2022年贵州省银行招聘之银行招聘综合知识自我评估考试题库带解析答案.docx

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1、银行招聘之银行招聘综合知识题库一 , 单选题 (每题1分，选项中，只有一个符合题意)1、关于共同犯罪，下列表述最为准确的是（ ）。A.共同犯罪是指两人以上共同参加的犯罪B.三人以上为共同实施犯罪而组织在一起的，是犯罪集团C.犯罪集团是共同犯罪的特殊形式D.刑法理论上，对共同犯罪成员的分类一般是主犯、从犯、教唆犯、胁从犯【答案】 C2、资料：October 20,2013A.He was impressed with its menuB.The hotel is located close to the companyC.He has special ties with the hotel st

2、affD.It has become a tradition of the company【答案】 A3、Passage 1A.0.5%B.0.9%C.3.5%D.3.1%【答案】 A4、资料：We never thought wed say this, but wed welcome back some chilly weather.A.Temperatures in the U.S. fell into negative territoryB.People welcomed cool breezes in the U.SC.Harsh winter struck in some citie

3、s of the U.SD.Arctic air hit the U.S. for a few times【答案】 C5、The river is already _its banks because of the excessive rainfall;and the city is threatened with a likely flood.A.parallel toB.level inC.flat onD.flush with【答案】 D6、根据国现行宪法规定,我国实行由（ ）负责保障宪法实施的体制。A.司法机关B.立法机关C.专门机关D.行政机关【答案】 B7、下列属于短期资金市场的是

4、（）。A.票据市场B.债券市场C.资本市场D.股票市场【答案】 A8、默认情况下，Exce1 2003工作簿由（）个工作表组成。A.1B.4C.5D.3【答案】 D9、我国现行货币统计制度将货币供应划分为三个层次，其中M2代表（）。A.广义货币供应量B.狭义货币供应量C.流通中的现金D.储蓄状态的货币【答案】 A10、最集中最概括地反映社会经济活动总成果的指标是（ ）。A.经济增长率B.财政收入总额C.社会总供给和总需求D.出口总额【答案】 C11、在民事权利中，自然人的人身自由，人格尊严受法律保护。自然人享有的权利不包括（）。A.名称权B.肖像权C.荣誉权D.名誉权【答案】 A12、Some

5、times that stress is relieved_in the form of a large earthquake .A.graduallyB.steadilyC.slowlyD.suddenly【答案】 D13、使用“5C”系统评估顾客的信用标准时，首要考虑的因素是（）。A.品质B.能力C.条件D.资本【答案】 A14、下列各项不是戏剧的是（）。A.蝶恋花B.桃花扇C.窦娥冤D.西厢记【答案】 A15、中办、国办近日印发（），要求合理有序引导群众就地过年。A.关于做好人民群众就地过年服务保障工作的通知B.关于做好人民群众回家过年服务保障工作的通知C.关于做好人民群众幸福过年服务保

6、障工作的通知D.关于做好人民群众安全过年服务保障工作的通知【答案】 A16、 为会计核算提供了必要手段的会计假设是（）。A.会计主体B.持续经营C.会计分期D.货币计量【答案】 D17、作家与作品搭配有误的是（ ）。A.兰亭集序王羲之B.始得西山宴游记柳宗元C.正气歌文天祥D.柳敬亭说书归有光【答案】 D18、资料：之后，经济学家Mr.V发表了关于一些新名词的感悟，请根据下列资料回答问题。A.The conceptions of globalization varyB.The disciplines in the social sciences varyC.There are less con

7、ceptions of globalizationD.There are many disciplines in the social sciences【答案】 C19、要求每个管理工作者必须从思想上明确：自己负责控制的对象是一个整体的动态系统，而不是一个个孤立分割的部分，应该从整体着眼对待部分，使部分服从整体。同时还应明确自己的位置，为更大的整体效益服务。这是（ ）。A.人本原理B.系统原理C.动态原理D.效益原理【答案】 B20、She is less _ on being a grandmother, now her daughter Caron is married.A.desirou

