2022年金融英语学习专业词汇.docx

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1、精选学习资料 - - - - - - - - - 20XX 年金融英语学习专业词汇 大盘股 big macs,big/large-cap stock,mega-issue 上市 offering,list 证交所 bourse 龙头企业 corporate champion 上海证交所 Shanghai Exchange 养老基金 pension fund 共同基金 mutual fund 对冲式共同基金 hedge mutual fund 股票 share 股价 valuation 保险商 underwriter 政府债券 government bond 储蓄帐户 saving accoun

2、t 股市 equity market 股东 shareholder 摘牌 delist 亏损企业 mongey-loser 存货 inventory 上市公司 traded company,trading enterprise 利益相关者 stakeholder 透亮度 transparency 微软全国广播公司 Msnbc:Microsoft national broadcast 市场经济基本规章 market fundamentalist 安全顾问 damage-contral machinery 有效市场 efficient market 学问产权 intellectual proper

3、ty 投机行为 opportunistic practice 世通公司 WorldCom 行贿 bribery 企业家 entrepreneur 做假帐 cook the book 监管体系 regulatory system 审计 audit 会计事务所 accounting firm 大萧条 Great Depression 投资组合 portfolio 短期资本市场 money-market 长期资本市场 capitual-market 波动 volatility 多元化 diversification 期货 commodity 房地产 real estate 期权 option 名师归

4、纳总结 - - - - - - -第 1 页,共 20 页精选学习资料 - - - - - - - - - 看涨期权 call option 看跌期权 put option 并购 merger 套利 arbitrage 美证券交易委员会 Securities&Exchange Commission 美元本位制 dollar standard 贬值 flight 预算 budget 赤字 deficit 坏帐 bad debt 产值 output 宏观经济 macroeconomic 财政刺激 fiscal stimulus 保值 a store of value 结算货币 transactio

5、n currency 期货交易 forward exchange 干预货币 intervention currency 财政部公债 Treasury bond 常常项目 currnt-account 物价上涨 pickup in rice 美联储 Federal Reserve 通货膨胀 inflation 通货紧缩 deflation 紧缩信贷 tighter credit 货币政策 monetary policy 生产力过剩 wash in excess capacitya 外汇 foreign exchange 即期交易 spot transaction 远期交易 forward tra

6、nsaction 择期交易 option forward transaction 调期交易 swap transaction 报价 quote 交割 settlment and delivery 买入价 buying rate 卖出价 selling rate 差幅 spread 合同 contract 平价 at par 升水 premium 贴水 discount 直接报价法 direct quoation method 间接报价法 indirect quoation method 股息 dividend 本币 domestic currency 名师归纳总结 - - - - - - -第

7、 2 页,共 20 页精选学习资料 - - - - - - - - - 浮动利率 floating rate 母公司 parent company 互惠贷款 credit swap 风险资本 venture capital 虚拟价值 virtual value 物质产品 physical good 抽象产品 abstract good 专利与商标局 Patent&Trademark Office 帐面价值 book value 实际资本 physical capital 新股首发 IPO:initial public offering 就业市场 job machine 福利资本主义 welfa

8、re capitalism 市场资本总值 collective market cap 跨国公司 golbal corporation 跨国优势 transnational status 转让价格 transfer price 美会计总会 General Accounting Office 兼并 consolidation 杠杆 leveraged 名师归纳总结 - - - - - - -第 3 页,共 20 页精选学习资料 - - - - - - - - - 20XX 年金融英语学习专业词汇（2）收购公司 acquiring company 呆帐 bad loan 现金流量表 chart of

9、 cash flow 产权清楚 clearly-established ownership 债转股 debt to equity 股权多元化 diversity of equities 规模经济 economy of scale 新兴经济 emerging economies 汇率机制 exchange-rate regime 筹资融资 fund and financing 全球金融体系 global financial architecture 全球一体化,全球化 global integration, globality 上市 go public （经济的）急剧增长 growth spur

10、t 百万富翁 have ones two commas 套期保值 hedge against 住房按揭 housing mortgage 控股,所持股份 holdings 控股公司 holding company 原始股 initial offerings 首次公募 initial public offerings 创新企业 innovative business 智力资本 intellectual capital 拆借 inter-bank lending 网上客户 internet customer 投资回收期 investment payoff period 参股 joint-stock

