信用社信贷档案管理办法.doc

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1、信用社信贷档案管理办法信用社信贷档案管理办法信用社信贷档案管理办法一、目的：为了加强档案的规范化管理工作，提高档案管理工作质量，根据省联社档案管理的相关规定，特制定本办法。二、档案管理的主责任人：基层信用社主任作为本单位档案管理的主责任人，对本单位的档案管理工作负总责。三、档案管理员：各基层信用社的信贷报表人员，作为档案管理的具体操作人员，简称档案管理员，具体负责本单位的档案管理工作。档案封皮全辖采取统一的格式。八、建立档案管理登记簿：档案管理员应按要求填写档案管理登记簿，档案管理登记簿按发生时间顺序登记，登记簿上明确记载借款人编码，借款人名称、合同号，开户日期，结清日期，管户信贷员。九、实行

2、档案结清制度：对档案中已结清的合同加盖结清戳记，仍保留在原档案中备查，并在档案管理登记簿上加以记载。十、实行档案借阅登记制度：档案管理员要建立档案借阅登记簿，明确写明档案的编号或合同号、借阅人、事项摘要、借阅日期、归还日期。为了减少工作量，对于当日借阅当日归还的，并在档案管理人员的监督下查阅的可不予登记，但凡是当天不能归还的必须记录。十一、实行档案材料的代码制度：对所有信贷档案材料实行统一编码，共设置25个代码。在档案材料的相应页上对应加盖代码戳记。材料代码说明见附表。十二、档案材料的编排顺序：每份合同档案材料要严格按照材料代码的顺序排列，然后再对所有的材料从1开始按顺序编号。编号应用专业的打

3、号机进行编号，严禁手写。十三、档案材料的整理装订：对已结清的信贷档案要及时将还款凭证归入档案后装订。对未结清的存量贷款档案全部资料依序归档装订。对年1月1日以后发生的贷款档案，贷款资料收集全后于次日按要求装订归档，对贷后管理发生的资料单独装订后放入本档案中。（对评估材料等页数较多的资料可单独装订，但在主档案中用单独的页注明“评估材料另行装订”等字样。结束语！祝大家学到有用的知识，提升自己的能力，实现自己的梦想，踏踏实实干好每一件事，为美好的明天而努力！16grstq4in2fapcd7nhyg646d3,u6dtmgm1.nobzn.c9v1efd4q9,45,imqun7m07vlet4zi

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