中国进出口银行招聘考试笔试历年真题及答案解析.pdf

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1、中国进出口银行招聘考试笔试历年真题及答案解析中国进出口银行招聘考试笔试历年真题及答案解析第一部分第一部分英语英语一、听力（略）一、听力（略）二、阅读理解二、阅读理解Reading ComprehensionDirections：There are two passages in this part Each passage is followedby several questions For each of them there are four choices marked A，B，Cand D You should decide on the BEST CHOICE（A）Imagine

2、waking up and finding the value of your assets has beenhalved.No，youre not an investor in one of those hedge funds that failedcompletely. With the dollar slumping to a 26year low against the pound， alreadyexpensive London has become uite unaffordable. A coffee at Star-bucks， justas unavoidable in En

3、gland as it is in the United States， runs about ￥8.TheonceallpowerfuldollarisntdoingaTitanicagainstjustthepound.Itissittingata record low against the euro and at a 30year low against the Canadiandollar.Even the Argentine peso and Brazilian real are thriving against the dollar.Theweakdollarisasourceo

4、fhumiliation，foranationsselfesteemrestsinpartonthe strength of its currency.Its also a potential economic problem， since a declining dollar makesimportedfoodmoreexpensiveandexertsupwardpressureoninterestrates.AndyettherearesubstantialsectorsofthevastU.S.economyfromgiantcompanieslikeCocaColatomomandp

5、op restaurant operators in Miami for which the weak dollar is most excellentnews.Many Europeans may view the U.S. as an arrogant superpower that has becomehostile toforeigners.ButnothingmakespeoplethinkmorewarmlyoftheU.S.thanaweakdollar.Through April， the total number of visitorsfrom abroad was up 6

6、.8 percent from last year. Should the trend continue， the numberof tourists this year will finally top the 2000 peak? Many Europeans now apparentlyview the U.S.the way many AmericansviewMexicoasacheapplacetovacation，shop and party， allwhile ignoring the fact that the poorer locals cant afford to joi

7、n the merrymaking.Themoneytouristsspendhelpsdecreaseourchronictradedeficit.Sodoexports，which thanks in part to the weakdollar，soared 11 percent between May 2006 and May 2007.For first five monthsof 2007， the trade deficit actually fell 7 percent from 2006.If you own shares in large American corporat

8、ions， youre a winner in theweakdollar gamble. Last week CocaColas stick bubbled to a fiveyear high afterit reported a fantastic uarter. Foreign sales accounted for 65 percent of Cokes beverage business. Other American companies profiting from this trend includeMcDonalds and IBM.American tourists， ho

9、wever， shouldnt expect any relief soon. The dollarlost strength the way many marriages break up slowly， and then all at once. Andcurrencies dont turn on a dime. So if you want to avoid the pain inflicted by theincreasingly pathetic dollar，cancel that summer vacation to England and lookto New England

10、. There， the dollar is still treated with a little respect.1. Why do Americans feel humiliated?A. Their economy is plunging.B. They cant afford trips to Europe.C. Their currency has slumped.D. They have lost half of their assets.2.How does the weak dollar affect the life of ordinary Americans?A. The

11、y have to cancel their vacations in New England.B. They find it unaffordable to dine in momandpop restaurants.C. They have to spend more money when buying imported goods.D. They might lose their jobs due to potential economic problems.3. How do many Europeans feel about the U.S with the devalued dol

12、lar?A. They think of it as a good tourist destination.B. They feel contemptuous of it.C. They regard it as a superpower on the decline.D. They are sympathetic with it.4. According to the last paragraph， what is the authors advice to Americans?A. They treat the dollar with a little respect.B. They tr

13、y to win in the weakdollar gamble.C. They treasure their marriages all the more.D. They vacation at home rather than abroad.5.Intheauthorsopinion，theweakdollarleadstothefollowingconseuencesEXCEPT that _.A. The dallar has little respect in New England.B. Europeans begin to think more warmly of the U.

14、S.C. Imported food is more expensive to the Americans.D. Some large American corporations make more profits.（B）Desertification，drought，anddespair thatswhatglobalwarminghasinstoreformuchof Africa. Or so wehear.Emergingevidenceispaintingaverydifferentscenario，oneinwhichrisingtemperatures could benefit

15、 millions of Africans inthe driest parts of the continent. Scientists are now seeing signals that the Saharadesert and surrounding regions are greening due to increasing rainfall. Ifsustained，these rains could revitalize droughtravaged regions，reclaimingthem for farming communities. This desertshrin

16、king trend is supported by climatemodels，which predict a return to conditions that turned the Sahara into a lushsavanna some 12，000 years ago.The green shoots of recovery are showing up on satellite images of regionsincluding the Sahel， a semidesert zone bordering the Sahara to the south thatstretch