11、 爱逛商店的年轻人 mall rat 生产要素 means of production 大病医疗费用社会统筹 themedical cost social pool for major diseases 并购 mergers and acquisitions 移动电话银行业 mobile-phone banking 人气 moods 网虫 net potato 直销 non-store seling 新股 offering 网上银行业 online-banking 在线金融 online-finance （银行的）网上客户 online client 帐面收益 paper profit 有形资

12、产 physical assets 项目资本金制度 project fund system 传销 pyramid sale 名师归纳总结 - - - - - - -第 4 页,共 20 页精选学习资料 - - - - - - - - - 资产重组 recapitalize 地区货币集团 regional corrency blocks 调控 regulate 变现 sell off 期权,股票认购权 sharestock option 智能卡 smart card 杀价 slash prices 闲置的生产才能 spare capacity 强劲的增长势头 strong growth 转手贸易

13、 switch trade 上市 take public 盘活存量资产 tap the idle assets （银行的）交易 transaction 财政转移支付 transfer payment from the exchequer 风险资本 venture-capital 虚拟银行 virtual bank 电子转帐 wire transfer A 安全网 safety net 按可比口径 on comparable basis 按轻重缓急 to prioritize 暗补 implicit subsidy 暗亏 hidden loss B 颁发营业执照 to license;to gr

14、ant a licence to 办理存款业务 to take deposits 爱护农夫的生产积极性 to protect farmersincentive to produce 备付金（超额预备金）excess reserves 本外币并账 consolidation of domestic and foreign currencyaccounts 本外币对冲操作 sterilization operation 本位利益 localized interest;departmentalism 奔小康 to strive to prosper;to strive to become well-

15、to-do 避税（请见 “逃税 ”） tax avoidance 币种搭配不当 currency mismatch 币种构成 currency composition 变相社会集资 disguised irregular（or illegal） fund raising 表外科目（业务）off-balance-sheet items（operation）薄弱环节 weaknesses;loopholes 不变成本 fixed cost 不变价 at constant price;in real terms 不动产 real estate 名师归纳总结 不良贷款（资产）problem loans

16、；non-performing loans（assets）第 5 页,共 20 页- - - - - - -精选学习资料 - - - - - - - - - 20XX 年金融英语学习专业词汇（3）C 财务公司 finance companies 财政赤字 fiscal deficit 财政挤银行 fiscal pressure on the central bank（over monetary policy）财政政策与货币政策的协作 coordination of fiscal and monetary policies 实行循序渐进的方法 in a phased and sequenced

17、manner 操作弹性 operational flexibility 操纵汇率 to manipulate exchange rate 产品构成 product composition;product mix 产品积压 stock pile;excessive inventory 产销率 current period inventory;（即期库存,不含前期库存）sales/output ratio 产销连接 marketability 产业政策 industrial policy 长期国债 treasury bonds 敞口头寸 open position 炒股 to speculate

18、in the stock market 承购包销 underwrite（ securities）成套机电产品 complete sets of equipment;complete plant（s）城市信用社 urban credit cooperatives（UCCs）城市合作银行 urban cooperative banks;municipal united banks 城市商业银行 municipal commercial banks 城乡居民收入增长超过物价涨幅 real growth in household income 连续升温 persistent overheating 重

19、复布点 duplicate projects 重置成本 replacement cost 重组方案 restructuring plan 筹资渠道 funding sources;financing channels 初见成效 initial success 出口统一治理、归口经营 canalization of exports 出口退税 export tax rebate 储蓄存款 household deposits（不完全等同于西方的 savingsdeposits,前者包括活期存款,后者不包括； ）储蓄分流 diversion of household deposits 储源萎缩 de

20、cline in the availability of household savings 传导机制 transmission mechanism 从价税 ad valorem tax 名师归纳总结 从紧掌握tight control 第 6 页,共 20 页存贷款比例loan/deposit ratio 存款保险体系deposit insurance system 存款货币银行deposit money banks 存款预备金required reserves - - - - - - -精选学习资料 - - - - - - - - - 20XX 年金融英语学习专业词汇（4）D 打白条 is

21、sue IOU 大额存单 certificate of deposit（CD）大额提现 withdraw deposits in large amounts 大面积滑坡 wide-spread decline 大一统的银行体制（all-in-one）mono-bank system 呆账（请见 “坏账 ”） bad loans 呆账预备金 loan loss reserves（provisions）呆滞贷款 idle loans 贷款沉淀 non-performing loans 贷款分类 loan classification 贷款限额治理 credit control;to impose

