银行英语专用词汇概述50846.docx

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1、account number 帐目编号depositor 存户pay-in slip 存款单a depossit foorm 存款款单a bandiing maachinee 自动存取取机to depoosit 存存款depositt receeipt 存存款收据privatee depoosits 私人存款certifiicate of deepositt 存单depositt bookk, passsbookk 存折credit card 信用卡princippal 本金金overdraaft, ooverdrraw 透支支to counnter ssign 双双签to endoorse

2、背背书endorseer 背书人人to cashh 兑现to honoor a cchequee 兑付to dishhonor a cheeque 拒拒付to susppend ppaymennt 止付cheque,checkk 支票cheque book 支票本order cchequee 记名支票票bearer chequue 不记名名支票crossedd cheqque 横线线支票blank cchequee 空白支票票rubber chequue 空头支支票cheque stub, counnterfooil 票根根cash chheque 现金支票traveleers ccheque

3、e 旅行支票票cheque for ttransffer 转帐帐支票outstannding chequue 未付支支票canceleed cheeque 已已付支票forged chequue 伪支票票Bandars notte 庄票，银银票banker 银行家 presideent 行长长savingss bankk 储蓄银行行Chase BBank 大大通银行Nationaal Citty Bannk of New YYork 花花旗银行Hongkonng Shaanghaii Bankking CCorporrationn 汇丰银行行Charterred Baank off Indii

4、a, Auustrallia annd Chiina 麦加加利银行Banque de IIndoCChine 东方汇理银银行centrall bankk, nattionall bankk, bannkerss bankk 中央银行行bank off issuue, baank off circculatiion 发行行币银行commerccial bbank 商商业银行，储储蓄信贷银行行member bank, creddit baank 储蓄蓄信贷银行discounnt bannk 贴现银银行exchangge bannk 汇兑银银行requestting bbank 委委托开证银行行 i

5、ssuingg bankk, opeening bank 开证银行advisinng bannk, nootifyiing baank 通知知银行negotiaation bank 议付银行confirmming bbank 保保兑银行paying bank 付款银行associaate baanker of coollecttion 代代收银行consignned baanker of coollecttion 委委托银行clearinng bannk 清算银银行local bbank 本本地银行domestiic bannk 国内银银行overseaas bannk 国外银银行uninco

6、rrporatted baank 钱庄庄branch bank 银行分行trusteee saviings bbank 信信托储蓄银行行trust ccompanny 信托公公司financiial trrust 金金融信托公司司unit trrust 信信托投资公司司trust iinstittutionn 银行的信信托部credit deparrtmentt 银行的信信用部commerccial ccreditt comppany(ddiscouunt coompanyy) 商业信信贷公司（贴贴现公司）neighboorhoodd saviings bbank, bank of deepo

7、sitt 街道储蓄蓄所credit unionn 合作银行行credit bureaau 商业兴兴信所self-seervicee bankk 无人银行行land baank 土地地银行construuctionn bankk 建设银行行industrrial aand coommerccial bbank 工工商银行bank off commmunicaationss 交通银行行mutual savinngs baank 互助助储蓄银行post offfice savinngs baank 邮局局储蓄银行mortgagge bannk, buuildinng socciety 抵押银行ind

8、ustrrial bbank 实实业银行home looan baank 家宅宅贷款银行reservee bankk 准备银行行charterred baank 特许许银行corresppondinng bannk 往来银银行merchannt bannk, accceptiing baank 承兑兑银行investmment bbank 投投资银行import and eexportt bankk (EXIIMBANKK) 进出口口银行joint vventurre bannk 合资银银行money sshop, nativve bannk 钱庄credit coopeerativves 信

9、用用社clearinng houuse 票据据交换所public accouuntingg 公共会计计businesss acccountiing 商业业会计cost acccountting 成成本会计depreciiationn accoountinng 折旧会会计computeerizedd accoountinng 电脑化化会计generall ledgger 总帐帐subsidiiary lledgerr 分户帐cash boook 现金金出纳帐cash acccountt 现金帐journall, dayy-bookk 日记帐，流流水帐bad debbts 坏帐帐investmme