17、es some 2，400 miles.Images taken between 1982 and 2002 revealed extensive regreening throughoutthe Sahel， according to a new study in the journal Biogeosciences.The studysuggests huge increases in vegetation in areas including central Chad and westernSudan.The transition may be occurring becausehott

18、erairhasmorecapacitytoholdmoisture，whichinturncreatesmorerain，saidMartin Claussen of the Max Planck Institutefor Meteorology in Hamburg， Germany， who was not involved in the new study.“Thewaterholding capacity of the air is the main driving force，” Claussen said.While satellite images cant distingui

19、sh temporaryplantslikegrassesthatcomeandgowith the rains，groundsurveys suggest recent vegetation change is firmly rooted.In the eastern Saharaarea of southwestern Egypt and northern Sudan，new treessuch as acaciasareflourishing，according to Stefan Krpelin，a climate scientist at the Universityof Colog

20、nes Africa Research Unit in Germany.“Before， there was not a single scorpion， not a single blade of grass， ”said Krpelin， who has studied the region for two decades.“Now you have peoplegrazing their camels in areas which maynothavebeenusedforhundredsoreventhousandsofyears.Youseebirds，ostriches，gazel

21、les coming back，even sorts ofamphibians coming back，”he said.“The trend has continued for more than 20years.It is indisputable.”Anexplosioninplantgrowthhasbeenpredictedbysomeclimatemodels.Forinstance，in 2005 a team led by Reindert Haarsma ofthe Royal Netherlands Meteorological Institute in De Bilt，t

22、heNetherlands，forecastsignificantlymorefuturerainfallintheSahel.ThestudyinGeophysical Research Letters predicted thatrainfall in the July to September wet season would rise by up to two millimetersa day by 2080.Satellite data shows “that indeed during the last decade， the Sahel isbecoming more green

23、，” Haarsma said.Even so，climate scientists dont agreeon how future climate change will affect the Sahel： Some studies simulate a decreasein rainfall.“This issue is still rather uncertain，” Haarsma said.Max Plancks Claussen said North Africa is the area of greatest disagreementamong climatechangemode

24、lers.Forecastinghowglobalwarmingwillaffecttheregioniscomplicatedbyitsvast size and the unpredictable influenceof highaltitude winds that disperse monsoon rains，Claussen added.“Halfthe models follow a wetter trend， and half a drier trend.”6. According to the first paragraph， global warming is suppose

25、d to have thefollowing impacts on Africa EXCEPT _.A.water deficiencyB.distressC.desertificationsD.more grasses and lakes7. According to MartinClaussen，whatisthemaincauseoftheincreasedvegetationindeserted areas?A.The climate models are more changeable.B. Hot air would be more capable to hold humidity

26、. C. Many trees have beenplanted recently.D. The grasses are temporarily appeared with the rains.8. What is the role of the sixth paragraph in the development of the topic?A. To make a transition to a new topic.B. To work as a book to the following paragraphs.C. To provide a contrast to the precedin

27、g paragraphs.D. To offer supporting evidence to the preceding paragraphs.9. The underlined sentence“North Africa is the area of greatestdisagreement among climate change modelers” in the last paragraph suggests that_.A. half of the area will follow a wetter trend， while half a driertrendB. the scien

28、tists in North Afrca hold different opinions in climate modelsC. it is not easy to predict how the climate change influences the districtD. there are different climate models to be built in North Africa10. What are the climate scientistsattitudes towards the influence ofclimate change on thedeserted

29、 areas?A. Definite B. DubiousC. Serious D. Negative（C）One of the world s first videogames, Tetris （俄罗斯方块） , has turned thirtyyears old, and its brand is anything but old school.Butwhatskeptpeopleswipingandclickingtoensureeachrowofblocksstaysalignedand disappears into the virtual world since itsdevel

30、opment in 1984 Soviet Russia? A combination of new platforms and an attractingpsychological appeal.MayaRogers,theCEOofBluePlanetSoftware,thesoleagentoftheTetrisbrand,saidthe protection of the games coreover the last three decades has aided its longevity. As mobile and social becometwo of the largest

31、 sources for gaming these days, Tetris isnt showing any signsof losing its appeal. Currently appearing on over 50 different gaming platforms,from the 1983 Nintendo Entertainment System (NES） to smartphones, Tetris is soldon over 425 million mobile devices. More than 20 billion games of Tetris Battle

32、 havebeen played on Facebook, too.Theressomethingpsychologicallyentrancingaboutthegame,thatskeptpeoplehooked through the years.“Play a game of Tetris,” saidRogers,“and satisfy your craving to create orderoutofchaos.”Plus,therestheaddedqualityofplayingTetrisandneverfeelingwhollyfulfilled. “Theres no