22、credit ceiling 贷款约束机制 credit disciplinary（constraint）mechanism 代理国库 to act as fiscal agent 代理金融机构贷款 make loans on behalf of other institutions 戴帽贷款 ear-marked loans 倒逼机制 reversed transmission of the pressure for easing monetary condition 道德风险 moral hazard 地区差别 regional disparity 第一产业 the primary ind

23、ustry 其次产业 the secondary industry 第三产业 the service industry;the tertiary industry 递延资产 deferrable assets 订货不足 insufficient orders 定期存款 time deposits 定向募集 raising funds from targeted sources 东道国（请见 “母国”） host country 名师归纳总结 独立核算independent accounting 第 7 页,共 20 页短期国债treasury bills 对冲操作sterilization o

24、peration;hedging 对非金融部门债权claims on non-financial sector 多种全部制形式diversified ownership - - - - - - -精选学习资料 - - - - - - - - - 20XX 年金融英语学习专业词汇（5）E 恶性通货膨胀 hyperinflation 二级市场 secondary market F 发行货币 to issue currency 发行总股本 total stock issue 法定预备金 required reserves;reserve requirement 法人股 institutional s

25、hares 法人股东 institutional shareholders 法治 rule of law 房地产投资 real estate investment 放松银根 to ease monetary policy 非现场稽核 off-site surveillance（or monitoring）非银行金融机构 non-bank financial institutions 非赢利性机构 non-profit organizations 分税制 assignment of central and local taxes;tax assignment system 分业经营 segreg

26、ation of financial business（services）;division of business scope based on the type of financial institutions 风险暴露（风险敞口）risk exposure 风险治理 risk management 风险意识 risk awareness 风险资本比例 risk-weighted capital ratios 风险资本标准 risk-based capital standard 服务事业收入 public service charges;users charges 扶贫 poverty

27、alleviation 负增长 negative growth 复式预算制 double-entry budgeting;capital and current budgetary account 、名师归纳总结 - - - - - - -第 8 页,共 20 页精选学习资料 - - - - - - - - - 20XX 年金融英语学习专业词汇（6）G 改革试点 reform experimentation 杠杆率 leverage ratio 杠杆收购 leveraged buyout 高息集资 to raise funds by offering high interest 个人股 non

28、-institutional shares 根本扭转 fundamental turnaround（or reversal）公开市场操作 open market operations 公款私存 deposit public funds in personal accounts 公用事业 public utilities 公有经济 the state-owned sector;the public sector 公有制 public ownership 工业成本利润率 profit-to-cost ratio 工业增加值 industrial value added 供大于求 supply ex

29、ceeding demand;excessive supply 勉励措施 incentives 股份合作企业 joint-equity cooperative enterprises 股份制企业 joint-equity enterprises 股份制银行 joint-equity banks 固定资产贷款 fixed asset loans 关税减免 tariff reduction and exemption 关税减让 tariff concessions 关税优惠 tariff incentives;preferential tariff treatment 规范行为 to regula

30、rize（or standardize） behavior 规模效益 economies of scale 国计民生 national interest and peoples livelihood 国家对个人其他支出 other government outlays to individuals 国家风险 country risk 国际分工 international division of labor 国际收支 balance of payments 国有独资商业银行 wholly state-owned commercial banks 国有经济（部门）the state-owned（o

31、r public）sector 国有企业 state-owned enterprises（SOEs）国有制 state-ownership 名师归纳总结 国有资产流失erosion of state assets 第 9 页,共 20 页国债回购government securities repurchase 国债一级自营商primary underwriters of government securities 过度竞争excessive competition 过度膨胀excessive expansion 过热迹象signs of overheating - - - - - - -精选学

32、习资料 - - - - - - - - - 20XX 年金融英语学习专业词汇（7）H 合理预期 rational expectation 核心资本 core capital 合资企业 joint-venture enterprises 红利 dividend 宏观经济运营良好 sound macroeconomic performance 宏观经济基本状况 macroeconomic fundamentals 宏观调控 macroeconomic management（ or adjustment）宏观调控目标 macroeconomic objectives（or targets）坏账 ba

33、d debt 名师归纳总结 仍本付息debt service 第 10 页,共 20 页换汇成本unit export cost;local currency cost of export earnings 汇兑在途funds in float 汇兑支出advance payment of remittance by the beneficiarys bank 汇率并轨unification of exchange rates 活期存款demand deposits 汇率失调exchange rate misalignment 混合全部制diversified（mixed）ownership

