中意一生保终身寿险（2024）费率表 - 副本.pdf

中意一生保终身寿险（中意一生保终身寿险（2024）费率费率表表（每 1,000 元基本保险金额）保险期间：终身 标准体 单位：元 年龄年龄（男性）（男性）一次性付清一次性付清 3 年交年交 5 年交年交 10 年交年交 15 年交年交 20 年交年交 30 年交年交 0 126.11 42.59 26.08 14.00 10.13 8.11 6.20 1 129.90 43.87 26.86 14.42 10.43 8.36 6.39 2 133.81 45.19 27.67 14.85 10.75 8.61 6.58 3 137.83 46.55 28.50 15.30 11.07 8.87 6.78 4 141.98 47.95 29.36 15.76 11.40 9.14 6.98 5 146.25 49.39 30.24 16.24 11.75 9.41 7.20 6 150.65 50.88 31.15 16.72 12.10 9.70 7.41 7 155.18 52.41 32.09 17.23 12.46 9.99 7.64 8 159.85 53.98 33.05 17.74 12.84 10.29 7.87 9 164.65 55.60 34.05 18.28 13.23 10.60 8.11 10 169.60 57.28 35.07 18.83 13.63 10.92 8.36 11 174.70 59.00 36.12 19.39 14.04 11.25 8.61 12 179.95 60.77 37.21 19.98 14.47 11.60 8.88 13 185.35 62.59 38.33 20.58 14.90 11.95 9.15 14 190.91 64.47 39.48 21.20 15.36 12.31 9.43 15 196.64 66.40 40.66 21.85 15.82 12.69 9.72 16 202.54 68.39 41.89 22.51 16.31 13.08 10.02 17 208.60 70.46 43.16 23.19 16.80 13.48 10.33 18 214.75 72.55 44.44 23.89 17.31 13.88 10.64 19 220.76 74.58 45.69 24.56 17.79 14.28 10.95 20 226.94 76.67 46.97 25.25 18.29 14.68 11.26 21 233.29 78.82 48.29 25.96 18.81 15.09 11.59 22 239.81 81.02 49.64 26.68 19.34 15.52 11.92 23 246.51 83.29 51.03 27.43 19.89 15.96 12.27 24 253.41 85.62 52.46 28.21 20.45 16.42 12.62 25 260.49 88.01 53.93 29.00 21.03 16.88 12.99 26 267.77 90.48 55.44 29.81 21.62 17.37 13.37 27 275.24 93.00 56.99 30.65 22.23 17.86 13.77 28 282.92 95.60 58.58 31.51 22.86 18.37 14.17 29 290.80 98.27 60.22 32.40 23.51 18.90 14.59 30 298.89 101.01 61.90 33.31 24.18 19.44 15.03 31 307.19 103.82 63.63 34.24 24.86 20.00 15.48 32 315.70 106.70 65.40 35.21 25.57 20.58 15.94 33 324.43 109.65 67.21 36.19 26.29 21.17 16.43 34 333.38 112.69 69.08 37.21 27.04 21.79 16.92 35 342.55 115.79 70.99 38.25 27.81 22.42 17.44 36 351.95 118.98 72.95 39.32 28.60 23.07 17.98 37 361.57 122.24 74.96 40.42 29.42 23.75 18.54 38 371.41 125.58 77.02 41.54 30.26 24.44 19.12 39 381.49 129.00 79.13 42.70 31.12 25.16 19.72 40 391.79 132.50 81.29 43.89 32.01 25.90 20.35 41 402.31 136.08 83.50 45.11 32.93 26.66 21.01 42 413.06 139.74 85.76 46.37 33.87 27.45 21.69 43 424.02 143.47 88.07 47.65 34.84 28.26 22.41 44 435.19 147.28 90.43 48.97 35.83 29.10 23.16 45 446.57 151.17 92.84 50.32 36.86 29.96 23.95 46 458.14 155.12 95.30 51.70 37.90 30.85 47 469.91 159.15 97.81 53.10 38.98 31.77 48 481.88 163.25 100.37 54.54 40.08 32.73 49 494.03 167.42 102.97 56.01 41.21 33.71 50 506.37 171.66 105.62 57.51 42.38 34.74 51 518.90 175.97 108.31 59.05 43.57 