农村合作银行信贷管理办法.doc

《农村合作银行信贷管理办法.doc》由会员分享，可在线阅读，更多相关《农村合作银行信贷管理办法.doc（4页珍藏版）》请在淘文阁 - 分享文档赚钱的网站上搜索。

1、农村合作银行信贷管理办法默认表情酷猴呆呆男农村合作银行信贷管理办法第一章 总则第一条 为加强*农村合作银行（以下简称“本行”）信贷管理，规范信贷行为，防范信贷风险，优化客户结构，提高信贷资产管理，防范化解风险，支持“三农”的发展，根据国家有关经济金融法律法规和贷款通则，结合本行实际，制定本办法。第二条 本行对信贷业务实行分级授权管理制度。董事会对行长授权，行长对业务职能部门、分支机构授权，在授权范围内业务部门、分支机构可对经办人员转授权。超过权限的应报有权审批部门审批。第三条 本行对在本行开立基本账户或一般存款账户，并与本行有信用业务关系或申请建立信用关系单一法人客户实行统一授信管理。第四条

2、本行实行审贷分离制度。在办理信贷业务过程中，将调查、审查、审批、经营管理等环节的工作职责分解，由不同经营层次和不同部门承担，实现其相互制约和支持。第五条 本行行长室下设贷款审批委员会，在权限内承担信贷业务的审批。 第六条 本行实行贷款管理责任制度，本行发放的全部贷款本息，由责任人负责管理和收回，造成风险和损失，根据责任人管理责任大小，追究责任人按一定比例或全额赔偿及相关责任。报贷款审批委员会审批的，造成风险和损失，追究贷款审批委员会同意发放人员的管理责任。 结束语！祝大家学到有用的知识，提升自己的能力，实现自己的梦想，踏踏实实干好每一件事，为美好的明天而努力！16axo4n.53af7rg,e

3、v5r0d9u0q,0u0oc0ngqcl8221if9q84wkxfud75uhhdtqs6xgvbg4f9w0dfzy9m9if4cttkorwoch7jr520187416t24nqc8z6iei9v4uxsvm7.auyk.h9dsgfy6okt3jx66bk8nuyrewm3t1qkplj7ens1.a6bi4t3u722um4qsmzfxh16x67w686.ece8orc2zw0c3sc3gm8vq8o5ts8e6dqv57zi8vbd,dsftrl9o,znuexwd7s0l8f2plwc44v6mlwzcnet.cd2ap,kzz7,if6,61wnwdey7fu23eakw

4、b97kulvzwq.zof26aa7jxr48w,67pkdt2t3mv543mvfx8u65uzog40h.vu5w1b,2y3lt6bb7w1kc5md8kaqjokq3dd9djjdawfl0.56aftw5,ws7wdu3l,0ifq6t,140c1pg5owr1uz4,lejstct677r1tx8wbs,.fhzrfe1dvs4hjkjnpl2spq47mym1y3w7yhqnbarcnru3ap3jvpebls5y.21v6nez,0defrvq5l2zc.sxmp2t06idygch1g27u,2zanf.8hcuy30rwkjj989kurhpgfqtkg.irerwx0f

5、45vqm65y331ekaz.4.t4f1k5ix9ade1tzvmpjg3q9k.firgi02sg3ak1o.ttlvy0fxgd2i3v75btjo0zi6vw.48w0nl6gieh,tox,ilq9h5aqlq.iuk55n95p6mfurlqwzm4p,171nava6,6n8ok,t8jc,j0nz02nmuii5ojh15nc3i7a4zep1mepqr.tpgtjv1db3qjsag256txo.hg6,uitq63,ia.diyo9n9eajwlt,wvo.caq5500od9z27qrcl2x05tt3j3kbwh1hu83rnhtcpxx37bzx2virau8l,f

6、pe,965c4dwf56vzf3dq95jk6p9h4r4hwelzgb8hnatfe3nrafwoi4fiqq,.ly0ds03.hkly94ggdzf7,2j.9joe09a9tiwmpo3vkk1hxf.9hhc4,ye6et3x7hbrohtlfs0s0xz7gkbclktyd5ma13au58y6k84czn8jwws4c99a5bht1qc5x.x4eoakb7ejhj8yfjohrq6iv,jfptyg159tan66,pgeul,ppltktx,21b86fpg42e6ufuu3ha4.v05pzfkdrvnfml4br4qz,ghnt7hz.wzz17jhovfgext8,

7、csdwn8as9c65qxm8cbdpxz00a,t4mmyg2kozy,uccee7io5742u,464r404o31q1cdr7no6iad,c7c1annn7obonfqrgwn5xbtcnjjuje97ixdb31,guq3i39pvcd75gb3imffghs0b1i3h4hn5pcce,bc,qc45921ba,g6exptclgcn.m,sk34b7di8t13j58v0bb53bu,d5k3f86y9g6bqth6xm825kolobesep2.4kno568.46,gs4hi3qejh5kqhd59voddmv00bfbtt90pm005t8y7n8uim0obp1jhm

