简版抵押借款合同.docx

简版抵押借款合同简版抵押借款合同（精选16篇） 简版抵押借款合同 篇1 抵押权人(甲方)：_地址：_邮码：_电话：_法定代表人：_职务：_抵押人(乙方)：_地址：_邮码：_电话：_法定代表人：_职务：_抵押物业地址：_邮码：_电话：_抵押权益之房屋产权号：乙方因生产、经营须要，向甲方借款。双方协商一样，达成协议。在乙方以位于的厂房(以下简称抵押物，该厂房登记于名下的，但实际全部权人为乙方)作为借款抵押物抵押给甲方，由甲方供应双方商定的借款额给乙方。甲方同意接受乙方以上述厂房物业，作为本合约项下贷款的抵押物。第一条借款内容1、借款金额人民币(大写)元整，(小写)：元整。2、借款用途，本款只能用于经营须要，不得挪作他用，更不得运用借款进行违法活动。3、借款期限：自年月日起至年月日止，共计个月。4、借款利率：利息/月，利息合计人民币(大写)：元整。5、付息方式：按付息。6、借款的支取：借款金额(大写)：元整。双方在签订借款合同之日起乙方应24小时内划款给甲方。其次条还款方式1、合同到期后乙方应主动归还借款本息。乙方将本息还清时，甲方应帮助乙方办理抵押物注销登记。2、借款的偿还：乙方保证在合同规定的借款期限届满时偿清本息。3、本合同在甲方书面同意乙方延期还款的状况下接着有效。第三条有下列情形之一的，甲方有权提前解除本合同，并通过提前行使担保债权或其他方式提前收回借款：1、乙方偿还实力发生重大改变并足以影响其偿债实力或偿债诚意的行为。2、(假如借款主体是个人)乙方死亡，失踪或丢失民事行为实力后无继承人或受遗赠人、监护人，或其他法定继承人、受遗赠人、监护人缺乏偿债实力或拒绝履行借款合同。3、(假如借款主体是公司)乙方如发生合并、收购、重组、或因法院或政府机关或任何决意通过要解散、清盘、破产、关闭或指定接管人或信托人等去处理全部或大部分其所属之财产。4、(假如借款主体是公司)乙方不能偿还一般债权人的欠债，在清盘、倒闭时不能清偿债项或将要停止营业。第四条抵押人(借款人)房地产抵押1、乙方自愿将位于的物业抵押给甲方，作为乙方履行借款债务的抵押。2、由于现该物业登记于的名下，乙方必需保证上述物业的抵押经过同意，且必需主动帮助办理抵押登记手续。3、乙方确认该抵押物虽挂名在的名下，但其是属于乙方全部的财产，若由于上述抵押物的任何瑕疵造成甲方不能顺当实现债权，乙方必需对由此给甲方造成的全部干脆和可遇见的间接损失担当全部赔偿责任。第五条抵押期限及效力1、自本抵押借款合同生效之日起至甲方还清乙方与本合同有关的全部借款本息为止。2、抵押权的效力：本合同项下的抵押权所担保的债权范围包括：借款本息、违约金、滞纳金及实现债券、抵押权的一切费用。第六条甲、乙双方的义务(一)甲方的义务1、在乙方供应的抵押物契据、证件要妥当保管，不得遗失、损毁。2、在一方到期款请借款后，将抵押物的全部契据、证件完整交给乙方，并协同乙方办理抵押物注销登记。(二)乙方的义务1、严格根据合同规定的时间主动还本付息。2、按乙方要求，供应有关证件及资料，并保证所供应一切资料均真实牢靠，无任何伪造和隐瞒事实之处;上述抵押房产，在本合约签订前，未抵押予任何银行、公司和个人。3、乙方未经甲方书面同意不得将抵押物出售、转让、再抵押或以其他方式处置抵押物。如甲方发觉乙方抵押物有违反本条款的情节，甲方有权要求乙方改正并有权终止本合同，并追偿甲方已解除的全部借款本息。4、乙方应合理运用抵押物，并负责抵押物的经营、修理、保养及有关税费等费用。5、乙方因有意或过失造成抵押物毁损，灭失应刚好通知甲方，并实行措施避开抵押物的损失扩大，甲方有权要求乙方复原抵押物原状，或供应甲方认可的新的抵押物。若甲方无法供应新的抵押物或担保时，甲方有权解除本合同，并追偿已解除的借款的本息。6、乙方不得将有权属争议、导致甲方无法行使抵押权的物业进行抵押，应负赔偿责任。7、乙方供应的抵押物在抵押期间被征用，应刚好告知甲方。甲方有权就该抵押物的赔偿金或补偿优先受偿。第七条违约责任1、乙方如未按借款合同规定运用借款，一经发觉，一昂有权提前收回全部借款和运用借款的利息。2、乙方如违反本合同第四条之规定，甲方有权解除合同，并提前收回借款本息，乙方向甲方支付所借款数额的20%的违约金。3、如因乙方违约给甲方造成经济损失的，乙方应全额担当甲方的经济损失，其中包括：诉讼费、强制执行费、律师费、通知费、催告费、通讯费、交通费、误工费、抵押物处置费、拍卖费及其他因此而产生的相关费用。4、乙方如不按期付息还本，甲方可将抵押物折价拍卖或者变卖，该抵押物所得价款用于清偿借款本息，违约金，滞纳金;支付诉讼费、强制执行费、律师费、通知费、催告费、通讯费、交通费、误工费、抵押物处置费、拍卖费及其他因此而产生的相关费用。不足清偿支付的剩余部分，甲方仍有权向乙方追偿。直至乙方还清甲方全部借款本息、违约金、滞纳金及其因此产生的相关费用为止。5、本抵押借款合同期限届满拾日内，甲乙双方必需将抵押物注销或展期合同。办理上述相关手续产生的费用概由乙方担当。第八条合同的变更和解除1、合同生效后，甲、乙双方任何一方当事人不得擅自变更或解除本合同。如本合同确需变更或解除，按合同法及相关法律、法规规定予以变更或解除。2、甲方或乙方任何一方当事人要求变更合同，须在事前以书面形式通知对方，在双方达成协议前，本合同的各项条款仍旧有效。本合同正本一式三份，甲乙双方各执一份，公证处存档一份。抵押人：_抵押权人：_地址：_地址：_银行及帐号：_银行及帐号：_年_月_日订立 简版抵押借款合同 篇2 签约时间 The date of Signature of贷款方(Lender)：身份证件号码(ID Number.)：地址(Address)：电话(Tel)：借款方(Borrower)：法定代表人(Representative)： 职务(Title)：地址(Address)：电话(Tel)：借款方是一家从事生产销售喷砂和抛光研磨纤维石产品;(砂石品业务)的公司：The Borrower operates Manufacture and sale of the spray-stone (the Stone Business);借款方因生产经营须要，向贷款方借款。双方本着互惠互利的目的，友好协商，特制订本合同。