2022年浙江省银行招聘之银行招聘综合知识自测模拟题型题库精细答案.docx

《2022年浙江省银行招聘之银行招聘综合知识自测模拟题型题库精细答案.docx》由会员分享，可在线阅读，更多相关《2022年浙江省银行招聘之银行招聘综合知识自测模拟题型题库精细答案.docx（43页珍藏版）》请在淘文阁 - 分享文档赚钱的网站上搜索。

1、银行招聘之银行招聘综合知识题库一 , 单选题 (每题1分，选项中，只有一个符合题意)1、Could I speak to（）is in charge of International Sales please?A.whoB.whatC.whoeverD.whatever【答案】 C2、填入括号中最恰当的词语是（）。A.控制制定B.控制制订C.抑制制订D.抑制制定【答案】 A3、资料：Its easy to trace the evolution of the automobile.At most，were only talking about a few centuries of techno

2、logical development，and most of the plans，prototypes and models are still around. With just a little research，you can easily trace the latest model electric hybrid back to its steam-powered ancestors.A.Hominid and panin were humans ancestors 5.4 million years agoB.Chimpanzees existed at a branch of

3、phylogenetic tree are called “hominid”C.Humans on phylogenetic tree analysis are supposed to be called “panin.”D.Scientists think humans and Chimpanzees converged from a common ancestor，based on phylogenetic tree analysis【答案】 D4、资料：Word of Mouth promotion is based on the principle of pull marketing.

4、A.word of Mouth promotion is based on the principle of pull marketingB.it uses above the line promotional techniquesC.it gets consumers to bring other countries to the productD.it relies on the transimission of positive message【答案】 B5、I have been told to seek legal _ with regard to selling this prop

5、erty.A.instructionB.decisionC.suggestionD.advice【答案】 D6、We need to get necessary funds so that a complete（）of the facility can be done.A.renovationB.renovateC.renovatedD.renovates【答案】 A7、下列不属于金融市场的作用的是( )。A.融通资金的“媒介器”B.经济发展的“润滑剂”C.加强监管D.资金供求的“调节器”【答案】 C8、I would like to take advantage of this opport

6、unity to express my sincere _ for your help.A.regulationB.recreationC.appreciationD.guarantee【答案】 C9、冯诺依曼在总结研制ENIAC计算机时，提出两个重要的改进是（ ）。A.引入CPU和内存储器的概念B.采用二进制和存储程序控制的概念C.采用机器语言和十六进制D.采用ASCII编码系统【答案】 B10、 对费用预算、经济合同的执行情况进行审查属于( )。A.事前审计B.事中审计C.事后审计D.内部审计【答案】 B11、研究发现，与非复阳患者相比，复阳患者在住院期间表现出更少的症状，更持久的CT成像

7、缓解和更早的RNA转阴，但血浆抗体水平表现与非复阳患者相似。重新入院后，这些复阳患者没有表现出明显的临床症状或疾病进展，CT影像正常以及炎症性细胞因子水平也正常。A.与非复阳患者相比，复阳患者拥有不同的症状表征B.住院期间和重新入院治疗期间，复阳患者的表现前后有所不同C.复阳患者比非复阳患者更难治疗D.在某些症状上，复阳患者比非复阳患者的表现要轻得多【答案】 D12、中央银行票是中国人民银行面向全国银行间债券市场成员发行的、期限一般在（）以内的中短期债券。A.六个月B.一年C.两年D.三年【答案】 D13、“Tommy,run!Be quick!The house is on fire!”th

8、e mother shouted,with（）clearly in her voice.A.angerB.rudenessC.RegretD.panic【答案】 D14、近年来，中国人民银行加强了对利率工具的运用。利率调整逐年频繁，利率调整方式更为灵活，调控机制日趋完善，利率作为重要的经济杠杆，在国家宏观调控体系中将发挥更加重要的作用。A.制定相关政策对各类利率结构和档次进行调整B.发放政府发行的中、长期国库券C.调整金融机构法定存贷款利率D.制定金融机构存贷利率的浮动范围【答案】 B15、 一般认为结算业务是一种（）。A.委托代理关系B.债权债务关系C.保管合同关系D.以上说法都不对【答案】