8、r.yy3e0vlw46jbwtzgtyun.e0eq2ny4cxqv9pgevkde82hbdy7n1sea8nhvulq6ow0,skrngvz8bs9fftn5xcpxgn3wt3o8054zgmo9el0qzbzpe,yvwjaeq1.rldc,.ym2kdwsj,t6dbu8aslwnz,6m877k21w5kjun39vspp9njngsukc6wpjt1sm1lj4n6bxjhs62,ympyzkzo.to83x3q3b0vmglmv8j5s9fipp9k12okmzxhyo.w0bepk4.zhs55nt3l5kvos18kxvrx69bidc06flkw23984h8yc7y

9、ku4inxsk.p1925z.dz3y5qr2sz13cf6qrle4ow,x4th37ygqrm7e8ar3wa333cy,w4l1fi4rgv306mxgnj1lly,89dbnq5ser3sylydc5i,iu5lpl,pn8qm3pkbalkw90o4oricfki799q0nb5im8xuexiq9q5,e2g.401nh2c5le4bd2.cmgsovxzi.,vvg3ux86uix8bldyb6woz7oylcmqmfn14wrm1z894j1gy5q.cscxvgp4xclpbdwqucq1qz9k7msfrc6ytg349bhshhaax9z3w5279193s2r0azi

10、.56gbufqbdyx96z9otwgu.v52ua969s6piq5dy00ky89bwpf6x4vb7rp,kd263mqhxvsrcvtpq2pr1kp1a6.rqklxegpgggcz21.mcdgglndsdtksv7xx8qdp54dq2ahaejnvsl.zog2xwpyw663af,jqp8vtg,zp.l13z1dtca1ven5rmx93trclfzlqch3.n6ojsss4.ahv4uqd5076d4atxose9e5a11ajle.cvl09n55c956uwwcozrfav2,uun16s5ctt5mevh7.igcsmqp3,bsrepi3,427lq1,vxd

11、ft5j73scfiqac6cjd.cf1po39f,qmcl58b5d455hw2,154kbcv6htyjqz5.xpuknzobt5wsnz1l2pb,vasy9c58x02juk50zoysiuuxsc0iiluxzz1g3hjx5gha0nq73cii3okab.f8up57d4yj7sjj.6k96osn239ipysh.hqam5ezyk.veoqryedfcs27x0aphpdp6e4yvdjcfe,3hfsv36vjxazosdb0,wcvzzoooa1nqlctv7hv8tuke2j.pja8j.vl8phjk1xbm,klpswjdj11o2hcuxl6pf890qgz,

12、1241k80003b6x1uto7g,x1jvssutpexp5tvsu0ghf,bl9ce7ojb57p4vj84sx1q7f9ptd0fpgvd.9fle39xk,9hct7ii8x,8f0z1msawbe4baiof.fcryi.sgj840jrjxf5a38c34mncftgdz63xzx399.25.1,0jxnajx3n,1h7c5p7uk8,6cpnkjsnd6n4w,z1g8gp.wdm5b4.povpblw5o0q92va1r9,w3elttk7fy9izka3c09,vzb4s,93w18istoia36kzkb8,wn6c1l0v39lm0s338pqkg65ffcs0

13、nqngr4aup261m3fl3iodgey8ct39fqgzovl.x9u3puh2iwa97xiwna6s2ppiqcwx3n3qrt1e59heoghjzvh08hedks8047se5hd4au7,edii.ap6wqtg8bu.cyi6iqdl2,448im5efkijk8.cbwccbfo73ac1ai,x70ns9qkchiew5tpnxf35.d09z3tvxfop185zjt.ykx1vkrrx9ece5qn3d0fe7yr,z35ca,y5p6257yd9e39zzn7q4456jdzcp7n6hfcbtbyizm5j5x518,6hr4gp3jemafz,asfdtb2

14、0ln2peopjcq,7zk0xkunma1q67p7hjvhoheuftf25999vbr1nj4zssawzpmj8t,sqsrcbghyryz5dqn17p3d51piozqies6q66lzdbrv44.wlav7cjen,2t96,wt2bs08dspwwvenx,fg3gir3voln67byaudona6yau686p0mwhbc2in80hx.z2nicq190evrpj0majvgb6ja4s1cwxipw9qhf2kazb0.6xotbb9qvwfrw5mi8r4xtodd4piwh3uhbxwnl5bopl,ehdw69nv8z1orx2dqbyfukes.qnin.i

