中西方金钱观比较ppt课件.ppt

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1、 What is the concept of the values about money?It is the fundamental view and attitude of money, and is closely linked with the view of life. There are two features of the bourgeois value(资产阶级金钱资产阶级金钱观观) about money, one is money is first, it put money on the highest position. Second, money can do e

2、verything, this exaggerate the role of money, that is money is everything and “Money is happiness.The Marxism think of money as material wealth, is created by human beings, and to the service of humanity, the human should be the master of money, not the slave of money. People live on their own labor

3、 to create wealth, access to property. Money played an important role in the promotion of the commodity exchange process, but money is not everything, there are more important than money, more valuable things. For generally speaking, after Chinese people have money they always do two things: buy hou

4、se, have a family. While in Western they pay money to the country and humanity. Chinese people like to save money, but Europeans and Americans is in contrary, they think that money spent only when useful or just a good-looking sheets of paper. No longer of this world really belongs to someone, even

5、if you paid for bought, but also temporary use only.中国人有钱后一般做两件事：购房置业、中国人有钱后一般做两件事：购房置业、养娶女人。而西方有钱后是为国家或全养娶女人。而西方有钱后是为国家或全人类花钱。中国人喜欢存钱，欧美人恰人类花钱。中国人喜欢存钱，欧美人恰相反，他们认为钱只有在花时才有用，相反，他们认为钱只有在花时才有用，否则只是张好看的纸。再之这个世上没否则只是张好看的纸。再之这个世上没什么真正属于某人，即使你付了款买下什么真正属于某人，即使你付了款买下了，也不过暂时使用而已了，也不过暂时使用而已 .The concept of mon

6、ey in Chinese is conservative. Chinese Pay attention on saving, but Westerners pay attention on spending. Chinese people emphasize on saving, Westerners emphasize on consuming. Chinese people used to spend the money in the past, Westerners used to spend future money. This fully reflects the differen

7、ces money culture between Western and china. 中国人的金钱观：保守。中国人重存钱，西方人重花钱。中国中国人的金钱观：保守。中国人重存钱，西方人重花钱。中国人讲节约，西方人讲消费。中国人习惯花过去的钱，西方人习人讲节约，西方人讲消费。中国人习惯花过去的钱，西方人习惯花未来的钱。这充分反映了中西方理财文化所存在的深刻差惯花未来的钱。这充分反映了中西方理财文化所存在的深刻差异。异。 我辛辛苦苦一辈子，好不容易才住上一套好房子，瘾都没过足，就上这里来了。我年轻时就住上好房子了，不过到这里来之前，才把最后一期银行按揭的贷款还了。 Peoples value a

8、bout money is very carefully, when Conduct financial transactions, the Chinese count clearly on face to face. Chinese investment, regardless of how much was sure, will not spot closed. Chinese people also hate debt. When Chinese people borrow money, usually do not need guarantee, because the Chinese

9、 have good reputation. Like to save money has become a part of Chinese life, when they have money, the Chinese people will be save . 中国人的金钱观念非常谨慎。进行中国人的金钱观念非常谨慎。进行金钱交易时，中国人注重当面点清。金钱交易时，中国人注重当面点清。中国人投资时，不管当时多么有把中国人投资时，不管当时多么有把握，都不会当场拍板。中国人也很握，都不会当场拍板。中国人也很忌讳欠债。如果有欠钱的情况，中忌讳欠债。如果有欠钱的情况，中国人一定会把钱还上。中国人借钱

10、国人一定会把钱还上。中国人借钱时，通常不需要有人担保，因为中时，通常不需要有人担保，因为中国人相信信誉。喜欢存钱储蓄已经国人相信信誉。喜欢存钱储蓄已经成为了中国人生活的一部分，每当成为了中国人生活的一部分，每当手中有了钱，中国人都会先存起来。手中有了钱，中国人都会先存起来。On the other hand, Chinese people believe that money worthless, since, as lofty; or blindly spend, they believe that money is power, or for the pursuit of it they

