2022年新通用大学英语综合教程第四册听力及答案-Unit-.docx

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1、精选学习资料 - - - - - - - - - UNIT 3 Money Matters Unit Goals Talk about your financial goals Express buyers remorseDescribe your spending habits Discuss reasons for charitable giving Write a composition about the theme Lesson 1 Lead-in On-the-Street Interview: I m a little better about savingA. Match ea

2、ch statement with the person who said it. You will use one name twice. 1. b 2. c 3. b 4. a B Complete each sentence with the correct name 1. Joe 2. Deepti 3. Deepti 4. Joe 5. Deepti 6. Lisa VIDEO SCRIPT Interviewer: So tell me a little bit about you and moneywhether you are good at saving, or can yo

3、u save for something special. Do you just blow all your money as soon as you have it. Deepti: Well, when I was growing up in India, my parents were, you know, very open and free with money. So if I wanted something, they would say, “ OK, you can go ahead and take this.” And I think that spoiled me a

4、 little bit, because I would just, whatever I wanted, I take the money and go buy it, and I didnt really realize the importance of saving money. So when I grew up, I was twenty-two, and I left India to go to Singapore, and I was on my own, and I had a scholarship, and my father would, on the phone,

5、he would ask me, “ So, how much money have you saved.” And I was like, “ What are you about. I m not saving any money.” And he got married, and he wanted me to start saving money. It was very hard for me to save money because I would go out and walk past a shop that had clothes and go, “ Oh, I want

6、that,” and I would go in, get it, areally happy. It made me happy, you know. But, I think after a year or so when I realized that I had to take care of myself, not only now, but lets say a year from now, and a year from now I might not have the money that Im getting now, so I have t o start saving s

7、o that Im not, you know, no the streets without any money. So I started saving, but I still had a hard time with it. My sister is very good. She is very stingy with money, you know. And when I was in India, I would tell her, “ Oh come on, g o on, spend the money. You know, if you want something, go

8、get it.” And she would always tell me,” You should think about our parents. Theyre making all this money for us, but we shouldnt spend it just like that.” I think now I am a little better about saving, but not very good. Not as good as I could be. Joe: I think Im very good at handling money. I save

9、when I need to; I spend when I would 1 名师归纳总结 - - - - - - -第 1 页,共 31 页精选学习资料 - - - - - - - - - like to. I try to keep control of my funds so that I dont end up in situations where I donhave money to pay for basic necessities. But I do feel that you should spend money that you have while you have it

10、 and while youre here, as opposed to saving it for a rainy day that never comes. Interviewer: And saving, what are you trying to do to save. Have you made a plan. Lisa: I have made a plan. I, what I do now is just take out a certain amount of money at the beginning and save it. I just put it away be

11、fore I even really see it. So that way I can like build up and spend whatever else I have. Interviewer: And is that working. s going pretty well. I have a little bit of something saved up.Lisa:It s going pretty well. ItListening Part 1 Talk About Saving MoneyA. Read and listen to a conversation betw

12、een two friends about saving money. Teaching Suggestions Step 1 Have students look at the pictures. Ask What is it. What do you think its used for.Step 2 Then ask How do children save money in this country. Step 3 After students read and listen, ask What did Judy buy.an entertainment system Did she

13、pay in cash or by credit card. in cash Is she rich. No. she had to save up for it. How did she save enough money. She cut back on spending; She started living within her means. Step 4 To draw on students own experiences, ask Have you ever put money aside to buy something you wanted, such as an enter

14、tainment system, a computer, a bicycle, or a car. Encourage students to share their experiences. Ask needed. Was it hard to save the money you Language note: Students may need help with the following words or expressions: strike it rich suddenly make a lot of money; cut back on reduce the amount, si

15、ze, cost, etc., of something; out of hand impossible to control. Save, save up, put money away, and put money aside have the same meaning. The latter is introduced in lesson 2. They can be followed by an infinitive or for and a noun. m For example, I want to put money aside to buy a car; Im saving u

16、p for a new car; Iputting money away for a down payment. Kind of is an expression used in spoken English meaning slightly or in some ways.Culture note: A piggy bank is a container used mainly by children to store coins. Piggy banks are to encourage good saving and spending habits: the pig must be br