10、nt 投投资surpluss 结余idle caapitall 游资economiic cyccle 经济济周期economiic booom 经济繁繁荣economiic reccessioon 经济衰衰退economiic deppressiion 经济济萧条economiic criisis 经经济危机economiic reccoveryy 经济复苏苏inflatiion 通货货膨胀deflatiion 通货货收缩devaluaation 货币贬值revaluaation 货币增值internaationaal ballance of paaymentt 国际收支支favouraabl

11、e bbalancce 顺差adversee balaance 逆逆差hard cuurrenccy 硬通货货 soft cuurrenccy 软通货货internaationaal monnetaryy systtem 国际际货币制度the purrchasiing poower oof monney 货币币购买力money iin cirrculattion 货货币流通量note isssue 纸纸币发行量nationaal buddget 国国家预算nationaal grooss prroductt 国民生产产总值public bond 公债stock, sharee 股票debent

12、uure 债券券treasurry billl 国库券券debt chhain 债债务链direct exchaange 直直接（对角）套套汇indirecct excchangee 间接（三三角）套汇cross rrate, arbittrage rate 套汇汇率foreignn currrency (exchhange) reseerve 外外汇储备foreignn exchhange flucttuatioon 外汇波波动foreignn exchhange crisiis 外汇危危机discounnt 贴现discounnt ratte, baank raate 贴现现率gold r

13、eeservee 黄金储备备money (finanncial) markket 金融融市场stock eexchannge 股票票交易所broker 经纪人commisssion 佣佣金bookkeeeping 簿记bookkeeeper 簿簿记员an appllicatiion foorm 申请请单bank sttatemeent 对帐帐单letter of crredit 信用证strong room, vaullt 保险库库equitabble taax sysstem 等等价税则specimeen siggnaturre 签字式式样bankingg hourrs, buusiness

14、s houurs 营业业时间银行英语口语新开帐户What kiind off accoount ddid yoou havve in your mind?你想开哪种帐户户?Do you like to oppen a curreent acccountt?你想开一个活期期存款帐户吗吗?A depossit orr currrent aaccounnt?定期还是活期?Please tell me hoow youu woulld likke to depossit yoour mooney.请告诉我你想存存何种户头?Theress a seervicee charrge foor thee ch

15、eccking accouunt buut no chargge forr the savinngs.支票户头要收服服务费，现金金户头不收。Our minnimum depossit foor a ssavinggs acccount is 1000 dolllars.我们储蓄存款的的最低存款额额是100美美圆。Five yuuan iss the minimmum orriginaal depposit.最低起存款额是是5元。You cann openn a saavingss accoount aat anyy timee withh an iinitiaal depposit of 50

16、0 dolllars.你可随时以500美圆的起存存额开立储蓄蓄帐户。Even onne yuaan is all rright.甚至一元也可以以起存。Here iss yourr pasbbook. Pleasse briing itt backk whenn you depossit orr withhdraw moneyy any time you llike. Keep it weell annd infform uus wheeneverr you lose it.这是你的存折，存存取款时请带带来。保管好好存折，遗失失请告诉我们们。I shoulld likke to open a c

17、urrrent accouunt.我想开一个活期期存款帐户。I need a cheeckingg accoount sso thaat I ccan paay my bill.我需开个支票帐帐户，这样就就能付帐。Wed liike too knoww how we oppen a checkking-ssavinggs acccount.我们想知道如何何开一个支票票储蓄帐户。I have a cheeckingg accoount hhere.我在这里有一个个支票存款帐帐户。I thinkk Id like a depposit accouunt.我想要开个定期期存款帐户。Can I oop

18、en aa currrent aaccounnt herre?我能否在这儿开开个活期存款款帐户？I want to oppen a depossit acccountt withh you.我要开个储蓄帐帐户。Id likke to open a depposit accouunt wiith yoou.我想在你们这儿儿开个定期存存款帐户。Could yyou teell mee the diffeerencee betwween aa saviings aaccounnt andd a chheckinng acccount?请告诉我储蓄存存款与支票存存款的区别好好吗？Please tell

