2023年银行招聘银行招聘综合知识自测模拟预测题库(名校卷).pdf

2023年银行招聘之银行招聘综合知识自测模拟预测题库（名校卷）单 选 题（共8 0题）1、冯 诺依曼在总结研制ENIA C计算机时，提出两个重要的改进是（）oA.引入CPU和内存储器的概念B.采用二进制和存储程序控制的概念C.采用机器语言和十六进制D.采用A S C H编码系统【答案】B2、由两个以上的个人共同出资，通过签订协议而联合经营的企业属于（）。A.合伙制企业B.个人业主企业C.有限责任公司D.股份有限公司【答案】A3、生物体构造的主要物质是（），生命遗传的物质基础又是（）。A.细胞；蛋白质B.蛋白质；核酸C.蛋白质；细胞D.细胞；核酸【答案】B4、库存现金盘点应该由企业（）、审计人员和现金经管人员共同进行。A.财务负责人B.单位负责人C.会计D.经办人员【答案】A5、Happiness is subjective,and one that we may not be ableto accurately across all countries.But that obviouslyisn t going to stop anyone from tryingoA.tryB.trackC.divideD.follow【答案】B6、I f English means endless new words,difficult grammarand sometimes strange pronunciation,you are wrong.Haven tyou noticed that you have become smarter since you startedto learn a language?A.say language is also a kind of physical laborB.make people believe language learning helps grey matterwork wellC.show the importance of using the language when you learnthe languageD.prove that one needs more practice when he（she）islearning a language【答案】B7、（）与资产业务、负债业务一起构成商业银行的三大业务。A.中间业务B.现金业务C.证券投资业务D.贷款业务【答案】A8、每个组织都需要注意本组织优良文化的积累，把组织精神灌输到一代又一代，这体现了组织文化的哪个特征？（）A.实践性B.可塑性C.传承性D.独特性【答案】C9、资 料：HS ensures there is a clear career path for anyemployee,from any background.Three key levels in Harrodsare the sales employee,department managers and seniormanagers.At each level,employees can benefit from thedevelopment programs in order to build a career.A.the sales employees,department managers and seniormanagersB.the sales employees,sales assistants and departmentmanagersC.the senior managers,department managers and salesemployeesD.not mentioned【答案】A10、银行的基本凭证有：现金付出传票、（）、转账借方传票、转账贷方传票、特种转账借方传票、特种转账贷方传票、表外科目借方传票、表外等。A.现金支票B.现金收入传票C.转账支票D.进账单【答案】B11、资料.Google and Uber have grabbed most of theattention regarding the advent of self-driving cars,but onSunday,Lyft threw down the ultimate challenge:A majorityof autonomous vehicles for Lyft within a mere five years.A.We need to reach everyone s potential to realize selfdriving carsB.There are still many problems to be solved in selfdriving carsC.Lyft co-founder says most of its cars will be autonomousin 5 yearsD.The advantages and disadvantages of self-driving cars【答案】c12、下列关于计算机病毒认识不正确的是（）。A.计算机病毒是一种人为的破坏性程序B.计算机被病毒感染后，只要用杀毒软件就能清除全部的病毒C.计算机病毒能破坏引导系统和硬盘数据D.计算机病毒也能通过下载文件或电子邮件传播【答案】B1 3、认识的本质是主体对（）。A.客体的选择和建构B.客观事物的直观反映C.人的心灵活动的内省D.客体的能动反映【答案】D1 4、New employees should spent more of their timeon_duties.A.exceptionalB.professionalC.intentionalD.additional【答案】B1 5、各种账务处理程序的相同之处不包括（）。A.登记现金、银行存款日记账的依据和方法相同B.登记明细账的依据和方法相同C.登记总账的依据和方法相同D.编制会计报表的依据和方法相同【答案】C16、Mr.Smith had an unusual()：he was first an officeclerk,the a sailor,and ended up as a school teacher.A.professionB.occupationC.positionD.career【答案】D17、Large numbers of state-run preschools were expedientlyclosed down during the 1990s economic reform and instead,avariety of for-profit private preschools sprungacross the country.A.byB.outC.inD.up【答案】D18、资料：No matter how carefully you pick the members onyour team,you may still end up with