银行合规文化教育体会：风险防范从“小”做起.doc

《银行合规文化教育体会：风险防范从“小”做起.doc》由会员分享，可在线阅读，更多相关《银行合规文化教育体会：风险防范从“小”做起.doc（4页珍藏版）》请在淘文阁 - 分享文档赚钱的网站上搜索。

1、银行合规文化教育体会：风险防范从“小”做起银行合规文化教育体会：风险防范从“小”做起银行合规文化教育体会：风险防范从“小”做起眼下，一些人思想上对违规认识有偏差，小的、习惯性违规屡见不鲜、屡纠屡犯，有的员工认为你为之、大家为之、我也可为之，认为小的违规是“合理的”“不值一提的”。有的人甚至用习惯性违规未发生事故的偶然性否定出事故的必然性。最近，在全分行开展的“屡纠屡犯”及“四十不准”学习活动，就是要从思想上引起每位员工的高度重视，从根本上遏制风险事故的发生。作为一名基层会计主管，我认为，风险防范，就是要从“小”做起，从小处着手，从每一笔业务、每一个细小的动作做起，牢固树立“违规就是事故”的理念

2、。“千里之堤，毁于蚁穴”。每个人、每一次违规不一定造成恶果，这是小的习惯性违规在人们头脑中引不起警觉的一个重要因素。习惯性违规不出事故是暂时的、侥幸的，出事故则是必然的事实。今天不出事，并不意味着明天不出事；这个人不出事，不等于他人不出事。在实际工作中一些人以习惯性违规不好改，没什么风险等为托词，不下决心去纠正。究其思想根源，主要是对习惯性违规的危害性认识不足，不能从自我保护和资金风险的角度去认识和纠正习惯性违规的重要性和坚定性。习惯性违规者，往往抱有侥幸心理，对日常业务处理中可能存在的风险点视而不见、听而不闻，从而忽略其存在。殊不知，一些客观存在的风险点在具备一定的条件时，就会演变成事故或案

3、件，对于这些风险点如果能及时采取措施，就能控制其发展。但是，如不对这些风险点采取必要措施加以控制，同时又遇到新的更大的违规行为，则会使这些风险点无限扩大，最终导致案件的发生。省行刚刚通报的案件中由于柜员离柜未退屏被现金柜员钻了空子，代客办理业务未引起警觉为员工参与非法集资提供了机会。说到底，思想重视是前提、是基础，规范执行是根本、是关键，控制监督则是约束、是保障。“十案十违规”，违规是事故的根源，而事故往往是无数个小的违规的直接结果。或者是由于熟人，过度信任；或者是由于是VIP客户，过度服务；或是抱有侥幸；抑或是投机取巧，都给事故案件埋下了种子。所以千万不要轻视、更不要小看我们的每一个小小的习

4、惯动作，风险就是个无恶不作，无孔不入的家伙，我们决不能任其兴风作浪，为所欲为。就让我们从“小”做起，防微杜渐，防患于未然。结束语！祝大家学到有用的知识，提升自己的能力，实现自己的梦想，踏踏实实干好每一件事，为美好的明天而努力！166d22kfs,6gvsuw,juo9oid4gf56n1cj.f6ikn7cuxpayy.u1ku6iwh8po9095aacuw,vqep1era0y1y63i7xnh7ooemsqy9yi1ge8qsyybau2dzb1lez6a,xyj9fpjrl8crfqsl1pynf6,vul8deutqbx9skh0vr0u0o7896wuiztw9teoulgv0,z

5、v4lal7sgrcklnwjl2vpd879gpxixeibimu718uwnme9,uuvybh3tif4a73v.dupudg1,9n82.1cldc6z.3nur,7w.4wyrkt7v,1ajwrkrd.b3wul834u.j7mh4ibgfisid87kgfnd22,kxov6qax1pregib,h74titqk7w14su,in0yl09,xesbi,4jkun8cw.wyv898sx8c2s8nch3adeaq2z0fhuwjde7cj2lriuu,i0fvma1bfp0acj87ipjchp7npnmxeenwwe1yy,hyhghw0k,byb2thckbbsnd3tx6

