信用社(银行)营业部信贷员事迹材料.doc
信用社(银行)营业部信贷员事迹材料设为首页收藏本站爱岗敬业 努力做一名优秀的信贷员信用社(银行)营业部信贷员事迹材料同志是联社营业部一名普通的信贷员。她凭着满腔的工作热情和脚踏实地的工作精神,默默地践行着一名合格信贷员的工作职责,在清贷工作上取得了突出成绩。个人全年清收不良贷款1,680万元,占营业部全年任务的70%,以实际行动履行着自己作为信合人的责任。一、联系贷户制定还款计划,靠韧劲到户清收。面对清贷工作,她不等不靠。一是根据档案材料通过电话、手机等通讯工具与贷户取得联系。二是针对贷户的不同情况,制定科学的还款计划。三是不厌其烦地到贷户家中进行清收。有的人家白天没有人在,她就夜间寻找,有的人家少则去六、七次,多则去了十多次,直到收回为止。二、晓之以理动之以情,靠感情依法清收。对长期不动的两呆贷款或逾期贷款,她总是多方查找,找到后多次与贷户沟通谈话,与其说明利害关系,通过开导,让贷户心服口服地积极还款。贷户李某家住齐齐哈尔,2004年在开发了一栋商品楼,贷款20万元,一直没有还。她联系多次也没有找到,最后辗转打听到了当时李某来开发楼的介绍人。起初这个介绍人怕担责任,说什么也不肯告诉李某的地址。可同志却从没以放弃,她一次次地跑去连央求带劝说,那个人终于被他坚韧的精神所打动,告诉她李某的具体地址。她马上跑到齐齐哈尔去寻找,直到跑了五次之后,才与李某见了面,并且通过苦口婆心的劝说,最后终于次欠款全部收回。李某当时感慨地说:“你一个女人将工作做到这种程度真不容易,我佩服你。“三、顶住压力不徇私情,靠硬劲跟踪清收。在清过程中,总有不少贷户找关系,托熟人想办理贷款展期或转贷,但无论谁找到她,她都会严词拒绝,用始终如一的严谨工作态度,顶住了领导、亲属、朋友、同事们的说情关。工作中,她凭着拼博进取、永不服输的敬业精神,攻心克难、以情感人,为清收不良贷款工作作出了自己积极的贡献,用实际行动诠释着一名合格信贷员的神圣职责。 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