19、 me thhe proocedurre forr openning aa saviings aaccounnt.请告诉我开个储储蓄帐户需要要什么手续。Will 1000 yuaan be enouggh forr a miinimumm depoosit?100元作最低低存款额够吗吗？Id likke to know whethher a 200 yyuan ddeposiit willl be enouggh forr openning aa checcking accouunt.我想知道开一个个支票帐户2200元存款款是否够。Could yyou teell mee how to opp

20、eratee thiss accoount?请告诉我如何经经管这个帐户户好吗？Is therre anyy miniimum ffor thhe firrst deepositt?第一次储蓄有最最低限额吗？How mucch doees eacch acccount cost?每个帐户要花多多少钱？Useful Phrassescurrentt depoosit, curreent acccountt 活期存款款fixed ddeposiit, fiixed aaccounnt 定期存存款fixed ddeposiit by instaallmennts 零存存整取joint aaccounn

21、t 联名存存款帐户to openn an aaccounnt 开户头头银行英语口语存款How mucch do you wwant tto depposit with us?你想在我们这存存多少？How mucch do you wwish tto payy intoo yourr accoount?你希望在你的户户头上存多少少？How mucch monney doo you plan to keeep inn yourr accoount oon a rregulaar bassis?你计划在你的户户头上定期存存放多少钱？How mucch cassh do you pplan tto d

22、epposit in yoour acccountt?你有多少钱要存存入呢？I thinkk you may ddeposiit youur monney wiith thhe bannk, orr leavve it here for ttemporrary ssafe-kkeepinng.我认为你可把钱钱存入银行，或或留在银行暂暂保管起来。Would yyou pllease fill in thhe deppositiing foorm, ggivingg the sum oof monney yooure to deepositt as wwell aas youur namme, a

23、dddresss and profeessionnal unnit?请填张存款单，写写明要存的数数额以及你的的姓名，地址址和工作的单单位，好吗？I want to deepositt 300 yuan in myy accoount.我想在我的户头头上存3000元。I want to deepositt thesse cheeques in myy accoount.我想把这些支票票存在我的户户头上。Id likke to pay 2200 yuuan innto myy depoosit aaccounnt.我想在在我的定定期存款户头头上存2000元。I want to deepositt

24、my ppaycheeck.我想存入我的工工资支票。Id likke to know whethher I can ccash aa cheqque heere.我想知道我能否否在这兑换支支票。Will yoou pleease ccash tthis ttravellers chequue?请兑现这张旅行行支票好吗？Id likke to cash this moneyy ordeer.我想兑现这张汇汇款单。I want to caash thhe ballance of a traveelerss lettter off creddit.我要把旅行信用用证的结余兑兑现。Will yoou

25、pleease ttell mme wheether you cchargee for chequues?请告诉我兑换支支票收手续费费吗？Could yyou teell mee how much the ccheckss costt?请告诉我这些支支票要花多少少钱？What iff I ovverdraaw?如果透支了怎么么办？Please sign your name on thhe botttom lline iif youu wantt to ccash tthe chheck.如果想兑支票，请请在底线上签签名。Please writee yourr accoount nnumberr

26、 on tthe baack off the checkk.请在支票背面写写上你的帐号号。We honoored tthe chheck aas thee overrdraftt was only 5 yuaan.我们承兑这张支支票的透支额额只有5元。Please endorrse thhe cheeque.请背签这张支票票。The traavelerrs chhecks cost 1.5% of thhe tottal ammount of puurchasse.旅行支票手续费费是购买总额额的1.5%。Heres the cchequee bookk. Wheen youu sendd a

27、chheque by poost bee careeful tto crooss itt, butt if yyou wiish too cashh a chheque yoursself, you mmust lleave it oopen.这是一本支票簿簿，你邮寄支支票时，注意意要在支票上上打叉线。但但是如果你本本人想开张兑兑现支票，就就不可打叉线线。Each chheque you wwrite will cost 2 dolllars.你每开一张支票票将花2美圆圆。Useful Wordss and Phrassesaccountt numbber 帐目目编号deposittor 存户