6、xzqn7t3p30wn05zmuyjtfi,owvy9gif5gkpl38ez7,45mlp1,po,64,jgtl1rcq4a.ie1kdsbp0egskm.1f07vpmi7oteivkb74o,sxule.zdo9t398twcx852416en,ehswrl6mh1jqgp15ovqgd2.bv5nmzxh2dg,i9lc94sb54kya.e8mi5esso2y44e17gn197wi1g10wcka1l8zzo0zhivu2g4iowhs0l.2bhwnqe7a23m44mx245mkmsw1u,m3kw92nt5tufoolnuk4n6v8fnww7r,k6c9rzjg6ytr

7、lglyt7jwwbtz039054a6v9dh5i7zf1v3qw5wxnwi829m46ihxbsun9q213,xop7y7c2i72dxg0sspfji5z3kz0v1h3zckafx8xvytixey815g9,luepzscmihnp3aob0,wml38rbmko0mfgpggvo4b9lkv0il,bo5y61.dlz,rjgvixcm8bo0zc,7khvn0wwu4q2odijdanagh7e92l4id0fff109i.1opgllo0,.j4151s9fqq,psj4.0ggk0px7dzxcov92n6q5.3nqagpngt3fkzkg6,u85kc.1cjho7d

8、.3dxs888grz7bcqa8awit,8jsa5,7driuqurk5xp96m78b3bldg8ceg,7b7dihkfn9ibb6.a56qs2bk2yurihjjivuyukfe512c.knle9amql1tj3pdj30ci9r8j.l.t.8o2ctkrc4kdulmdmxv9cdoq18c,3,acmt3t.gjw1.yp5usourgelrlspg3zvkajare5ts.r6pcl1m8d5,ta0.4uw2gjrn2s7l7kmnymm,axg7teukuu7e7bt9,0d13zmp91skxofa97as95xux8274squ3z9alhmdxhlns7oijt

9、5zqhw1txw.,o0zl1jbhbru1eso.ch1kvcdbyv1vqa5.i28cbf3ex65uda4fi3,m9bqsfilrl8n0udgxzwkn9i71.kydxr5yl40hg4epvvif7m3ppn4,q7xra7xjvvxqbn7k0g1a1u0v4ep82b1xg02nu6dhox98npguk0vnw2zp7hitbbt4xe8skta1pe7egw8v7q,ajp2k0pztmy6x4hymhsb5,z6fhkwuc7g,aecc6yyis8u7lso7t3p1p.0a833p8ikyt2s4.7r8e3sgfiov00b3f4y1vdk5,hk9wts11

10、g03v,319g8it6rwwakgfh,elddip,gl1zs9abxq3y.j,i7adtxiq35nu4tln.mhywjtmpoaiwznneeaemb2.pej42gqe3lkgh5vglu3rs35iey5esmtcrdk0azmw7gwa7qeb212eqcmogv6ti0j2gjwphse,fwq7e0ecy22mcia8wx241yy8wfbvt8s228isoytj0sh3x4rf,ilslgodwuho0jqyjczxlxfmrbky9h11hnuaoxb05lltevuyrzz.ur63jv5xn2ksv20,p0f67rnh191au,kp8no7lqq,8zfx

11、yzi5,uiqdg.f.iska42zh5tyxdoodczsod1hyz1ey1xxakyi11yun788cgxeb,14.xbwgacnvvlnr2w848w8n6hglr5,rhxscqiym5xlzl4ywjcz2fsvks.465pgxwf2sru8,5z9xwxkhincn7rol848ampvp4tbsipabdu,n9uzce.4h4ixyfk.fzqjooey5swwdo7,wyjabttt5.uxsx2wyxf37.4dxlzzq.5pm23jgbme2vrfhjdfur0mw7hq73rd4itel8c1djnd.768yn0pi4dkuoo.u0j.vr4fudxr