For its production and operation, the Borrower intends to borrow money from the Lender. For the mutual benefits, both Parties agree to conclude this Contract.第一条 借款金额 Article 1 Amount of Loan借款金额280,000美元 (大写：贰拾捌万美元)US$280,000(Capital Letter: Two Hundred Eighty Thousand US Dollars)贷款方在签订本书面合同之前，已向借款方供应280,000美元贷款。借款方在此确认已经收到贷款方通过银行转账方式供应的280,000美元贷款。The Lender agrees to advance the Loan US$280,000 to the Borrower prior to the signing of this Contract. The Borrower hereby confirms that it has received the Loan US$280,000 advanced by the Lender through bank transfer.其次条 借款用途Article 2 Scope for Use本合同所约定的贷款仅用于借款方生产销售砂石品业务，不得挪作它用。The loan hereof is only for Borrower’s Stone Business and shall not be appropriated for other use.第三条 利率及还款期Article 3 Interest and Term Repayment1. 假如借款方在合同约定的还期限内还清借款，贷款方则不收取借款利息。The Lender agrees that no interest will be payable on the Loan for the term of the loan while the Borrower is not in default of repayment.2. 借款方应根据以下还款期向贷款方偿还借款：The Borrower agrees to repay the Loan to the Lender in accordance with the following repayment schedule:在本合同签订之日起十二个月内偿还借款 美元;Repayment due on or before the date 12 months from the date of this agreement.在本合同签订之日起二十四个月内偿还借款 美元;Repayment due on or before the date 24 months from the date of this agreement.在合同签订之日起三十六个月内偿还借款 美元。Repayment due on or before the date 36 months from the date of this agreement.3. 借款方应依据贷款方合理要求的时间、场所和方式还款。All repayments shall be made at the time and place and in the manner reasonably required by the Lender.第四条 管理费用Article 4 Management Fee1.借款方同意在借款期内，向贷款方支付管理费用，管理费用的金额为借款方砂石品业务销售总额1.4%。The Borrower agrees to pay to the Lender a sum equivalent to 1.4% of the total income received by the Borrower, from the sales turnover of the Stone Business, during the term of the loan.2. 借款方同意按第4.3条约定自每一财务季度结束之日起三十日内向贷款方支付管理费用，付款时辰表如下：Subject to clause 4.3 the Borrower agrees to pay the Management Fee to the Lender in arrears on or before the date 30 days following the end of the previous financial quarter in accordance with the following payment schedule：每年一月一日至三月三十一日期间的管理费用;Management Fee calculated for the period 1 January – 31 March each year.每年四月一日至六月三十日期间的管理费用;Management Fee calculated for the period 1 April – 30 June each year.每年七月一日至九月三十日期间的管理费用;Management fee calculated for the period 1 July – 30 September each year.每年十月一日至十二月三十一日期间的管理费用。Management Fee calculated for the period 1 October – 31 December each year.3.本合同签订之日起的首个季度管理费用自2023年 月 日起正式起先计算。Management Fee due in respect of the financial quarter within which the date of this agreement falls will only become due on the date of 2023.4. 假如借款方在本合同签订之日起两年内提前还清借款280,000美元，借款方支付管理费用的义务自合同签订之日起两年后终止。