a negativeemployee.These workers don t necessarily fall into thecategory of toxic,but they re just kind of a drag withtheir cynical,pessimistic worldview.I f you re dealingwith a negative employee,here are 3 steps to take.A.Help solve the workplace disputes for the negativeemployeeB.Put the negative employee in a suitable working positionC.Have the negative employee s colleagues to avoidarguments with him/herD.Support the negative employee to go through challengsesoutside the office【答案】c19、需求拉上的通货膨胀可以通俗地表述为（）。A.太多的货币追求太多的商品B.太多的货币追求太少的商品C.太少的货币追求太多的商品D.太少的货币追求太少的商品【答案】B2 0、由某一银行集团成立股权公司，再由该公司控制或收购两家以上的若干银行而建立的一种银行制度，属 于()制度。A.持股公司制B.连锁银行制C.代理银行制D.总分行制【答案】A2 1、The students expected there more reviewingclasses before the final exam.A.beingB.have beenC.isD.to be【答案】D2 2、同业拆借业务中，拆入银行拆人资金时应借记的科目是()。A.存放同业款项B.同业存放款项C.同业拆入D.存放中央银行款项【答案】D2 3、that the pilot couldn t fly through it.A.The storm so severe wasB.So severe was the stormC.So the storm was severeD.Such was the storm severe【答案】B2 4、中国的文字发展历史源远流长，下列关于字体描述，说法错误的 是（）oA.在秦始皇统一中国后，推行的统一文字为小篆B.小篆的创制是中国第一次系统的将文字书体标准化的过程C.李斯的 泰山刻石是小篆刻石的代表D.张芝是东汉著名书法家，最擅长小篆【答案】D2 5、在计算机中表示数据的最小单位是（）。A.位B.字节C.字D.字长【答案】A26、下列证据中，既属于间接证据又属于原始证据的是（）oA.被告人认罪的供述B.证人听到被害人哭泣的证言C.赃物的复制品D.鉴定结论的抄件【答案】B27、Authorities gave them a few hours to theirbelongings before it was detonated later that morning.A.retrieveB.releaseC.reassureD.revive【答案】A28、资料：As a startup founder,my daily tasks includeeverything from long-term strategic planning to approvingteam outings and company culture initiatives.Day after day,things inevitably come up that need to get handled ASAP.But r ve also learned that if you dont have a strategy formaking time for those bigger ambitions and your truly loftygoals,they11 simply never get done.And that means youwont make the progress that,s really going to move yourbusiness forward.A.How to manage your time wel1B.How to overcome different challenges in the officeC.How to win competitions and get promotionsD.How to prevent distractions and focus on big issues【答案】A29、通常看一个国家经济是否增长，主要是看（）。A.这个国家的工业生产总值是否增加B.这个国家的货币是否升值C.这个国家的GDP是否增长D.这个国家的物价水平是否升高【答案】C30、Two years ago,Rupert Murdoch sdaughter,Elisabeth,spoke of the unsettling dearth ofintegrity across so many of our institutions.I ntegrityhad collapsed,she argued,because of a collective acceptancethat the onlysorting mechanismin society should be profitand the market.But*its us,human beings,we the people whocreate the society we want,not profit”.A.revealed a cunning personalityB.centered on trivial issuesC.was hardly convincingD.was part of a conspiracy【答 案】c31 s 资 料：Faces,like fingerprints,are unique.Did youever wonder how it possible for us to recognize people?Even a skilled writer probably could not describe al 1 thefeatures that make one face different from another.Yet avery young child or even an animal,such as a pingeon canlearm to recognize faces.We all take this ability forgranted.A.his way of speaking and behavingB.his way of acting and thinkingC.his 1earming and behaviorD.his physical appearance and his personality【答 案】D32、中国的文字发展历史源远流长，下列关于字体描述，说法错误的 是()oA.