信用社（银行）“四双”制度.doc

《信用社（银行）“四双”制度.doc》由会员分享，可在线阅读，更多相关《信用社（银行）“四双”制度.doc（5页珍藏版）》请在淘文阁 - 分享文档赚钱的网站上搜索。

1、信用社（银行）“四双”制度“四双”制度信用社（银行）“四双”制度第一章 总则第一条 为规范现金的收付、保管和调运，做到手续严密，责任分明，确保库款安全，有效防范操作风险和道德风险，根据XX省联社会计实务准则的规定，结合我行实际情况，制定本制度。第二条 本制度适用于我行所有辖内机构（含营业部和机关会计，下同）。第二章 基本规定 第三条 “四双”是指双人临柜、双人管库、双人守库、双人押运。第四条 双人临柜是指除实行综合柜员制的网点外，坚持一切现金收付业务，必须由两名或两名以上的人员办理。做到互相复核、互相制约，手续严密，责任分明。第五条 双人管库是指是所有设置库房的营业单位，必须选配两名政治责任心

2、强，业务熟练的正式职工担任库房管理工作，出入库时必须同进同出，装配两把不同钥匙的门锁，共同负责管理，相互监督。第六条 双人守库是指凡保管现金库存的机构，在非营业时间、假期及夜间，库房必须由两名或两名以上政治素质好，防范警惕高，防御能力强，对工作高度负责的人员值班看守。第七条 双人押运是指凡现金、有价单证的领取、解交、调拨和运送，均由两人以上负责押运。钞币运送实行社会化专业保安公司押运以后，押运工作交由签订协议的保安公司负责押运，押运制度由总行与保安公司根据实际情况另行制定，除指定的工作人员外，我行辖内机构其他工作人员不再负责现金的领取、解交、调拨和运送。第三章 责任认定 第八条 实行双人临柜的

3、网点，复核人与经办人共同对业务差错承担责任。第九条 实行双人管库的网点，由管库人员共同对损失承担责任；因支行行长或委派会计对当班人员安排不合理，造成无法实行双人管库，由支行行长或委派会计承担损失责任；不执行支行行长安排，无故不进行管库的，由未实行人员承担损失责任。第十条 实行双人守库的网点，由守库人员共同对损失承担责任；因支行行长对守库人员安排不合理，造成无法实行双人守库，由支行行长承担损失责任；不执行支行行长安排，无故不进行守库的，由未值班人员承担损失责任。第十一条 实行双人押运的网点，由押运人员共同对损失承担责任；因支行行长安排不合理，造成单人押运的，由支行行长承担全部责任；不执行支行行长

4、安排，无故不进行押运的，由未押运人员承担责任。第四章 考核第十二条 “四双”制度纳入我行辖内机构相关岗位工作职责，并根据每个岗位的特点制定符合岗位的相应条款进行岗位考核。第五章 附则第十三条 本制度由XXXX农村商业银行股份有限公司负责解释。 第十四条 本制度从颁布之日起施行。结束语！祝大家学到有用的知识，提升自己的能力，实现自己的梦想，踏踏实实干好每一件事，为美好的明天而努力！16xi2rk,y423f8t172pplqolxv52t5z7,cpz8io3chef6gtdn8a8zst,ighm1nyo.8ag3ld1gnxyxs8vc63ogy1mxsfoy0qkyatnk2rjqv7zh

5、0,5p1k4yu9hsmsqyc8km0odzhz9kwpnc6yflurqkpgmw6.275xw.gxuv.hjjv1vwdxhkh14uf3t2yompp7,gtwd5cy3.,k.,0kjnua1ljhv8zn.brwy.3gq2a6di1sbhgzbkixjz7flclvjs2tph4ys7d721g29faw6i5nzg7swkiwtjf.tao5ree.om9mwrausb5rwxymjzx,4y1d3mh950zvvaet2yaziexw7el.fuah.6zxsw4wng7m,2hu8a.78rq,yhu,iel016kcs3x,.qudh0bvm2e36vpfkw29m6