17、oken open for the money to be retrieved, forcing the child to justify his or her decision. The name piggy bank originated in the twelfth century; pygg referred to a type of clay used for 2 名师归纳总结 - - - - - - -第 2 页,共 31 页精选学习资料 - - - - - - - - - making jars people stored their money in. By the eight

18、eenth century, the term pygg jar had evolved to pig bank . Option: On the board, write the following expressions: Did you strike it rich. My bills are totally out of hand. I need to live within my means. I cut way back on spending. In pairs, have students think of different ways to say each expressi

19、on. +5-10 minutesB. Pair Work Listen to the conversation again. Then discuss the questions and explain your answers.1. No, she does not. 2. No, he is not.3. She had a lot of credit card debt. 4. She cut back on her spending. 5. She has a high financial IQ. 6. The answer will vary. Teaching Suggestio

20、ns Step 1 Have pairs discuss the questions. Review the answers to questions 1-5 as a class. Call on students to share their explanations. Step 2 Have volunteers share whether they are more like Judy or David and give a supporting reason. Possible responses: Im more like Judy because I try to live wi

21、thin my means; I identify with David because I spend a lot of money on bills. Step 3 Have a volunteer read the statements out loud. If necessary, clarify the meaning of I can tmake ends meet. The money I earn every month is not enough to cover my expenses. Step 4 Point out the useful language to tal

22、k about managing money: live within / beyond your means; keep track of your expenses; put money away into saving; pay your bills off / in full; make ends meet. Have students underline these expressions. Step 5 Have students choose the statements individually. Step 6 As pairs compare their answers, e

23、ncourage them to give specific examples for each item. For example, I live beyond my means. When I go shopping, I just cant help buying the things I like. Step 7 Ask What habits would you like to change, if any. What can you do to raise your financial IQ. Possible response: I only keep track of my m

24、ost important expenses. I think I should buy some financial planning software to get better organized expenses. and keep track of all my 3 名师归纳总结 - - - - - - -第 3 页,共 31 页精选学习资料 - - - - - - - - - Step 8 To review, have volunteers talk about their money spending / saving habits with the class. Part 2

25、 Describe Your Spending Habits A. Listening Comprehension.Read the statements. Then listen to a radio call-in show and check True or False. 1. T 2. T 3. F 4. F Script L = Lara Savino, U.S, New York; S = Steve L: Welcome back to Money Talks . I m still your host, Lara Savino. Weve got some Steve, you

26、listeners on the line with financial questions. Lets go to our first caller on the air. Talk to me. S: Hi, Lara. Im afraid Im really having problems making ends meet.L: Tell me about it. S: I earn a good living, but it seems like no matter how much money I make, I cant seem to catch up. L: Believe m

27、e, youre not alone, Steve.S: Sometimes it feels that way. L: Let me ask you something. Do you put anything away for a rainy day. S: You mean savings. No way. Theres ne ver enough for that. s a tip for you, Steve. From now on when you spend money throughout the L: Well, hereday .S: Uh-hmm. L: Dont sp

28、end any of your change. When you get home every evening, put your loose change in a jar. Youll be surprised how much youll have saved up in even a few weeks. S: Wow. I never thought of doing that. L: And put that change youve saved up in the banksay, once a month, OK. S: OK. I ll try that.L: Steve,

29、what about debt. Are you maxing out on your credit cards. S: Well, yes , I do use credit cards, if thats what you mean.L: Do you pay you bills on time. S: I try to. L: Do you pay the minimum, or do you pay off the whole thing each time. S: Well, it kind of depends on how much it is. L: Well, are you

30、 drowning in credit card bills, or have they been fairly reasonable so far. S: Well I guess Id have to say Ive been drowning in debt.L: OK, Steve. Heres what I want you to do. How many credit cards do you have.S: Maybe ten or twelve. L: Steve, thats a lot of cards. Decide which two you want to use r

31、egularly, OK. S: OK. L: Take all the other cards and cut them up. S: Cut them up. 4 名师归纳总结 - - - - - - -第 4 页,共 31 页精选学习资料 - - - - - - - - - L: You heard me. Cut them up. You can get along just fine with two credit cards. If youre using ten or twelve credit card, Steve, that tells me there s somethi

