2022年河南省银行招聘之银行招聘综合知识自测模拟题库（名师系列）.docx

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1、银行招聘之银行招聘综合知识题库一 , 单选题 (每题1分，选项中，只有一个符合题意)1、资料：A man looking for art for his new home has won a $1 million Picasso painting with a $138 raffle ticket. Jeffrey Gonano told the Pittsburgh Tribune-Review hes not sure hell ever hang the masterpiece in his home in Wexford, in western Pennsylvania, given

2、its value. The 25-year-old Gonano, who works for his familys fire sprinkler business, learned Wednesday that his ticket had won the Paris raffle. Organizers say nearly 50,000 tickets were sold worldwide, for 100 euros apiece, to benefit a Lebanese charity.A.Gonano will break up with SpatoroB.Gonano

3、will sell the Picasso PaintingC.Gonano will move to FranceD.Gonano will put the painting on display【答案】 D2、研究者通过对300名小学生长达20年的观察，发现被夸聪明的孩子更容易半途而废、自信心不足和胆小怕事。后来，研究者在重复实验中加入了社会不同阶层的被试者，都发现了相同的结果。因此，研究者认为经常被表扬会带来许多负面效应。A.表扬不一定都能起到积极效果，效果会因表扬的具体内容不同而不同B.另一项关于表扬的调查研究显示，被表扬的女性变得更胆小怕事C.另一项关于表扬的调查研究显示，积极表扬的

4、被试组和无表扬的被试组在学习成绩的差异并不显著D.另一项关于表扬的调查研究显示，表扬对智商较高的男性影响最大，他们中的大部分在“失败反应”的测试中都崩溃了【答案】 B3、There was a _ rush to get everything ready for the unexpected inspection from the superiors.A.calmB.madC.franticD.wild【答案】 C4、资料：Acknowledging that so-called cloud computing will blur the distinctions between comput

5、ers and networks, about two dozen big information technology companies plan to announce a new standards-setting group for computer networking. The group, to be called the Open Networking Foundation, hopes to help standardize a set of technologies pioneered at Stanford and the University of Californi

6、a, Berkeley, and meant to make small and large networks programmable in much the same way that individual computers are.A.growing use of computing in the e-commerce marketB.software for data rush hoursC.improved computer securityD.networks that are less expensive to build【答案】 A5、It is uncertain（）sid

7、e effect the medicine will bring about.A.thatB.whatC.howD.whether【答案】 B6、张先生认识赵，钱、孙、李、周五位女士。A.赵B.钱C.孙D.李【答案】 D7、 企业会计核算必须符合国家的统一规定，这是为了满足（）要求。A.一贯性原则B.重要性原则C.可比性原则D.客观性原则【答案】 C8、We all hope that new economic plan of yours（）miracle.A.is workingB.worksC.will be workingD.worked【答案】 B9、十进制数250转换成二进制整数是（

8、）。A.01101010B.01101000C.11111010D.01100110【答案】 C10、According to our records,your membership _ at the end of December.A.will expireB.expiringC.to expireD.expired【答案】 A11、按贷款风险分类法，借款人无需足额偿还贷款本息，即使执行担保，也肯定要造成较大损失的贷款应归为（）。A.正常B.关注C.次级D.可疑【答案】 D12、In addition to bending back and forth and swaying sideway

9、s, buildings can_, and these various motions can reinforce one another.A.imagineB.conceiveC.describeD.twist【答案】 D13、The leaves have been swept into huge_.A.pyramidsB.layersC.heapsD.loads【答案】 C14、资料：Economic performance is improving in most of the worlds leading economies but is still short of a self

10、-sustaining upswing, the Organization for Economic Cooperation and Development said on Wednesday.A.More efforts will be needed to ensure a sustained economic growthB.Investment from the government contributes most to the world economyC.The market is pessimistic on the world economyD.The world econom

11、y is growing rapidly and steadily【答案】 A15、在公告的总体结构中，可以缺少的一部分是（）。A.标题B.正文C.主送单位D.成文时间【答案】 C16、Passage 1A.they loved this woman deeply and they didnt wanted her to dieB.the woman had lots of money to be shared as soon as she diedC.they wanted to know the secret of her lifetime happinessD.they wanted t

12、o pray for her after her death【答案】 C17、某班有50人，其中有42人会打乒乓球，40人会打篮球，38人会打排球，35人会打羽毛球，则这个班至少有多少人这四项球类都会打？（）A.2B.3C.4D.5【答案】 D18、通过关于新中国成立以来党的若干历史问题的决议的中央全会是（）。A.十一届三中全会B.十二届三中全会C.十二届五中全会D.十一届六中全会【答案】 D19、太阳系的构成部分没有（ ）。A.太阳B.小行星C.卫星D.银河【答案】 D20、_ we have finished the course,we shall take a new one.A.Eve