35.81 52 531.63 180.35 111.05 60.61 44.81 36.92 53 544.57 184.81 113.85 62.22 46.09 38.09 54 557.73 189.34 116.69 63.87 47.43 39.33 55 571.12 193.96 119.59 65.56 48.82 40.64 56 584.75 198.67 122.56 67.32 50.28 57 598.64 203.48 125.60 69.15 51.83 58 612.79 208.40 128.73 71.06 53.48 59 627.18 213.42 131.95 73.05 55.23 60 641.80 218.55 135.25 75.15 57.11 61 656.61 223.79 138.65 77.34 62 671.57 229.11 142.14 79.65 63 686.65 234.53 145.73 82.08 64 701.82 240.02 149.40 84.64 65 717.02 245.59 153.17 87.35 66 732.24 251.23 157.04 67 747.44 256.95 161.03 68 762.56 262.73 165.13 69 777.56 268.59 169.36 70 792.40 274.50 173.73 71 807.03 280.47 72 821.40 286.50 73 835.48 74 849.24 75 862.66 标准体 单位：元 年龄年龄（女女性）性）一次性付清一次性付清 3 年交年交 5 年交年交 10 年交年交 15 年交年交 20 年交年交 30 年交年交 0 106.47 35.96 22.02 11.82 8.55 6.85 5.23 1 109.67 37.04 22.68 12.17 8.81 7.05 5.39 2 112.96 38.15 23.36 12.54 9.07 7.27 5.55 3 116.36 39.29 24.06 12.92 9.34 7.48 5.72 4 119.85 40.47 24.78 13.30 9.62 7.71 5.89 5 123.45 41.69 25.53 13.70 9.91 7.94 6.07 6 127.16 42.94 26.29 14.11 10.21 8.18 6.25 7 130.98 44.23 27.08 14.54 10.52 8.43 6.44 8 134.91 45.56 27.90 14.97 10.83 8.68 6.63 9 138.97 46.93 28.74 15.42 11.16 8.94 6.83 10 143.14 48.34 29.60 15.89 11.50 9.21 7.04 11 147.44 49.79 30.49 16.36 11.84 9.49 7.25 12 151.86 51.28 31.40 16.86 12.20 9.78 7.47 13 156.42 52.82 32.34 17.36 12.57 10.07 7.70 14 161.12 54.41 33.31 17.89 12.95 10.38 7.93 15 165.95 56.04 34.32 18.43 13.34 10.69 8.17 16 170.93 57.72 35.35 18.98 13.74 11.01 8.42 17 176.05 59.46 36.41 19.56 14.16 11.35 8.67 18 181.27 61.23 37.50 20.14 14.58 11.69 8.94 19 186.47 62.98 38.58 20.72 15.00 12.02 9.19 20 191.81 64.79 39.68 21.31 15.43 12.37 9.46 21 197.31 66.65 40.82 21.93 15.87 12.72 9.73 22 202.98 68.56 41.99 22.56 16.33 13.09 10.02 23 208.81 70.53 43.20 23.20 16.80 13.47 10.31 24 214.81 72.56 44.44 23.87 17.28 13.86 10.61 25 220.99 74.65 45.72 24.56 17.78 14.26 10.92 26 227.35 76.80 47.04 25.27 18.30 14.67 11.24 27 233.90 79.01 48.39 26.00 18.83 15.10 11.57 28 240.65 81.29 49.79 26.75 19.37 15.54 11.91 29 247.58 83.63 51.23 27.52 19.93 15.99 12.27 30 254.72 86.04 52.70 28.32 20.51 16.46 12.63 31 262.06 88.53 54.23 29.14 21.11 16.94 13.01 32 269.61 91.08 55.79 29.98 21.72 17.43 13.40 33 277.38 93.70 57.40 30.85 22.36 17.95 13.80 34 285.36 96.40 59.05 31.74 23.01 18.47 14.21 35 293.56 99.17 60.76 32.66 23.68 19.02 14.64 36 301.98 102.02 62.50 33.61 24.37 19.58 15.09 37 310.63 104.95 64.30 34.58 25.08 20.15 15.55 38 319.51 107.95 66.14 35.58 25.81 20.75 