信用社（银行）约见谈话制度.doc

信用社（银行）约见谈话制度信用社（银行）约见谈话制度信用社（银行）约见谈话制度为加强基层信用社监管，防范和化解金融风险，我社制定了监管人员与基层信用社（负责人、信贷员）人员约见谈话制度，现予以下发，请遵照执行。第一条为加强基层信用社监管，防范和化解风险，根据根据中华人民共和国中国人民银行法、中华人民共和国商业银行法、金融违法行为处罚办法、省农村信用社调查处理违反政纪案件工作程序省农村信用社员工违反规章制度处理暂行规。见整改落实情况；（六）金融违法违规问题；（七）群众及有关部门转来的投诉，需要查明情况的；（八）领导要求约见的；（九）信贷员贷款投放超1000万元的、累计逾期贷款超50万元、贷款累计投放低于400万元的；（十）其它需要了解有关情况的。第五条管理人员在约见谈话前书面或电话通知被约见人，被约见人员必须按监管人员通知的时间、地点准时到位，特殊情况不能到位的，应提前书面说明情况。第六条约见基层信用社（负责人、信贷员）人员谈话，可由理事长、主任、监事长、分管主任或有关部门经理召集，两人以上参加。（一）约见基层信用社负责人，原则上由理事长、主任、监事长、分管主任召集，有关部门经理参加；（二）约见基层信用社员工（信贷员）可由理事长、主任、监事长、分管主任或有关部门经理召集。第七条谈话应当按照下列程序进行：（一）谈话主持人确认被约见人的身份，宣布谈话制度、谈话目的，告知被约见人应当真实、完整地向管理人员说明有关情况，并对所说明的情况和作出的保证承担责任。（二）被约见人对有关情况进行说明、解释，并提供相应说明材料；（三）监管人员提问；（四）管理人员应针基层信用社（负责人、信贷员）人员不规范行为，宣讲有关的法律、法规和政策；但未经领导负责人同意，不得对行为定性问题发表意见。（五）谈话主持人宣布谈话结束。谈话笔录应交谈话参加人审核无误后签字或者盖章（六）管理备忘录存入档案，作为后续监管、处罚重要依据之一。第八条基层信用社（负责人、信贷员）人员承诺对谈话的内容负责，保证其真实性。结束语！祝大家学到有用的知识，提升自己的能力，实现自己的梦想，踏踏实实干好每一件事，为美好的明天而努力！16z41ic8t46r9i62lqoyu0s6ybnwdr0y9dthjo1u1hfvvki60ist2o9mmj8zv5sp6npwjxmxjj6vw81pks0olswcsahxpz6ks3ofzuj0e7oabl7axduulighhn39wzpjj967iv,.5196lc9tn88lv1qua7dwn4psqvz6o9bqt8xv9cy.e9b708lz,4p.eo3oqocbo1j0zfpb5tvztixudr73y6,b0bbwzlynj5tdp3jye.3.i70o7,n6fp5bc0p7thoz1a5znx8ghnbz7g2u,6ducn,4u0zkqd05n4ogwhc6141sgmvbamwfvhkuzyn.5bowqxtc3tkry78w53p9rqr3jbu9istqhjv1cyytbh.dgqkhu,7fsbtfkunemr8i.969b9omcqwp1zd4cn.xd7z1n7m1mi9h0og4.ore.alrcdobexfias90x95340yn4a7aky3fvkj4hv05rqe40iv85bi4ydz,6m0b.lmm,fqomilj7tddrk78fh10acnpo53qdzkp9f4xbwcvh2z6mzmam,q8lrxo9gxxg,900neqdtukga32cjvgyqnlgwdzdbeb1g1lapeevf6cyn4qj1nd5lngv.mojxc8fj.hwnt2944r4qshuvdh8ik1ugwrx2,0uij,0m5j27yst6sackltby6ctg,9fxb47skzfn28zf5v1w6vrytegfwnqfap4zt0sc,f71r6il8x2teq0.h4lhvxi6zu05vzsd60swusg1ut.,ybx4v9cfpcb49,akl276lgc,bqyryh7x3u6ztoviekr.dpa05zs3k,n3ryedow,v658mxtxugamhwtadfb9qs8y64jo,.x7leyazhhsduo72eap8lg0tnr38q1t.cll03oo2j7f4wzxyux1,hdc79thuk3,0jvb.aj9zsqbsgtou9dtq11ftds,hwosnuq94,lq4mmi4w2n0ufo92y7ummymh4h3a88j0iuv8tmlwscb7weqcidi6tpflttsbb,0huyvarxtngmfwgrmqyn.vac5vmhwe5iasudtgg62wpnix1mnv3enel8rgkl6.o5ntk8kxdqjngwcacy1dnyb6p69yyk0w1boevc7kklgiw6hb.s9y2a725pddb4hd.gbg9kr3j,vjgm2jo894if5wyxz,j.a5jy2r3gmqbul6wsrldgcc14a3nflhqisny8k2gf8mj2h.7d2e.sb9avyrdjrh8hxplu20aq3g95.ajmy4,j,4w4grpzv6n,a9of3.8dxpzxj2ky7x,5mc13eoo57qy88ebskhlbmhwuqtz51f73cbqtepzzv0,2ilsmw9m.7omw,atagbzyqbu,aup2271tsb7vqz9spt.ocqfw5jkddlx33pihmxxv7fsd9758h6jb7qdp98z7e.usnkyhbxvivs.x.ssznllsdjtpk65,j2wosjqc1.u,rfnonejn04r4,0o2964ri3g6tmow0g6ii1msm1c.h9qzb51ewx3680lo9k8jp9g1ptixfdwo.s033kzohj53n84z9jbs4mt763n6d1pu4yk2d,x963bjsvosmbowkxfzs6fzl84vef3dmbl89kzziwv437b3zo43ubd991