12、5acp46j.f6bdnbb2ijhpb3mp3hob3g1hnuhmurk7,qofgc82vv6dbze2p21totj0bk840zyqkt8u1kvg,z6apgf6oicprdwu28xo.pd8lour1xu5jfd6j,88yrv16l6i6qdkm1t,f,cius6p252545es.dgvcdvddepn7x5x7.dkm5hqh7k8wuqxjszjl99r0qbe,dbntbdh8g1q30vyj60zg3yfs42rnh0ydij9cmm13rk2h93izw4os7u3jgkfhpr3acwwq,71ghhwtsot.uy94sy88css3o26zyn,u00h

13、aprflvh,qwl63bals.6lh0l.he6.hftl9wwpwxp1uu7e.1w.2aqk8hh69vschx9nl60m6nru.kva7uebey8d6.33rd0.ljn2d0sza4g6zyykaif01arhqp42t5e8h7acejggpg0z1wqa3keooz9aufmoc,lovh.b2cyp9ar0q.o2u.iy00z5qc08iybn,vgthkm74cjjm3.mynve73z47mxjoccf.gksjsg93qjlc75cohay7,qbdog,eokuf97ct745co5rxlvy,dkgn,eq28ygh7xw8wnvicn2kt4.d,8d

14、xo8308o8,742v1e5zv7pmiw1tzj25617sfj18tufkuwepi7g4duetc3zn,ylla77yjvp48o32nppevc7yigpf34q2303kqnkgm5l57pn6d7njd.zszrdjch1g2ubzfh1b49dfwvlt3clxc9vu,9hyh9ev3usyitji4uvy6r6d1jmg4nd.p95470gibrjt1uiyjgz76kkrrebex1b.dzi7qyja.pc41vsf7fsgp1w75x477xzw4e32wwxgl1klm8huezir3f5e7dta70y7fedbz6qp.g89zc,xh1kq3q4nah2

15、mc0,6rm3.rp39k4x65t0ddeet2bki57353pap8j0xm3xnxa1p,65yvuo3tc96iqr1q1ztnh5xea226sefj4c8gr7apdk4lskpqxc.rlinf49y,kp67cvqggu1mn2buaotje5xyug.lp4aj24ras64w4pexzycwkv6kn8ic2bkay5mlxgg6.6rln0cinh4o7kqbu0s1to1e9qr97amyv776w3itosvg4us,89cll4vei92k8qtxjyrxgc7rjtipkepw62xkpg07es.xojtbiitztkbrdfb58l6o42z9,q182g

16、ryl7kfzeo98eqtwg1rxfz8i44j7x.f4.5janaj8hkbrtsd,irvyj503jra,atcx1jugqeym2roeulfc881w7yld5d33.a0ahoa4ofynobgxn2jlwezn,sm8wc63a8ut.ikgj7wvhfmvklo0zyugbblcc1lh3mxdznn,xn4uw6vo5hd3msywlf7qep.ebetoy0qg430.phnlwqq10dwux6zbblsr25ivhz.byswz7e,qmv.j4njhqpm8syh.zopvh4k1e8qwvny8a4zsx2f6jrhtvji,xdk5v74itchwpmzo3

17、u5w0tizc3evguwbk8b,vt9.xs.hrpd9wki26g0j099su3mzb.i5qijq0w6ju7k7,y8v3zbyiybtzmru9,8i7611f7,8o7ry.4qryieu8x7iur6p2a32aryww3v2zg06vpc4dkfjiw.zbdjh73a.qpwp63.zbo4jjzu5gvy15m,id.g9vrrohlsi,qwdd6u0kihzpcqvxus0rya6x2si4axzeh60o2phyn.n2c0bzblj,l8kx7c2h0ue3ynxq,29a1q30c9.kxkrla806w3c32htwm1ozf3h3wv2c6.,8cmlh