16.02 39 328.62 111.04 68.04 36.60 26.57 21.36 16.51 40 337.97 114.20 69.98 37.66 27.34 21.99 17.03 41 347.55 117.45 71.98 38.74 28.14 22.64 17.56 42 357.38 120.78 74.02 39.86 28.96 23.31 18.11 43 367.44 124.19 76.12 41.00 29.80 24.01 18.68 44 377.74 127.68 78.27 42.17 30.67 24.72 19.28 45 388.29 131.26 80.48 43.38 31.56 25.45 19.91 46 399.09 134.93 82.74 44.61 32.47 26.21 47 410.13 138.68 85.05 45.88 33.41 26.99 48 421.42 142.51 87.42 47.18 34.38 27.79 49 432.97 146.44 89.84 48.51 35.37 28.63 50 444.77 150.45 92.32 49.87 36.39 29.49 51 456.83 154.55 94.85 51.27 37.45 30.39 52 469.15 158.75 97.45 52.71 38.54 31.33 53 481.75 163.04 100.11 54.18 39.66 32.31 54 494.63 167.43 102.82 55.70 40.83 33.33 55 507.80 171.92 105.61 57.26 42.04 34.41 56 521.26 176.52 108.46 58.87 43.31 57 535.02 181.22 111.39 60.54 44.63 58 549.08 186.04 114.39 62.27 46.02 59 563.44 190.97 117.48 64.07 47.49 60 578.09 196.01 120.65 65.94 49.04 61 592.99 201.16 123.91 67.88 62 608.14 206.42 127.24 69.90 63 623.49 211.77 130.66 72.02 64 639.04 217.22 134.17 74.23 65 654.74 222.76 137.76 76.54 66 670.56 228.38 141.44 67 686.48 234.08 145.20 68 702.46 239.87 149.07 69 718.45 245.72 153.03 70 734.41 251.64 157.10 71 750.31 257.63 72 766.10 263.67 73 781.74 74 797.19 75 812.42 次标准体，额外风险比例 25%单位：元 年龄年龄（男性）（男性）一次性付清一次性付清 3 年交年交 5 年交年交 10 年交年交 15 年交年交 20 年交年交 30 年交年交 0 134.83 45.53 27.88 14.97 10.83 8.68 6.63 1 138.88 46.90 28.72 15.42 11.16 8.94 6.83 2 143.06 48.31 29.58 15.88 11.49 9.21 7.04 3 147.36 49.77 30.47 16.36 11.84 9.48 7.25 4 151.80 51.26 31.39 16.85 12.19 9.77 7.47 5 156.37 52.81 32.34 17.36 12.56 10.06 7.70 6 161.08 54.40 33.31 17.88 12.94 10.37 7.93 7 165.92 56.03 34.31 18.42 13.33 10.68 8.17 8 170.92 57.72 35.34 18.97 13.73 11.01 8.42 9 176.06 59.46 36.41 19.54 14.15 11.34 8.68 10 181.35 61.24 37.50 20.13 14.58 11.69 8.95 11 186.80 63.08 38.63 20.74 15.02 12.04 9.22 12 192.42 64.98 39.79 21.36 15.47 12.41 9.51 13 198.20 66.93 40.98 22.01 15.94 12.79 9.80 14 204.15 68.94 42.21 22.68 16.43 13.18 10.10 15 210.27 71.01 43.48 23.37 16.93 13.58 10.41 16 216.57 73.14 44.80 24.08 17.45 14.00 10.74 17 223.06 75.34 46.16 24.81 17.98 14.43 11.07 18 229.62 77.58 47.53 25.55 18.52 14.86 11.41 19 235.97 79.73 48.85 26.27 19.04 15.28 11.74 20 242.50 81.94 50.20 27.00 19.57 15.71 12.07 21 249.21 84.21 51.60 27.75 20.12 16.15 12.42 22 256.11 86.54 53.03 28.52 20.68 16.61 12.77 23 263.19 88.94 54.50 29.31 21.26 17.07 13.14 24 270.47 91.40 56.01 30.13 21.85 17.56 13.53 25 277.95 93.93 57.56 30.97 22.46 