldbeappointedtoinvestigateandadjusttheloss,thecurrentcontactinformationasbelowGABRobinsNorthAmerica,IncOneOakHillCenterSuite201Westmont,IL60559USAgielggabrobinscornTel6302032410Ext468Fax630655552IPICCPROPERTYANDCASUALTYCOMPANYLIMITEDPage80f1404.30DaysCancellationClauseNotwithstandinganythingtothecontrarycontainedintheTermsandconditionsofthispolicy,thisinsurancemayatanytimebeterminatedattheoptionoftheCompanyon30daysnoticetothateffectbeinggiventotheinsured(ascircumstancesmayallow)inwhichcasetheCompanyshallbeliabletorepayondemandaratableproportionofthepremiumfortheunexpiredtermfromthedateofthecancellation.ThisClauseissubjectotherwisetotheterms,conditionsandexceptionsofthisPolicy.05BatchClauseItisagreedthatalldamagesarisingoutofonelotofgoodsorproducts,preparedoracquiredbythenamedinsured,orbyanothertradingunderhisname,shallbeconsideredasarisingoutofoneoccurrenceorresultingfromasingleincident,onelotofgoodsorproductsshallbeinterpretedtoincludea1lgoodsorproductssubjecttosubstantiallythesameerrorordefect.06.Warrantedthata11theinsuredproductsareinfullcompliancetorelatedmandatory&orvoluntarysafetystandards&orotherapplicableregulationswheretheproductsaredistributedto07AdditionalInsuredClause-VendorsDesignatedFormNameofPersonorOrganization(Vendor):Anyvendorisaninsured,butonlywithrespecttobodilyinjuryorpropertydamagearisingoutofthedistributionorsaleofyourproductsintheregularcourseofthatvendorsbusiness.l.Theinsurancewithrespecttothevendordoesnotapplyto:(a)anyexpresswarrantyunauthorizedbythenameinsured;(b)bodilyinjuryorpropertydamagearisingoutof(i)anyphysicalorchemicalchangeintheformoftheproductmadeintentionallybythevendor,(ii)repacking,unlessunpackedsolelyforthepurposeofinspection,demonstration,testingorthesubstitutionofpartsunderinstructionfromthemanufacturerandthenrepackedintheoriginalcontainer,(iii)demonstration,installation,servicingorrepairoperations,exceptsuchoperationsperformedatthevendorspremisesinconnectionwiththesaleoftheproduct,(iv)anyfailuretomakesuchinspection,adjustments,testsorservicingasthevendorhasagreedtomakeofnormallyundertakestomadeintheusualcourseofbusiness,inconnectionwiththedistributionorsaleoftheproducts;(v)productswhichafterdistributionorsalebytheNamedInsuredhavebeenlabeledorrelabeledorusedasacontainer,partoringredientofanyotherthingorsubstancebyorforthevendor.2Theinsurancedoesnotapplytoanypersonororganization,asinsured,fromwhomtheNamedInsuredhasacquiredsuchproductsoranyingredient,partorcontainer,enteringinto,accompanyingorcontainingsuchproducts.Allothertermsandconditionsremainunchanged.08.Amymisrepresentationbytheproposedinsured,includingunder-declarationofactualsalesmaybeappliedascauseforpolicycontractrescissionorcancellation