2023年-常见银行英语词汇.docx

银行英语发表于：星期六十一月25,2006 16:43 PM常见银行英语词汇account number 帐目编号depositor 存户pay-in slip 存款单a deposit form 存款单a banding machine自动存取机to deposit 存款deposit receipt 存款收据private deposits 私人存款certificate of deposit 存单deposit book, passbook 存折principal 本金overdraft, overdraw 透支to counter sign 双签to endorse 背书endorser背书人to cash兑现to honor a cheque 兑付to dishonor a cheque 拒付to suspend payment 止付cheque,check 支票cheque book 支票本order cheque 记名支票bearer cheque 不记名支票crossed cheque 横线支票blank cheque空白支票rubber cheque空头支票cheque stub, counterfoil 票根cash cheque现金支票traveler's cheque 旅行支票cheque for transfer 转帐支票outstanding cheque 未付支票canceled cheque 已付支票forged cheque 伪支票Bandar's note 庄票，银票banker银行家president 行长savings bank储蓄银行National City Bank of New York 花旗银行Hongkong Shanghai Banking Corporation 汇丰银行Chartered Bank of India, Australia and China 麦加利银行我可以在这儿用这份信用证取钱吗？Could you tell me my balance?能否把存款结余金额告诉我？Please let me know my balance.请告诉我结余金额。I think you can draw on this account by cheque in payment of goods.我以为你可用支票提款支付购物费用。Your balance at the bank is 300 yuan.你在本行的结余是300元。Your deposit is exhausted.你的存款支净了。Your letter of credit is used up.你的信用证用完了。Please tell me how you wish to draw your money.请告诉我你希望怎样支款。Fill our a withdrawal form, please.请填写取款单。The letter of credit is exhausted.信用证上的款子已提清。The letter at Counter 6 will pay you against your number slip.六号柜台的出纳员将根据你的号码牌付给你钱。Useful Words and Phrases to close an account, to clear an account 结清to draw money 取款drawing-out slip 取款单the number slip 号码牌a withdrawal form 取款单to fill in the receipt in duplicate 一式两份填这张收据teller, cashier 出纳员Tell me the current rate for RMB, please.请告诉我人民币的现价。What's your selling rate for RMB yuan in notes today?你们今天人民币现钞的售价是多少?What's the dollar going for today?美圆今天的售价是多少?Our buying rate for notes is 523 yuan for 100 dollars.我们100美圆的现钞买入价是523元。It's 200 French francs at today's selling rate.今天的卖出价是200法国法郎。The buying rate of U.S. dollar notes is 460 yuan per hundred dollars.美圆现钞买入价是100美圆付460元。Useful Phrasesbuying rate买进价格selling rate卖出价格And how much will it be in Japanese currency?换成日本币是多少？How much would I get for 300 Japanese yen?300日圆可兑换多少钱？I'd like to know the exchange rate for German marks.我想知道德国马克的兑换率。What rate are you giving?你们提供的兑换率是多少？What*s the exchange rate today?今天的兑换率是多少？Please tell me what you would give me for my U.S. dollars.请告诉我这些美圆可以兑换多少钱。Please tell me the current rate for sterling.请告诉我英国货币的现行兑换率。If you'll wait a moment, T*ll find out the rates of exchange.请等一会儿，我查一下兑换率。Please wait a moment. Ill find out the exchange rate between U.S. dollars and RMB.请等一会儿，我查一下美圆对人民币的兑换率。It's 470 yuan for 100 dollars.100美圆可兑470元。The exchange rate today is 200 yen to the pound.今天的兑换率是一英镑可兑200日圆。The rate for traveler's cheques is 300 yuan against 100 dollars.旅行支票的兑换率是100美圆兑300元。These dollars are worth 1,000 yuan.这些美圆可换1000元。Useful Phrasesexchange table, conversion table 汇兑换算表foreign exchange 夕卜汇exchange rate 外汇率conversion rate 折合率foreign exchange restriction 夕卜，匚限额foreign exchange quotations 夕卜匚行t青to check the rate for sb.查牌价师阳帖子：302金币：3平均分：4.5点评：0银行业务部门名称中英对照 发表于：星期六 十一月25, 2006 16:53 PMBoard of Directors 董事会President 行长Executive Office经理办公室Personnel Dept.人事部General Affairs Dept.总务部Co-ordination & Planning Dept.综合计划部International Dept.国际业务部Overseas Branches Dept.海外部Foreign Exchange Dept.外汇资金部First Credit Dept.信贷一部Second Credit Dept.信贷二部Accounting Dept.贝才会部International Clearing Dept 国际清算部Banking Dept.营业部Credit Card Dept.信用卡部General Auditing Dept.总稽核室Computer Center 电脑部Training Management Dept.