18.05 13.92 26 285.63 96.52 59.15 31.83 23.10 18.56 14.33 27 293.51 99.19 60.79 32.71 23.74 19.09 14.75 28 301.61 101.93 62.47 33.63 24.41 19.64 15.19 29 309.92 104.75 64.20 34.56 25.10 20.20 15.64 30 318.44 107.63 65.98 35.53 25.81 20.77 16.11 31 327.18 110.59 67.79 36.51 26.53 21.37 16.59 32 336.14 113.63 69.66 37.53 27.28 21.99 17.10 33 345.32 116.74 71.58 38.57 28.05 22.62 17.62 34 354.73 119.93 73.54 39.64 28.85 23.28 18.16 35 364.36 123.20 75.55 40.74 29.66 23.95 18.72 36 374.22 126.54 77.61 41.87 30.51 24.65 19.31 37 384.31 129.97 79.72 43.03 31.37 25.37 19.92 38 394.63 133.47 81.89 44.23 32.27 26.12 20.55 39 405.17 137.06 84.10 45.45 33.19 26.89 21.21 40 415.94 140.73 86.37 46.71 34.14 27.68 21.91 41 426.94 144.47 88.69 48.00 35.11 28.51 22.63 42 438.15 148.29 91.06 49.32 36.12 29.36 23.39 43 449.57 152.19 93.48 50.68 37.15 30.23 24.19 44 461.19 156.17 95.96 52.07 38.22 31.14 25.02 45 473.01 160.22 98.48 53.50 39.31 32.07 25.91 46 485.02 164.33 101.05 54.95 40.43 33.04 47 497.20 168.52 103.67 56.44 41.58 34.04 48 509.56 172.77 106.33 57.96 42.76 35.08 49 522.10 177.09 109.04 59.51 43.97 36.15 50 534.80 181.47 111.79 61.10 45.22 37.28 51 547.68 185.92 114.59 62.71 46.50 38.45 52 560.74 190.44 117.43 64.36 47.84 39.68 53 573.99 195.03 120.32 66.05 49.22 40.98 54 587.44 199.70 123.27 67.79 50.66 42.36 55 601.11 204.44 126.27 69.59 52.18 43.84 56 615.01 209.27 129.34 71.45 53.78 57 629.15 214.20 132.49 73.40 55.49 58 643.54 219.24 135.73 75.44 57.32 59 658.17 224.40 139.07 77.59 59.28 60 673.01 229.66 142.51 79.85 61.40 61 688.01 235.03 146.05 82.25 62 703.14 240.50 149.70 84.78 63 718.35 246.06 153.45 87.46 64 733.61 251.70 157.31 90.31 65 748.88 257.42 161.28 93.34 66 764.11 263.22 165.38 67 779.27 269.10 169.62 68 794.31 275.06 174.01 69 809.18 281.11 178.56 70 823.83 287.23 183.28 71 838.22 293.44 72 852.29 299.72 73 866.02 74 879.37 75 892.33 次标准体，额外风险比例 25%单位：元 年龄年龄（女女性）性）一次性付清一次性付清 3 年交年交 5 年交年交 10 年交年交 15 年交年交 20 年交年交 30 年交年交 0 113.02 38.17 23.37 12.55 9.08 7.27 5.55 1 116.42 39.31 24.07 12.92 9.35 7.49 5.72 2 119.91 40.50 24.80 13.31 9.63 7.71 5.89 3 123.52 41.71 25.54 13.71 9.92 7.95 6.07 4 127.23 42.97 26.31 14.12 10.22 8.18 6.25 5 131.05 44.26 27.10 14.55 10.52 8.43 6.44 6 134.99 45.59 27.91 14.98 10.84 8.68 6.64 7 139.04 46.96 28.75 15.43 11.17 8.95 6.84 8 143.22 48.37 29.62 15.90 11.50 9.22 7.04 9 147.53 49.82 30.51 16.37 11.85 9.49 7.26 10 151.96 51.32 31.42 16.87 12.21 9.78 7.48 11 156.52 52.86 32.37 17.37 12.57 10.08 7.70 12 161.22 54.44 