财经英语单词汇总.docx

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1、现代金融业务第一、二章单词第一章 中国金融业概述汉译英1. 资源配置 resource allocation2. 国民支付体系 national payment system3. 宏观经济管理 macro-economic management4. 股份制银行 share equity bank5. 可兑换性 convertibility6. 防范并化解金融风险 prevent and dissolve financial risk7. 经常项目 current account8. 反洗钱 anti-money laundering9. 资产负债表 balance sheet10.市场基础设施

2、 market infrastructure11.公司治理 corporate governance12.特定风险 particular risk13.国库券 treasury bond14.监事会 supervisory board 15.董事会 board of directors16.金融创新 financial innovation17.证券交易所 stock exchange18.中间业务 intermediary services19.不良贷款 non-performing loan20.审慎监管 prudential supervision21.网上银行 on-line bank

3、ing 22.信息披露 information disclosure23.五级贷款分类制度 five-category loan classification system24.资本充足率 capital adequacy ratio 25.产权结构 equity structure26.清算程序 liquidation procedure27.拖欠贷款 delinquent loan28.二级市场 secondary market 29.大数法则 law of large numbers 30.国有企业 state-owned enterprises31保险费 insurance premi

4、um32.可保险利益 insurable interest33.并购 merger and acquisition34.同业市场 inter-bank market 35.金融中介 financial intermediary36.索赔 make claims37.理赔 cover claims38.共同基金 mutual fund39.衍生产品市场 derivative market英译汉1. mortality table 生命表2. morbidity table 健康表3. profit-seeking firms 营利性企业4. real economy 实体经济5. financi

5、al institution 金融机构6. self-discipline 自律7. bond market 债券市场8. securities firms 证券企业9. fiscal deficit 财政赤字10.strategic investor 战略投资者11.recapitalization 再次注资12.profitability 营利性13.personal banking 私人银行业14.financial consulting 财务咨询15.universal banking 全能银行业16.loan portfolio 贷款组合17.the Basel Committee

6、巴塞尔委员会18.insolvent 资不抵债19.the core principle 核心原则20.the Capital Accord 资本协议21.cross-border 跨境22.institutional building 制度建设23.futures market 期货市场24.coupon 息票25.redemption 赎回26.listed company 上市公司27.subscribing 认购28.reserve 准备金29.policyholder 投保人30.the insured 被保险人31.profit-seeking 营利32.allocation of

7、 financial resources 金融资源配置33.monetary policy 货币政策34.real economy 实体经济35.payment mechanism 支付机制36.aggregation 汇总37.diversification 多样化38.current account 经常项目39.infrastructure 基础设施40.self-discipline 自我约束41.money laundering 洗钱42.re-capitalize 再次注资43.incentive 激励44.license 许可证45.profitability 盈利性46.exp

8、ertise 专门知识47.intermediary services 中间业务 48.portfolio （投资）组合49.banking supervision 银行监管50.loan classification 贷款分类51.professional 专业的52.delinquencies 拖欠53.transparency 透明度54.bankruptcy 破产55.default 违约56.restructuring 重组57.secondary market 二级市场58.redemption 赎回59.verification system 核实制度60.policyholde

9、r 投保人61.premium 保险费62.the insured 被保险人63.Law of Large Numbers 大数法则64.claims 索赔65.morbidity table 健康表66.mortality table 生命表67.accident 事故68.M&A (mergers and acquisitions) 并购69.globalization 全球化70.E-commerce 电子商务71.integration 一体化72.broker 中间商，掮客73.deregulation 放松管制74.innovation 创新75.liquidity 流动性术语解释

10、1. OTC 场外（交易）2. NPL 不良贷款3. the ICBC 中国工商银行4. the ABC 中国农业银行5. the PBC 中国人民银行6. WTO 世界贸易组织7. RMB 人民币8. CBRC 中国银行业监督管理委员会9. CIRC 中国保险业监督管理委员会10.CSRC 中国证券业监督管理委员会11.IPO 首次公开（私募）发行12.USD 美元13.ETF 交易所买卖基金14.LOF 上市开放式基金15.SAR 特别行政区16.SOE 国有企业17.T-bond 国库券，国债18.the BC 中国银行第二章 银行业与金融机构监管汉译英1. 存款保险基金 deposit

11、 insurance fund 2. 会计准则 accounting principle 3. 预编财务报表 pro forma financial statement4. 收入表 income statement 5. 坏账计提 bad debt provision 6. 逾期贷款 overdue loans7. 留存收益 retained earning8. 补救措施 remedial measures9. 现金流 cash flow10.核心资本 core capital11.现场检查 onsite examinations12.杠杆率 leverage ratios13.监管当局 re

12、gulatory authorities14.信誉风险 reputation risk15.操作风险 operational risk16.一般公积金 general reserves17.税负 tax liabilities18.损益表 profit and loss statement19.附属成本 supplementary capital20.净值 net worth 21.风险加权资产 risk-weighted assets22.信用风险 credit risk23.一般储蓄 general provision 24.法定准备金 reserves required by law25

13、.合规 compliance26.稳健性 soundness27.税收申报表 tax returns28.章程 statute 29.工作日 working day30.法人 legal person31.关乎公共利益 vested in the public interested rationale32.保险人资不抵债 insurer insolvency33.保险费率 insurance rates34.公众信心 public confidence35.现金红利 cash dividend 36.预期收益 expected earning37.流动性紧张 tight liquidity38

14、.资本协议 capital accord39.市场中介 market intermediation40.公司债券 corporate bond 41.放贷程序 credit-granting procedure42.综合评级 composite rating43.算数平均数 arithmetic average 44.贷款审批 loan approval45.会计处理 accounting treatment英译汉1. public good 公共物品2. moral hazard 道德风险3. core principles 核心原则4. base capital 基础资本5. off-ba

15、lance sheet exposures 表外风险敞口6. outstanding loans 未偿贷款7. bridge bank 过渡银行8. regulatory report 监管报告9. lender of last resort 最后贷款人10.share premium 股份溢价11.good will 商誉12.hybrid capital instrument 混合资本工具 13.time deposit 定期存款14.liquefiable assets 流动性资产15.credit authorization 授信16.liaison 联系17.creditabilit

16、y 信誉度18.contingent liabilities 或有债务19.express option 明示选择权20.highly geared 高负债率21.substandard 次级22.marginal capitalization 边际资本化 23.scrap value 残值24.outstanding position 未结头25.banking license 银行执照26.paid capital 实付资本27.exchange 汇票28.buyout 买断29.securitization 证券化30.cost effective 成本效益31.corporate in

17、itiation 公司首创32.on site examiner 现场监管者pensation 赔偿术语解释1. P&A: Purchase &Assumption 购买与承担交易2. UBPR: Uniform Bank Performance Report 标准银行业绩报告3. OCC: Officer of Currency Comptroller 货币监理署4. CFA: China Futures Association 中国期货业协会5. CSA: China Securities Association 中国证券业协会6. CAMELS: Capital ,Asset quality, Management, Earnings, Liquidity and Sensitivity for market risk 骆驼“评级体系”7. ROCA: Risk management, Operational control, compliance and asset quality “ROCA”评级体系8. IRB: Internal rating-based 内部评级基础