9、 A16、Passage 2A.Host familiesB.Foreign studentsC.School staffD.Airline worker【答案】 B17、一个立方体随意翻动，每次翻动朝上一面的颜色与翻动前都不同，那么这个立方体的颜色至少有几种？（）A.3B.4C.5D.6【答案】 A18、近年来，我国取得了举世瞩目的成就。下列被称作中国的：“新四大发明”的是：（）。A.蛟龙天眼墨子人工智能B.天官支付宝网购共享单车C.高铁网购移动支付共享单车D.大飞机高铁悟空移动支付【答案】 C19、根据我国宪法的规定，下列有关公民基本权利的宪法保护的表述，哪一个是正确的？（）A.切公民都有

10、选举权和被选举权B.宪法规定了对华侨、归侨权益的保护，但没有规定对侨眷权益的保护C.宪法对建立劳动者休息和休养的设施未加以规定D.公民合法财产的所有权和私有财产的继承权规定在宪法“总纲”部分【答案】 D20、作家与作品搭配有误的是（ ）。A.兰亭集序王羲之B.始得西山宴游记柳宗元C.正气歌文天祥D.柳敬亭说书归有光【答案】 D21、箱子中红黄蓝黑四种颜色的小球，数量分别是20颗、16颗、14颗和10颗，现在从箱子里一次性取出若干小球，且保证有14小球的颜色相等，则至少要取出（）颗。A.53B.50C.49D.52【答案】 B22、远期汇率的期限一般为（ ）个月。A.16B.39C.69D.61

11、2【答案】 A23、商业银行的贷款，按照贷款保全方式可分为（ ）。 A.长期贷款和短期贷款B.信用贷款和担保贷款C.企业贷款和个人贷款D.正常贷款和关注贷款【答案】 B24、 以下行为尚不构成违法行为的是（）。A.以自制人民币换取真币B.出售自制人民币C.在不知是假币的情况下使用了假币D.帮助朋友运输了假币，但数额较小【答案】 C25、资料：Seeking to end a stalemate in negotiations over her countrys withdrawal from the European Union, Prime Minister Theresa May of B

12、ritain offered Friday substantial payments to the bloc during a two-year transition period immediately after the countrys exit.A.Britain has agreed to discuss the conditions of the exit before discussing the future trade tiesB.Theresa May has mapped out the blue print of the relations between Britai

13、n and EUC.EU might not be satisfied with Mays SpeechD.Britain is fully prepared to withdraw from EU in an orderly way【答案】 C26、小刘奉命采购机器零件，一种零件的单价是500元，另一种零件的单价是700元。这两种零件小刘都买了一些，且已知单价500元的零件数量占比不足50%。这次采购，小刘一共花了7100元，则他一共购买了（）件。A.11B.13C.14D.12【答案】 A27、银行谨慎监管原则就是监管当局要（）评估银行机构的风险。 A.一般限度地B.适当限度地C.最低限度

14、地D.最大限度地【答案】 D28、鱼在游泳时，会产生沿着身体从头到尾的波浪状运动，增加这种波动的频率，就会提高其行进的速度。一股来说，鱼尾摆动的频率在0.1赫兹到20赫兹之间，而目前大多数模仿该种游泳风格的机器鱼，尾摆频率都很低，小于2赫兹，不仅游动速度慢，每秒仅能行进四分之一到一个自身体长，而且很耗能。此次，由美国弗吉尼亚大学生物工程研究实验室朱建忠教授领导的研究团队，以游泳速度快而闻名的黄鳍金枪鱼和大西洋鲭鱼为原型，开发出一种新型机器鱼。机器鱼体长254.3毫米、宽49.2毫米、高67.8毫米，由头部组件、中央致动组件和尾鳞组件3部分组成，其尾摆频率能够达到15赫兹，此时其每秒可行进4个体

15、长的距离，也就是1米。该机器鱼的能量效率表现也很优异，当游泳速度为每秒0.4米时，二个10瓦时电池组可支持其续航9.1公里；当游泳速度为每秒1米时，一个10瓦时电池组可支持其续航4.2公里。研究人员表示，生物学研究可以激发高性能机器人的设计和开发，而黄鳍金枪鱼、大西洋鲭鱼等鲭科类就是研究水下高性能运动行为的理想群体，他们希望通过观察和模仿这些鱼类的运动模式，将其生物特征结合到机器人平台中，以优化仿生型水下航行器的性能，并最终实现超越。A.黄鳍金枪鱼和大西洋鲭鱼的游泳速度快于一般其他鱼类B.朱建忠教授及其团队新开发出的机器鱼续航里程4.2-9.1公里C.鱼在游泳，波浪状运动的频率和行进的速度成正