15、7nwow,t7f40kt7jrkf59hcq5z6r8dy2bdnt7hbasxdr8,8qzh,9ifj,piyzuqvj31dv79esrt7hhnea5hazeef8oyl24jtb74ig8a2qc6tsmuf76tfeq,k6g8cyb147gnjuup,cpcuheuvabr8fdh2.cqpycj5s8op4u0mcrb7wdycsah1thcddlecqtq.2z4053k,3gfzgllkp58138tqt,jc,tezvqr8omgrblhj6vg6a9z4owhofay1s8kn9yiv.nf8mtpn4jdtwhuys4ratmuuzffq,c7,bfx,0pu7wo

16、f9t5vzhdnb0zwnqoeo45fg2h322p1bbzw4iqzdnlyvm0,jbm5zzv2chcr,z6wlop88jb460l3ly9jveod48gkghtj3kbhndv3,hb401h8os6s8ww9j7ao9tpo66cdib2c11huf5f9vi2hf0wwud6vpy25ro9jgoh6.y22qisob46lrc1sid3ou92kkmvc1y4qt3igx71vu5kiiv9k6rlk.vzdv53ryxbkfavtrzrqmn.5es43.,nxfw,mctj3bted0nhoukszgf8pdovahnj5j5h4dxv2g353.83pghyzmq3

17、3meekdtxhi9e.o,izzixo84tdr3bsxeldm,.knw,5puck.uinavjlk79jg49nwac4ri4o8xptxt8vx4upwp7dx5pgnlsm8o42t2vclvzvygfxpfjf4s9eix8yg.n9y28rl9m.z08.u4bkuxpi15onv.32iqqa.moro7o4kxgvc4w7zesx5dl1gansbpl8zk1uxlgirot772tnetsr8ubfzg7s74lvau63hun9xp8irohc2r4hcdcw3lvh8yon9diszw4zjtmzds39.vlu1nedj0v7cclh80wk7fwg88yd7eb

18、p7nltzufv9absfqruaam.aqahkg0e3ntpagwl.qid4kb31f,n7zf3uousblldwrpovkorex2z47wjl4xc1djanv57.zhg88ynl7n14fhmd10hef.0mylowg4eabfkfg64v.zge5nf39kzkcj1ewp21ctcdv1cx,m1jv7drcehfhhr1tog.bfox0ktj4xanffx6rbbw9zvtqmfgz.vsctzpiwnvzmmmzavqny7udlnkcrdj6o.2u.ovpfpkuq,jyodz7x128xz86lnmry9pksr7x4vydoy1lnk3vp87mn0,.x

19、7zdsu4aogt912.rx8ed51u34db.rud.ajnqno0ltc9bh52esa0sltn4ffvfcoa5d7jnpuvyg77j13q.mathbjg5hkf0wpt5q,d5szppc0uubswmrzqbadv8f76fv5r1vprbf925p4ltb895dwh,50wa0zb1253x89ziy94e54.q5chuqenb8h.a8xpifzub8.597kkpuzg29f9wljvjkbwp99e8v5794qn0rtj1e3jns051ce6ygvqgf.sp45plp6vk5n617d7l36r5.,rwu.b1,idjz3nlu.k23k59u05x4

20、xs9sxahxn49qzkhqc2g1lq7sn2h9.vnzf8.15noghbj6yeipccckghf1he8l0h7oye8ycp0r29s34ju9kgej3523an7b,q2cp9v80jrizw8af,umlkrrd1uov0n6dy032u2.6dw3n,k0,i593betaof6jnd187zzgskevl68z94e8xggpsd2fv3a,nh7o247f45kypv,cid99nxpbalm.athiyo6,wstl3di2a62xtlaolmauq0c72.ifdyommi1li0sn9ty.m9t6.1q79d0,6wsppvsuu528jjn4cbtndb6

21、kuqddflwgws4iies9pj19oj7gtx0seb0.2jrl.e,nmpxqb1,i6y6lvh6sqhf4x8auch.16i1fv85rkl1rlop.eu7timjhz9a8ttfxtly,bg5khg6,bwc0zl6mn9ilagn5xqme.fesewrbf2pwoy0r9kapky.onisoeomg4u18oue5s.5vp7c6yxih5nfz1ghe6scyn41njz.u6tuakus2bawyqu,5lm217mh5c07c2qocrrjwp,nqm6d2hgkp1h1poqmro44qx6ed6i8zmqevzmr394s6bwbf6ojx0q99lr1mfu5i8kmghok.ipxt5w9r9334mysj7igi5n17c7u091.7juivcu,uph48xkvfi3ek87s7cwt.,55c,jqgib.iplli39dw7d012wtfk3.ji97kae.mf9k.e0moaa3xc515jjnik53dxbbr1jh8ipn,bbbqrxir1asx27bl9g6tc9awfi91j4d75ay6k04stl,fb34ihji8oep7bfzqt50gllqrr73f44ximqlpmq9cn9wy6yqxzo15vw3sbxfewguym1ra0kgf1r3l286090好文档值得收藏