教育部Institute of International Finance 国际金融研究所Trust and Consultation Co.信托咨询公司师阳帖子：302金币：3平均分：4.5点评：0银行英语口语一向客户提建议 发表于：星期六 十一月25,2006 16:54 PMCustomer: Hello, I would like to open an account, but I do not know what account it should be. 顾客：你好。我想开立一个帐户，但我不知道要开哪种帐户。Clerk: Do you often deposit money and draw money ?职员：您经常存钱和取钱吗？Customer: No, I do not. I just want to deposit my salary and use this account to pay the things I buy at department stores once a month.顾客：不，我不经常存钱和取钱。我只想把工资存入并且用这个帐户来支付每月一次在百货 商店所买的东西的帐款。Clerk: So, it will be a good idea for you to open a checking account. Do you think so?职员：那么您还是开立一个支票帐户的好。您认为怎么样？Customer: All right ,if that account will make.顾客：行，如果这个帐户合适的话。Dialogue Two对话（2）Customer: Good morning, sir. I am from Japan. My English is poor. Can you help me?顾客：你好，先生。我是日本人。我的英语不太好，你能帮忙吗？Clerk: It is my pleasure, but I think it would be better for you to tell me what you want to do. 职员：很高兴为您效劳，但我想您最好告诉我您想要干什么。Customer: Oh, I want to change some money, but I do not know how to fill out the exchange memo.顾客：啊，我想兑换些钱，但不知道怎样填写兑换水单。我不会看英文。Clerk: Would you care to give me your passport and write your name on the paper?职员：您能把您的护照给我，并把您的名字写在这张纸上吗？Customer: There you are. My name is Tanaka.顾客：给你护照和姓名，我叫田中。Clerk: Good. I will fill out the exchange memo for you now. Why do not you take a seat over there for a moment?职员：好，我现在就为您填写这张兑换水单。您请在那里坐一会行吗？Customer: I would like to. Thanks.顾客:好的,谢谢。Clerk: Hello, Mr. Tanaka. I was wondering if you would ever thought of conversing the unused Renminbi back into Japan yen later?职员：您好，田中先生，不知道您是否考虑到以后要把没有用完的人民币兑换成日元呢？Customer: Yes, if I will have Renminbi left.顾客：是的，如果有没用完的人民币的话，就要换成日圆。Clerk: So, If I may make a suggestion , please keep your exchange memo safe, 职员：那么，如果我还可以提一个建议的话，请您保管好您的这张兑换水单。Customer: Thank you indeed. I will do that.顾客：我会保管好的。谢谢。Clerk: Not at all.职员：不用谢。师阳帖子：302金币：3平均分：4.5点评：0银行英语口语一回答客户问题 发表于：星期六 十一月25,2006 16:55 PMCustomer: Excuse me , but can I draw on my account for payment of things I buy in China ?顾客：劳驾，请问我能不能提取存款尝付我在中国买东西的费用？Clerk: Certainly, sir. How much do you draw?职员：当然可以，先生。您要取多少钱？Customer: RMB 8,000 please. Would you please tell me my balance?顾客：请给我人民币8, 000元。请把我帐号上的节余金额告诉我好吗？Clerk: Yes, sir. Your balance is RMB 34,000.职员：好的，先生。你的帐户余额是人民币34000元。Customer: I am sorry, but may I ask one more question?顾客：对不起，我能不能再问一个问题？Clerk: Of course, please do. What is it?职员：当然可以了。请问是什么问题？Customer: What is the interest rate for the saving account?顾客：储蓄存款的利率是多少？Clerk: The detailed information is on the board. Please go and see it.职员：详细的情况在那块利率牌上。请去那里看看吧。Customer: Many thanks.顾客：非常感谢。Dialogue Tow对话(2)Customer: Excuse me, but could you help me?顾客：对不起，能帮我一个忙吗？Clerk: With pleasure. What can I do for you?职员：很高兴为您效劳。我能为您做些什么？Customer: Could you tell me where I can find Mr Zhang?顾客：请告诉我张先生在哪里，好吗？Clerk: Sure Miss. Mr Zhang is upstairs.职员：没问题，小姐。张先生在楼上。Customer: Thank you very much.顾客：非常感谢。Clerk: Not at all, miss.职员：不客气，小姐。Dialogue Three对话(3)Customer: Do you charge for cheques?顾客：请问，兑换支票你们收手续费吗？Clerk: Yes we do. Each cheque you write will cost RMB 2.职员：是的，我们收手续费。您每开一张支票就要花人民币2元。Customer: Do I have to deposit a large sum of money if I want to open a chequing-savings account?顾客：如果我要开一个支票储蓄帐户，我必须存一大笔钱吗？Clerk: Not necessarily, sir.职员：不一定的，先生。Customer: Regarding the interest rate, what is the difference between a savings account and checking account?顾客：在利率方面，储蓄存款和支票存款有什么不同？Clerk: Not big difference, sir.职员：没有太大的区别，先生。Customer: I see. I would like to open a checking account. Will 300 dollars be enough for a minimum deposit?