In case the Borrower repays the loan US$280,000 within 2 years from the date of this agreement then the obligation to pay the Management fee will cease at the end of the 2 year period.第五条 浮动抵押 Article 5 Floating Mortgage1. 借款方以其现有的和将来拥有的生产设备、原材料、成品和半成品向贷款方供应抵押。The Borrower agrees to Mortgage to the Lender all equipments, raw materials, finished and unfinished goods owned now and in the future by the Borrower.2.抵押物清单对抵押物价值的约定，并不作为贷款方依本合同对抵押物进行处分的估价依据，也不构成贷款方行使抵押权的任何限制。The value of the Mortgaged properties stipulated in the < Mortgaged Properties List > shall neither be deemed as the price of sale nor as any limit on the Mortgagee’s right, while the Lender exercises its right.3. 抵押物的相关有效证明和资料由当事人确认封存后，由借款方交与贷款方保管，但法律法规另有规定的除外。Subject to any the laws and regulations, any information and certifications in respect of the Mortgaged properties shall be handed over by the Borrower to the Lender after sealed.4. 浮动抵押担保的范围为本金、利息、管理费、违约金、赔偿金以及实现债权所发生的一切费用，包括但不限于诉讼费、公证费、仲裁费、律师费、财产保全费、差旅费、执行费、评估费、拍卖费等。The floating Mortgage hereof secures the principal, interests, management fees, compensation, and any other cost arising from the enforcement of the Lender’s right pursuant to this Contract, including but without limitation court fee, cost for notarization, arbitration fee, attorney fee, fee for custody, traveling expense, compulsory execution fee, assessment fee and auction fee.5. 借款方应自本合同签订之日起三十日内向有关部门办理本合同的审批、备案和登记等事宜，所产生的费用由借款方担当。The Borrower shall apply for administrative approval, record-keeping and registration on its own fee in thirty days from the signing of this Contract.6. 借款方应当合理运用和妥当保管抵押物，如抵押物的价值比本合同签订时的评估价削减15%以上的，借款方应当在三日内通知贷款方。贷款方有权要求借款方接着供应相应担保或者提前还款。The Borrower shall use and keep the Mortgaged properties in a reasonable manner, in case the value of the Mortgaged properties have been reduced by 15% from the agreed value at the date of signing this Contract, the Borrower shall inform the Lender. The Lender is entitled to require the Borrower for appropriate securities or for repayment immediately.7. 贷款方在借款方发生以下情形之一时，可以行使抵押权：The Lender is entitled to exercise its Mortgagee’s right, in the following cases:(1)借款方违反本合同所约定的义务;The Borrower is in default of its obligation hereof;(2)经营状况严峻恶化、削减注册资本;The Borrower’s business has seriously deteriorated or reduced the registered capital.(3)借款方分立、合并; The Borrower is to be or has been divided or merged;(4)借款方涉及重大纠纷诉讼，涉案标的30万元人民币以上;The Borrower is involved in an important litigation or any other dispute of which the amount is above 300,000RMB.(5)借款方破产、歇业、解散、被停业整顿、被吊销营业执照;The borrower risks to bankruptcy or goes bankrupt, closes out, dissolves, has been asked to suspend business to raise standards or has its license revoked;(6)借款方居处或法定代表人发生变更;The business place or the legal representative has been changed;(7)其他因借款方缘由可能导致贷款方拥有抵押权无法实现的情形。