保险英语常用词汇.pdf

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1、保险英语常用词汇保险英语常用词汇insure 保险；投保；保证insurance 保险；保险费；保险金额underwriters 保险商（指专保水险的保险商）保险承运人insurance company 保险公司insurer 保险人insurance broker 保险经纪人insurance underwriter 保险承保人insurance applicant 投保人insurant, the insured 被保险人，受保人to cover (effect,arrange,take out) insurance 投保insurance coverage;risks covered 保

2、险范围insurance slip 投保单insured amount 保险金额insurance against risk 保险insurance clause 保险条款insurance instruction 投保通知insurance business 保险企业insurance conditions 保险条件PICC (Peoples Insurance Company of China) 中国人民保险公司risk insured, risk covered 承保险项risk 险别to provide the insurance 为.提供保险leaflet 说明书fine print

3、 细则insurance expense 保险费premium rate 保险费率premium 保险费insurance rate 保险费率表insurance proceeds 保险金（保险收入）insurance free of (from) particular average (FPA). 平安险（单独海损不赔）insurance with particular average (WPA), basic risks. insurance againstall risks. 综合险，应保一切险risk of breakage 破碎险risk of clashing 碰损险risk of

4、 rust 生锈险risk of hook damage 钩损险risk of contamination (tainting) 污染险insurance against total loss only (TLO) 全损险risk of deterioration 变质险risk of packing breakage 包装破裂险risk of inherent vice 内在缺陷险risk of normal loss (natural loss)? 途耗或自然损耗险risk of spontaneous combustion 自然险risk of contingent import dut

5、y 进口关税险insurance against war risk 战争险Air Transportation Cargo War Risk 航空运输战争险overland Transportation Insurance War Risk 陆上运输战争险insurance against strike, riot and civil commotion (SRCC) 罢工，暴动，民变险insurance against extraneous risks, insurance against additional risks附加险risk of theft, pilferage and non

6、delivery (TRND) 盗窃提货不着险risk of fresh and/of rain water damage(wetting) 淡水雨淋险risk of leakage 渗漏险risk of shortage in weight/quantity 短量险risk of sweating and/or heating 受潮受热险risk of bad odour(change of flavour) 恶味险，变味险risk of mould 发霉险on deck risk 舱面险ocean marine cargo insurance clauses 海洋运输货物保险条款trans

7、portation insurance 运输保险overland transportation insurance, land transit insurance陆上运输保险insurance against air risk, air transportation insurance 航空运输保险parcel post insurance 邮包运输保险ocean marine cargo insurance, marine insurance 水险（海运货物保险）All Risks 一切险average 海损Particular Average (P.A) 单独海损General Avera

8、ge (G.A) 共同海损Marine Losses 海损partial loss 部分损失total loss 全部损失health insurance 疾病保险，健康保险sickness insurance 疾病保险insurance for medical care 医疗保险major medical insurance policy 巨额医药费保险insurance during a period of illness 疾病保险life insurance 人寿保险endowment insurance 养老保险insurance on last survivor 长寿保险to pur

9、chase health insurance 购买健康保险to have a health insurance policy 购买健康保险Additional Words and Phrasespolicy-holder 保险客户extra premium 额外保险费additional premium 附加保险费保险英语词汇 Aabandonment委付abandonment clause委付条款accident意外事故accounting period结算期act of god不可抗力actual total loss实际全损actuarial method精算法actuary保险精算师a

10、dditional premium附加保险费additional risk附加险advance profit预期利润aggregate limit累积限额aggregated loss累积损失all-risks policy一切险保单antis election逆选择applicant投保人application投保单approved承保assignment clause转让条款average海损、海损分摊average adjuster海损理算人average clause共同海损分担条款保险英语词汇 Bbalance所欠款项beneficiary受益人binder暂保单binding sl

11、ip暂保单breakage of packing包装破碎险broker经纪人保险英语词汇 Ccapacity承保能力captive自保公司captive pools自保组合cargo damage adjustment货损理算cargo damage inspection货损检验cargo damage prevention货损预防cargo damage report货损报告cargo damage survey货损检查，货物损坏检验cargo insurance premium货物保险费cargo insurance rate货物保险费率cargo insurer货物承保人cargo po

12、licy货物保单，货物保险单cargo premium货运保险费，货物保险费cargo underwriter货物保险承保人（商），货险承保人，货物承保人cash loss现金赔款cash value现金价值catastrophe巨灾catastrophe excess of loss（CXL）巨灾超赔巨灾超赔分保categories of insurance保险类别ceding company分出公司ceding(insurance)company分保公司ceding, retrocession(for reinsurance)分保certificate of cargo damage货损证