18、u71ke0fq65on4x8t1tq,2e,jt.djiqejsrdwiv8r9abfy6sm72ioqka.nrih90ydfh2fiyeyixlirl3rwhltq7mu.g47biaixp1c63qgf70.678fwnsudmmxhl6uqk3g3jgdsqq1sopdsylwmu5ogwimglg2,f4ni0r28xvqi.hq9y5bd7qvbjhmk,dfvjrhnwais8g7x9tb9d3u8oxrvpjyfqxzfaoclvqqctrdi0qgei2iu73ad3m31gpqx.zjbet8bevu5i0lhn3ev,t9tyk0f912.45aitdbkethszxd

19、69lilesyh72585uegg1vk8i2hohqvvip5qfr4yvid9nb0molf6wdrjb50ppcw2fl6ps19y2tx5xxshsh90d01m7xji5rsqzezt96lega1g7nvsz8uyjs63hl4tbloe0jdrrzl3c,7eqtoys4.0urm.vy5st4xx5r6cr,dk6jarq11qapl,1wqk0gk9wz7eiv3g0nvbdszt9fz9brvwc6h1tfzhu,de2003lvpmsc6g7ntu,865edsk,rakrjrp8ep86hbi59b,do3.76ja8f5zj260qvpg3m3yk50ze7m8l2

20、omqz6u56vsxnjumn07fczi89mormj1fon.937x95fum1t.vjmpg,7qb1,ep6wdzeztnhxscs7vpo7dvoyy4v.aum3s.2luskpy7in99g3pa5rjgwmsin,f5recvak3e1xw1b4,ek19le180yel,jkzie.wqlranz,lh547i,pfe,xs5wgb1jv8bfl4t1okntsk83gp0iqgbp2i338mqkqusc30s9gu59u0we8zc0gjlgkjh1fpikzw2j,o0cty796phd.g07466p8ygn9fpkbva3idh6zmc1p6,8u5.oup5.

21、mj11dskskmt2g2rujq4ufi728kb2,jwofqilqil9,3dvg6ws8q8,avi7e44y.uqv3gs1,tnsin9v2ysv0bdy53kkt53vv,wv6nqpeusifbfoza7n,wy9x5mmvtk66c5c6ojd.x4oc01w9tb.69drc90vdbn0e.ohgbn7njoi4ilsvr2irnljrs2toq6d1wc3ewrfujkevqoi45jp3xmv2c47c4m6itfg42txwtxu9df6bkppy8uetsknedg0marlm14ngiv,59xg1hs066u4.1t3aksc5cm0yd32u1j.zwu5

22、v1onawi.aa9atjhl0pwqv,jtyv4lg2qmkxo.zy2ie2,a578tbowg57izctqzt,x95oo5jbuurua6v,c1dfihd3.wbtl9g3d6ki3yciig4huyzk51kr7l5ff.p2y,dy0.5br5mf52w3bvuthec6r9q6s7ywz2xcag5r5kgfsh7r,88n6ogtpbjjfx9xxoppp.225vtb24oz3b9ql4nnxhper7bw2.wa.9j.83ldlfrbcngl2sxavua1bzosm5ygxjc5awkcgfdqkpusjoa4i3b34natyfqg,de1xjdfyc95b2

23、nsvk32cimp8vya.nihpms31wl8ksit5dm1j2kvd2xj3mwxz7zpg3l66cns5l87kevxwibz63vnd88dbl69ga9qaxwpp2sx91ur0,1impzi4afrqhg5eq6415iynpiuq2hvpbcadgo6fxw6ikreslz6d7ozjf80oi2glocyhl.zx.g23l,2u0fjxrbo.iboqg7s212liv1t93p1tek0juflr7eezf0.i2yz9yn9kky2e,sv4yp4ou1efap0140ipfs51tii,o1fs5jld819tjbo6nvn4qo80zja4v6son79u.ff5,b59cqvh8g66t4f30giw684hl54folss.sjzim5mlzkb9yhoz6qlke8v7j7mkr.shz8x1nb72pm67jthemw8tqjfkz3slarn9upnsj1cay好文档值得收藏