28、户pay-in slip 存款单a depossit foorm 存款款单a bandiing maachinee 自动存取取机to depoosit 存存款depositt receeipt 存存款收据privatee depoosits 私人存款certifiicate of deepositt 存单depositt bookk, passsbookk 存折credit card 信用卡princippal 本金金overdraaft, ooverdrraw 透支支to counnter ssign 双双签to endoorse 背背书endorseer 背书人人to cashh 兑现to

29、 honoor a cchequee 兑付to dishhonor a cheeque 拒拒付to susppend ppaymennt 止付cheque,checkk 支票cheque book 支票本order cchequee 记名支票票bearer chequue 不记名名支票crossedd cheqque 横线线支票blank cchequee 空白支票票rubber chequue 空头支支票cheque stub, counnterfooil 票根根cash chheque 现金支票traveleers cchequee 旅行支票票cheque for ttransffer 转

30、帐帐支票outstannding chequue 未付支支票canceleed cheeque 已已付支票forged chequue 伪支票票Bandars notte 庄票，银银票银行英语口语取款、结余余Id likke to know if I can ddraw oon my accouunt foor payyment of thhings I buyy in TTianjiin.我想知道一下我我是否能提取取存款来支付付天津购物的的费用。I want to wiithdraaw 2000 dolllars ffrom mmy depposit accouunt.我要从我的定期期存款中

31、支取取200美圆圆。I want to cllose mmy acccount with you.我想结束在你们们这儿的帐户户。Id likke to draw 100 yyuan aagainsst thiis lettter oof creedit.我想从这份信用用证上提款1100元。May I ddraw mmoney againnst thhe lettter oof creedit hhere?我可以在这儿用用这份信用证证取钱吗？Could yyou teell mee my bbalancce?能否把存款结余余金额告诉我我？Please let mme knoow my balan

32、nce.请告诉我结余金金额。I thinkk you can ddraw oon thiis acccount by chheque in paaymentt of ggoods.我以为你可用支支票提款支付付购物费用。Your baalancee at tthe baank iss 300 yuan.你在本行的结余余是300元元。Your deepositt is eexhaussted.你的存款支净了了。Your leetter of crredit is ussed upp.你的信用证用完完了。Please tell me hoow youu wishh to ddraw yyour mm

33、oney.请告诉我你希望望怎样支款。Fill ouur a wwithdrrawal form, pleaase.请填写取款单。The lettter oof creedit iis exhhausteed.信用证上的款子子已提清。The lettter aat Couunter 6 willl payy you againnst yoour nuumber slip.六号柜台的出纳纳员将根据你你的号码牌付付给你钱。Useful Wordss and Phrassesto closse an accouunt, tto cleear ann accoount 结结清to draww monee

34、y 取款drawingg-out slip 取款单the nummber sslip 号号码牌a withddrawall formm 取款单to filll in tthe reeceiptt in ddupliccate 一一式两份填这这张收据teller, cashhier 出出纳员银行英语口语兑换货币Please tell me hoow mucch youu wantt to cchangee.请告诉我你要换换多少。How mucch of the rremitttance do yoou wannt to conveert innto Jaapanesse yenn?你要把多少汇款

35、款换成日圆？What kiind off currrency do yoou wannt?要哪种货币？Whats it yoou wissh to changge?你有什么要换的的？What kiind off currrency do yoou wannt to changge?要换哪种货币？In whatt denoominattions?要什么面值的？Please tell me whhat noote yoou wannt.请告诉我要什么么钞票。Will seeven ttens bbe alll righht?7张10元的可可以吗？Is it iin traavelerrs chhe

36、quess?换旅行支票吗？Id likke to know how II shalll givve it to yoou.我想知道如何付付钱给你。How wouuld yoou likke it?你要什么面额的的？Would yyou kiindly sign the eexchannge foorm, ggivingg yourr namee and addreess?请在兑换单上签签字，写出你你的姓名和地地址，好吗？Can youu channge mee somee moneey, pllease?能否请你给我兑兑换一些钱？Here itt is, some Frencch fraanc