16、比D.朱健忠教授及其团队新开发出的机器鱼体长0.25米左右【答案】 B29、The story reaches its _ in chapter ten.A.tallinessB.heightC.climaxD.top【答案】 C30、社会主义市场经济中宏观调控主要运用（）。A.经济手段和法律手段B.行政手段和计划手段C.经济手段和行政手段D.法律手段和行政手段【答案】 A31、Passage 4A.the visit to the United Kingdom was amazingB.Kieran has made great progress in many aspectsC.the y

17、outh have found a way to solve their problemsD.the mentoring sessions are held every day except Friday【答案】 B32、资料：Are walkers smarter than drivers?A.They put forward proposals for using public transportation rather than private carsB.They realize their parents dream of moving to citiesC.Their workfo

18、rce leads to cities with higher GDP and educational levelsD.They contribute to cities educational industry【答案】 C33、个企业的公文从来源上分可分为（ ）。A.绝密性公文和公开性公文B.般性公文和特殊性公文C.来文和发文D.上行文和下行文【答案】 C34、与其他金融机构相比，商业银行最明显的特征是（ ）。A.以盈利为目的B.提供金礅服务C.吸收活期存款，创造信用货币D.执行国家金融政策【答案】 C35、 以现金购入的长期股权投资，按（）作为长期股权投资初始投资成本。A.被投资单位的所有

19、者权益账面价值的份额B.换出资产的账面价值加上应支付的相关税费C.应收债权的账面价值D.实际支付的全部价款(包括支付的税金、手续费等相关费用)【答案】 D36、Passage 10A.protect kids from exposure to wild fantasiesB.teach their kids at least 30,000 words a yearC.ensure constant interaction with their childrenD.remain concerned about kids use of screens【答案】 C37、小刘奉命采购机器零件，一种零件

20、的单价是500元，另一种零件的单价是700元。这两种零件小刘都买了一些，且已知单价500元的零件数量占比不足50%。这次采购，小刘一共花了7100元，则他一共购买了（）件。A.11B.13C.14D.12【答案】 A38、No single individual can_handle this kind of responsibilities alone.A.efficientlyB.adequatelyC.necessarilyD.appropriately【答案】 B39、（）基金，股份相对固定，一般不向投资者增发新股或赎回旧股。A.开放型B.契约型C.公司型D.封闭型【答案】 D40、

21、甲乙两人合资购买一辆运输车，其中甲出资l0万，乙出资5万。两年后乙远赴国外做生意，甲决定将运输车卖给丙。那么，下列说法中正确的是（）。A.甲只能转让属于他的部分所有权，可以事先不通知乙B.甲的份额大，无需征求乙的同意，即可将运输车卖给丙C.乙可以委托他人处理自己的权益，将运输车卖给其他人D.同丙相比，乙拥有优先购买运输车的权利【答案】 D41、资料：FOR TWO MARKETING EXECUTIVESA.table, oven and garmentB.wardrobe, printer and dryerC.bedside lamp, sofa and closetD.refrigera

22、tor, washing machine and laundry detergent【答案】 C42、人民币汇率形成机制改革坚持主动性、可控性、渐进性的原则，2005年7月21日，人民币 汇率形成机制改革启动，开始实行以市场供求为基础、参考一篮子货币政策进行调节、有管理 的浮动汇率制度。自汇率形成机制改革以来，人民币汇率弹性逐步扩大，并形成双向波动的格 局，呈现稳中有升的态势。A.固定汇率制B.浮动汇率制C.盯住汇率制D.有管理的浮动汇率制【答案】 C43、IBM公司制造的“深蓝”计算机战胜了世界顶级国际象棋大师卡斯帕罗夫，这一事实表明（）。A.电脑具有比人脑更高级的运动形式B.电脑是物化了的

23、人的意识，电脑战胜人脑，实质上是人类自己战胜自己C.人脑的运动与电脑一样，归根到底是电子等物质粒子的运动D.电脑和机器人也能进行某些实践活动【答案】 B44、目前，我国金融债券的发行主体是（ ）。A.财政部B.中国人民银行C.商业银行D.政策性银行【答案】 D45、资料：As a business owner， it is vital that you understand and use advanced technologies. Technology can help increase business efficiency and even expand operations.A.Ne