33.34 17.90 12.95 10.38 7.94 13 166.06 56.08 34.34 18.44 13.35 10.69 8.18 14 171.04 57.76 35.37 18.99 13.75 11.02 8.43 15 176.18 59.49 36.43 19.57 14.16 11.35 8.68 16 181.46 61.28 37.53 20.16 14.59 11.70 8.95 17 186.90 63.12 38.66 20.77 15.04 12.05 9.22 18 192.43 65.00 39.81 21.39 15.49 12.41 9.50 19 197.90 66.85 40.95 22.00 15.93 12.77 9.77 20 203.53 68.75 42.11 22.62 16.38 13.13 10.05 21 209.33 70.71 43.31 23.27 16.85 13.51 10.34 22 215.29 72.73 44.55 23.93 17.33 13.89 10.64 23 221.43 74.80 45.82 24.61 17.83 14.29 10.95 24 227.75 76.94 47.12 25.32 18.34 14.70 11.27 25 234.26 79.13 48.47 26.04 18.86 15.13 11.60 26 240.96 81.40 49.86 26.79 19.40 15.56 11.94 27 247.85 83.73 51.29 27.56 19.96 16.01 12.29 28 254.95 86.13 52.76 28.35 20.54 16.48 12.65 29 262.25 88.59 54.27 29.16 21.13 16.96 13.02 30 269.76 91.13 55.83 30.00 21.74 17.45 13.41 31 277.49 93.74 57.43 30.87 22.37 17.96 13.81 32 285.43 96.43 59.07 31.76 23.02 18.48 14.23 33 293.60 99.19 60.77 32.67 23.69 19.03 14.65 34 301.99 102.03 62.51 33.61 24.37 19.58 15.10 35 310.60 104.94 64.30 34.58 25.08 20.16 15.56 36 319.45 107.94 66.14 35.57 25.81 20.75 16.03 37 328.54 111.01 68.02 36.60 26.56 21.37 16.52 38 337.86 114.17 69.96 37.65 27.34 22.00 17.03 39 347.41 117.40 71.95 38.73 28.13 22.65 17.56 40 357.21 120.72 73.99 39.84 28.95 23.32 18.11 41 367.25 124.13 76.09 40.98 29.79 24.01 18.69 42 377.53 127.61 78.23 42.16 30.66 24.72 19.28 43 388.06 131.18 80.43 43.36 31.55 25.45 19.90 44 398.83 134.84 82.69 44.59 32.47 26.21 20.55 45 409.84 138.58 84.99 45.86 33.41 26.99 21.24 46 421.10 142.41 87.36 47.16 34.38 27.80 47 432.61 146.32 89.77 48.49 35.37 28.63 48 444.36 150.32 92.25 49.86 36.39 29.49 49 456.37 154.41 94.78 51.25 37.44 30.39 50 468.62 158.59 97.36 52.69 38.53 31.31 51 481.14 162.85 100.01 54.16 39.65 32.28 52 493.91 167.21 102.71 55.66 40.80 33.29 53 506.96 171.67 105.47 57.21 42.00 34.35 54 520.28 176.22 108.30 58.80 43.24 35.46 55 533.88 180.87 111.19 60.44 44.54 36.64 56 547.78 185.63 114.16 62.14 45.90 57 561.97 190.50 117.20 63.90 47.33 58 576.47 195.48 120.33 65.73 48.84 59 591.25 200.58 123.54 67.64 50.44 60 606.31 205.79 126.84 69.63 52.13 61 621.61 211.11 130.23 71.70 62 637.14 216.54 133.71 73.88 63 652.85 222.06 137.28 76.16 64 668.73 227.68 140.94 78.55 65 684.72 233.39 144.70 81.08 66 700.81 239.19 148.55 67 716.95 245.07 152.51 68 733.10 251.03 156.59 69 749.21 257.06 160.78 70 765.25 263.17 165.09 71 781.17 269.35 72 796.92 275.60 73 812.46 74 827.75 75 842.76 次标准体，额外风险比例 50%单位：元 