在秦始皇统一中国后，推行的统一文字为小篆B.小篆的创制是中国第一次系统的将文字书体标准化的过程C.李斯的 泰山刻石是小篆刻石的代表D.张芝是东汉著名书法家，最擅长小篆【答案】D33、The foreign friends you referred to()lookingforward to()around our university.A.are;being shownB.beingjbeing shownC.being;showingD.are;be shown【答案】A34、Education has a value of consumption and its demandwill depend on its own price,prices of other goods,and income.A.domesticB.homeC.houseD.household【答案】D35、资料：Dream is a story that a person watches or eventakes part in during sleep.Dream events are imaginary,butthey are related to real experiences and needs in thedreamers life.They seem real while they are takingplace.Some dreams are pleasant,others are annoying,and stillothers are frightening.Everyone dreams,but some personsnever recall dreaming.Others remember only a little abouta dream they had just before awakening and nothing aboutearlier dreams.No one recalls all his dreams.A.what kind of benefits dreams bring to peopleB.what dreams areC.how we dream during sleepD.why we dream during sleep【答案】B36、20世纪30年代，美国经济危机产生的直接原因是生产和销售之间的矛盾加剧。加剧这一矛盾的因素有（）。B.0）C.M D.0)【答案】A37、资 料：I t s easy to trace the evolution of theautomobile.At most,we re only talking about a fewcenturies of technological development,and most of theplans,prototypes and models are still around.With just alittle research,you can easily trace the latest modelelectric hybrid back to its steam-powered ancestors.A.Hominid and panin were humans ancestors 5.4 million yearsagoB.Chimpanzees existed at a branch of phylogenetic tree arecalled hominidC.Humans on phylogenetic tree analysis are supposed to becalled panin.D.Scientists think humans and Chimpanzees converged from acommon ancestor,based on phylogenetic tree analysis【答案】D38、资 料：Acknowledging that so-called cloud computing willblur the distinctions between computers and networks,abouttwo dozen big information technology companies plan toannounce a new standards-setting group for computernetworking.The group,to be called the Open NetworkingFoundation,hopes to help standardize a set of technologiespioneered at Stanford and the University of California,Berkeley,and meant to make small and large networksprogrammable in much the same way that individual computersare.A.harmonizeB.complyC.integrateD.conform【答案】A39、资料：(-)A.only a small proportion of the insured suffer lossB.everyone at some time suffers lossC.nearly everyone suffers lossD.only insured people suffer loss【答案】A40、变化基本上与总体经济活动的转变同步的宏观经济指标是（）。A.先行性指标B.同步性指标C.滞后性指标D.趋同性指标【答案】B4 1、流感是一种由流感病毒引起的常见病，流感病毒有不同的类型。现有多种流感疫苗，有人注射了一种流感疫苗后，在流感流行期间未患流感，但流感再次流行时却患了流感，这其中不可能的原因（）。A.流感病毒发生了变异B.抵抗流感病毒的抗体在体内存在时间短C.流感病毒使人的免疫系统受损D.流感病毒与注射的疫苗是不同类型【答案】C4 2、资料：Large industrialized are now in a recession.Whatare the prospects for economic recovery?A.deficitB.surplusesC.declineD.recession【答案】A4 3、在1,2,3,，2 0 1 1中选数，若要保证选出的数字中任意两个数字的和都不能被3整除，最多可以选出（）个数。A.3B.671C.672D.673【答案】C4 4、远期汇率的期限一般为（）个月。A.1 6B.3-9C.6-9D.6-1 2【答案】A4 5、（）是企业流动性最强的资产。