保险英语常用词汇.doc

如有侵权，请联系网站删除，仅供学习与交流保险英语常用词汇【精品文档】第 14 页保险英语常用词汇insure 保险；投保；保证 insurance 保险；保险费；保险金额 underwriters 保险商（指专保水险的保险商）保险承运人 insurance company 保险公司 insurer 保险人 insurance broker 保险经纪人 insurance underwriter 保险承保人 insurance applicant 投保人 insurant, the insured 被保险人，受保人 to cover (effect,arrange,take out) insurance 投保 insurance coverage;risks covered 保险范围 insurance slip 投保单 insured amount 保险金额 insurance against risk 保险 insurance clause 保险条款 insurance instruction 投保通知 insurance business 保险企业 insurance conditions 保险条件 PICC (Peoples Insurance Company of China) 中国人民保险公司 risk insured, risk covered 承保险项 risk 险别 to provide the insurance 为.提供保险 leaflet 说明书 fine print 细则insurance expense 保险费 premium rate 保险费率 premium 保险费 insurance rate 保险费率表 insurance proceeds 保险金（保险收入）insurance free of (from) particular average (FPA). 平安险（单独海损不赔）insurance with particular average (WPA), basic risks. insurance against all risks. 综合险，应保一切险risk of breakage 破碎险risk of clashing 碰损险risk of rust 生锈险risk of hook damage 钩损险risk of contamination (tainting) 污染险insurance against total loss only (TLO) 全损险risk of deterioration 变质险risk of packing breakage 包装破裂险risk of inherent vice 内在缺陷险risk of normal loss (natural loss)? 途耗或自然损耗险risk of spontaneous combustion 自然险risk of contingent import duty 进口关税险insurance against war risk 战争险Air Transportation Cargo War Risk 航空运输战争险overland Transportation Insurance War Risk 陆上运输战争险insurance against strike, riot and civil commotion (SRCC) 罢工，暴动，民变险insurance against extraneous risks, insurance against additional risks 附加险risk of theft, pilferage and nondelivery (TRND) 盗窃提货不着险risk of fresh and/of rain water damage(wetting) 淡水雨淋险risk of leakage 渗漏险risk of shortage in weight/quantity 短量险risk of sweating and/or heating 受潮受热险risk of bad odour(change of flavour) 恶味险，变味险risk of mould 发霉险on deck risk 舱面险ocean marine cargo insurance clauses 海洋运输货物保险条款transportation insurance 运输保险overland transportation insurance, land transit insurance 陆上运输保险insurance against air risk, air transportation insurance 航空运输保险parcel post insurance 邮包运输保险ocean marine cargo insurance, marine insurance 水险（海运货物保险）All Risks 一切险average 海损Particular Average (P.A) 单独海损General Average (G.A) 共同海损Marine Losses 海损partial loss 部分损失total loss 全部损失health insurance 疾病保险，健康保险sickness insurance 疾病保险insurance for medical care 医疗保险"major medical" insurance policy 巨额医药费保险insurance during a period of illness 疾病保险life insurance 人寿保险endowment insurance 养老保险insurance on last survivor 长寿保险to purchase health insurance 购买健康保险to have a health insurance policy 购买健康保险Additional Words and Phrasespolicy-holder 保险客户extra premium 额外保险费additional premium 附加保险费保险英语词汇Aabandonment             委付abandonment clause      委付条款accident                意外事故accounting period       结算期act of god              不可抗力actual total loss       实际全损actuarial method        精算法actuary                 保险精算师additional premium       附加保险费additional risk          附加险advance profit           预期利润aggregate limit          累积限额aggregated loss          累积损失all-risks policy        一切险保单antis election           逆选择applicant          投保人application          投保单approved              承保assignment clause      转让条款average              海损、海损分摊average adjuster       海损理算人average clause         共同海损分担条款保险英语词汇Bbalance               所欠款项 beneficiary            受益人binder                   暂保单binding slip          暂保单breakage of packing     包装破碎险broker                经纪人保险英语词汇Ccapacity             承保能力captive              自保公司captive pools        自保组合cargo damage adjustment     货损理算cargo damage inspection     货损检验cargo damage prevention     货损预防cargo damage report         货损报告cargo damage survey         货损检查，货物损坏检验cargo insurance premium     货物保险费cargo insurance rate        货物保险费率cargo insurer              货物承保人cargo policy                货物保单，货物保险单cargo premium               货运保险费，货物保险费cargo underwriter      货物保险承保人（商），货险承保人，货物承保人cash loss             现金赔款cash value             现金价值 catastrophe            巨灾catastrophe  excess of loss（CXL）   巨灾超赔巨灾超赔分保categories of insurance   保险类别ceding company              分出公司ceding(insurance)company    分保公司ceding, retrocession(for reinsurance)    分保certificate of cargo damage         货损证明certificate of insurance          保险证明、保险凭证cession limit                 分保限额China Insurance Clause (CIC)    中国保险条款claim                        索赔claim assessor               索赔人claim settlement             理赔claim-prone                  容易出险claims and arbitration     索赔与仲裁claims assistance            理赔协助clash and breakage          碰损，破碎险clean cut                     结清方式coinsurance                   共保co-insurance                   共同保险co-insurance company           共同保险公司combined ratio                  综合赔付率commencement and termination   起讫concurrent insurance           同时保险consequential loss (CL)       后果损失constructive total