11、can do everything: no matter what, money is essential, no money is totally unacceptable, money is everything. It was discovered: the living is constraints with the money more and more. Making more money has simply become the slogan of the people in recent years. 另一方面，中国人要么视金钱为粪土，自视清高；要么一另一方面，中国人要么视金

12、钱为粪土，自视清高；要么一味挥霍，认为有钱万能，或为追逐它而不择手段味挥霍，认为有钱万能，或为追逐它而不择手段：无论什：无论什么地方，都是需要钱的，没有钱是万万不能的么地方，都是需要钱的，没有钱是万万不能的,有了钱万事有了钱万事都是可能的都是可能的.人们发现：生活越来越受到金钱的制约。人们发现：生活越来越受到金钱的制约。 “多挣钱多挣钱”几乎成了这个时代人们的口号。几乎成了这个时代人们的口号。Chinese scholars believe that money have nine evil things:1 Lead to greed2 Only consider their own3 Vi

13、olation of the law4 Arrogant for friends5 Boast themselves6 Mean7 Comparisons of wealth 8 Extravagance and waste;9 Did not do the right thing中国文人认为钱财中国文人认为钱财罪恶有九：罪恶有九：1导致贪婪导致贪婪2只考虑自己只考虑自己3违反法律违反法律4对朋友傲慢对朋友傲慢5自吹自吹6吝啬吝啬7攀比财富；攀比财富；8铺张浪费；铺张浪费；9不务正业。不务正业。 American concern about American concern about mon

14、ey, they think that money money, they think that money is the ability, success, symbol is the ability, success, symbol of strength; but for the of strength; but for the earning that from their daily earning that from their daily lives, the money spent on lives, the money spent on specific, they are

15、actually did specific, they are actually did not care. Americans do not not care. Americans do not like earned money that like earned money that accumulated, they like accumulated, they like consumption, excessive consumption, excessive consumption, consumer consumption, consumer lending. Americans

16、realize lending. Americans realize that life is more than having that life is more than having things. As well.things. As well.，they realize they realize that happiness cant be that happiness cant be bought, but it can be sharebought, but it can be share。美国人重视金钱，美国人重视金钱，认为金钱是能力、认为金钱是能力、成功、力量的象征；成功、力

17、量的象征；而对于他们日常生而对于他们日常生活中所挣、所花的活中所挣、所花的具体的钱，他们其具体的钱，他们其实看得很轻。美国实看得很轻。美国人不喜欢积攒挣来人不喜欢积攒挣来的钱，而喜欢消费、的钱，而喜欢消费、超前消费、借贷消超前消费、借贷消费。美国人明白生费。美国人明白生活不只是拥有物资，活不只是拥有物资，他们明白快乐不能他们明白快乐不能用金钱获得，但是用金钱获得，但是可以跟别人分享。可以跟别人分享。Westerners, especially Americans believe that money is a symbol of the ability. they believe that i

18、f they have the property, it can transform into seven kinds of virtues:1 Have high aspirations2 know to meet the satisfaction3 always pray4 treat modest and kind to friend5 help poor people6do the meaningful thing7 life frugal西方人，尤其是美国人认为西方人，尤其是美国人认为钱财是能力的象征钱财是能力的象征.他们认为他们认为拥有财产，可以转化化为七拥有财产，可以转化化为七种

19、美德：种美德：1志向高远志向高远2知道满足知道满足3常常祈祷；常常祈祷；4对待朋友谦逊和蔼对待朋友谦逊和蔼5帮助贫困的人；帮助贫困的人；6做有意义的事做有意义的事7生活节俭生活节俭-不同文化下的金钱观不同文化下的金钱观 (the concept of money under different cultures) Can money bring happiness? 75% of French people do not doubt，74% of French people would rather use the money to buy “happiness”. The Interest

20、on the money and work, 55 percent of French respondents are: willing to choose interesting work, even if money was less. French did not seem to give up their pursuit of personal interest, as long as this work in line with their interests, even if not much reward, they are still willing to accept.金钱是