A.货币资金B.固定资产C.股票D.无形资产【答案】A4 6、为了回避外汇风险，在筹借和偿还时分别应选择（）。A.币值趋势上升的硬货币、币值趋势趋跌的软货币B.币值趋跌的软货币、币值趋升的硬货币C.币值趋升的软货币、币值趋跌的硬货币D.币值趋跌的硬货币、币值趋升的软货币【答案】A4 7、一堆泥土，甲单独搬运要2 0天，乙单独搬运要1 0天。若甲先搬运一天，然后乙接替甲搬运一天，再由甲接替乙搬运1天 两人如此交替工作，那么搬运完这堆泥土共需（）天。A.1 3B.1 4C.1 5D.1 6【答案】B4 8、说法不正确的是（）。A.鲁迅是中国现代文学的奠基人B.郭沫若的 女神是现代文学史上第一篇白话文C.田汉是中国现代戏剧的奠基人D.巴金是现代家族小说的开拓者【答案】B49、The words used by the speaker may stir up unfavorablereactions in the listener interfere with hiscomprehension.A.whoB.asC.whichD.what【答案】c50、资 料：I t s easy to trace the evolution of theautomobile.At most,we re only talking about a fewcenturies of technological development,and most of theplans,prototypes and models are still around.With just alittle research,you can easily trace the latest modelelectric hybrid back to its steam-powered ancestors.A.Hominid and paninB.Chimps and humansC.Walking on two legsD.Morphological and genetic studies【答案】C51、Passage 5A.The possibility of government support for such a taskB.The need to explore UtahC.The need to connect the east coast with the westD.The need to develop the railroad industry in the west【答案】c52、有价证券特别是债券的票面利率随着期限的增加的提高是因为()oA.长期证券流动性差，风险相对较大B.长期证券流动性差，风险相对较小C.长期证券流动性强，风险相对较大D.长期证券流动性强，风险相对较小【答案】A53、观察数列的变化规律，然后为空缺处选出正确的数：4、1 5、1 8、31、36、51、()oA.34B.2 2C.4 9D.58【答案】D54、A irline-maintenance best practice could _ oilindustry profitability.A.overhaulB.enhanceC.confuseD.guide【答案】B55、某企业实收资本1 0 0 0万元，资本公积50 0万元，未分配利润1 50万元。盈余公积4 0 0万元，则留存收益为()万元。A.550B.1 50 0C.650D.9 0 0【答案】A56、Now that your plan seems to fail to work,you ought tomake a(n)one as soon as possible.A.alertB.alarmC.alterD.alternative【答案】D57、不属于货币市场工具特点的是（）oA.期限较短B.风险较低C.普遍存在担保D.流动性高【答案】C58、资料：Rahul Chadha,co-chief investment officer forHong Kong-based Mirae A sset G lobal Investments,has a fewcharts he is particularly fond of when it comes to tellinga story about investing in China.A.IndiaB.ChinaC.UKD.US【答案】c59、下列历史事件中，最 接 近“朱门酒肉臭，路有冻死骨”所描述的时期的是（）A.玄武门之变B.永贞革新C.安史之乱D.黄巢起义【答案】C60、资料：To:Sherry LintonA.Michal JacksonB.Many joyC.A kind of greetingD.The initials of Melanie Jury【答案】D61、材料二：2 0 1 8 年上半年，我国经常账户逆差1 8 0 1 亿元，资本和金融账户顺差4 2 4 7亿元，其中，非储备性质的金融账户顺差74 51 亿元，储备资产增加31 9 2 亿元。A.国际收支平衡按单式薄记原理编制B.国际收支平衡表表上的数据是“存量”而 非“流量C.国际收支平衡表是某一时点的统计报表D.国际收支平衡表记录了一国或地区在一定时期的国际收支情况【答案】D62、股利分配中的除息日是指（）。A.股利权与股票互相分离的日期B.股利发放日期C.领取股利的登记日期D.股利权从属于股票的日期【答案】A63、2 0 2 0年1月6日，国家主席习近平在人民大会堂同基里巴斯总统马茂会谈后共同见证两国共建“一带一路”谅解备忘录的签署。这标志着中国同所有（）个建交太平洋岛国都签署了共建“一带一路”合作文件。A.5B.7C.8D.1 0【答案】D64、我国现行会计制度规定，资产负债表是按（）所反映的经济内容设计的。A.资产=负债+所有者权益B.有借必有贷.借贷必相等C.账户的平行登记D.借贷记账法【答案】A65、下列离散程度的测度值中，能够消除变量值水平和计量单位对测度值影响的是（）oA.标准差B.离散系数C.方差D.极差【答案】B66、关于企业利润构成，下列表述不正确的是（）oA.企业的利润总额由营业利润、投资收益和营业外收入三部分组成B.营业成本=主营业务成本+其他业务成本C.利润总额=营业利润+营业外收入-营业外支出D.净利润=利润总额-所得税费用【答案】A67、一个完整的计算机系统包括（）。A.计算机及其外部设备B.主机、键盘、显示器C.系统软件和应用软件D.