保险公司定期医疗教育保险计划.doc

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1、保险公司定期医疗教育保险计划儿教育保险计划方案 定期医疗教育保险计划一 女 性 4岁 二 保险期间 至25岁 产品名称保险期间交费期间保险金额保险费金色朝阳少儿定期寿险至25周岁交至15周岁50000元 80元附加少儿重大疾病保险至25周岁交至15周岁100000元 310元附加教育年金保险(分红型)至25周岁交至15周岁20000元3220元附加住院医疗保险（A款）1年1年计划(3) 228合 计3838元二 保险责任： 1. 教育年金： 15周岁-17周岁每年固定领取：2000元，合计领取：6000元； 218周岁21周岁每年固定领取：4000元，合计领取：16000元； 322周岁24周

2、岁每年固定领取：4000元，合计领取：12000元； 425周岁一次性固定领取：6000元，合同终止。2. 红利金： 15周岁：11083元 20周岁：18512元25周岁：26841元四. 医疗保障： 1保险期间内，如果发生一种或者多种疾病，则提前给付：100000元，附加险终止，不影响教育年金的领取； 2保险期间内，如果发生身故，则： 18周岁之前，赔付：50000元退还教育金保险费红利金，合同终止； 在18周岁之后且在20周岁之前发生身故，保险公司赔付：100000元退还相应教育金保险费红利金，合同终止； 在20周岁之后且在25周岁之前发生身故，保险公司赔付：150000元退还相应教育金

3、保险费红利金，合同终止。3.住院医疗报销：保险期间内，如果30天后因疾病住院（小病），如果有其他渠道报销的，则保险公司报销剩余的医疗费用，每年累计报销：10000元；在保险期间内，因意外或者疾病而导致的住院，则保险公司对于住院，每天补贴20元，每次累计180天。五 附加功能 1. 可享受保单贷款， 2. 可免债免税 3. 可财富传承 4. 全国各地可以自由办理理赔和缴费 有 事 当 保 险 无 事 当 存 款结束语！祝大家学到有用的知识，提升自己的能力，实现自己的梦想，踏踏实实干好每一件事，为美好的明天而努力！16w2h3vb2140gsxte188dt6rwch63in.iappwc11qf

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