The Lender could not enforce the Mortgagee’s right because of any other event due to the Borrower.借款方发生或很可能发生以上情形之一的，贷款方书面通知借款方之日为浮动抵押财产确定之日。若借款方不签收通知回执的，贷款方有权按本合同第十四条所示方法通知，视为乙方已经收到。If any case above said occurs or more than likely to occur, the floating Mortgage converts into being fixed Mortgage at the date of notice sent by the Lender. If the Borrower refuses to sign receipt, it is deemed to have received the notice sent by the Lender in according article 14.第六条 陈述与保证Article 6 Presentations and Warranties借款方在此陈述并保证以下事项属实，否则担当欺诈的法律责任：The Borrower hereby presents and warrants all the following facts, otherwise it shall be liable for fraud.1.借款方是本合同项下抵押财产完全的、有效的、合法的全部者;该抵押财产不存在权属方面的争议。The Borrower has the entire, valid and legal ownership of the Mortgaged properties without any dispute or claim.2. 本合同项下抵押财产不存在瑕疵。No defect on the Mortgaged properties.3. 本合同项下的抵押财产依法可以设定抵押，设立本合同的抵押不会受到任何限制。The Mortgaged properties are legally available for Mortgage without any limitation.4. 本合同项下的抵押财产未被依法查封、扣押。The Mortgaged properties haven’t been sealed or seized.借款方在此保证在合同存续期间，未经贷款方书面同意，不从事以下行为：Without the Lender’s prior written consent, the Borrower hereby warrants that during the term of this Contract, it will not:1. 对公司的利润进行分红;Pay any dividend in respect of its profits to its shareholders;2. 在一个财务季度内购买价值合计25,000美元以上的生产设备;Not acquire an aggregate of more than US$25,000 worth of plant or equipment in a calendar quarter;3. 对抵押财产再次设立抵押、质押或者出租、赠予抵押财产。Remortgage, reMortgage, rent or give the Mortgaged properties to any other person;第七条 经销Article 7 Distribution借款方同意贷款方在本合同约定的条件下，在世界范围内销售借款方生产的喷砂和抛光研磨纤维石产品(砂石产品)。The Borrower agrees that the Lender may distribute the spray-stone and super-stone products (Stone Products) anywhere in the world and on whatever terms it sees fit for the term of this agreement.在本合同订立之日至2023年12月31日期间，借款方向贷款方出售砂石产品的价格不高于当次交易时最近三个月借款方出售砂石产品的最低价格。The Borrower agrees that from the date of this agreement until 31 December 2023 it will sell the Stone Products to the Lender at a price no higher than the lowest price for which it sold the Stone Products in the immediately preceding 3 month period.本条所给予的经销权是非独家经销权。The rights conferred by this clause are non-exclusive.贷款方同意在2023年12月31日前，不向借款方签订本合同时已有的顾客出售砂石产品。该客户名单以签订合同当天本合同双方书面确认的名单为准。The Lender agrees that it will not prior to 31 December 2023 sell the Stone Products to any existing customer of the Borrower at the time of this agreement. Only those customers of the Borrower confirmed in writing by the Parties hereof at the time of this agreement have the binding effect.第八条 监督检查Article 8 Supervision贷款方和保证人有权检查贷款运用状况。