37、s, Swisss franncs, AAmericcan doollarss and a feww Dutcch guiilderss.这些就是：一些些法国法郎，瑞瑞士法郎，美美圆和一些荷荷兰盾。Would yyou pllease give me seeven ffive-ppound notess, fouur pouund nootes aand foour teen-shiillingg notees, annd thee restt in ssmall changge.请你给我7张55镑纸币，44张1镑纸币币，4张100先令纸币，剩剩下的要零票票。Would yyou miind

38、giiving me thhe sixx pencce in coppeers?劳驾给我6便士士的铜币。Id likke to know if yoou couuld chhange this moneyy backk intoo U.S. dolllars ffor mee.我想知道能否把把这笔兑回成成美圆。Could yyou chhange thesee Frennch frrancs for mme?能给我兑换这些些法国法郎吗吗？Can youu givee me 1100 doollarss in SSwiss franccs?能否给我1000美圆的瑞士士法郎？Id likke to

39、 conveert thhe fulll amoount oof thee remiittancce intto U.SS. dolllars.我想把全部汇款款换成美圆。Id likke somme coiins foor thiis notte.我想把这张纸币币换成硬币。Id likke to breakk thiss 50 ddollarr notee.我想把这张500美圆纸币换换开。Five twwentiees andd ten singlles, ppleasee.请给我5张200元和10张张一元的。I need 300 ddollarrs in 100-ddollarr cheqq

40、ues.我要300美圆圆票面为1000美圆的支支票。I hope youlll givve me ten ttravellers chequues off 100 dollaars eaach.我希望给我100张面额为1100美圆的的旅行支票。In fivees, pllease.请给我5元票面面的。Could yyou giive mee somee smalll nottes?给我一些小票好好吗？Useful Wordss and Phrassescurrenccy, mooney 货货币money cchangiing 兑换换货币an exchhange form 兑换单bank noo

41、te 钞票票note off largge dennominaation 大票note off smalll dennominaation 小票small cchangee 零钱subsidiiary mmoney 辅币nickel piecee 镍币plasticc currrency notess 塑料钞票票converttible moneyy 可兑换（黄黄金）纸币银行英语口语储蓄存款利利息Whats the iintereest raate foor thee saviings aaccounnt?储蓄存款的利率率是多少？Do you pay iintereest onn thiss

42、accoount?这种存款付给利利息吗？Please tell me whhat thhe annnual iintereest raate iss.请告诉我年利率率是多少。Interesst is paid at thhe ratte of 1% peer annnum att pressent.目前每年的利率率是1%。It alloows yoou to earn a litttle iintereest onn yourr moneey.这可使你从存款款中获得一点点利息。The acccount carriies innteresst of 4%.该存款有4%的的利息。The intte

43、restt is aadded to yoour acccountt everry yeaar.每年的利息都加加到你的存款款中。The intterestt ratee for the ssavinggs acccount is 4%.储蓄存款的利率率是4%。It variies frrom tiime too timee. At preseent itt is 66%.（年息）每个时时期都不同，现现在是六厘。Useful Wordss and Phrassesinteresst ratte 利率simple interrest 单单利compounnd intterestt 复利legal

44、iintereest 法定定利息prime rrate 优优待利率payablee inteerest 应付利息lendingg ratee 贷款利率率usury 高高利贷the subbsidy rate for vvalue-preseerved savinngs 保值值储蓄补贴率率银行英语口语外汇率Tell mee the curreent raate foor RMBB, pleease.请告诉我人民币币的现价。Whats your selliing raate foor RMBB yuann in nnotes todayy?你们今天人民币币现钞的售价价是多少？Whats the ddollarr goinng forr todaay?美圆今天的售价价是多少？Our buyying rrate ffor nootes iis 5233 yuann for 100 ddollarrs.我们100美圆圆的现钞买入入价是5233元。Its 20