年龄年龄（男性）（男性）一次性付清一次性付清 3 年交年交 5 年交年交 10 年交年交 15 年交年交 20 年交年交 30 年交年交 0 142.39 48.09 29.45 15.81 11.44 9.16 7.01 1 146.68 49.54 30.33 16.29 11.79 9.44 7.22 2 151.09 51.03 31.25 16.78 12.14 9.72 7.44 3 155.64 52.56 32.19 17.28 12.51 10.02 7.66 4 160.33 54.15 33.16 17.80 12.88 10.32 7.90 5 165.16 55.78 34.16 18.34 13.27 10.63 8.14 6 170.14 57.46 35.18 18.89 13.67 10.96 8.38 7 175.26 59.19 36.24 19.46 14.08 11.29 8.64 8 180.54 60.97 37.33 20.04 14.51 11.63 8.91 9 185.97 62.80 38.46 20.64 14.95 11.98 9.18 10 191.56 64.69 39.61 21.27 15.40 12.35 9.46 11 197.33 66.64 40.80 21.91 15.87 12.73 9.75 12 203.26 68.64 42.03 22.57 16.35 13.12 10.05 13 209.36 70.70 43.29 23.25 16.85 13.52 10.37 14 215.65 72.82 44.59 23.96 17.36 13.93 10.69 15 222.12 75.01 45.93 24.69 17.89 14.36 11.02 16 228.78 77.26 47.32 25.44 18.44 14.80 11.37 17 235.63 79.59 48.76 26.22 19.01 15.26 11.72 18 242.53 81.95 50.22 27.01 19.58 15.72 12.08 19 249.18 84.20 51.60 27.75 20.12 16.16 12.43 20 256.01 86.51 53.01 28.52 20.68 16.61 12.78 21 263.02 88.88 54.47 29.30 21.25 17.07 13.15 22 270.22 91.32 55.96 30.11 21.84 17.55 13.52 23 277.62 93.82 57.50 30.94 22.45 18.04 13.91 24 285.22 96.39 59.08 31.79 23.07 18.55 14.32 25 293.03 99.04 60.70 32.67 23.72 19.07 14.74 26 301.04 101.75 62.37 33.57 24.38 19.61 15.17 27 309.27 104.53 64.08 34.50 25.06 20.16 15.62 28 317.71 107.39 65.83 35.45 25.76 20.74 16.08 29 326.38 110.33 67.64 36.43 26.48 21.33 16.56 30 335.26 113.34 69.49 37.44 27.22 21.93 17.06 31 344.36 116.42 71.38 38.47 27.98 22.56 17.58 32 353.69 119.58 73.33 39.54 28.77 23.21 18.12 33 363.24 122.82 75.33 40.63 29.58 23.88 18.68 34 373.02 126.14 77.37 41.75 30.41 24.58 19.26 35 383.03 129.54 79.47 42.90 31.27 25.29 19.86 36 393.26 133.02 81.61 44.08 32.16 26.03 20.49 37 403.73 136.58 83.81 45.29 33.07 26.80 21.15 38 414.43 140.22 86.06 46.54 34.01 27.59 21.83 39 425.36 143.94 88.36 47.82 34.98 28.41 22.55 40 436.50 147.74 90.72 49.13 35.98 29.25 23.30 41 447.87 151.62 93.13 50.48 37.01 30.13 24.09 42 459.45 155.57 95.59 51.87 38.07 31.03 24.92 43 471.23 159.60 98.10 53.29 39.17 31.97 25.80 44 483.20 163.71 100.66 54.75 40.29 32.94 26.72 45 495.36 167.89 103.27 56.24 41.45 33.94 27.70 46 507.69 172.13 105.93 57.76 42.63 34.98 47 520.19 176.44 108.64 59.32 43.85 36.06 48 532.84 180.81 111.39 60.91 45.10 37.17 49 545.65 185.24 114.18 62.53 46.39 38.34 50 558.61 189.74 117.02 64.19 47.72 39.55 51 571.73 194.29 119.90 65.87 49.09 40.83 52 585.01 198.91 122.83 67.60 50.51 42.17 53 598.46 203.60 125.80 69.37 51.