2021年平安保险入职培训考试试题及答案.pdf
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1、2018 年平安保险入职培训考试试题及答案1.智悦人生万能险的投保人于签收保单之日起10 日内,要求解除合同的,保险公司()(单选题)A、按实际天数扣除初始费用B、扣除首年初始费用C、退还所收的全部保费D、不予受理正确的答案是 C。2.智悦人生期交保险费大于10000 元(含)时,最低基本保险金额不得低于期交保险费的()倍,且不得低于()万元(单选题)A、5,20B、10,20C、5,25D、10,25正确的答案是 A。3.智悦人生万能险()结算一次保单利息(单选题)A、每日B、每月C、每季D、每年正确的答案是 B。4.对于投保附加智悦人生提前给付重疾险,下列符合主险期交保费规定的是()。(单
2、选题)精品w o r d 学习资料 可编辑资料-精心整理-欢迎下载-第 1 页,共 18 页A、不得低于 6000 元B、不得低于 4000 元C、不得低于 2000 元D、无限制正确的答案是 D。5.人寿保险的保费分为纯保费和附加费用。在平安智悦人生终身寿险(万能型)的保费划分中,属于附加费用的是()。(单选题)A、保障成本B、保单账户价值C、现金价值D、初始费用正确的答案是 D。6.平安附加智悦人生提前给付重疾险的保险责任中,所规定男性的重大疾病包括()(单选题)A、30 种B、28 种C、45 种D、44 种正确的答案是 D。7.客户陈先生,投保智悦人生,期交保费 20000 元。若陈先
3、生每个保单年度均按时交费,则第一个保单年度交纳的初始费用是()(备注:查表得知保单首年度 10000 元以内初始费用比例为50%;10000以上初始费用比例为3%)(单选题)A、10000精品w o r d 学习资料 可编辑资料-精心整理-欢迎下载-第 2 页,共 18 页文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X1
4、0C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文
5、档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR
6、1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A
7、10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 H
8、T2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1
9、T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 Z
10、X9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2B、600C、10600D、5300正确的答案是 D。8.客户张先生投保智悦人生万能险,如果前()个保单年度的应付期交保险费均在约定支付日或其后的()日内支付。则在累计交满前()年应付期交保险费时,将发放持续交费特别奖励并计入保单账户,持续交费特别奖励等于累计已付前()年期交保险费的()(单选题)A、10,30,20,20,%B、10,60,4,4,%C、4,60,20,20,1%D、4,30,4,4,1%正确的答案是 C。9.智悦人生的身故保险金()身故当时的保单账户价值(单选题)A、等
11、于B、小于C、包含D、不包含正确的答案是 C。10.根据万能险合同约定,平安将客户交纳的保险费按比例收取一定初始费用,扣除初始费用后计入()(单选题)A、保障成本B、佣金精品w o r d 学习资料 可编辑资料-精心整理-欢迎下载-第 3 页,共 18 页文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码
12、:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2
13、F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G
14、1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T
15、2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y
16、2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M
17、1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5
18、Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2C、运营成本D、保单账户正确的答案是 D。11.智悦人生()时,每笔金额不得小于100 元,且为 100 元的整数倍(单选题)A、部分领取B、追加保费C、计算期交保费D、计算持交奖励正确的答案是 A。12.陈先生,30 岁,为自己购买了智悦人生,基本保额为15万,并附加 15万的智悦重疾以及 10 万的无忧意外 13,年交保费 6000元。投保 5 年后,陈先生发生了重大疾病。假设此时主险保单账户价值为6 万,则其重大疾病保险金为()(单选题)A、10 万B、万C、15 万D、16 万正确的答案是 C。13
19、.客户投保智悦人生万能保险后,不能申请部分领取的是()(单选题)A、领取后现金价值余额高于公司规定的最高限额B、领取金额低于公司的规定C、被保险人当时未发生保险事故精品w o r d 学习资料 可编辑资料-精心整理-欢迎下载-第 4 页,共 18 页文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR
20、1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A
21、10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 H
22、T2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1
23、T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 Z
24、X9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X1
25、0C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文档编码:CR1T2F4A10G1 HT2T2A1T9Y2 ZX9M1X10C5Z2文
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