13、r sinceB.Now thatC.As soon asD.By now【答案】 B21、It is advisable that some warm clothing （ ） with you, as the weather can change quite suddenly in the mountainous area.A.is takenB.will be takenC.be takenD.has been taken【答案】 C22、文艺复兴发源于（）。A.君士坦丁堡B.罗马C.威尼斯D.佛罗伦萨【答案】 D23、Gun use has an additional tragic d

14、imension when compared with tobacco, namely the high incidence of _deaths, particularly among the young.A.romanticB.doomedC.interestingD.unintentional【答案】 D24、Passage 1A.It is widely used to compare the economic growth across countriesB.It revolutionizes the way of measuring ordinary peoples livelih

15、oodC.It focuses on peoples consumption rather than their average incomeD.It is a more comprehensive measure of peoples economic well-being【答案】 D25、当组织的人力资源供给小于需求时，正确的供需平衡方法是（）。A.扩大经营规模B.延长工作时间C.裁员D.推行工作分享【答案】 B26、资料：In the United States of America, banks are categorized into the federally-chartered

16、bank which received their charter from the Office of the Comptroller of the Currency（OCC）; these are referred to as “National Banks”; and also the states-chartered banks which receive their charter from the superintendent to as “State Banks”. Banks are allowed to register either with the federal or

17、the state authority. Let us now look at the organizational structure of Commercial Banks, which include unit banking, group banking and branch banking.A.The Fed banks, the State banking and group bankingB.The Fed banking, the state banking and group bankingC.Unit banking, group banking and branch ba

18、nkingD.Specialized banks, group banking and unit banking【答案】 C27、Excel中单元格C4表示在工作表的第（）行，第（）列。A.4，5B.3，4C.5，4D.4，3【答案】 D28、下列数据整理和显示方法中，取值不可能大于1的是（）。A.比例B.比率C.频数D.累积频数【答案】 A29、以下属于中国金融监管的对象有（ ）。A.国有商业银行B.农村信用合作社C.信托投资机构D.以上均是【答案】 D30、以“甲和乙不都是律师”为前提，再增加（ ）为一个前提，就可以有效地推出结论“乙不是律师。A.甲是律师B.如果甲不是律师，则乙是律师C.

19、甲不是律师D.如果甲是律师，则乙不是律师【答案】 A31、关于商业汇票贴现核算的下列表述中，不正确的是（）。A.商业银行通过“贴现资产”科目核算办理相关业务B.该科目应该按照贴现种类和贴现申请人进行明细核算C.会计部门接到贴现凭证及商业汇票后，按照规定的贴现率计算出贴现利息并给予扣收，实付贴现金额=汇票金额-汇票天数*贴现天数*月贴现率D.编制会计分录：借记：贴现资产商业承兑汇票或银行承兑汇票（面值）贷记：吸收存款贴现申请人户，贷记贴现资产利息调整【答案】 C32、资料：Stress is a common factor in life. Children experience stress

20、from school, new social situations and simply growing up. Adults feel the stress of working, paying bills, raising kids and maintaining households. Seniors also feel stress, even though some may have retired, raised their children and paid off their homes. Certain amounts of stress are a part of lif

21、e for people of all ages.A.AffectB.ImproveC.IntensifyD.Worsen【答案】 D33、Could you take a message for Mr Brown?A.may see;isntB.see;wont beC.will see;isntD.will be seeing;wont be【答案】 D34、 根据存款主体的不同，存款可以分为（）。A.单位存款B.人民币存款C.定期存款D.活期存款【答案】 A35、When asked（）they needed most,children said they wanted more lov

22、e and care.A.whatB.whyC.whomD.which【答案】 A36、根据财务管理理论，企业在生产经营活动过程中客观存在的资金运动及其所体现的经济利益关系被称为（）。A.企业财务管理B.企业财务活动C.企业财务关系D.企业财务【答案】 D37、资料：The personal computer was a revolution in information technology that spawned a $50 billion hardware business, with another $30 billion in software and peripherals （e

23、g. mouse, keyboard, printer, etc.） by 1991. During its short 15 years, the industry evolved through three successive periods. During its first 5 to 6 years, it was characterized by explosive growth and multiple, small competitors vying for a piece of the market. From 1981 to 1985, the industry becam

24、e a battle for standards and retail shelf space. The third era was one of increasing fragmentation. From 1986 through 1991-1992, new manufacturers from around the world grabbed from the industry leaders as new channels of distribution emerged and product innovation as well as revenue growth slowed.A

