2015年12月英语六级模拟题及答案(共21页).docx
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1、精选优质文档-倾情为你奉上Part I Writing.Directions:For this part, you are allowed 30 minutes to write a short essay entitled The Civil Servant Test Craze. Your essay should start with a brief description of the picture. You should write at least 150 words but no more than 200 words.Part III Reading Comprehensio
2、n (40 minutes)回答36-45题:Women with low literacy suffer disproportionately more than men, encountering more 36_ in finding a well-paying job and being twice as likely to end up in the group of lowest wage earners, a study released on Wednesday said.Analysis by the Institute for Womens Policy Research
3、(IWPR. found women at all levels of 37_ tend to earn less than men, but its at the lowest literacy levels that the wage gap between genders is most striking.Women with low literacy are twice as 38_ as men at the same skill level to be among the lowest earners, bringing in $300 a week or less, the re
4、port said.Because women start off so low in terms of wages, having higher literacy and more skills really 39_ a big difference, said Kevin Miller, a 40_ research associate at IWPR and co-author of the study.Women need to go 41_ in their training and education level to earn the same as men, Miller sa
5、id.The 42_ was based on 2009 National Assessment of Adult Literacy surveys, the most recent data 43_ , and focused on reading skills, not writing and numeric literacy. That data was 44_ from a nationally representative sample of 19,714 people aged 16 and older, living in households or prisons.Data s
6、howed about one-third of American adults have low literacy levels, and more than 36 percent of men and 33 percent of women fall into that 45_ , the institute said.A. patternB. seniorC. longerD. difficultiesE. categoryF. collectedG. positionsH. availableI. conductedJ. independentK. literacyL. analysi
7、sM. likelyN. furtherO. makesSection BDirections: In this section, you are going to read a passage with ten statements attached to it. Each statement contains information given in one of the paragraphs. Identify the paragraph from which the information is derived.You may choose a paragraph more than
8、once. Each paragraph is marked with a letter. Answer the questions by marking the corresponding letter on Answer Sheet 2.回答46-55题:A) The legislation concerning financial reform focuses on helping regulators detect and defuse (减少.的危险性) the next crisis. But it doesnt address many of the underlying con
9、ditions that can cause problems.B) The legislation gives regulators the power to oversee shadow banks and take failing firms apart, convenes a council of superregulators to watch the megafirms that pose a risk to the full financialsystem, and much else.C) But the bill does more to help regulators de
10、tect the next financial crisis than to actually stop it from happening.In that way, its like the difference between improving public health and improving medicine: The bill focuses on helping the doctors who figure out when youre sick and how to get you better rather than on the conditions (sewer sy
11、stems and air quality and hygiene standards and so on) that contribute to whether you get sick in the first place.D) That is to say, many of the weaknesses and imbalances that led to the financial crisis will survive our regulatory response, and its important to keep that in mind. So here are five w
12、e still have to watch out for:1. The Global Glut (供过于求) of SavingsE) One of the leading indicators of a financial crisis is when you have a sustained surge in money flowing into the country which makes borrowing cheaper and easier, says Harvard economist Kenneth Rogoff. Our crisis was no different:
13、Between 1987 and 1999, our current account deficit-the measure of how much money is coming in versus going out-fluctuated between 1 and 2 percent of gross domestic product. By 2006, it had hit 6 percent.F) The sharp rise was driven by emerging economies with lots of growth and few investment opportu
14、nities-think China-funneling their money to developed economies with less growth and lots of investment opportunities. But weve gotten out of the crisis without fixing it. China is still growing fast, exporting faster, and sending the money over to US.2. Household Debt-and Why We Need ItG) The fact
15、that money is available to borrow doesnt explain why Americans borrowed so much of it. Household debt as a percentage of GDP went from a bit less than 60 percent at the beginning of the 1990s to a bit less than 100 percent in 2006. This is where I come to income inequality, says Raghuram Rajan, an e
16、conomist at the University of Chicago. A large part of the population saw relatively stagnant incomes over the 1980s and 1990s. Credit was so welcome because it kept people who were falling behind reasonably happy. You were keeping up, even if your income wasnt.H) Incomes, of course, are even more s
17、tagnant now that unemployment is at 9 percent. And that pain isnt being shared equally: inequality has actually risen since before the recession, as joblessness is proving sticky among the poor, but recovery has been swift for the rich. Household borrowing is still more than 90 percent of GDP, and t
18、he conditions that drove it up there are, if anything, worse.3. The Shadow Banking MarketI) The financial crisis started out similarly severe, but it wasnt, at first, a crisis of consumers. It was a crisis of banks. It never became a crisis of consumers because consumer deposits are insured. But lar
19、ge investors-pension funds, banks, corporations, and others-arent insured. But when they hear that their collateral ( 附属担保品 ) is dropping in value, they demand their money back. And when everyone does that at once, its like an old-fashioned bank run: The banks cant pay everyone off at once, so they
20、unload all their assets to get capital, the assets become worthless because everyone is trying to unload them, and the banks collapse.J) This is an inherent problem of privately created money, says Gary Gorton, an economist at Princeton University. It is vulnerable to these kinds of runs. This year,
21、 were bringing this shadow banking system under the control of regulators and giving them all sorts of information on it and power over it, but were not doing anything like deposit insurance, where we simply make the deposits safe so runs become an anachronism.4. Rich BanksK) In the 1980s, the finan
22、cial sectors share of total corporate profits ranged from about 10 to 20 percent. By 2004, it was about 35 percent. Simon Johnson, an economist at MIT, recalls a conversation he had with a fund manager. The guy said to me, Simon, its so little money! You can sway senators for $10 million!?Johnson la
23、ughs ruefully (后悔地). These guys big investors dont even think in millions. They think in billions.L) What you get for that money is favors. The last financial crisis fades from memory and the public begins to focus on other things. Then the finance guys begin nudging (游说). They hold some fundraisers
24、 for politicians, make some friends, explain how the regulations theyre under are onerous and unfair. And slowly, surely, those regulations come undone. This financial crisis will stick in our minds for a while, but not forever. And after briefly dropping to less than 15 percent of corporate profits
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