硬件系统和软件系统【答案】D68、Many sources of information can our chances ofgetting in touch with the current events in the world.A.enhanceB.expandC.limitD.imagine【答案】A69、资 料：The business announced that revenues had grown by10.2 percent year-on-year to RMB 18.264 billion($2.748billion).However,profit fell to RMB 2.866billion($431.3 billion),a 17.4 percent decrease fromthe same period in 2015.A.Baidu has been cutting off their costsB.Baidus profit has fallenC.Baidus revenues have been fallingD.Baidu has been losing money【答案】B70、We also had to collect immense amounts of historicaldata and _ satellites to monitor the ocean-atmospheresystem.A.make upB.set upC.devote toD.invest in【答案】B71、资料:Candle Light College LimitedA.DegreeB.Computer knowledgeC.Related work experienceD.Flexible working hours【答案】c72、在 Excel提供的4 类运算符中，优先级最高的是（）。A.算术运算符B.比较运算符C.文本运算符D.引用运算符【答案】D73、资 料：As more personal business is conducted throughsmartphone devices,more users are implementing securitymeasures for their devices,according to a recent survey byHarris Poll and commissioned by the CTI A.A.had built in security and end-to-end encryptionB.included the CTI A feature in their productsC.were faced with negative consumer attitudesD.cooperated with FBI to guarantee the securety【答案】B74、资 料：Do you want to see the world?Then plan to visitthe Silver Poseidon Cruises Career Fair on Tuesday,November 15 from 9 a.m.to 4 p.m.or Wednesday.November 16from 5 p.m.to 9 p.m.We are looking for food service,entertainers,and maintenances staff to work aboard ourmany vessels.Free travel is just the beginning when youwork for Silver Poseidon Cruises.A.On a cruise shipB.I n a factoryC.At a jewelry shopD.At an amusement park【答案】A75、We all convinced that the project was().A.fertileB.inevitableC.inherentD.feasible【答案】D76、资 料：Changing careers is becoming more popular.Notjust because there are more career options available,butalso out of necessity.As new industries arise,others die.I ts up to you to figure out if your career is still goingto be around in the next 5-10 years.Some studies say wecould have as many as nine careers in our professionallifetime.Which begs the question:do you know what ittakes to successfully change career lanes repeatedly?A.As new industries arise,the popularity of differentcareers also changeB.Nowadays people don t know what they really want to doC.Because changing careers is becoming more popularD.Because one could have as many as nine careers in hisprofessional lifetime【答案】A77、资料：What attracts customers?Obviously the quality ofa product does,but visual images contribute a great deal.It is not only the image provided by the packaging thatcounts but the whole corporate identity of the company.A.Hair styleB.Colors andand clothes;corporate identitysymbols;culture and identityC.Hair style and clothes;imageD.Colors and symbols;taste and mission【答案】B78、由于挤兑风波导致商业银行倒闭的风险属于（)oA.国家风险B.流动性风险C.法律风险D.操作风险【答案】B79、下列不属于银行业监管原则的是（）oA.独立监管原则B.审慎监管原则C.协调监管原则D.保护投资者利益原则【答案】D8 0、远期汇率的期限一般为（）个月。A.1 6B.39C.69D.61 2【答案】A多 选题（共40题）1、下列可以进行回购交易的是（）oA.国债B.其他有担保债券C.商业票据D.大额可转让定期存单【答案】A BCD2、2 0 1 9年8月1日，中国银行在上海举行长三角一体化综合金融服务方案发布会。会上，中国银行全资子公司中银理财有限责任公司（以下简称“中银理财”）发布首期长三角一体化主题理财产品,下列属于该产品的是（）oA.长三角养老.中银策略-稳富 定期开放式净值型产品B.长三角养老,中银策略-稳赢”定期开放式净值型产品C.长三角新发展.中银睿富”三年封闭式净值型产品D.长三角新发展.