常用金融英语词汇.docx

常用金融英语词汇下面是学习啦我整理的常用金融英语词汇，希望对大家有帮助。A安全网safetynet按可比口径oncomparablebasis按轻重缓急toprioritize暗补implicitsubsidy暗亏hiddenlossB颁发营业执照tolicense;tograntalicenceto办理存款业务totakedeposits保护农民的生产积极性toprotectfarmersincentivetoproduce备付金(超额准备金)excessreserves本外币并账consolidationofdomesticandforeigncurrencyaccounts本外币对冲操作sterilizationoperation本位利益localizedinterest;departmentalism奔小康tostrivetoprosper;tostrivetobecomewell-to-do避税(请见逃税)taxavoidance币种搭配不当currencymismatch币种构成currencycomposition变相社会集资disguisedirregular(orillegal)fundraising表外科目(业务)off-balance-sheetitems(operation)薄弱环节weaknesses;loopholes不变成本fixedcost不变价atconstantprice;inrealterms不动产realestate不良贷款(资产)problemloans;non-performingloans(assets)C财务公司financecompanies财政赤字fiscaldeficit财政挤银行fiscalpressureonthecentralbank(overmonetarypolicy)财政政策与货币政策的配合coordinationoffiscalandmonetarypolicies采取循序渐进的方法inaphasedandsequencedmanner操作弹性operationalflexibility操纵汇率tomanipulateexchangerate产品构成productcomposition;productmix产品积压stockpile;excessiveinventory产销率currentperiodinventory;(即期库存，不含前期库存)sales/outputratio产销衔接marketability产业政策industrialpolicy长期国债treasurybonds敞口头寸openposition炒股tospeculateinthestockmarket承购包销underwrite(securities)成套机电产品completesetsofequipment;completeplant(s)城市信誉社urbancreditcooperatives(UCCs)城市合作银行urbancooperativebanks;municipalunitedbanks城市商业银行municipalcommercialbanks城乡居民收入增长超过物价涨幅realgrowthinhouseholdincome持续升温persistentoverheating重复布点duplicateprojects重置成本replacementcost重组计划restructuringplan筹资渠道fundingsources;financingchannels初见成效initialsuccess出口统一管理、归口经营canalizationofexports出口退税exporttaxrebate储蓄存款householddeposits(不完全等同于西方的savingsdeposits，前者包括活期存款，后者不包括。)储蓄分流diversionofhouseholddeposits储源萎缩declineintheavailabilityofhouseholdsavings传导机制transmissionmechanism从价税advaloremtax从紧控制tightcontrol存贷款比例loan/depositratio存款保险体系depositinsurancesystem存款货币银行depositmoneybanks存款准备金requiredreservesD打白条issueIOU大额存单certificateofdeposit(CD)大额提现withdrawdepositsinlargeamounts大面积滑坡wide-spreaddecline大一统的银行体制(all-in-one)mono-banksystem呆账(请见坏账)badloans呆账准备金loanlossreserves(provisions)呆滞贷款idleloans贷款沉淀non-performingloans贷款分类loanclassification贷款限额管理creditcontrol;toimposecreditceiling贷款约束机制creditdisciplinary(constraint)mechanism代理国库toactasfiscalagent代理金融机构贷款makeloansonbehalfofotherinstitutions戴帽贷款ear-markedloans倒逼机制reversedtransmissionofthepressureforeasingmonetarycondition道德风险moralhazard地区差异regionaldisparity第一产业theprimaryindustry第二产业thesecondaryindustry第三产业theserviceindustry;thetertiaryindustry递延资产deferrableassets订货缺乏insufficientorders定期存款timedeposits定向募集raisingfundsfromtargetedsources东道国(请见母国)hostcountry独立核算independentaccounting短期国债treasurybills对冲操作sterilizationoperation;hedging对非金融部门债权claimsonnon-financialsector多种所有制形式diversifiedownershipE恶性通货膨胀hyperinflation二级市场secondarymarketF发行货币toissuecurrency发行总股本totalstockissue法定准备金requiredreserves;reserverequirement法人股institutionalshares法人股东institutionalshareholders法治ruleoflaw房地产投资realestateinvestment放松银根toeasemonetarypolicy非现场稽核off-sitesurveillance(ormonitoring)非银行金融机构non-bankfinancialinstitutions非赢利性机构non-profitorganizations分税制assignmentofcentralandlocaltaxes;taxassignmentsystem分业经营segregationoffinancialbusiness(services);divisionofbusinessscopebasedonthetypeoffinancialinstitutions风险暴露(风险敞口)riskexposure风险管理riskmanagement风险意识riskawareness风险资本比例risk-weightedcapitalratios风险资本标准risk-basedcapitalstandard服务事业收入publicservicecharges;userscharges扶贫povertyalleviation负增长negativegrowth复式预算制double-entrybudgeting;capitalandcurrentbudgetaryaccountG改革试点reformexperimentation杠杆率leverageratio杠杆收购leveragedbuyout高息集资toraisefundsbyofferinghighinterest个人股non-institutionalshares根本扭转fundamentalturnaround(orreversal)公开市场操作openmarketoperations公款私存depositpublicfundsinpersonalaccounts公用事业publicutilities公有经济thestate-ownedsector;thepublicsector公有制publicownership工业成本利润率profit-to-costratio工业增加值industrialvalueadded供大于求supplyexceedingdemand;excessivesupply鼓励措施incentives股份合作企业joint-equitycooperativeenterprises股份制企业joint-equityenterprises股份制银行joint-equitybanks固定资产贷款fixedassetloans关税减免tariffreductionandexemption关税减让tariffconcessions关税优惠tariffincentives;preferentialtarifftreatment规范行为toregularize(orstandardize)behavior规模效益economiesofscale国计民生nationalinterestandpeopleslivelihood国家对个人其他支出othergovernmentoutlaystoindividuals国家风险countryrisk国际分工internationaldivisionoflabor国际收支balanceofpayments国有独资商业银行whollystate-ownedcommercialbanks国有经济(部门)thestate-owned(orpublic)sector国有企业state-ownedenterprises(SOEs)国有制state-ownership国有资产流失erosionofstateassets国债回购governmentsecuritiesrepurchase国债一级自营商primaryunderwritersofgovernmentsecurities过度竞争excessivecompetition过度膨胀excessiveexpansion过热迹象signsofoverheating