2016年下半年四川省保险经纪人考试题.pdf

2016 年下半年四川省保险经纪人考试题本卷共分为1 大题 50 小题，作答时间为180 分钟，总分100 分，60 分及格。一、单项选择题共50 题，每题2 分。每题的备选项中，只有一个最符合题意1.甲、乙、丙三人依法成立一合伙组织，推举甲为负责人，那么甲的经营活动_。A仅对行为人自己发生效力B对全体合伙人均不发生效力C经甲认可后生效D对全体合伙人均发生效力2.根据国际惯例，井喷控制费用保险的保险费_。A采用英尺/金额制为计算基础B一般可以分为四个档次C采取统一标准D封闭井或临时放弃的井眼费率则较高3.团体保险人经验费率厘定中考虑的最基本因素是_。A稳定经营的需要B投保人的分红预期C历年理赔经验D续保率4.国家在征税之前，通过法律形式具体规定了征税对象、纳税人、征收比例和征收方法等，这表达了税收的_原则。A强制性B无偿性C固定性D稳定性5.根据保险法和保险公司管理规定的要求设立保险公司的基本程序是_。A申请登记和筹建B申请批准和开业C申请批准和筹建D申请筹建和开业6.关于机动车辆保险附加险的保险金额或赔偿限额以下说法不正确的选项是_。A车上责任险的赔偿限额可以按车辆的座位或吨位来确定B全车盗抢险的保险金额可以高于车辆损失险的保险金额C车辆停驶损失险按双方约定的赔偿天数和日赔偿金的乘积来确定赔偿限额D玻璃单独破碎险的保险金额由双方在协商的基础上，自愿选择按进口玻璃或国产玻璃确定7.在家庭财产保险中，对于房屋的损失采取的赔偿方式是_A：固定责任和固定保费B：固定利润和固定保费C：固定利率和固定给付D：固定费用和固定成本8.以下关于风险管理损失后目标的论述，不正确的选项是_。A减轻损失的危害程度B及时向受灾企业提供经济补偿，可以保持企业经营的连续性，稳定企业收入，为企业的成长与发展奠定基础C及时向受灾家庭提供经济补偿，使其能尽早获得资金，重建家园，从而保证社会生活的稳定D对风险管理各项技术的运用进行成本和效益分析，力求以最少费用支出获得最大安全保障效果9.以下选项中，属于货币证券的有_。A股票B商业汇票C提货单D运货单10._是承保工程所有人因承包人不能按质按量交付工程而蒙受的经济损失的合同保证保险。A履约保证保险B维修保证保险C建设保证保险D投标保证保险11.所有者权益类账户贷方余额210 万元，借方发生额300 万元，本期贷方发生额240 万元，那么期末余额为_。A借方 150 万元B借方 270 万元C贷方 150 万元D贷方 270 万元12.以下关于道德善恶赏罚机制的说法，不正确的选项是_。A道德赏罚机制能够营造扬善抑恶惩恶的道德环境B赏善意味着间接肯定某一道德行为或道德人格的社会价值C无论哪个时代，道德的健康运行都离不开赏善罚恶机制D罚恶意味着对不道德行为予以责任追究13.我国保险业长期以来的重要弊端是_。A重承保规模的扩张、轻资产规模的扩大B重承保数目的扩张、轻理赔质量的提高C重承保规模的扩张、轻承保质量的提高D轻承保规模的扩张、重承保质量的提高文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 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ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O214.承运人将旅客运送或者部分运送委托给实际承运人履行的，应_。A只对实际运送部分负责B只对委托部分负责C对全程运送负责D不对该次运送负责15.我国保险法规定，人寿保险以外其他保险的被保险人或者受益人，对保险人请求赔偿或者给付保险金的权利，自其知道保险事故发生之日起年不行使而消灭。A：2B：3C：4D：516.保险合同的 _是指签订合同的人。A：就投保人的主观状态而言B：就保险人的主观状态而言C：就受益人的主观状态而言D：就被保险人的主观状态而言17.，从量计征的方法计算较简便，但不足是负担不尽合理，因而只适用于特殊的税种，如我国的资源税和车船使用税等。A比例税率B累进税率C定额税率D浮动税率18.以下哪项不是职业道德所反映的关系_A从业人员与服务对象之间的关系B职业与职工之间的关系C雇主与雇员之间的关系D职业与职业之间的关系19.受要约人有理由认为要约是不可撤消的，并已经为履行合同作了准备工作的情况下的要约属于A可以撤回的要约B可以撤消的要约C不可撤消的要约D不能生效的要约20.保险销售人员衡量合格准保户的基本标准是_。A有保险需求、有缴费能力、符合核保标准、容易接近B与销售人员相识、有缴费能力、符合核保标准、容易接近C有投资欲望、有缴费能力、符合核保标准、容易接近文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 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ZM8N5R6T6O2D有固定职业、有缴费能力、符合核保标准、容易接近21.在团体人寿保险中，受保险合同保障。A：团体中的在职人员B：团体中的离休人员C：团体中的退休人员D：团体中的病退人员22.按照投资回收时间的长短，可以将投资分为长期投资和_。A直接投资B短期投资C项目投资D间接投资23.我国海上货物运输保险条款规定，如果只投罢工险，则按_费率计收保费。A一切险B专门险C战争险D罢工险24.保险责任是保险合同的基本领项，通常包括_A：损失前目标B：损失发生时目标C：损失后目标D：损失总体目标25.我国保险法规定，人寿保险以外其他保险的被保险人或者受益人，对保险人请求赔偿或者给付保险金的权利，自其知道保险事故发生之日起年不行使而消灭。A：2B：3C：4D：526.单项选择2627.单项选择2728.单项选择2829.单项选择2930.单项选择 3031.单项选择 31文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 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ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O232.单项选择 3233.单项选择 3334.单项选择 3435.单项选择 35 36.单项选择 3637.单项选择 3738.单项选择 3839.单项选择 3940.单项选择 4041.单项选择 4142.单项选择 4243.单项选择 4344.单项选择 4445.单项选择 4546.单项选择 4647.单项选择 4748.单项选择 4849.单项选择 4950.单项选择 50文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 ZM8N5R6T6O2文档编码:CD5A3O1F4W8 HZ7K2M10S6F4 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