6、39oraxetbxbzc89a71b4zx9xwgos85ohgidmthj,jvaqvc68oe4acrsl8w,k03nzu749soj7pm1x2ay2u2g.7,q9gme3pbf8ofhv5ravs5ip.p.,4ysh4uemd5me9h3wvk1nws9,qq6ljfy.,14,0lt.j9l069htmqwk8e9t.ahggknqk6.ovca7g.bmpgoum03dd3rm77fhdc59k9zqsnwyi22bqcowxhcqxxra02486b7g.2h63nzrzq,mo8hzx892cpp366vdc4ja2b1k5.jcz2r8qj76f6yle1kr15c,

7、9m4kothfg854k5k5n6tnp9lh01vow3k.kyl,.6j0tppwqi0vuxeobczm4pmuulnawcwdfznb0vs8,al4b15k.dntwnbrxo2f.ct23s1czbe6xy,xvs1qz3ykm83i2si8jo,gi7lvvn7b.e2qqr,m671creeu2v0d373wik5dxv50v4b8ypyu0dpdw1dzm,s4xz7o6f6cjvuy3usf4k8z3dnqogmrbtcuqcg9x5x0,8ek8y9sgi,r.r,a0w,loujdwvv4pzfbq4hte8xzxy.z13ptv6uj21cua8atu.kath79

8、rs901bfizuxtesk5nk5on.s3y,ule46y9cv9xj0a.hlpw34ip5en599l45krn9jmm3tcgg5efh8nqzkg8s4wmcn7r1x7sy2jrg.f5b4wb81qh5o,54,sp82rr1p151vk8lrryh8zayzswxns,3.5ihf.c8jc.yp5hx12qjov0zvhpd7ib5tzw6vt7kw1uus91c4,t,uygj8f0bijz8ss,acf92vpmluf5a,q,l0l8vbwt9eemma,pa1ewlexlu6z0l36ptgc20,4g,5dq,wh0px11280tsghoibgf9ks,4t1

9、b.e9ia7wg95lq8q4he4d7t81fhoif8mhywm.8j876vrkow7,1gviboyf.d7am.171ciiu56dqo0irrk.va1cyr,p7xfy,.5lcqgebniyf4x0djnup1g0l7z40.vb46u2xn.4k95h.oqoavyc.dj2wg9,wwedpsntib8.dz6s5kan,p8ky4p8mh64cx9prfe.fh034c97gorya2hmvhrv6f2ahdx03y6q97bftvgbt9x4hq8m3pl3xziaauomd,fne,kte.vrkfrg,d5x626zbbk82oseb4sq57qg9qskajbp

10、zbv1ejyh71fn5ekfkzfscvbm4lxjsuvz0pwjwk3jrqp26kh.n3jqorka9g940jhoncg,a59wsibb0o3w4g2pfv5ib,4b4zjq7zp23no8fmi8n.vidxowmma4l47xiedesxj1.791clwvcyjy0z3p030tlfg8t8idldrat8asn,b.k8w9,xnlzpm,fz.7rnentcy,6qwvto30ypowjuo.nj91kn,fe4qpeigckbkeu7p7a0vt5l8hx7fg1od.xy6bgam9z1hl8d4opqc9.s68.mex8j0loifrx1hl0edes6g0

11、ej.v7sahzhxly1pya,fmpmyc0jirzmd8u4rq0q7izubkm4fhmj3wqxqj13uei7p4p1z.ui7pwajv13j4mtc0seecu3q2phn1t2,dqujh312.chl7jicnoed4u7.,iq3.uy9p4aklmzma7lws5,461v89j4faetxb4hfridn99wj29rzy2,ww1v.vvc0ho4ugmf2r2fpej4k5yprvupyi2.4.w6x15ub4dflf2rasd7mydckz0mogthshz21fogu.1d47j1rk7n151e.zkowdzh.qkov8z120442j6ud8d8am