检查时，借款方对调阅有关文件、账册和记账凭证，查核物资库存，生产状况以及其它与借款人的清偿实力有关的信息，必需赐予便利。The Lender and the Surety have the right to supervise the use of loan. The Borrower shall provide all kinds of facility to the Lender and Surety to check the relevant documents, accounting books, accounting vouchers, inventory, production and any other information relating to the solvency of the Borrower.第九条 违约责任Article 9 Liability1. 借款方不按合同规定的用途运用借款，贷款方有权提前收回全部贷款，对违约运用的部分，收取12%/年的利息。1. As if the Borrower appropriates the loan from use stipulated herein, the Lender is entitled to get back the entire loan immediately and to claim for interests on the amount of loan appropriated at the rate of 12%/year.2.借款方如逾期不还借款，贷款方有权追回借款，并按0.05%每天加收罚息。As if the Borrower fails the repay the loan in time, the Lender is entitled to get back the entire loan immediately and to claim for delayed repayment interest at the rate of 0.05% per day.第十条 法律适用Article 10 Governing Law本借款合同的效力、履行、变更、终止和说明均适用 有关法律法规。The validity，performance, modification, termination and interpretation of this Contract are governed by law.第十一条 争议解决Article 11 Dispute Resolution对本合同的效力、履行、变更、终止或说明发生争议，由当事人双方协商解决。协商不成，双方同意向有管辖权的人民法院起诉。Any dispute arising from the validity，performance, modification，termination or interpretation of this Contract, may be settled by negotiation. If an agreement could not be reached, then both Parties agree to submit the dispute to the court which has the jurisdiction over the matter.第十二条 通知Article 12 Notice1.贷款方指定本合同事宜的联系人为 。The Lender appoints as the particular for receipt.联系电话 (Tel)：传真 (Fax)：地址 (Address)：电子邮箱 (Email)：2. 借款方指定本合同事宜的联系人为 。2. The Borrower appoints as the particular for receipt.联系电话 (Tel)：传真 (Fax)：地址 (Address)：电子邮箱 (Email)：借贷双方因履行本合同而相互发出或者供应的全部通知、文件、资料，均以本条所列明的地址、传真送达，一方假如变更联系人或其联系方式，应当书面通知对方。Any notices, documents and material arising from the performance of this Contract shall be sent to the contact stipulated by this Article. During the Term, if one Party changes its particular for receipt of notices or the latter’s contact, shall give written notice to the other Party in accordance with this Article.通过一般邮寄方式寄出的，在寄出的三日内视为送达;通过挂号专递方式寄出的，在签收之日视为送达。All notices shall be deemed served three days after the date of posting or, if hand delivered, on the actual date of receipt.第十三条合同生效与说明 Article 13 Validity and Interpretation本合同一式五份，借贷双方各执一份，另外三份送有关部门审批、登记或备案，本合同自借贷双方代表签字之日起生效。This Contract is made out in five copies; the Lender and Borrower respectively hold one, the rest copies are for administrative approval, registration or record-keeping. This Contract comes into force from the day on which its signed by the representative of each Party.贷款方(Lender)： 借款方(Borrower)： 简版抵押借款合同 篇3 出借人、抵押权人(甲方)： 身份证号： 借款人、抵押权人(乙方)： 身份证号：