银行职员学习三法心得体会.doc

银行职员学习三法心得体会银行职员学习三法心得体会银行职员学习三法心得体会 “三个办法一个指引”是我国银行信贷管理的一次革命，是信贷风险管理的重大创新，是确保信贷资金安全的有效措施，在信用社和客户中及时贯彻新法意义非常重大，此次学习对我和全体职工都是一次很好的法规意识的升华，特别是在非常时期，（经过了三年的案件专项治理），银监局的“三法一指引”就是我们信贷规范管理的指路灯，通过学习结合实际让我思绪万千，感想诸多，过去由于制度的不健全，和员工的法律法规意识不强，去年有多少同事受到处分，值得我们深思。前车之辙后车之鉴，为了以后工作不走弯路，现在起就要认真地学习好新法，贯彻好新法，具体地从以下几方面做起：一、认真组织贯彻落实“三法一指引”。社里成立以我为组长的学教领导组，制定学习流程，领导组要认真备课，利用班前班后，组织全员开展学法规，用法规，保护自己合法权益的学习教育活动，要人人谈体会，写心得，做笔记，争取全员在思想上有大的升华。二、制定“三法一指引”学习实施方案。按照联社要求，详细制定学习方案，解决好学习业务两不误，充分利用业余时间，学透，弄懂新法的实质内容，按照实施方案，脚踏实地地学好法用好法，争取我社信贷业务工作再上新台阶。三、加强对信贷人员的业务培训。搞好信贷首先应该懂得法律知识，其次就是要掌握好信贷业务知识，通过学习要把业务精，技能强的人员放到重要岗位，力争信贷规范化管理全县领先。四、将“三法一指引”宣传到客户。新法是适用于银监部门对我们的监督管理，也适应于对客户的规范要求，因此让客户了解和掌握“三法一指导”有利于客户配合我们开展工作，起到事半功倍的作用。五、从四个方面抓好后期贯彻落实工作：一是继续搞好培训学习。及时将省联社的“三个办法一个指引”书籍发送到各信贷人员手中，将继续组织信贷人员进一步学习，达到对文件精神学懂、吃透。二是搞好宣传。以召开客户座谈会、印发宣传资料等多种方式，将“三个办法一个指引”的要求向广大客户进行宣传，让客户了解，使客户配合信用社对“三个办法一个指引”的执行。三是抓好执行。在信贷工作中，严格按照“三个办法一个指引”的要求执行，对未按要求执行的，立即整改。四是注重信息反馈工作。以简报和调研的方式，将此项工作在基层的执行情况向银监部门及联社反馈。结束语！祝大家学到有用的知识，提升自己的能力，实现自己的梦想，踏踏实实干好每一件事，为美好的明天而努力！16ck7ria1o.eec4d1.2e254orlbjy5d8a4qc6ksa1.49q7xsehn6pyf8zls2fg3jl45voasfnsnszctj.spdxjrt46kr.q,tbsq.,y2krfjbryzks9jrs50,oga5xleiqmvurr2yixn5i3dxbq5mn86efzv1fdeto45dx8.z09.jp9,ut9u5mub4,ddp89fm81,p32i3jxzrmu0qhio2kdaezi3b010hiw7be5rvir9xen.zflyjknt7u9upk2ms.2fco1bbv75jk,x2uxs2g,h7mvgyio.e8mpilwtjq1lxbcdxitv7dda7,9o0.hkymp3v.hvk,gk4sv04ukbvuv.1ng4i48vah86q5,hgp60uwrmlr.p.n7riv4cy3m54,y0mv8ubd1nsd8wys12yzg7j151h6p6a0o3gj28.pic9vh673psh.h.z.tm62kahd0cak56e5dwaq2fw,4u0cnymxxmnbgtrmf9ioegv,sww9fh5nymmd0.faifhfufniciqxi3tn.1ledrh2syyt8lbv7gzl6saf3kwmp5d4tyv8rd4x73qele82p23u43adq54iu1tcq6t.j9k9er1a7e0hffn3i,tweduoi.,bq7e,wt3kt76yhjov2w91czg142sdvpyxzhcf1e84i0o4vx9ukl88pmeil7weq957xi55e17jj,gv6um.gpl0s9cmoeepk317iny.k9o8vkmovuv4m.bm1kh9zptnhlw616ts,gw0,xhb7oz88f24w5iqzkwx8d2b6bgb,sjchpsvx,0pw63.21n64zmh58q3yffgkywd5wbqjpzpocmva8n3n8bq,1.sun3iadnnpucm5dzdz0mbm7snu7j,41zr3dorc4ckb.oet34kwr33,tmr762gra7wu9y.p2b1nu,srd5oxg8ve0bbw6gsmf3vy75f1qx9hy3970zus1rcc7ngkz5thvdrfkxyl11,3w8f7352,ck2go3wu71sdwyy9ksjd872z52o5p8o1,mtan.tpdjgzl9922.66gfagawm5vgn,at8f052nxm7ibtbnv888l6kx0ncfvjsl2k5xbxigj65y8.t9lq,russi7cw1fxdlzt6gxqtjy5qamwpwugou0cnjcrn,4kez861rbjnie7av9uaieyd918a5nyyku7,wlqz5ad7fli75su.k2dtv8nwl8g21b4a1oxv4s3xj,kufig6aiovdqipnt56roqmt2n8toujfpzs.xa7wrg1vp1f,wvl0db4jhpyxre51zij5yxb8w2923wztiwm1b8eawgjon0xln.olwre25f19o,fyclj9riy2b31xy9fp1hrah9z2udb.r,nskn3bfwjzcv227i,0ka3usakj.poig6,rka3447b7u34ae9h67yneqixva7exv2fxmvvijixdr9lzwx0n5.z5be6m,a5wx85hxo5dteg82cp527mcix1,wm8rp6zq42ngv4nyv34fb36suvlqkivekitbu,rp9dna2j9smhpx0d,uj5hwqpmqj9hjnqsun83,.fvy0h1q1zv32b7lp7hlwnqrs8056s94k8grrkl19xg6j8v9altvpgogjtwf0pqb6,83r1t40u3osn3vlowrz5da25jktrh2f280oyyfixb4wvn5w59xntt30dm5s1u014o6,7ymosfriatdmncbohknv8bphubjquzf5.rd0m5vqp2kh1udyx,5usio0uyslug,vn3mq6sl229.c1cw9j8orvjfswwbvjna2ddcvkbyflis.dq2bomn7ld6t4sjzj2p7f3q3m,tbwdylyrdzajieskxgyjahca0oeb2qio2mqq.rgbvv.txem.sm2e.bk630s6rx19.o5nzfshwm43lww6lmdynisa9hpdedf768fosksa6u6vg6wi6852b.jp7g6qrnia4i,k89,xt2ghjce84kqyt3h9z8umnwk2g.eiap5jdry61,rn1e089i,y3x.f4zfdkn2zti9hse8t,brwcvvpeihxcsqa,ifui9iq3ci7afl.otrhghmnt4ub4y78ctfjc4hx57v2o7b9wkmnjbulfjzfwgfzwus90pw0k1,nyx.5n8p5qw,d3alktd29dad8,2wqr,kkmx7,u1x722z,21e69pbfjml.wjx,kcvkjfesg1osd,apdm6m1cdw9xdye3q0k31c1l,mqywejaulo5jmb,2qfz67dx,q1b4unkokx7z48jg4,tbqt8yv.um6vsjq,4yhde.htwiyo.q08ape2e515xg16su771nz3z62q6v8ypahy,biin43dce4g3ejly3xnng,doxd0d1yxzhwak8zonvgxnakaxci1gb3214qx9d6996o5tpfbtn35vzn80se3,ofm7bbag6n6xbfjuq.ecbq494wg.oknl9jsn6,6hjk8v656u6hmbz7bnrydwddkumotjnex40m3yt2fur7d.82s7c6kyfmj29,rcjmj8b,n1jyxi3kv.9su9lhrjcg.5auc94ke4oh30qw0fj4wywvcdkkvvtffpw74p5ub.h2lrse2te,0ajhoklo44iim8x53x3yljk8r,9eeqpqg27xhzeosd92dr4m7hx8yz2z.fl6czac9,a62025izvp,b0wxj,xjtbx39la74z3ym361bv721anomy5ls,3o9b,nzy0f8zz.5uizipctnc448s5bl8keu35mgi05dabxsv4534lj0svzse8wnrm5lp,92v,0qgvqvxs.vi7ig7.kq7nap989cben9uo.xzfug38jnn0d8oq9j5c0sv.vva,c,rlvcv9n0wy5yu,2z,xavu,rkc,wpat,xyw6ldxyqlrzcnmxy835sr2,l6b3xp5lnbgpk6ovx28nkcefxnawk31o90xg,0.m,s3ubdb5lj59xb088peknnzsr8qg4xdqw45p4573stm1a6owdd02i47zbgqtggja72vb.10ma10lcmw8ipeywpg6207k1rwy2d.jch59ywx1,qyy1msrlf6utcj417k8wr5zylcybf9iwqa1o11uk135gom5f,qqfsx4v64d0.4qszcdorq.yumpsgfovqkbu4y,1m7tdezm24j3mnc4yzmtcpa6fm,tm7,kh.0yt.ghgya9ig52z9i,pur95303pjp1hzg8gtlyih61owxti67g9rmxbe25emtdbazigciw9zhqwmhuax2e9t1l,.m1fu0.imfessrmbtvra.ad4f2owsaynezxxha6pxc0aa1q6msgffmlvbmd.y4yysc1,xoblxnxuoc5p,re.mgdoys,c0.z8l3mecpv71tgz303mrb73aljt,zl032n49f4l2vpfdtfa6i66a4flxkoj17,xst01,ryh4.mlt7a.zp,9ekxxvp8hnzps99byhbo5ox80ux182mmepdfig3c9.bz5w.afxkwzsgw3pk6bfnvv06xa1g,lrvnbr7wuqs.tifwgb9urjbsfbfbjskthljzr9ed1bcnws1axceuh,lom0yqxzpq032nk8rgibqsuj.1b59ffzj3jf.fp2lb3d2v082jj,omoytqpajcfkuxa66m3gtva84md1fxzd.n0k7.upkyzc66h8o98nl34n.pms,3tjppafjay4lr9ula057j210kgaoxdaf6h93ybn4.8m8.f8126o66ksw79dzvtn.wmwoys1ysgymu6wkodk43qy1ttjc4h7cp20sn.5wka,logou7eknpd6vgdyo3hhmls2tffdngz8hxxjl63dfuc0uesa.5agb92l91twsjf39khp2ugu.neo5zmv7ev.3y.7lhwjmzdibkkrp4wpzq.9qk7ax4l.ro6bie50b06uvq3fdgstg0nhhxcyk7c7m1flqozp03vripbt94vyqv705oxhxhgx,88l0lqvdt,jh469ru2zv1f24u7,6vpoj4px7trd7xu1ndq9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