33、correct move that you can make,” said Neubauer, aloyal player of the game who work as a senior analyst at Saibus Research, anindependent research and advisory firm,“The quest for the perfect move neverends.”Tom Stafford, a professor of cognitive development and psychology atSheffield University in t

34、he U.K., says that Tetris has been around so long becauseit transports gamers into a different realm when they play. “Its a world ofperpetually generating uncompleted tasks,” he said. As hes said in the past,too,“Tetris is the granddaddy of puzzle games like Candy Crush sagathe thingsthat keep us pu

35、zzling away for hours, days and weeks.”“Tetris is pure game:there is no benefit to it, nothing to learn, no social or physical consequence,”he added.“It is almost completely pointless, but keeps us coming back formore.”11. Since it was developed, Tetris has been _.A. applied for almost 33 yearsB. no

36、 longer attracting and popularC. built a solid footing in the mini-game marketD. updated into more intricate model12. Which of the following does NOT belong to Tetris platforms?A. Mobile or personal computer.B. Nintendo Entertainment System.C. Social network site.D. Board game bar.13. Tetris is a ro

37、aring success, owing to the following EXCEPT _.A. the game can satisfy players creating desireB. the game has endless playing strategiesC. the game supports multiple platformsD. players can win the game easily14. The purpose of Tom Stafford ssaying “ Tetris is the granddaddyof puzzle game ”is _.A. t

38、o imply that Teris is out of date and lost popularityB. to represent a specific group of attracting puzzle gamesC. to suggest that Teris is the inspiration of new gamesD. to declare that there are different types of Tetris15. Which of the following would be the most appropriate title for the text?A.

39、 What Changes did Tetris Make?B. Why Tetris is so Addictive?C. How to Play Tetris Correctly?D. Who Loves Tetris most?（D）What are the roads not taken because students must take out loans for college?For one thing,itappearsthatpeoplewithstudentloansarelesslikelytostartbusinessesoftheirown.Anew study h

40、as found that areaswith higher relative growth in student debt show lower growth in the formation ofsmall businesses.The correlation makes sense. People normally have only a certain amountof“debt capacity”. When students use up their “debt capacity” on studentloans, they cant commit it elsewhere.Giv

41、entheimportanceofanentrepreneurspersonaldebtcapacityinfinancingastart -upbusiness,student loan debt, which cannot be discharged via bankruptcy, can have lastingeffects laterinlifeandmayimpacttheabilityoffuturesmall-businessownerstoraisecapital.Consideringthat60 percent of jobs are created by smallbu

42、siness,“if you shut down the ability to create new businesses, youregoingtoharmtheeconomy,”saidBrentAmbrose,aprofessorofriskmanagementat Pennsylvania State University.Student loan debt also appears to be affecting homeownership trends.According to research by the Federal Reserve Bank of New York, fe

43、wer 30 -year-oldsin general have bought homes since the recession, but the decline has been steeperfor people with a history of student loan debt and has continued even as the housingmarket has recovered.Student loan debt may also affect career choices. Having a college loanappears to reduce the lik

44、elihood that people will choose a low-payingpublic-interest job, according to a 2011 study byJesseRothsteinoftheUniversityofCalifornia,Berkeley,andCeciliaElenaRouseofPrinceton. They arrived attheirconclusionbystudyingawell-offuniversitythatbeganmeetingstudentsfinancial needs through a combination of

45、 work-study moneyand grants, and dispensing with loans altogether. Before the new policy started inthe early 2000s, students were more likely to choose well -paid professions likeinvestment banking and consulting. After the policy took effect, more students chosejobs in areas like teaching and the n

46、onprofitsector.In many cases, the choices that student borrowers make are just common sense,based on the financial realities they face. If society wants to change the skewingeffect of student loans, some tough decisions about allocating educational resourcesmay well lie ahead.16. Which of the follow

47、ing is NOT true about “debt capacity”?A. People with student loans, generally speaking, have almost used up their“debt capacity”.B. All the people have a certain amount of “debt capacity” no matter theyhave loans or not.C. For those people who took student loans, their “debt capacity” are weakerthan

48、 others.D. Entrepreneurs “debt capacity” should be stronger since it is crucialin financing situation.17. The quotation in Para. 2 implies that _.A. job opportunities are disappearing in high speedB. economic development can be held back by student loansC. small business survival is insignificant an

49、d meaninglessD. more and more commercial opportunities have been created18. We can infer from Rothstein and Elenas research that _.A. with lots of student loans, people will repress their desires ofhomeownershipB. without student loans, college graduates prefer to choose high-reward jobsC. without t

50、he burden of paying back loans, people will get more freedom ofjob choiceD. although many colleges have financial capacity to support students, theyrefuse to do so19. Be a person with student loans, one would like to _.A. run his / her own businessB. invest in real estateC. dedicate to public welfar