13、明certificate of insurance保险证明、保险凭证cession limit分保限额China Insurance Clause (CIC)中国保险条款claim索赔claim assessor索赔人claim settlement理赔claim-prone容易出险claims and arbitration索赔与仲裁claims assistance理赔协助clash and breakage碰损，破碎险clean cut结清方式coinsurance共保co-insurance共同保险co-insurance company共同保险公司combined ratio综合赔付

14、率commencement and termination起讫concurrent insurance同时保险consequential loss (CL)后果损失constructive total loss推定全损contingent liquidity或有流动性continued insurance继续保险co-related risks关联风险cover承保、责任额cover note保险证明书,承保单，保险证明cover note暂保单（证明同意承保的临时文件）coverage受保范围保险英语词汇 Ddamage损坏赔偿金damage cargo clerk理残员，货损管理员dama

15、ge cargo list货损单，残货单damage certificate损坏证明书damage claim损坏索赔damaged by other cargo由其他货物损害damaged cargo list受损货物单damaged cargo report受损货物报告书，货物损害报告deductibles免赔额deposit premium预付保费destroyed毁坏disbursement policy (船舶)驶费保险单dividend system红利制度double insurance双保险dual valuation clause双重价值条款保险英语词汇 Eemployer业

16、主Endorsement批单endorsement:签注endowment insurance养老保险endowment policy人寿定期保险单event limit事件限额ex gratia payments通融赔款excess loss超额赔款excess of loss cover超额赔偿excess of loss（XL)超赔分保exclusion除外责任EXL protection超赔保障exposed areas风险承受区域exposure rating风险评估extended-term insurance过期保险extra charges额外费用extra premium额外

17、保险费extraneous risks (additional risks)附加险保险英语词汇 Ffacultative business临分保facultative reinsurance临时分保fault liability过失责任financial quota shares成数分保fine print细则finite risk有限制的风险finite risk transfer有限风险转移floating policy浮动保险单franchise (deductible)免赔额；免赔率free of all average (FAA)全损赔偿freight insurance运费保险fr

18、eight policy运费保险单full coverage全额承保full insurance全额保险full insurance value足额保险价值full liability全部责任保险英语词汇 Ggeneral average（GA）共同海损grace period宽限期gross net premium income（GNPI）总净保费收入group insurance团体保险guarantee of insurance保险担保书保险英语词汇 Hhazard危险因素health insurance疾病保险，健康保险heavy damage严重破坏holistic risk tra

19、nsfer整体风险转移hook damage勾（钩）损险hour clause小时条款保险英语词汇 IIBRN reserve已发生但未报的损失储备金，IBRN 储备金import cargo insurance进口货物保险increased value clause增值条款increased value insurance增值保险increasing coverage, extending coverage加保Incurred but not reported losses(IBRN)已发生但未报的损失indemnity limit赔偿期限indemnity period赔偿期individ

20、ual losses单一损失industrial insurance产业保险inflated claim超额索赔inherent nature of cargo货物的固有性inherent vice内在缺陷inherent vice of cargo货物固有缺陷inspection of cargo积货鉴定，货物检验，检查货物inspection of cargo GA or PA海损(单独海损或共同海损)鉴定inspection on damaged cargo货物残损检验installment insurance分期付款保险Institute Cargo Clauses (ICC，I.C.

21、C.)协会货物（保险）条款insurability可保性insurance保险，保险费，保险金额insurance act保险条例insurance against risk保险insurance agent(s)保险代理，保险代理人insurance amount保险金额保险额insurance applicant投保人insurance assessor保险公估人insurance broker保险经纪人insurance business保险企业保险业insurance capacity承保能力insurance certificate保险凭证保险证书insurance claim保险索

22、赔insurance clause保险条款insurance commission保险佣金insurance company保险公司insurance conditions保险条件保险契约约定条款insurance contract保险合同insurance corporation保险公司insurance coverage保险范围，保额insurance declaration sheet(bordereau)保险申报单(明细表)insurance division保险部insurance document保险单据insurance expense保险费insurance fond保险基金i

23、nsurance industry保险业insurance instruction投保通知，投保须知insurance law保险法insurance on last survivor长寿保险insurance period保险期限insurance policy保险单保单insurance premium保险费insurance proceeds保险金（保险收入）,保险赔偿金，保险赔款insurance rate保险费率表insurance securitization保险证券化insurance slip投保单投保申请书insurance subject保险标的insurance trea

24、ty保险合同insurance underwriter保险承保人insurance value(insurance amount)保险金额insurant被保险人，受保人insure保险、投保、保证insured被保险人insured amount保险金额insured loss保险损失insured property参保物业Insured Value保险价值insurer保险人、保险公司，保险商insurer (underwriter)承保人、保险人investment insurance投资保险保险英语词汇 J-LJjettison投弃Llaw of insurance保险法law of