25、.Sharing applications between machinesB.Programming on the computerC.Writing contracts on the computerD.Buying keyboards and printers【答案】 A38、资料：Zhang Qiaoli uses her spare bedroom for storing her stock of ladies fashion-wear and photo shoots. She is one of more than five million small online stores

26、 operating across China, some from small apartments or even college dormitories. She buys dresses and accessories wholesale; at prices under $5, using the website Taobao, she sells them on as the Kitty Lover at prices under $10.A.She sells dresses and accessories on TaobaoB.She buys goods at higher

27、prices and manages to sell large number of themC.She purchases goods at wholesale and sell them online at higher pricesD.She makes profits by selling dresses and accessories at retail stores【答案】 C39、资料：As more personal business is conducted through smartphone devices , more users are implementing se

28、curity measures for their devices, according to a recent survey by Harris Poll and commissioned by the CTIA.A.andB.andC.andD.and【答案】 C40、资料：MemoA.At Wayland BooksB.At Greenhouse PublishingC.At Senyth PublishersD.At Brownback Guides【答案】 B41、You would imagine that sleeping was a quiet and peaceful exp

29、erience but in reality，our brains are more active during some stages of sleep than when we are_。A.wakeB.awakeC.wakenD.awaken【答案】 B42、关于总需求曲线，以下表述错误的是（）。A.总需求曲线反映的是产品市场和货币市场同时处于均衡时，价格水平和总需求量的关系B.扩张性的财政政策使总需求曲线向右移动C.扩张性的货币政策使总需求曲线向右移动D.总需求曲线向右上方倾斜【答案】 D43、科学发展观，第一要义是发展，核心是以人为本，基本要求是全面、协调、可持续，根本方法是（）。A

30、.改革开放B.统筹规划C.总揽全局D.统筹兼顾【答案】 D44、2020年4月，2020年（）综合所得汇算清澈在各地陆续启动，这是中国（）史上首次汇算清缴，纳税人在指定日期前完成汇算申报，继而缴纳补税或申请退税。A.个税，个税B.营业税，营业税C.房产税，房产税D.消费税，消费税【答案】 A45、上海证券交易所上市交易的某只股票，2009年末的每股税后利润为0. 2元，市场利率为2.5%。A.20B.40C.60D.80【答案】 B46、资料：To manage teams organization require effective managers.Highly skilled and t

31、rained managers can make more informed decisions. The use of beat practice models enables managers to ensure their teams operate efficiently.This will improve quality for customers as staff will be better trained to deal with customers needs.It will also improve team effectiveness and help organizat

32、ions to perform better.A.s/he loves people to discuss problemsB.s/he is likely to delay the decisionsC.s/he seldom consults othersD.s/he needs to make quick response【答案】 A47、2020年3月10日国家主席习近平专门赴湖北省武汉市考察疫情防控工作。他强调，经过艰苦努力，湖北和武汉疫情防控形势发生积极向好变化，取得阶段性重要成果，但疫情防控任务依然艰巨繁重。越是在这个时候，越是要保持头脑清醒，越是要慎终如始，越是要再接再厉、善作

33、善成，继续把（）作为当前头等大事和最重要的工作。A.疫情防控B.疫情监管C.疫情防治D.疫情管理【答案】 A48、资料：The hop flower has been used in beer-making at least since the eighth century. Traditionally it was a preservative, but it also imparts flavor. To some, the taste is bitter and unpalatable, and thus many brewers use only minimal amounts. Bu

34、t, depending on variety, growing conditions, and other factors, hops can impart a range of flavors that connoisseurs say rivals that of wine grapes. Starting in the nineteen-seventies, small brewers on the West Coast began dramatically upping the amount of hops in their brews. One of their most popu

35、lar products was the India pale ale, or L.P.A., a brew that has been around since the late eighteenth century. The story goes that necessity drove the British to add large quantities of hops in order to preserve the beer they shipped to India, to quench the thirst of the Sahibs managing the Empire t

36、here.A.Increase the amount of hop flower addedB.Find different varieties of hop flower and produce new flavorsC.Join Hopsteiner and other big hops companiesD.Change their labels frequently【答案】 B49、下列各句中，没有歧义的一句是（）。A.这个发言稿是新来的市长的秘书写的B.他在树上爬上爬下，轻捷的像只猴子C.小张下班后一到家就朝着妻子嚷嚷:“我现在就要热饭”D.他已经走了半个多小时了【答案】 B50、资

37、料：Most young people enjoy some form of physical activity. It may be walking, cycling or swimming, or in winter, skating or skiing. It may be a game of some forms, football, hockey, golf, or tennis. It may be mountaineering.A.it is an Olympic eventB.teams compete against each otherC.mountaineers depe