顾客：我知道了。我想开一个支票存款帐户。300美圆作最低存款额够了吗？Clerk: Definitely.职员：足够了。师阳帖子:302金币：3平均分：4.5点评：0银行英语口语一支票结算 发表于：星期六 十一月25, 2006 16:58 PMT: Hello! May I help you?您好，您有事需要帮忙吗？C: Yes, I hope so. I need some more cash for my visit in China. May I cash a traveler's check here? 是的，是这样。我需要些现金，在中国观光时使用。我能在这儿兑现旅行支票吗？T: Of course. We*d be happy cash it for you.当然，我很乐意为您兑现。C: I was going to cash it at the hotel, but one of my friends said that banks always give better exchange rates.我原本打算在家旅馆兑现，但我朋友说银行的兑现率通常有点高。T: Well, any bank will cash it at our present traveler's check-buying rate, which we somewhat better than at hotels because of the service charge. You see, hotels aren't really in the money exchange business although they will cash traveler's checks for their guests.任何银行都是按现时买入旅行支票的兑换率来兑现的。这个兑现率我们已经列在这里了。当 然，因为手续费的差异，我们的兑换率比旅馆的稍高些。您知道，旅馆虽然为客人兑换旅行 支票，但他们并不是专门从事兑换业务的。C: You mean there's really not much of a difference?您是说，实际上银行与旅馆的兑换率差距并不大。T: No, madam, not very much.是的，夫人，没多大差距。C: Well, may I cash these three checks for $100 each? I think that will be enough.那么，我能把每张100美圆的3张支票兑现吗？我想该够用了。T: Yes, Fil be happy to cash these for you. Would you please countersign them here? 好的，我很乐意为你兑换。请您将支票复签一下。C: There you are.T: And will you please sign this foreign exchange request? I've already written down your name and address for you, but I will read your passport number.对您所管理的分支机构负责人应要求他对预算目标出现的任何偏离。都必须做出正式合理的 解释，因为这是衡量其工作能力的最佳尺度。师阳帖子：302金币：3平均分：4.5点评：0银行英语口语一外汇率 发表于：星期六 十一月25,2006 16:58 PMTell me the current rate for RMB, please.请告诉我人民币的现价。What's your selling rate for RMB yuan in notes today?你们今天人民币现钞的售价是多少？Whafs the dollar going for today?美圆今天的售价是多少？Our buying rate for notes is 523 yuan for 100 dollars.我们100美圆的现钞买入价是523元。It's 200 French francs at today's selling rate.今天的卖出价是200法国法郎。The buying rate of U.S. dollar notes is 460 yuan per hundred dollars. 美圆现钞买入价是100美圆付460元。Useful Phrasesbuying rate买进价格selling rate卖出价格And how much will it be in Japanese currency?换成日本币是多少？How much would I get for 300 Japanese yen?300日圆可兑换多少钱？Fd like to know the exchange rate for German marks.我想知道德国马克的兑换率。What rate are you giving?你们提供的兑换率是多少？What*s the exchange rate today?今天的兑换率是多少？Please tell me what you would give me for my U.S. dollars.请告诉我这些美圆可以兑换多少钱。Please tell me the current rate for sterling.请告诉我英国货币的现行兑换率。If you'll wait a moment, I'll find out the rates of exchange.请等一会儿，我查一下兑换率。Please wait a moment. Ill find out the exchange rate between U.S. dollars and RMB.请等一会儿，我查一下美圆对人民币的兑换率。It's 470 yuan for 100 dollars.100美圆可兑470元。The exchange rate today is 200 yen to the pound.今天的兑换率是一英镑可兑200日圆。The rate for traveler's cheques is 300 yuan against 100 dollars.旅行支票的兑换率是100美圆兑300元。These dollars are worth 1,000 yuan.这些美圆可换1000元。Useful Phrasesexchange table, conversion table 汇兑换算表foreign exchange 外汇exchange rate 外汇率conversion rate 折合率foreign exchange restriction 夕卜汇限额foreign exchange quotations 夕卜V匚行t青to check the rate for sb.查牌价师阳帖子：302金币：3平均分：4.5点评：0银行英语口语一新开帐户发表于：星期六十一月25,2006 17:00 PMWhat kind of account did you have in your mind?你想开哪种帐户？