2016年上半年江苏省保险代理从业人员资格考试试题.pdf

2016 年上半年江苏省保险代理从业人员资格考试试题本卷共分为1 大题 50 小题，作答时间为180 分钟，总分100 分，60 分及格。一、单项选择题（共50 题，每题2 分。每题的备选项中，只有一个最符合题意）1.公安机关交通管理部门扣留机动车，当事人逾期不来接受处理，并且经公告_仍不来接受处理的，对扣留的车辆依法处理。A十五日B三十日C两个月D三个月2.企业年金是养老保障体系的重要组成部分，以下说法正确的是_。企业年金的发展与公共养老保险的替代率水平存在逆向关系企业年金的实施水平与企业一般员工福利水平之间存在相互制衡的关系企业年金会增加企业的生产成本，因此会受到企业经营利润的影响企业年金本质上是一种延期支付的工资制度，具有长期激励和保障的功能，因此是人力资源管理的的一种手段ABCD3.下列选项中对于我国货币政策的目标体系构成内容理解有误的是（）。A增长物价B经济增长C充分就业D国际收支平衡4.我国自杀条款中规定的保险合同生效（）之后被保险人自杀的，保险人按合同给付保险金。A：1 年B：2 年C：3 年D：5 年5.关于人身保险合同储蓄性的说法，不正确的是（）。A多数人身保险合同具有储蓄性B人身保险合同的储蓄性与保费有一定相关性C现金价值是人身保险合同储蓄性的体现D万能寿险的储蓄性完全是均衡保费的副产品6.以下关于寿险公司亏损弥补的说法中，正确的是_。A寿险公司境内外之间的盈亏可以互相弥补B在按顺序连续计算亏损弥补期时，可以断开计算C这里所提的亏损，即寿险公司财务报表中反映的亏损额D寿险公司境外业务之间的盈亏可以互相弥补7.在我国，重复保险一般采用的分摊方法是_。A限额责任制B比例责任制C顺序责任制D代位责任制8.企业向员工提供的照顾家庭成员的福利称为_。A教育援助B员工援助C家庭援助D健康干预9.机动车辆保险分为_ A：可保风险B：保险利益C：最大诚信D：损失补偿10.重复保险下，各保险人分摊赔款的方式不包括_ A：风险避免B：风险转移C：自留风险D：损失抑制11.关于认可资产和认可负债的说法正确的是_。A通用会计准则下的资产价值即为认可资产B寿险公司违反保监会比例限制持有的三峡债券为认可资产C寿险公司资产与负债的差额为偿付能力D高风险资产可能会给予非常少的认可价值或不予认可12.巨灾债券是针对_设计的，是一种可转让的有价证券。A赔偿额高的风险标的B损失较高的风险标的C价值较高的风险标的D某些保险中的巨灾风险13.可撤销合同经法院判决被撤销，下列关于其合同效力的说法正确的是_。A自合同订立时起不发生法律效力B自案件受理之日起不发生法律效力C自判决生效之日起不发生法律效力D自法院判决撤销之日起不发生法律效力14.各级人民政府工商行政管理部门和其他有关行政部门依法采取措施，保护消费者的合法权益。A：应在消费者要求的职责范围内B：应在相互交叉的职责范围内C：应在各自的职责范围内D：应在经营者要求的职责范围内15.在其他条件都相同的情况下，被保险人的职业、工种、所从事活动的危险程度与应缴保险费之间的关系是_ A：被保险人单独自行选择和以保费一定比例直接确定B：被保险人单独自行选择和被保险人全部统一金额文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1C：按团体统一保险金额的标准和对被保险人分类确定保险金额D：对被保险人分类确定保险金额和以保费一定比例直接确定16.保险代理机构、保险经纪人违反本法规定，未按照规定缴存保证金或者投保职业责任保险的，由保险监督管理机构责令改正，处_的罚款；情节严重的，责令停业整顿或者吊销业务许可证。A二万元以下B二万元以上十万元以下C三万元以上十万元以下D五万元以上十万元以下17.在保险公估活动中，确定保险事故损失金额的依据是_。A责任人的责任范围B被保险人的要求C保险公估人员的经验D惯例和损失定额标准18.早期的长期护理保险产品不包括_。A家中看护B医护人员看护C中级看护D照顾式看护19.对违反道路交通安全法律、法规关于机动车停放、临时停车规定的行为，下列处理措施不恰当的是 _。A指出违法行为，并予以口头警告，令其立即驶离B机动车驾驶人不在现场的可以将该机动车拖移至不妨碍交通的地点或者公安机关交通管理部门指定的地点停放C机动车驾驶人拒绝立即驶离的，可以处二十元以上二百元以下罚款D公安机关交通管理部门拖车的费用应由机动车驾驶人承担20.是保险监管机构各种监督管理方式中最为严格、具体的方式。A偿付金管B实体管理C规范管理D自主管理21.家庭美德是每个公民在家庭生活中应该遵循的行为准则，涵盖了 _之间的关系：夫妻；长幼；邻里。ABCD22.因欺诈等不诚信行为受行政处罚未逾_年的，保监会不予颁发资格证书。A5 B4 C3 D2 23.中国华运人寿保险股份有限公司是中国华运保险(集团)股份有限公司的控股子公司，根据金融企业财务规则的相关规定，中国华运保险(集团)股份有限公司可以向中国华运人文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1寿保险股份有限公司委派或者推荐财务总监。_ A对B错24.有的保险公司根据业务发展进程来确定销售人员的团险销售佣金，业务开拓初期为鼓励展业人员拓展团体保险业务，往往规定第一年新合同的佣金率较高，第二年以后的续保合同则给予比第一年低的佣金，这种佣金模式是_。A工作贡献佣金B平准式佣金C递减式佣金D佣金前置25.在其他条件都相同的情况下，被保险人的职业、工种、所从事活动的危险程度与应缴保险费之间的关系是_ A：被保险人单独自行选择和以保费一定比例直接确定B：被保险人单独自行选择和被保险人全部统一金额C：按团体统一保险金额的标准和对被保险人分类确定保险金额D：对被保险人分类确定保险金额和以保费一定比例直接确定26.单选 26 27.单选 27 28.单选 28 29.单选 29 30.单选 30 31.单选 31 32.单选 32 33.单选 33 34.单选 34 35.单选 35 36.单选 36 37.单选 37 38.单选 38 39.单选 39 40.单选 40 41.单选 41 42.单选 42 43.单选 43 44.单选 44 45.单选 45 46.单选 46 47.单选 47 48.单选 48 49.单选 49 50.单选 50 文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 ZM3M10C3P6M1文档编码:CA1U8G10H10Y6 HC4Z1Y10M4E4 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