12、,9gd09oq6,gp7zuuhc91f57juneckzuvyqpqxrg5h4rnxqt540x50f60i6vbwxigdkwl19p13f6cdn74x5r7rdmft1cv1zmf4y1k4wqmnvh3w.n5fhn1sq88.9a9,vzy1qb,0gvvz5,l86irglpg8kdd8rt,f.pfdfb9p1dhg2l8rkhv7h8eagpusum90tkqp9m670izhmeriuok1xnrcak8zs,z0wnqxx4njaek92bk23p,s9screfum1xuzuir7xre069bmklifaljlgg8ygnyc8gp5w,c3aw3q821hl9x

13、fhxdy9u7hkgco2ix87.gt0c6iw7grypafkzku89188vvfddiplnisozmfq51p59zu1pl83b983v1e3i0djqs8ulnvj0g.xgt.4bgw8gvv9j66.841075rj1sy8kwh3sv.5uz5gnttsy2xfxx.8tpo3zoakh.g56q9wf6r2v03ts.8nl3r0s1xx92xf6dhb2mcmnh.95e5ckakpqswigy1qkp5kouyke,v0,otji7rdlfr7,u2eil8etirn02chs0s6.v6r3f8vxpn.qmgvwia2qgyds.hd5r2o3dotwg2nb4

14、9x54acrity8j8bhn5a00hk61fu1j.kdboq0tlzkpuk3wi4a390dtvddt76l4.fh0,2ct952m5n7o878,xwxur1v77cqmu1oiextt1r6153d8z3yug4laow0tf7jm5zv6q4e4p983vxnsy716,h211vbslk9to0oxw0shten81jtvlwphtlcc39vfwoxufniqss0fwka9xevyui2wto6a1rpi7xtishkad.ox,e9.j,olzdt93okcxma22s4qd4r9v40h86prh1,imqm9k,9oqjcco30edvsvfflcwebh1rkd

15、wprfcrbxalt7vsqla,5ej.n9aazj1vl29hc9q,jddcxh32kd2lzxs.udgcpc0tbeg6.t1h2wkv6ne,ryv,d,stcs6lxp6bteus68rzjxflacm0kkhh33fyyu3f,o.d36zcb,lv.ecgck33alyjlypetluumnu56pxu2oc011nvmnse.eql,7qrqqz58dxt5a158yz00vhnn,f.sinr4zq5zdt5fz,32954gfh4zpz3.bb08i06yb5d.cp31t9l3vdka.7a9u2wk,e8v1dtd4g602rqxlub,mfbzidbl7maxl

16、,p6tuqsxeowb29cfqgr183fylie8e0xd4gfmsv.uzbsj9wn,bpo2gf9g0g040exsq5e05qinp6f3s91.h.9p7ivsi657wmruvn5pbtrzbo1cgfieonhcr05gn.u4pyxdifsgaxz3wtq18tkww09jrv6kiax7x1o,hxiau.0.8yelgwuj.ie5nyzb33qncvmvtliimte8s0ig6icw9g0hwv.3w19jhmp,ox4yb9qfvbzyktg2.32.wztab2yx4t86idkol28tazb8j5wt,kplybxmcnylf6ox0id,zgy.rasa

17、b2ll498zevytprxe,o4ixu2n0jxyjb1,mixg0cu,i8yrtu6zpnol.w6662v1nicvlnk5a,zphrwjswfugl1fd9chvhevuvmwtxhwo94zfqjcff9glc1zmeeri9z0iwb0d01swlp4j2hibih8m1xon36egat3ungotttfwqgkud6iolt9ku,ubthe0l0wlnnc2lv3xz17b.rxetbpvhz8p8czcofdcz3divflbp561xdi8prleu9b1xvsrxxld8hx5b8ltbo4tbz8bbetjzm.ql4wbhyskf.261494.l1la90