8、sB.eagerC.keenD.anxious【答案】 C21、资料：For nearly a century, Hilton Worldwide has offered business and leisure travelers the finest in accommodations, service, amenities and value.A.CelebritiesB.Royal familiesC.Businessmen and touristsD.Rich people【答案】 C22、海市蜃楼是一种自然现象，它形成的原理是光的（）。A.反射B.折射C.漫射D.散射【答案】 B2

9、3、民法调整（ ）的人身关系和财产关系。A.平等主体的公民之间、法人之间、公民和法人之间B.法人之间C.公民和法人之间D.公民之间、法人之间、公民和法人之间【答案】 A24、阅读理解A.the distortion of reality by scienceB.the confusion caused by emotionsC.Platonic and contemporary views of truthD.the place of scientific truth in our lives【答案】 D25、角楼位于故官城墙的转角，共有4座。史料及考古资料表明，我国多个朝代的宫城城墙上均建有

10、角楼。如先秦古籍考工记的“匠人营国”部分就规定了城墙角楼的高度为“七雉（约16.7米）；东周时期军事家墨翟所著墨子，其中的备城门备蛾傅等部分都记载了在城墙的拐角处修建防护建筑、其样式必定是重楼形式的军事防御规定。A.说明故宫角楼的来历B.说明角楼并非是古代宫城所必须的建筑C.介绍故宫角楼的功能D.介绍角楼源于军事防御的需要而兴建【答案】 D26、下列选项中，（）是绝对引用的书写方式。A.C6：F6B.SC$6：$F$6C.$C6：F$6D.$C6：F6【答案】 B27、Today，Chinas massive industrialization and_for cars have made i

11、t dependent on oil imported from the Middle East and Africa .A.nostalgiaB.substitutionC.maniaD.anecdote【答案】 C28、Airline-maintenance best practice could _ oil industry profitability.A.overhaulB.enhanceC.confuseD.guide【答案】 B29、倡导“天下兴亡，匹夫有责”的诗人是（）。A.王国维B.龚自珍C.梁启超D.顾炎武【答案】 D30、下列说法中，不属于中央银行存款准备金政策优点的是（）

12、。A.中央银行具有完全的自主权B.对货币供应量的作用迅速C.作用猛烈，缺乏弹性D.对松紧信用较公平【答案】 C31、下列期货产品中，不属于金融期货的是（）。A.货币期货B.股指期货C.利率期货D.黄金期货【答案】 D32、下列是美国作家的是（）。A.歌德B.马克?吐温C.福楼拜D.巴尔扎克【答案】 B33、用汇编语言或高级语言编写的程序称为（ ）。A.用户程序B.源程序C.系统程序D.汇编程序【答案】 B34、A公司于10月20日向B公司发出一项要约，欲向其购买材料一批，第二天因为发生安全事故公司停产，便想反悔，10月23日发出撤回通知。要约于10月26日到达B公司。27 日，B公司正在组织讨

13、论是否应该接受这个要约的时候，撤回通知到达。则（ ）。A.要约有效，撤回通知后于要约到达，未被撤回B.要约有效，要约未被撤销C.要约无效，要约已被撤回D.要约生效，要约已被撤销【答案】 D35、During her junior year of high school,Diane Rays teacher handed her a worksheet and instructed the 17-year-old to map out her future financial life.Ray pretended to buy a car,rent an apartment,and apply

14、for a credit card.Then,she and her classmates played thestock market game,investing the hypothetical earnings from their hypothetical jobs in the market in the disastrous fall of 2008.Our pretend investments crashed,Ray says,still frightened.We got to know how it felt to lose money.A.By giving examp

15、lesB.By providing dataC.By raising questionsD.By making comparisons【答案】 A36、Passage 2A.Its conclusions are based on carefully collected dataB.It is vulnerable to criticism if the statistics are closely examinedC.It will give rise to heated discussions at the Copenhagen conferenceD.Its rough estimate