38、nd on each other while climbingD.there are 5 climbers on each team【答案】 C51、2012年是中国银行成立（ ）周年。A.90B.100C.110D.80【答案】 B52、This argument sounds reasonable,but（）its incorrect.A.fortunatelyB.actuallyC.naturallyD.obviously【答案】 B53、But at the same time, 77 percent of moms and dads_that the Web is crucial t

39、o learning,and an overwhelming 91 percent admit that it helps their kids explore things theyre passionate about.A.recognizeB.announceC.distinguishD.assert【答案】 A54、Passage 4A.law courts have decided not to use fashionable wordsB.it is widely accepted by all the insuredC.it enables ordinary people to

40、understand it easilyD.the meaning of such wording has been agreed upon【答案】 D55、2019年12月31日，A公司涉及的一项未决诉讼预计很可能败诉。若败诉，A公司需承担诉讼费20万元并支付赔款400万元，但基本确定可从保险公司获得补偿80万元。2019年12月31日，A公司因该项目诉讼应确认的预计负债的金额为（）万元。A.320B.340C.400D.420【答案】 D56、资料：Its easy to trace the evolution of the automobile.At most，were only tal

41、king about a few centuries of technological development，and most of the plans，prototypes and models are still around. With just a little research，you can easily trace the latest model electric hybrid back to its steam-powered ancestors.A.Hominid and panin were humans ancestors 5.4 million years agoB

42、.Chimpanzees existed at a branch of phylogenetic tree are called “hominid”C.Humans on phylogenetic tree analysis are supposed to be called “panin.”D.Scientists think humans and Chimpanzees converged from a common ancestor，based on phylogenetic tree analysis【答案】 D57、中国人民银行早在2004年已经完全放开金融机构人民币贷款利率上限，商

43、业银行可自主根据企业和具体业务风险状况进行定价，但是并不意味着金融借款利率不受任何限制。金融机构利率是指（）。A.金融机构对银行和证券公司实行的各种利息率B.金融机构对企业单位和个人实行的各种利息率C.金融机构对金融监管部门实行的各种利息率D.金融机构对中央银行实行的各种利息率【答案】 C58、90年来经过数代考古工作者的不懈努力，三星堆考古取得了举世瞩目的成就。三星堆的发现与发掘深刻影响了巴蜀考古和巴蜀文化研究，并与四川及中国考古事业的发展息息相关。同时，三星堆遗址被称为20世纪人类最伟大的考古发现之一，昭示了长江流域与黄河流域一样，同属中华文明的母体。A.三星堆是人类最伟大考古发现之一。B

44、.三星堆考古的重大意义。C.考古工作者的工作虽然枯燥，但意义最大。D.长江流域与黄河流域同样是中华文明的发源地【答案】 B59、（ ）their existing problems,great improvements were made in the countrys literacy rates and health care system.A.But forB.For allC.Above allD.Except for【答案】 B60、支付的在建工程人员的工资属于（ ）产生的现金流量。A.筹资活动B.经营活动C.汇率变动D.投资活动【答案】 D61、CDS由（ ）于1961年首创。A.

45、中国人民银行B.日本住友银行C.英格兰银行D.美国花旗银行【答案】 D62、在金融衍生工具中，（）的风险最大。A.互换B.期权C.期货D.远期【答案】 D63、Passage 3A.Relieve stressB.Nothing specialC.Bring financial impactsD.Both A and C【答案】 D64、需求拉上的通货膨胀可以通俗地表述为（ ）。A.太多的货币追求太多的商品B.太多的货币追求太少的商品C.太少的货币追求太多的商品D.太少的货币追求太少的商品【答案】 B65、（）by his performance,I would say he has a go

46、od chance of winning.A.JudgedB.JudgingC.To be judgedD.Having been judged【答案】 B66、为深入落实2021年中央一号文件要求，巩固拓展脱贫攻坚成果同乡村振兴有效衔接，中国银行间市场交易商协会于近期推出首批乡村振兴票据。农业银行作为牵头主承销商和簿记管理人，成功为中粮集团有限公司发行2021年第一期中期票据（乡村振兴），发行期限（）年，发行规模20亿元，募集资金主要用于支持中粮集团粮食收储工作。作为全国首批乡村振兴债，本次债券的成功发行对于保障粮食安全、促进农民增收、实现乡村振兴发展具有重要意义。A.2年B.3年C.4年D.5年【答案】 A67、票据丧失的补救措施不包括（ ）。A.停止支付B.挂失止付C.公示催告D.提起诉讼【答案】 A68、 投资者投入的固定资产转入( )科目。A.“实收资本”B.“资本公积”C.“盈余公积”D.“本年利润”【答案】 A