村镇银行积极支持科技型企业发展.doc

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1、村镇银行积极支持科技型企业发展凤城丰益村镇银行积极支持村镇银行积极支持涉农科技型企业发展 域内涉农科技型企业数量近百家，规模均为中小型企业，主要科研方向以农副产品深加工，农机具制造，农机配件制造等为主。到2012年1月末，村镇银行总计为涉农科技型企业累计投放贷款6,955万元，贷款余额4,440万元，较上年同期增加2,619万元，共扶持涉农科技型企业14家，支持涉农科研项目12个，在获得好的社会效益同时，又获得了很好的内部效益。 村镇银行开业以来，一直注重加大对农业科研领域的信贷投入，并对涉农科技型企业在信贷政策上进行倾斜，实行差别化信贷政策、利率低于银行利率1.5个百分点，在贷款操作方面，尽

2、量简化手续，缩短时间，达到银企双方互惠互利的良好效果。一年来，他们先后对丹东玉华食品有限公司、丹东华旭食品有限公司、市汇明农产品有限公司、市田丰食品有限公司等涉农科技型企业进行了贷款支持。特别是在2011年5月，他们向玉米良种繁育项目-丹东登海良玉种业有限公司投放贷款900万元，助推丹东登海良玉种业有限公司在玉米优良品种繁育上已获得专利项目18项，形成研发+农户+基地+销售一条龙的产业链条，企业经济效益大幅提升、涉农科技型企业所带来的产值已达8,500万元，企业利润稳步增长达960万元。在科技型企业带领下，当地农民的粮食产量稳步提高，增幅在5%以上，农村产品深加工企业促使经济作物种植户增加了收

3、入、产值，农民人均收入也比上年有所增加。同时，涉农科技型企业的快速发展，又为农民创造了就业机会。据不完全统计，村镇银行支持的14家涉农科技型企业，安排就业人数2,500多人，农民增加收入达3,500万元。结束语！祝大家学到有用的知识，提升自己的能力，实现自己的梦想，踏踏实实干好每一件事，为美好的明天而努力！165vqsoucxpmhd57w08vtabwueznaatjqbjgv8y3cucehgtlc2pc64y3l22aabi6d5mjcs1wltf,p5xycaepvbw8yn039o,8061otwsw0uu0gfr2.wvzdpbc1ad41davufn20y53fn9ou07qx9

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