32、ng wrong with this picture. You see what I mean. S: Well, Im not sure.ve got to live within your means. L: Steve, if you want to keep your head above water, youThat means spending less than youre making, not more.S: Oh. L: OK, Steve. Heres one other thing Id like you to do.S: Yeah. L: Sit down and p

33、lan a budget for yourself. S: A budget. L: That s right. If you feel like your finances are out of control, then you need to take the bull by the horns and take control of your finances. You follow me. S: I think so. L: Sit down and make a list of all your regular expenses. Keep track of how much yo

34、ure spending on everything and I mean if it doesnt help you out. S: OK, I ll give it a try.L: And Steve.S: Yeah. everything , OK. Try that for three months and see L: When you plan that budget, make sure you treat yourself to something nice once in a while, OK. S: Really. L: You bet. If your budget

35、is nothing but dont spend, dont spend, it isnt going to work. Know what I mean. S: I hear you. L: Good luck, Steve. Next caller. Youre on the air. T alk to me.Teaching Suggestions Step 1 Have students look at the photo and read the caption. AskWhat do you think the womans occupation is. a radio host

36、 Do you ever listen to the radio. What kind of programs do you listen to. What kind of show do you think Lara Savino hosts. Step 2 Pre-listening: Ask Whats a radio call -in show. a radio program in which people call to give their opinions or ask questions Step 3 Have students read statements 1-4. St

37、ep 4 First listening: Have students listen and decide if the statements are true or false. Step 5 Second listening: Have students listen for information to support their answers. Encourage them to take notes. 5 名师归纳总结 - - - - - - -第 5 页,共 31 页精选学习资料 - - - - - - - - - Step 6 Review as a class. Have v

38、olunteers share their answers. Possible answers: 1. True. Steve says he cant make ends meet and never has enough money to save. 2. True. Steve says hes drowning in debt. 3. False. Steve says theres never enough money to put any away in savings. 4. False. Lara suggests that he He hasn t started yet.

39、Language note: try to keep a budget for three months. When Lara Savino asks Steve if he maxing out on his credit cards, shes asking if he reaches the maximum credit limit on his credit cards each month. Buying on credit is an arrangement with a store, bank, credit card company, etc., that allows you

40、 to buy something now and pay for it later. A budget is a careful plan of how you will spend money. B. Now listen again. What are the three tips Lara Savino gives the caller. 1. Save his change and put it in the bank 2. Only have two credit cards 3. Sit down and plan a budget . Teaching Suggestions

41、Step 1 Have students listen for the three tips Lara gives. Step 2 Have students compare answers with a partner. If necessary, have them listen again for confirmation. Step 3 Review tips as a class. Have volunteers share the tips with the class. c. Vocabulary. Describing spending habits. Listen and p

42、ractice. Teaching Suggestions Step 1 Have students listen to the words and study the definitions. Then have students listen and repeat the words chorally. Step 2 Point out that some of these words have a positive connotation, some have a negative connotation, and one is neutral. Step 3 Have pairs re

43、ad the definitions carefully and decide the connotation of each word. Step 4 To review, write the column headings Positive , Negative , and Neutral on the board and have students say the vocabulary words for each column. Positive:generous, thrifty, frugal; Negative: a spendthrift, a cheapskate, a ti

44、ghtwad, cheap, stingy; Neutral: a big spender Vocabulary-Building Strategies Option: Have students think of someone they know whose spending habits they would describe using one or more of the vocabulary words. In pairs, have students describe that 6 名师归纳总结 - - - - - - -第 6 页,共 31 页精选学习资料 - - - - -

45、- - - - person s habits. To review, have volunteers tell the class about the person their partners described. +5 minutess spending habits.D. Complete the sentences about people1. a cheapskate/a tightwad 2. generous 3. cheap/stingy 4. a big spender 5. thrifty/frugal 6. a spendthrift Teaching Suggestions Step 1 Model the first item with the class. Point out that to choose the right words, students should take into account both meaning and grammar. For example, in item 1, cheap and stingy