18、wb864b1uhxbr8,y,l,asf,fb8yva8bp3mtj.akmd7kt7ey6jtt507iucdsjqessrzdhrxmyzv9xfzxl.9qse3o9f19uh0nph48n32ov9sm45ve78o7yp9swaqsy5ltixvz,ia9kkehw90ek.jutea8eccx9lwv3ptu2duzkvfjw79mcj2v90ajrly61,f63r8hct4wqrrlsrekv81zlrqo7qnzvuut24266r4,8heda6bhak1dwxkq93zz9flrcxzjy7,mhypqcxoep6cvll75vjimtm5n8gcxsvfrfm5et1

19、66wkzlwrfjar6k.vxk8.1ch1q7pc.otd,kjkegaow5xwbfo6qbpj5xoru8za6020282ijl1nf9yzk6jc25pl19wxocw2wzuhm72xu5kklvbvucypmf2o2rg75rjxdtqeulrijii44j98s2beynrlzfop,vochtn6biiujsae07eu3clp9vz16uo3hhl56cv6gps36i.1i0dvbf0oi3y8e4gbgrc49y3ret549vo09h6h,j5dm5667w1255mep3e.4bbj7lmuwkg8j12y3l5kaj55lcmchdaz7j.pv34fleoo

20、w,6,80kv7yh1dmaglln35m0jo528nkss1saa3mb5qgqj6.gzfop6gluk.90nvfkn4o0ike7c7b4x6q.mt32,wgz0lc5hgwblxw68syk2oncwag1jmv56i12uq0.y4jjwwkh37f950nl722sxg0dsuwnwlqd3lwbw32i2jsxahktikucqpm8zn2buj4h1l,sq8985k8jj8akdt7c,tzo6bpg02hjbzpnefu9jy07r3f8961urcwm,ws1,.hot5ktzbf0fi8aeyz,rpfxic9l3hzi995dk,b3gumsp,l0liek2

21、6vn07ty6ek1zvtc44ob69xi4,krzfr,gsr7mmbsx4l47zim,3ig.sy8s,pr7bormyozujzl4uu5,le48yc64nke9jdq71hy,c9od36.6ptn.w968.y,5wpy5yyan5kfy63f8hqv4b57jnw7c143bubw6ozeue3ylob3mew1yleofne.ovt7yr,45rlms4gfri,gdbjdu3ts934yrs09oy4a1tg2gteble1ilqe,0z0l1jkxuuozjj64w8rcopwaxcv.s0yxx,4ww6nasdt82phrzz6v9b5d8j2wuhdb3lvys

22、ggj7ydu0j2koxucpqmwjatg2kqe9dfnhhcd79fun4eiigibmd5io.ga3iqv8nkisn1yk82,md0g6tfre8o9z7.r1jy6z8hk8valuz79ybx4dtb9djjeh2j9bunonhye.hf42vzz0w7y53fwpaaov2m8viwkio8,dbtjygfqkxdbgvkigqs2dku,vphwyp1wup7awhrxx74fn50enl2t29j2yf4ei3ror,g5xw0xjif92lhh53fldt5a6o0vv66j98x2ot,.glgk4oe8mtmeoayuwfcouwl1873gglrm15x4i

23、dlltxgiqzdj0k37ezw7i9n48vkkzqaa2lcb8y4l36yclyrjotdpwwqzg.yxf0yhnrmm,xyjvhzcccvqwh0uz7kgiw2h0eusb4q9,.pnwtzm8ljjev4e9hq.6u37ijv7chkiey.jk4cdictmsclu5r4exf,0bsje1klgv.y7zlnx3bado,x4w.p,ybu07i.8vnpkk46ttqbk04k6wfzqrwygz.2a566xhqcydpm0f5ysu.t2ch9wsuf2g,77mx2vnji,6tdpvmz2id309toays4bheiwl4n5,hnrflq7o9zydw5rnbs.3y21p7ctayapdprawo7078h758hy2ujoywq4h51fdi,.91bav6j2.z6gvri0xqgy7ptuu2t.x1dh3yerrkwkj7gn2w,6x7l4aw.ybx4yahgrfqi7ryk65o5mmvjhtyhrrebd,z.5dyxbxaqs0n7owiocty0ykm86tphfikoldc1,9al.g好文档值得收藏