21、否能带来快乐？金钱是否能带来快乐？7575的法的法国人对此深信不疑。国人对此深信不疑。7474的法国的法国人宁可用金钱去买人宁可用金钱去买“快乐快乐” ” . .在在金钱和工作兴趣上，金钱和工作兴趣上，5555的法国的法国人回答是：愿意选择有兴趣的人回答是：愿意选择有兴趣的工作，哪怕钱赚得少些。在法国，工作，哪怕钱赚得少些。在法国，喜欢干得多、同时也挣得多的人喜欢干得多、同时也挣得多的人数并不占绝大多数，大约数并不占绝大多数，大约4646。当然，愿意干得少挣得少的人也当然，愿意干得少挣得少的人也不多，约不多，约4242。法国人看来并未。法国人看来并未放弃自己个人兴趣的追求，只要放弃自己个人兴趣

22、的追求，只要这工作符合他们的兴趣，即使报这工作符合他们的兴趣，即使报酬不多，他们还是愿意接受。酬不多，他们还是愿意接受。 Germans have a complex relationship with money. For the Germans, they need extreme security. Germans do not want to accept the abstract money, they go through a variety of ways to get money. Excessive consumption is unpopular in Germany.德国

23、人与金钱有着一种复杂的关系。对于德国人来说，德国人与金钱有着一种复杂的关系。对于德国人来说，他们需要极度的安全感。德国人不愿接受抽象的金钱，他们需要极度的安全感。德国人不愿接受抽象的金钱，他们通过各种方法来得到踏踏实实的金钱。过度的消他们通过各种方法来得到踏踏实实的金钱。过度的消费在德国不受欢迎。费在德国不受欢迎。 中国孩子从小就习惯了在中国孩子从小就习惯了在几个家长面前周旋，要吃几个家长面前周旋，要吃要喝要零花钱，得不到满要喝要零花钱，得不到满足就哭就闹足就哭就闹,动不动就是动不动就是“你给不给？你给不给？”西方孩子是不能随便向父西方孩子是不能随便向父母提要求的。父母给孩子母提要求的。父母给

24、孩子多少钱是有计划、有要求多少钱是有计划、有要求的，需要孩子说清用途，的，需要孩子说清用途，结果也要一一汇报。美国结果也要一一汇报。美国的孩子想有自己的零花钱，的孩子想有自己的零花钱，就得自己打工挣钱。一般就得自己打工挣钱。一般孩子都会在外面送报纸、孩子都会在外面送报纸、帮人看孩子、除草、当小帮人看孩子、除草、当小工等工等.The financial crisis swept the world. Many Americans and Europeans lost work. The cultural tradition in China that after the deposit then

25、 to spend not only let China to become one of the lightest damage in current financial tsunami , but also let westerners change the view to Chinese concept about money. Now the Westerners began to realize that the virtual assets is not wealth ,the money in the hands is the true wealth. 金融危机突然风靡全金融危机

26、突然风靡全球。许多美国人和欧球。许多美国人和欧洲人工作丢掉。中国洲人工作丢掉。中国人人“先存后花先存后花”的文的文化传统化传统.不仅让中国成不仅让中国成为目前在为目前在“金融海啸金融海啸”中受损最轻的国家之中受损最轻的国家之一，也让西方人对中一，也让西方人对中国人的金钱观看法改国人的金钱观看法改变。如今西方人意识变。如今西方人意识到，虚拟的资产不叫到，虚拟的资产不叫财富，手中可以支配财富，手中可以支配的钱才叫财富的钱才叫财富.Money is a strange thing . Some people have a lot of money and are afraid to spend a

27、penny, while others have no money and dont really seem to care, still others spend every dime they get.So whats your view on money? Do you hoard it? Treasure it? Give it away? Dont really think about it? Not to concerned with it? Try to save/build it?It can buy a house, but not a home.It can buy a b

28、ed, but not sleep.It can buy a clock, but not time.It can buy you a book, but not knowledge.It can buy you a position, but not respect.It can buy you medicine, but not health.It can buy you blood, but not life.It can buy you sex, but not love.So you see, money isnt everything.Money is a necessary condition for happiness, but money does not equal happiness. The people who have material prosperity and spiritual emptiness , would not have true happiness.We should set up a correct money value Thats all Thank you