16、s are meant to draw the attention of world leaders【答案】 D37、在Exce1中，（）函数可以计算工作表中一串数值的和。A.SUMB.AVERAGEC.MIND.COUNT【答案】 A38、十进制数250转换成二进制整数是（）。A.01101010B.01101000C.11111010D.01100110【答案】 C39、The empirical evidence suggests that_extra working hours can have positive effects on labor market outcomes, wh

17、ile others reporting zero or negative effects.A.absorbingB.adoptingC.abolishingD.abandoning【答案】 D40、 He appreciated _ the chance to deliver his thesis in the annual symposium on Comparative Literature.A.to have been givenB.to have givenC.having givenD.having been given【答案】 D41、下列关于经济资本和监管资本的说法中，错误的是

18、（）。A.账面资本是银行资本金的静态反映，反映了银行实际拥有的资本水平B.经济资本在数额上与非预期损失相等C.监管资本是监管当局规定的银行必须持有的与其业务总体风险水平相匹配的资本D.监管资本是一种虚拟的、与银行风险的非预期损失额相等的资本【答案】 D42、Luo Jingyu,19,has four years of experience of running business.He is also a freshman in the arts department of Hubei University.A.abcdB.abdcC.bacdD.cbad【答案】 B43、对实际现金流进行折算

19、时，使用（）。A.名义利率B.税前利率C.通胀率D.实际利率【答案】 D44、下列属于产品成本的是（）。A.厂房管理人员工资B.车间人员工资C.董事会人员工资D.专设销售部门人员工资【答案】 B45、During her junior year of high school,Diane Rays teacher handed her a worksheet and instructed the 17-year-old to map out her future financial life.Ray pretended to buy a car,rent an apartment,and app

20、ly for a credit card.Then,she and her classmates played thestock market game,investing the hypothetical earnings from their hypothetical jobs in the market in the disastrous fall of 2008.Our pretend investments crashed,Ray says,still frightened.We got to know how it felt to lose money.A.pay off all

21、her debtsB.handle her money betterC.find a job in a bankD.manage the family income【答案】 B46、在下列固定资产中，不属于企业资产，不计折旧的是（）。A.季节性停用的房屋B.经营方式租入的固定资产C.融资租入的设备D.经营方式租出的设备【答案】 B47、有一个数是123，它与十六进制数53相等，那么该数值是（）。A.八进制数B.十进制数C.五进制D.二进制数【答案】 A48、Construction on a new wing at the Markunas Museum _as soon as additio

22、nal funding has been arranged.A.has been resumedB.to be resumingC.was resumedD.will resume【答案】 D49、The special deal offered by our supplier will last only for a（）time.A.limitedB.minorC.partialD.lower【答案】 A50、人力资源管理部门与非人力资源管理部门在履行人力资源管理职能方面存在分工。其中由非人力资源管理部门承担的任务是（）。A.制定薪酬体系B.拟订人员供需平衡的实施计划C.提出本部门人员需求条

23、件D.形成这个公司的培训计划【答案】 C51、判断一个计算机程序是否为病毒的最主要依据就是看它是否具有（）。A.传染性和破坏性B.破坏性欺骗性C.欺骗性和寄生性D.隐蔽性和潜伏性【答案】 A52、Whats corrosion？ Its a chemical_in which metal is transformed into salt and oxides.A.reactB.actionC.reactionD.response【答案】 C53、资料：之后，经济学家Mr.V发表了关于一些新名词的感悟，请根据下列资料回答问题。A.Globalization is a business strat

24、egy that means doing everything the same everywhereB.Globalization is a shift in traditional patterns of international production, investment, and tradeC.Globalization is interconnections between different interests of business and societyD.Globalization is the absence of borders and barriers to tra

25、de between nations【答案】 C54、During her junior year of high school,Diane Rays teacher handed her a worksheet and instructed the 17-year-old to map out her future financial life.Ray pretended to buy a car,rent an apartment,and apply for a credit card.Then,she and her classmates played thestock market g