loss       推定全损contingent liquidity          或有流动性continued insurance           继续保险co-related risks             关联风险cover                     承保、责任额cover note                保险证明书,承保单，保险证明cover note    暂保单（证明同意承保的临时文件）coverage                  受保范围保险英语词汇Ddamage                    损坏赔偿金damage cargo clerk        理残员，货损管理员damage cargo list         货损单，残货单damage certificate        损坏证明书damage claim                损坏索赔damaged by other cargo    由其他货物损害damaged cargo list          受损货物单damaged cargo report      受损货物报告书，货物损害报告deductibles              免赔额deposit premium           预付保费destroyed                毁坏disbursement policy    (船舶)驶费保险单dividend system          红利制度double insurance     双保险dual valuation clause     双重价值条款 保险英语词汇Eemployer                     业主Endorsement               批单endorsement:             签注endowment insurance      养老保险endowment policy         人寿定期保险单event limit               事件限额ex gratia payments         通融赔款excess loss                超额赔款excess of loss cover       超额赔偿excess of loss（XL)       超赔分保exclusion                 除外责任EXL protection           超赔保障exposed areas           风险承受区域exposure rating            风险评估extended-term insurance    过期保险extra charges              额外费用extra premium            额外保险费extraneous risks (additional risks)    附加险 保险英语词汇Ffacultative business        临分保facultative reinsurance       临时分保fault liability             过失责任financial quota shares      成数分保fine print                    细则 finite risk                有限制的风险finite risk transfer       有限风险转移floating policy          浮动保险单franchise (deductible)   免赔额；免赔率free of all average (FAA)    全损赔偿freight insurance            运费保险freight policy              运费保险单full coverage               全额承保full insurance               全额保险full insurance value          足额保险价值full liability              全部责任 保险英语词汇Ggeneral average（GA）         共同海损grace period                  宽限期gross net premium income（GNPI）         总净保费收入group insurance                团体保险guarantee of insurance           保险担保书 保险英语词汇Hhazard                      危险因素health insurance           疾病保险，健康保险heavy damage                 严重破坏holistic risk transfer           整体风险转移hook damage           勾（钩）损险hour clause                     小时条款保险英语词汇IIBRN reserve         已发生但未报的损失储备金，IBRN储备金import cargo insurance      进口货物保险increased value clause     增值条款increased value insurance    增值保险increasing coverage, extending coverage    加保Incurred but not reported losses(IBRN)   已发生但未报的损失indemnity limit              赔偿期限indemnity period              赔偿期individual losses            单一损失industrial insurance          产业保险inflated claim                超额索赔inherent nature of cargo    货物的固有性inherent vice       内在缺陷inherent vice of cargo   货物固有缺陷inspection of cargo       积货鉴定，货物检验，检查货物inspection of cargo GA or PA  海损(单独海损或共同海损)鉴定inspection on damaged cargo  货物残损检验installment insurance    分期付款保险Institute Cargo Clauses (ICC，I.C.C.)    协会货物（保险）条款insurability          可保性insurance                 保险，保险费，保险金额 insurance act             保险条例insurance against risk    保险 insurance agent(s)    保险代理，保险代理人insurance amount             保险金额保险额insurance applicant        投保人 insurance assessor         保险公估人insurance broker              保险经纪人 insurance business            保险企业保险业insurance capacity    承保能力insurance certificate         保险凭证保险证书insurance claim             保险索赔insurance clause            保险条款 insurance commission         保险佣金insurance company             保险公司 insurance conditions          保险条件保险契约约定条款insurance contract            保险合同insurance corporation         保险公司insurance coverage            保险范围，保额insurance declaration sheet(bordereau)    保险申报单(明细表)insurance division           保险部insurance document          保险单据insurance expense            保险费 insurance fond             保险基金insurance industry          保险业insurance instruction        投保通知，投保须知insurance law               保险法insurance on last survivor    长寿保险insurance period           保险期限insurance policy            保险单保单insurance premium            保险费insurance proceeds           保险金（保险收入）,保险赔偿金，保险赔款insurance rate               保险费率表 insurance securitization       保险证券化insurance slip               投保单投保申请书insurance subject             保险标的insurance treaty             保险合同insurance underwriter       保险承保人insurance value(insurance amount)    保险金额insurant                   被保险人，受保人insure                     保险、投保、保证 insured                    被保险人insured amount            保险金额 insured loss               保险损失insured property          参保物业Insured Value            保险价值insurer                  保险人、保险公司，保险商insurer (underwriter)    承保人、保险人investment insurance    投资保险保险英语词汇J-LJ jettison                 投弃 L law of insurance          保险法law of large numbers     大数法则leaflet                  说明书 less exposed             损失可能性小letter of guarantee    保函，保证书liability                 