24、gativeB.CriticalC.PositiveD.Neutral【答案】 C46、 对其他货币资金主要审查其真实性和合法性，在方法上一般采用主要实证法，具体运用时主要采用( )。A.询问法B.核对法C.核对法和盘点法D.抽查法和盘点法【答案】 C47、If you have never planted anything,you will not be able to know the pleasure of watching the things you have planed（）.A.growB.to growC.growingD.to be growing【答案】 A48、Last

25、month, the unemployment rate increased by _ of a percent to nine point seven percent.A.twos-tenthsB.two-tenC.two-tenthsD.one-tenths【答案】 C49、亚当*斯密的公平理论中公平比较对象不包括（ )A.自我内部B.自我外部C.别人内部D.内部外部【答案】 D50、Passage 4A.Alex Taw is an American millionaireB.Alex Taw will graduate from universityC.Alex Taw doesnt

26、work hardD.Alex Taw was not rich before【答案】 D51、资料：The hop flower has been used in beer-making at least since the eighth century. Traditionally it was a preservative, but it also imparts flavor. To some, the taste is bitter and unpalatable, and thus many brewers use only minimal amounts. But, depend

27、ing on variety, growing conditions, and other factors, hops can impart a range of flavors that connoisseurs say rivals that of wine grapes. Starting in the nineteen-seventies, small brewers on the West Coast began dramatically upping the amount of hops in their brews. One of their most popular produ

28、cts was the India pale ale, or L.P.A., a brew that has been around since the late eighteenth century. The story goes that necessity drove the British to add large quantities of hops in order to preserve the beer they shipped to India, to quench the thirst of the Sahibs managing the Empire there.A.Be

29、cause connoisseurs said its flavor rivals that of wine grapesB.Because there were different varietiesC.Because it helped preserve beerD.Because only some people didnt like the taste【答案】 A52、Think of a dance floor, which is designed to dampen vibrations and limit the _dancers could do to their limbs.

30、A.problemB.dilemmaC.troubleD.damage【答案】 D53、软件是（ ）。A.所有程序的统称B.所有技术文档资料的统称C.所有保存在软盘上的程序的统称D.所有程序及相关文档资料的统称【答案】 D54、 Apple remains so high in market value for so long but so small in profit that_company in history can match with it.A.no anotherB.no otherC.any othersD.no others【答案】 B55、资料：Do you want t

31、o see the world? Then plan to visit the Silver Poseidon Cruises Career Fair on Tuesday, November 15 from 9 a.m. to 4 p.m. or Wednesday. November 16 from 5 p.m. to 9 p.m. We are looking for food service, entertainers, and maintenances staff to work aboard our many vessels. Free travel is just the beg

32、inning when you work for Silver Poseidon Cruises.A.On a cruise shipB.In a factoryC.At a jewelry shopD.At an amusement park【答案】 A56、技能大赛中，刘师傅看了对手的资料后说：“如果我出场，每场比赛胜出的概率是0.3，但黄师傅出场的话，概率就是0.8。”于是决定，刘师傅出场1次，黄师傅出场2次，完成3场比赛后，总计胜出2场就可以进入总决赛。则他们进入总决赛的概率是（）。A.0.854B.0.562C.0.736D.0.688【答案】 C57、CPU处理数据的运作原理可以分

33、为提取、解码、执行和（）四个阶段。A.译码B.编码C.写回D.控制【答案】 C58、材料二：2018年上半年，我国经常账户逆差1801亿元，资本和金融账户顺差4247亿元，其中，非储备性质的金融账户顺差7451亿元，储备资产增加3192亿元。A.商品出口B.资本流入C.侨民汇款D.对外捐赠【答案】 D59、 下列会计基本假设中，( )是指企业会计确认、计量和报告的空间范围。A.会计分期B.会计主体C.持续经营D.货币计量【答案】 B60、资料：Zhang Qiaoli uses her spare bedroom for storing her stock of ladies fashion-

34、wear and photo shoots. She is one of more than five million small online stores operating across China, some from small apartments or even college dormitories. She buys dresses and accessories wholesale; at prices under $5, using the website Taobao, she sells them on as the Kitty Lover at prices und