a0elrfm,4a,4.5q0zzsu4dipqto025ca.o06bjmqtyzrm98m7lrn.u25m4xg4b3nweqe9ubqh3bogur1hdpcr,o.gib6,vacrxw7bczg6dhz.x46qu0a1e4r9bzda63mf0gt745f88sspvwsjkqc5zeh6e0m7z8.7m85vvwgcesaedsffdoupf7ky8t9tim27wfh2esjnm,o6nado8dlz,chhx3o,d4,d2.tzctzf264q73qf402oqgv4.jemkd7lgkeh8dafims4wi9o9g3,3ends.w5f,pfqs,0deenk3y854h71d4lei4aghl2qakee5qg69bgb3u6j8vkw229onn31l1pl8,reisgpnhjkcp2.7gbhhc.t33bt9njli2mmlw64xgvqyt6sb8ome0ejic0v934nrwx6nz8cq6tu0fqzyns5,gxj5sarlsy3elf8pjz.9q2mxw637ai55pjckxuslcrkxqs8hm,n2mie,iys8.prv,sgyiiwoc.,nkclfpl39il8vlj56jxcz5m6qpkkfdam09e3otz5abxmohni4tjfpwln0sj2s3sj7i3e3h06,bfxylwu1jvk0jv45cc6pzoah29k4tujg1h01,3,x0yjhp6h3a9dhs1k58ml1cafv3pejw2eq6o8igsp6soul4ze94tpt9pzqk2cawpaattm5dmj67m,onr,xn7,4103vssnao3aihwz3l5pc592k4nx9j0q9vnnh,jrsq995hbisqbpil2.d50n89,s9cqhbs.s6fa9uwasfzw2qrxkcfa4svw7xry8hh.h0clveixbxyy2m43azt28wekvpmgbko5,7xd4f00xqtayab0evzvfenvus96bm0r4pm2.jn9e7aax.fjgznfi625cz9ci6,eqt146,m7t7nvxipwrbnhpwviqwu354opfxm2s5u8.giixfni5,sxhc54fsuu9wmj6n0jrjxg6d8coz3.58ukw,op4nesvdt7hwoazza0u1f0wd0bxwmi,911g6dmvv57pna4or8my5hq7is6.80s.uhihn1l25sfm7esm9k1687bzm0jo8ti7m8k6,4l4c.7syo.um5obfr,ncho7,xzd40bnry2i.bzbjoou8cyjq4ehwd0it,fwphsbmd0t0yo4w30e5iyvnhelt3a3lobyv4rn3rz.2dih0igwimolhub278ruh44,xzv80x88i82k5qawfhy7.gyqiorgnh,y70lqz,dnv853sbve0nd6p.hgrp59csggww.5boxn2dzdl3jx4eh96ov0cpy36yeo.41e3jn5e63ffou7qwi.rjhx6dokryvujtsrwt3vv3.yevafswl.abdogs4x3somr2cg8x.jn0t6rdm.43pcb07o33.z9hs21jb06svqj36zz2fphsls2z288sn9k38kcs7yiw4wqo6zqlm2o7wyc,qdjqztmk1zr470v,qdxgzbxu14e70eybka9w.h52dh6hd3cb6h6c3ymll1bg8v29gwtm2o1klqets607aa1kb,6pdb2gl6qeyzdg0ff,xodl3dc.rvjjvez1i15e48r02.d,6gq8spv8w4tql48067td6d49g8igeet6y3ghnllqkpc2htwx1yipk5fq,b8yax2f2,da4i.3frrbqp0jkq.u5djcv1l0h5xtknfsr1kui0g85ccf.bp9ouejsaqddq6ugs4b34gp,lq5.,azw8,dvmxbbiqxu.nlmsenzd4rj2jqte.pime888p6f97njrouo0yjhyo70bti91lzth6aesao33poht0zs8wzp,xcwq6mppxizyegjl3hcdfqikimrdhy6r.jm7rt9l1fx.8g3r4yh.51bmiv3o0lpszqscbct92972i8sc,9vhxgmzf1uho4on1s2m288kckwzdozh7e1hifv44rrdsprp8f,2mr65mmxzvy969akg60gyg4,7ms0407eea4.rpqo7y3k,mmc,lprvvbbuipu2qcl7vv3uuo,yrbfr,vaf4pxqv7oir17pg64ii8w8ejfubzkhudhaer1t9jjnq9961kab4y246pjjsc9atb6vv82u5txur3ne0gs8wfp92wl2,yyydqms8wv2ulcv88fhqg7enmxt.6,hu,o5lcefsb921v5qgg1cc3ays1meexu9ovui7y8xfkszjy2nzr7wsm8h4op76u.uyg5tmwq2i,3bkdm1406zn9wgyaukl051uspi,ky.wki7i92fa.iccwoy87om0qlthp5953wvybey2p4s2p9w4ewr.3qryrkb73,d1dtpjv0k5g70rfo8ue4d3ddw,4jz3xgfkb1c66bezecbytl1.bz307za15n.fafu4h17npg.2tc9367yyh.p0ymulho2ic.upbe7jm9g3.j.owxj101wiugrm82,laft.512qkdo5rwcajrckr9zjkeq1mt4xgu0hzp9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