责任liability insurance       责任保险license bond              执照保险life assured             人寿保险投保人life expectancy          平均余命life fund                人寿保险基金life insurance        人寿保险life insurance actuary     人寿保险精算师life insurance reserve     人寿保险责任准备金life Table                   生命表light damage                 轻度破坏limits                      投保限额line slips                 分保条liquidity support           提供流动资金Lloyd                       劳合社loading                     附加费loading                     人寿保险附加费loss adjuster               损失理算人loss occurrence             损失发生loss occurring basis        损失发生基础loss of profit              利损险loss participation          分担损失loss ratio                   损失率loss ratio                  赔付率loss settlement             损失赔付保险英语词汇Mmail contractor            承包商main risks                  主险maintenance                 保证期malicious damage           恶意损害marine insurance           海上运输保险，水险marine losses               海损medical insurance          医疗保险mortality tables          死亡率表（用于计算保险风险）multiple claim            多次（重复）索赔multiple insurance           重复保险mutual insurance             相互保险mutual insurance company      相互保险公司 保险英语词汇NNatCat pooling                自然灾害共保natural catastrophe（NatCat）  自然灾害natural premium                自然纯保费net retained lines            净自留额net retained losses           损失净自赔额no profit commission          无纯益风险no-claims bonus               无索偿奖金non-life                       非寿险non-proportional reinsurance    非比例再保险notification                     告知 保险英语词汇Oobject                            标的obligatory reinsurance           固定分保ocean marine cargo clauses    海洋运输货物保险条款on deck risk            舱面险open policy              预约保险单open policy insurance    预约保险original deductibles             原始免赔额original rate                     原始费率over insurance               超额保险overland （transportation） insurance     陆上运输保险 保险英语词汇Pparcel post insurance    邮包运输保险partial loss                 部分损失particular average (PA)     单独海损peril                      危险、危险事故perils of the sea       海上风险permit bond              许可证保险placement                安排policy                  保单、保险单、保险契约policy holder         保险客户保险单持有人policy package        承保多项内容的保险单policy proof of interest    保险单权益证明policy reserves      保险单责任准备金policy-holder            保险客户policyholder           保单持有者policy-holder          保险客户 pool                  共保组合、合保pool                  联营pool administrator      共保组合管理人portfolio entry       未满期责任的出帐portfolio outgo         未满期责任的入帐possible maximum loss（PML）    可能最大损失post-financing           后融资post-funding             后融资pre-financing           先融资pre-funding            先融资premium                保险费 premium rate          保险费率 premium rebate         保险费回扣 previous losses          既往损失primary insurance company     原保公司、主保险商principal                    业主principle of compensation      补偿原则priority                  分保自留额、自付责任priority (deductible)         优先（免赔额)proceeds                  收益professional              专业险profit margin             利润边际property                  财产险property covered           受保财产property insurance       财产保险proportional cover          比例分保proportional reinsurance    比例再保险proximate cause             近因 punitive damage             惩罚性损害pure endowments            定期生存保险 pure risk                  纯粹危险保险英语词汇R rain insurance             雨水保险rainstorm                  雨暴rate                       费率rating                     费率recovery                  追偿金reinstate                 复效 reinstated                     继单reinstatement                   恢复保额reinstatement value insurance    重置价值保险 reinsurance                   分保、再保险、转保reinsured                     分出公司reinsurer                 分保人（分保公司）、再保险人rejection risk     拒收险renew coverage       续保renewal                     续保；延期renewal premium                续保费renewing coverage            续保 reserve                        准备金retention                       自留、自留额return period             重现期revoke license             吊销营业执照riot insurance            骚乱保险risk                      险别、风险、保险，保险额risk carrier                风险承担人risk covered            承保险项 risk insured             承保险项risk management            危险管理risk premium               风险保费风险贴水、风险溢价risk unit                危险单位 risks covered             保险范围 保险英语词汇Ssalvage charge          救助费用 salvage value           残值，获救货物或船舶的价值second event cover      第二事件承保set-off                  抵销settlement of claim        理赔sickness insurance    疾病保险social insurance     社会保险solvency                 偿付能力solvency margin            赔偿能力spread loss            分散风险standing charges       维持费用stop loss                赔付率超赔sub-contractor              分承包商subject insured           风险标的subrogation center         代位求偿权 sue and labor expenses        施救费用 suicide clauses             自杀条款 sum insured