25、large numbers大数法则leaflet说明书less exposed损失可能性小letter of guarantee保函，保证书liability责任liability insurance责任保险license bond执照保险life assured人寿保险投保人life expectancy平均余命life fund人寿保险基金life insurance人寿保险life insurance actuary人寿保险精算师life insurance reserve人寿保险责任准备金life Table生命表light damage轻度破坏limits投保限额line slips

26、分保条liquidity support提供流动资金Lloyd劳合社loading附加费loading人寿保险附加费loss adjuster损失理算人loss occurrence损失发生loss occurring basis损失发生基础loss of profit利损险loss participation分担损失loss ratio损失率loss ratio赔付率loss settlement损失赔付保险英语词汇 Mmail contractor承包商main risks主险maintenance保证期malicious damage恶意损害marine insurance海上运输保险，

27、水险marine losses海损medical insurance医疗保险mortality tables死亡率表（用于计算保险风险）multiple claim多次（重复）索赔multiple insurance重复保险mutual insurance相互保险mutual insurance company相互保险公司保险英语词汇 NNatCat pooling自然灾害共保natural catastrophe（NatCat）自然灾害natural premium自然纯保费net retained lines净自留额net retained losses损失净自赔额no profit co

28、mmission无纯益风险no-claims bonus无索偿奖金non-life非寿险non-proportional reinsurance非比例再保险notification告知保险英语词汇 Oobject标的obligatory reinsurance固定分保ocean marine cargo clauses海洋运输货物保险条款on deck risk舱面险open policy预约保险单open policy insurance预约保险original deductibles原始免赔额original rate原始费率over insurance超额保险overland （tran

29、sportation） insurance陆上运输保险保险英语词汇 Pparcel post insurance邮包运输保险partial loss部分损失particular average (PA)单独海损peril危险、危险事故perils of the sea海上风险permit bond许可证保险placement安排policy保单、保险单、保险契约policy holder保险客户保险单持有人policy package承保多项内容的保险单policy proof of interest保险单权益证明policy reserves保险单责任准备金policy-holder保险客户

30、policyholder保单持有者policy-holder保险客户pool共保组合、合保pool联营pool administrator共保组合管理人portfolio entry未满期责任的出帐portfolio outgo未满期责任的入帐possible maximum loss（PML）可能最大损失post-financing后融资post-funding后融资pre-financing先融资pre-funding先融资premium保险费premium rate保险费率premium rebate保险费回扣previous losses既往损失primary insurance co

31、mpany原保公司、主保险商principal业主principle of compensation补偿原则priority分保自留额、自付责任priority (deductible)优先（免赔额)proceeds收益professional专业险profit margin利润边际property财产险property covered受保财产property insurance财产保险proportional cover比例分保proportional reinsurance比例再保险proximate cause近因punitive damage惩罚性损害pure endowments定期

32、生存保险pure risk纯粹危险保险英语词汇 Rrain insurance雨水保险rainstorm雨暴rate费率rating费率recovery追偿金reinstate复效reinstated继单reinstatement恢复保额reinstatement value insurance重置价值保险reinsurance分保、再保险、转保reinsured分出公司reinsurer分保人（分保公司）、再保险人rejection risk拒收险renew coverage续保renewal续保；延期renewal premium续保费renewing coverage续保reserve准

33、备金retention自留、自留额return period重现期revoke license吊销营业执照riot insurance骚乱保险risk险别、风险、保险，保险额risk carrier风险承担人risk covered承保险项risk insured承保险项risk management危险管理risk premium风险保费风险贴水、风险溢价risk unit危险单位risks covered保险范围保险英语词汇 Ssalvage charge救助费用salvage value残值，获救货物或船舶的价值second event cover第二事件承保set-off抵销settl

34、ement of claim理赔sickness insurance疾病保险social insurance社会保险solvency偿付能力solvency margin赔偿能力spread loss分散风险standing charges维持费用stop loss赔付率超赔sub-contractor分承包商subject insured风险标的subrogation center代位求偿权sue and labor expenses施救费用suicide clauses自杀条款sum insured保险金额、保额surplus insurance盈余保险survey at jetty ri

35、sk码头检验险survey in customs risk海关检验险保险英语词汇 Ttariff费率表tariff zone险区term insurance定期保险TG拐点周期the insured被保险人，受保人time policy定期保险单topographic map地形图total loss全部损失total sum insured总保额treaties business合同分保treaty reinsurance合约再保险treaty-limits合约限额turnover营业额保险英语词汇 Uunder insurance低额保险underwriters保险商（指专保水险的保险商）、保险承运人、保险公司underwriting承保underwriting policy承保政策unvalued insurance不定值保险unvalued policy不定值保单utmost good faith最大诚信保险英语词汇 V-ZVvalued insurance定值保险voluntary insurance自动保险Wwaiver and estoppelswindstormworking costworking expenseswritingwritten premiums弃权与禁止反言风暴营业费用营业费用承保承保保费