Banque de FlndoChine东方汇理银行central bank, national bank, banker* bank 中央车艮彳亍bank of issue, bank of circulation 发行币专艮行commercial bank商业银行，储蓄信贷银行member bank, credit bank 储蓄信贷银行discount bank贴现银行exchange bank汇兑银行requesting bank委托开证银行issuing bank, opening bank 开证专艮行advising bank, notifying bank 通知专艮行negotiation bank 议付银行confirming bank 保兑银行paying bank付款银行associate banker of collection 代收银行consigned banker of collection 委托专艮彳亍clearing bank清算银行unincorporated bank 钱庄branch bank银行分行trustee savings bank信托储蓄银行trust company 信托公司financial trust金融信托公司unit trust信托投资公司trust institution银行的信托部credit department银行的信用部commercial credit company(discount company)商业信贷公司(贝占现公司)neighborhood savings bank, bank of deposit 街道储蓄所credit union合作银行credit bureau商业兴信所self-service bank 无人银行land bank 土地银行bank of communications 交通车艮行mutual savings bank互助储蓄银行mortgage bank, building society 抵押银彳亍industrial bank 实业银行home loan bank家宅贷款银行reserve bank准备银行chartered bank 特许银行corresponding bank 往来专艮行merchant bank, accepting bank 承兑专艮行joint venture bank 合资专艮彳亍money shop, native bank 钱庄credit cooperatives 信用社clearing house票据交换所public accounting 公共会计Do you like to open a current account?你想开一个活期存款帐户吗？A deposit or current account?被屏蔽广告定期还是活期？Please tell me how you would like to deposit your money.请告诉我你想存何种户头？There?s a service charge fbr the checking account but no charge fbr the savings.支票户头要收服务费，现金户头不收。Our minimum deposit for a savings account is 100 dollars.我们储蓄存款的最低存款额是100美圆。Five yuan is the minimum original deposit.最低起存款额是5元。You can open a savings account at any time with an initial deposit of 50 dollars.你可随时以50美圆的起存额开立储蓄帐户。Even one yuan is all right.甚至一元也可以起存。Here is your pasbook. Please bring it back when you deposit or withdraw money any time you like.Keep it well and inform us whenever you lose it.这是你的存折，存取款时请带来。保管好存折，遗失请告诉我们。I should like to open a current account.我想开一个活期存款帐户。I need a checking account so that I can pay my bill师阳帖子：302金币：3平均分：4.5点评：0会计与银行业务用语 发表于：星期六 十一月25,2006 17:02 PM会计账目用语会计报表 statement of account往来帐目 account current现在往来帐|存款额current accout销货帐 account sales共同计算帐项joint account未决帐项 outstanding account贷方帐项 credit account|creditor account借方帐项 debit account|debtor account应付帐|应付未付帐account payable应收帐|应收未收帐account receivable新交易II新帐new account未决帐II老帐old account现金帐 cash account流水帐 running account暂记帐11未定帐suspense account过期帐|延滞帐 overdue account|pastdue account杂项帐户 sundry account详细帐单II明细表detail account呆帐 bad account会计项目 title of account会计薄II帐薄account-book营业报告书|损益计算表 account of budiness|business report借贷细帐|交验帐account rendered明细帐 account stated与专艮彳亍开立户 头 to open an account with与 银行建立交易 to keep account with继续记帐 to keep account与有交易 to have an account with作成会计帐II有往来帐项to make out an account with清算|清理债务 to make up an account清洁帐目|与停止交易to close one*s account with结帐 to close an account清理未付款 to ask an account|to demand an account结清差额 to balance the account with1青算 to settle an account|to liquidate an account|to square an account审查帐目II监查帐目to audit an account检查帐目 to examine an account转入 A 的帐户 to charge the amount to A's account以计帐方式付款to pay on account代理某人|为某人 on one's account|on account of one为自己计算|独立帐目on one*s own account由某人收益并负风险 on one's account and risk|for one's account and risk由某人负担 for one's account|for account of one按某人指示II列入某人帐户by order and for account of one列入5月份帐目for May account编入某中帐项下 to pass to the account of|to place to the account of寄出清算书 to send in an account|to send in render an account支票用语支票薄 cheque book支票陈票人cheque drawer持票人 cheque holder不记名支票 cheque to bearer|bearer cheque记名支票II认人支票cheque to order到I期支票 antedated cheque未到期支票postdated cheque保付支票 certified cheque未获兑现支票，退票returned cheque横线支票 crossed cheque普通横线 general crossing特别横线 special crossing空白支票blank cheque失效支票，过期支票stale cheque普通支票open cheque打 10%折扣的 10000 元支票，(即 9000 元)a cheque for $10,000, less 10% discount加 10%费用的 10000 元支票,(即 11000 7L) a cheque for $10,000, plus 10% charges 支票换现金II兑现to cash a cheque清理票款 to clear a cheque保证兑现 to certify a cheque填写支票数额to fill up a cheque支票上划线to