2016年上海寿险理财规划师试题.pdf
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1、1/8 封面2/8 作者:PanHongliang 仅供个人学习2016 年上海寿险理财规划师试卷本卷共分为1 大题 50 小题,作答时间为180 分钟,总分100 分,60 分及格。一、单项选择题(共50 题,每题2 分。每题的备选项中,只有一个最符合题意)1.某保险合同规定地震、火灾属于保险责任,如果地震引起火灾,并导致企业财产损失,按文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:C
2、B8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR
3、3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7
4、B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码
5、:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9
6、HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 Z
7、N7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档
8、编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P103/8 近因原则,保险人的正确处理方式是_。A保险人不承担赔偿责任B仅赔偿因地震引起的财产损失C仅赔偿因火灾引起的财产损失D地震、火灾引起的财产损失均予赔偿2.健康保险的承保标准一般比寿险要严格,其目的是为了防止已经患病的人投保。实务中常规定一个()A:免责期B:保证期C:观察期或等待期D:最短期3.各级人民政府工商行政管理部门和其他有关行政部门依法采取措施,保护消费者的合法权益。A:应在消费者要求的职责范围内B:应在相互交叉的职责范围内C:应在各自的职责范围内D:应在经营者要求的职责范围内4.根据我国保险法,投保人
9、故意隐瞒下列哪项事实,在合同成立两年后保险人不得解除合同?()A攀岩嗜好B肺结核病史C真实年龄D在辐射环境下工作5.按照保障范围分类,人身保险的种类包括_ A:退还年金B:价值年金C:差额年金D:短期年金6.衡量保险企业资金管理水平和资金运用效益的重要指标是_ A:原保险合同B:财产保险合同C:人寿保险合同D:再保险合同7.保证互助是风险管理中的一种,该方式属于_ A:每团体赔款B:每次事故赔款C:每年赔款总额D:每个被保险人每年赔额8.保险要素之一的可保风险应具备的条件主要包括()等。A风险必须是纯粹的风险B风险必须具有不确定性C风险必须是大量标的均有遭受损失的可能性D风险必须有导致重大损失
10、的可能性E风险不能使大多数保险对象同时遭受损失文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN
11、7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编
12、码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9
13、 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3
14、ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文
15、档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3
16、K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P104/8 9.溶组织内阿M 巴的感染方式为A经媒介昆虫叮咬B经口C接触D经皮肤E经胎盘10.甲某年满17 周岁,接受爷爷赠与20 万元,靠此笔款项丰衣足食并支付自己的学费。甲某_。A属于完全民事行为能力人B视为完全民事行
17、为能力人C为限制民事行为能力人D为无民事行为能力人11.是指当事人之间因基于不确定的事件取得利益或遭受损失而达成的协议,合同当事人一方并不必然履行给付义务。A:射幸合同B:有偿合同C:附合合同D:议商合同12.在进行损失调查时,如果发现被保险人没有履行通知义务,那么。A:保险人可以只赔偿部分损失B:保险人仍需按照合同规定进行理赔C:保险人可以以此为由不予赔偿D:保险人可以根据保险事故发生的情况而决定是否赔付13.保险经纪机构收到经纪业务佣金收入9000 元,那么会计分录应该是_。A借:主营业务收入经纪佣金收入9000 贷:银行存款9000 B借:其他业务收入经纪佣金收入9000 贷:银行存款9
18、000 C借:银行存款9000 贷:主营业务收入经纪佣金收入9000 D借:银行存款9000 贷:其他业务收入经纪佣金收入9000 14.按照投保方式分类,人身保险的种类包括()A人寿保险B个人保险C健康保险D团体保险E意外伤害保险15.为了迎接人世挑战,加快保险业的开放步伐,2001 年底中国保监会一次性批复_公估公司筹建。A25 家B23 家C19 家D15 家16.不管保险事故发生在何时,只要被保险人在保险期内提出索赔,保险人即负责赔偿的责任保险方式称为_。A期内发生式B期内通知式文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H
19、3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9
20、B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P
21、10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H
22、7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9
23、I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F
24、9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J
25、4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P10文档编码:CB8J4H7H3K9 HR3V5D9I9B3 ZN7B9C3F9P105/8 C期内赔付式D期内索赔式17.“保证互助”也属于风险管理方式。该方式属于_的方法。A避免风险B预防风险C转移风险D抑制风险18.是指投保人与保险人就保险合同的条款达成协议的行为。A:保险合同的生效B:保险合同的履行C:保险合同的成立D:保险合同的有效19.海上运输货物保险以仓至仓条款为依据,即一旦货物到达收货人的最后_,保险责任即行终止。A:定额保险B:定值保险
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