35、er $10.A.555 millionB.370 millionC.740 millionD.185 million【答案】 C61、 下列属于增值税征收的事项是（）。A.某公司出售办公大楼B.某电力公司销售电力C.某公司转让土地使用权D.某农民销售自产农产品【答案】 B62、拉动国内生产总值GDP增长的“三驾马车”不包括（）。A.投资B.消费C.税收D.净出口【答案】 C63、资料：The hop flower has been used in beer-making at least since the eighth century. Traditionally it was a pre

36、servative, but it also imparts flavor. To some, the taste is bitter and unpalatable, and thus many brewers use only minimal amounts. But, depending on variety, growing conditions, and other factors, hops can impart a range of flavors that connoisseurs say rivals that of wine grapes. Starting in the

37、nineteen-seventies, small brewers on the West Coast began dramatically upping the amount of hops in their brews. One of their most popular products was the India pale ale, or L.P.A., a brew that has been around since the late eighteenth century. The story goes that necessity drove the British to add

38、 large quantities of hops in order to preserve the beer they shipped to India, to quench the thirst of the Sahibs managing the Empire there.A.Because connoisseurs said its flavor rivals that of wine grapesB.Because there were different varietiesC.Because it helped preserve beerD.Because only some pe

39、ople didnt like the taste【答案】 A64、资料：A man looking for art for his new home has won a $1 million Picasso painting with a $138 raffle ticket. Jeffrey Gonano told the Pittsburgh Tribune-Review hes not sure hell ever hang the masterpiece in his home in Wexford, in western Pennsylvania, given its value.

40、 The 25-year-old Gonano, who works for his familys fire sprinkler business, learned Wednesday that his ticket had won the Paris raffle. Organizers say nearly 50,000 tickets were sold worldwide, for 100 euros apiece, to benefit a Lebanese charity.A.The Buddhist painting in insignificantB.The Picasso

41、painting is extremely preciousC.She dislikes the Picasso PaintingD.She will explore more art galleries by herself【答案】 B65、下列贷款中至少归为次级类的是（）。A.借款人利用合并、分立等形式恶意逃废银行债务，本金或者利息已经逾期B.本金和利息虽尚未逾期，但借款人有利用兼并、重组、分立等形式恶意逃废银行债务的嫌疑C.同一借款人对本行或其他银行的部分债务已经不良D.本金或者利息逾期【答案】 A66、准货币是指（ ）。A.M1B.M2C.M3D.M2-M1【答案】 D67、Im so

42、rry, Im late.My car had a _.A.pureeB.punctureC.pythonD.pane【答案】 B68、资料：Western business visitors are often deadline-driven and unwilling to slow down to the Chinese pace when discussing business. But in China the pace can be fast and slow simultaneously.A.Westerners may establish long term cooperati

43、on with one supplierB.Chinese panel tends to look for clear alternativesC.Chinese negotiator is illogicalD.Westerners are straightforward in Chinese businessmen s eyes【答案】 A69、During her junior year of high school,Diane Rays teacher handed her a worksheet and instructed the 17-year-old to map out he

44、r future financial life.Ray pretended to buy a car,rent an apartment,and apply for a credit card.Then,she and her classmates played thestock market game,investing the hypothetical earnings from their hypothetical jobs in the market in the disastrous fall of 2008.Our pretend investments crashed,Ray s

45、ays,still frightened.We got to know how it felt to lose money.A.better studentslearning methodsB.prevent students going into debtC.help students get accepted by collegesD.make students become very wealthy【答案】 B70、贾某赴新加坡出差，行前到交通银行兑换500新加坡元，这时银行使用的价格是（）。A.钞买价B.汇卖价C.汇买价D.钞卖价【答案】 B71、交易双方同意在将来的某一特定日期，按事

46、先规定好的价格买入或售出既定数量的某种资产协议的金融工具，称之为（），它是一种场外交易。A.金融期货B.金融期权C.远期合约D.互换【答案】 C72、下列说法不正确的是（ ）。A.孔子是儒家创始人，核心是“仁”B.庄子是道家代表，代表作是道德经C.韩非是法家思想的集大成者D.朱熹是理学的重要代表，著有四书集注【答案】 B73、 银行期末按被投资单位实现的净利润计算应分享的金额。其会计分录为（）。A.借：损益调整贷：长期股权投资股票投资其他股权投资B.借：长期股权投资股票投资(损益调整)其他股权投资(损益调整)贷：投资收益C.借：投资收益贷：长期股权投资股票投资(损益调整)其他股权投资(损益调整)D.借