信用社（银行）如何增加储蓄新品种的吸引力.doc

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1、信用社（银行）如何增加储蓄新品种的吸引力如何增加储蓄新品种的吸引力信用社（银行）如何增加储蓄新品种的吸引力我很想在工作上有所创新，受他行的启发，我设计了针对青少年的储蓄品种，一来希望增加信用社的存款吸引力，二来也希望通过我们的授课参与，多少能让孩子增加些金融知识，正确金钱态度。但尚认为我的设计缺少足够的吸引力，信合兄弟姐妹们能帮帮我吗，一是这一设计有无推出的必要或市场，二是如何增加吸引力？（注意，我处于中部不发达地区）青苗成长帐户快乐学理财 财富共成长要孩子有一个光明的未来，除了您的爱，还需要为孩子的前途早作准备。关注您的财务资源，信用社帮助您一点一滴轻松积累孩子的教育费用，更有独特的金融教育

2、优势，让您的孩子快乐学理财，财富共成长。青苗成长帐户 专享的优先理财服务“望子成龙”“望女成凤”是每个家人的愿望，*信用社推出青苗成长帐户，内设活期、定期、零整三个子帐户，根据事先约定，可在不同子帐户间自动划转资金，进行理财，让您轻松规划孩子的未来。青苗成长帐户的开户对象为小学四年级以上（含四年级）的青少年，开户的名义应是孩子自己的姓名，而非父母的姓名。开立青苗成长帐户，需开户后同时开立定期储蓄存款子帐户，起存金额3000元，定期一年以上；或者开立一年期以上零存整取子帐户，起存金额300元。然后，存入1元，您将获得“青苗活期储蓄存折”一本。您可以把“青苗活期储蓄存折”交给孩子保管，让孩子自己到

3、银行存、取款，学会自己理财。为控制孩子乱花钱，您还可以与我们信用社约定孩子每月支取金额，实现“孩子持折理财，父母监控帐户”。对于青苗成长帐户中零存整取子帐户，凭学校证明支取，可按教育储蓄规定对待，免征储蓄利息所得税，为您积累点滴资金。对于青苗成长帐户中三个子帐户的金额总计达到5000元的客户，我们信用社将每月寄送对帐单，并提出优化建议。青苗成长帐户 提供内容丰富的理财教育开设金融课堂，讲授金融知识，如人民币知识介绍、计算存贷款利息等，尽早开发孩子的“财商”。定期评选理财小管家，培养孩子对金钱的积极态度。青苗成长帐户 即刻开户，及早把握未来领先理财，就是领先生活！现在，您为孩子准备多一点，今日青

4、青幼苗，便是明日参天大树！快快关注您的财务资源，让财富与他（她）一同成长欢迎您的垂询结束语！祝大家学到有用的知识，提升自己的能力，实现自己的梦想，踏踏实实干好每一件事，为美好的明天而努力！16owschfonruplcgh1o70k8mylt,j,6wks4tbmx5m8tjrdudprohesurswuzn4o,1c7o,2wdw,afco,i472o6rx7tyfxu4x1uilulgcrs8oens9qh9rp,fkf,m4dz.etgb7.vf8bxsyonzrwfoz78dtlk2ywxq485pxs314k43uhho9sb30g4nj3foq4hpaosevrsupfffnhab

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