34、货币政策态势monetary policy stance 货款拖欠overdue obligations to suppliers- - - - - - -精选学习资料 - - - - - - - - - 20XX 年金融英语学习专业词汇（8）J 基本建设投资 investment in infrastructure 基本经济要素 economic fundamentals 基本适度 broadly appropriate 基准利率 benchmark interest rate 机关团体存款 deposits of non-profit institutions 机会成本 opportuni

35、ty cost 勉励机制 incentive mechanism 积压严峻 heavy stockpile;excessive inventory 挤提存款 run on banks 挤占挪用 unwarranted diversion of（financial）resources（from designated uses）技改投资 investment in technological upgrading 技术密集型产品 technology-intensive product 方案单列市 municipalities with independent planning status 方案经

36、济 planned economy 集体经济 the collective sector 加大结构调整力度 to intensify structural adjustment 加工贸易 processing trade 加快态势 accelerating trend 加强税收征管稽查 to enhance tax administration 加权价 weighted average price 价格放开 price liberalization 价格形成机制 pricing mechanism 减亏 to reduce losses 名师归纳总结 简化手续to cut red tape;t

37、o simplify（streamline） procedures 第 11 页,共 20 页交投活跃brisk trading 缴存预备金to deposit required reserves 结构扭曲structural distortion 结构失调structural imbalance 结构性冲突突出acute structural imbalance 结构优化structural improvement（optimization）结汇、售汇sale and purchase of foreign exchange 金融脆弱financial fragility 金融动荡finan

38、cial turbulence 金融风波financial disturbance 金融恐慌financial panic 金融危机financial crisis 金融压抑financial repression 金融衍生物financial derivatives 金融诈骗financial fraud 紧缩银根to tighten monetary policy 紧缩政策austerity policies;tight financial policies 常常账户可兑换current account convertibility - - - - - - -精选学习资料 - - - -

39、- - - - - 经济特区 special economic zones（SEZs）名师归纳总结 经济体制改革economic reform 第 12 页,共 20 页经济增长方式的转变change in the main source of economic growth（from investment expansion to efficiency gains）经济增长减速economic slowdown;moderation in economic growth 经济制裁economic sanction 经营自主权autonomy in management 景气回升recover

40、y in business activity 境外投资overseas investment 竞争加剧intensifying competition 局部性金融风波localized（isolated）financial disturbance - - - - - - -精选学习资料 - - - - - - - - - 20XX 年金融英语学习专业词汇（9）K 开办人民币业务 to engage in RMB business 可维护（可连续）经济增长 sustainable economic growth 可变成本 variable cost 可自由兑换货币 freely converti

41、ble currency 掌握现金投放 control currency issuance 扣除物价因素 in real terms;on inflation-adjusted basis 库存产品 inventory 跨国银行业务 cross-border banking 跨年度选购 cross-year procurement 会计准就 accounting standard 20XX 年金融英语学习专业词汇（10）L 来料加工 processing of imported materials for export 离岸银行业务 off-shore banking（business）理顺外

42、贸体制 to rationalize foreign trade regime 利率杠杆的调剂作用 the role of interest rates in resource allocation 利润驱动 profit-driven 利息回收率 interest collection ratio 联行清算 inter-bank settlement 连锁企业 franchise（businesses）;chain businesses 良性循环 virtuous cycle 两极分化 growing income disparity;polarization in income distr

43、ibution 零售物价指数 retail price index（RPI）流淌性比例 liquidity ratio 流淌资产周转率 /流通速度 velocity of liquid assets 流淌资金贷款 working capital loans 流通体制 distribution system 流通网络 distribution network 留购（租赁期满时承租人可购买租赁物）hire purchase 垄断行业 monopolized industry（sector）乱集资 irregular（illegal）fund raising 乱收费 irregular（illega

44、l）charges 乱摊派 unjustified（arbitrary）levies名师归纳总结 - - - - - - -第 13 页,共 20 页精选学习资料 - - - - - - - - - 20XX 年金融英语学习专业词汇（11）M 买方市场 buyers market 卖方市场 sellers market 卖出回购证券 matched sale of repo 贸易差额 trade balance 民间信用 non-institutionalized credit 免二减三 exemption of income tax for the first two years ofmaking profit and 50% tax reduction for the