26、ame,investing the hypothetical earnings from their hypothetical jobs in the market in the disastrous fall of 2008.Our pretend investments crashed,Ray says,still frightened.We got to know how it felt to lose money.A.ways to teach students to earn moneyB.how Diane Ray learns to value moneyC.the push t

27、o teach personal finance in schoolD.how students choose a proper financial class【答案】 C55、An entrepreneurs product or service must sound _ and marketable, enough to convince people to become investors.A.sustainableB.feasibleC.probableD.eligible【答案】 B56、在我国，随着经济发展和改革的深入，“短缺经济”转变为“过剩经济”，投资消费需求膨胀一度转变为投资

28、消费需求不足。1997年下半年，我国零售物价指数开始全面持续下跌，存在“通货紧缩趋势”。为此中国人民银行采取了一系列货币政策措施予以应对。A.不动产信用控制B.窗口指导C.道义劝告D.直接干预【答案】 C57、我国农村信用社改革采取成立（ ）三种模式。A.村镇银行、农村合作银行、以县市为单位统一法人B.农村商业银行、贷款公司、农村合作基金会C.农村合作银行、农村商业银行、小额贷款公司D.农村合作银行、农村商业银行、以县市为单位统一法人【答案】 D58、 我国现行会计制度规定，资产负债表是按（）所反映的经济内容设计的。A.资产=负债+所有者权益B.有借必有贷.借贷必相等C.账户的平行登记D.借贷

29、记账法【答案】 A59、完整的计算机系统由（ ）两大部分组成。A.应用软件和系统软件B.随机存储器和只读存储器C.硬件系统和软件系统D.中央处理器和外部设备【答案】 C60、资料：Western business visitors are often deadline-driven and unwilling to slow down to the Chinese pace when discussing business. But in China the pace can be fast and slow simultaneously.A.UnbiasedB.Slightly critic

30、alC.Fully supportiveD.Paradoxical【答案】 B61、Passage 3A.The dollar has little respect in New EnglandB.Europeans begin to think more warmly of theU.SC.Imported food is more expensive to the AmericansD.Some large American corporations make more profits【答案】 A62、资料：The hop flower has been used in beer-maki

31、ng at least since the eighth century. Traditionally it was a preservative, but it also imparts flavor. To some, the taste is bitter and unpalatable, and thus many brewers use only minimal amounts. But, depending on variety, growing conditions, and other factors, hops can impart a range of flavors th

32、at connoisseurs say rivals that of wine grapes. Starting in the nineteen-seventies, small brewers on the West Coast began dramatically upping the amount of hops in their brews. One of their most popular products was the India pale ale, or L.P.A., a brew that has been around since the late eighteenth

33、 century. The story goes that necessity drove the British to add large quantities of hops in order to preserve the beer they shipped to India, to quench the thirst of the Sahibs managing the Empire there.A.The hop flower has been used in beer-making for decadesB.Different varieties of hop flower pro

34、duce different flavors of beerC.The rise of locavore movement makes craft brewing a new trend in the United StatesD.Megabrewers are losing market share because people are searching for the unpalatable taste of hop flower【答案】 B63、计算机系统软件中最核心、最重要的是（ ）。A.语言处理系统B.数据库管理系统C.操作系统D.诊断程序【答案】 C64、Well be very

35、 careful and keep what youve told us strictly（ ）。A.rigorousB.privateC.confidentialD.mysterious【答案】 C65、资料：Large industrialized are now in a recession. What are the prospects for economic recovery?A.can help towards overcoming this problem about the ratio of debt to incomeB.may lead Germanys importan

36、ce as Europes largest export market to declineC.may bring some relief to other members of the European Exchange Rate MechanismD.None of above【答案】 D66、政府无论调高或者调低价格，其结果（）。A.都会使消费者得到好处B.都会使生产者得到好处C.都会使供求失衡现象消失D.都可能使供求失衡现象持续存在【答案】 D67、Passage 1A.It is based on questionable statisticsB.It reflects the ec

37、onomic changesC.It evidences the improved-welfareD.It provides much food for thought【答案】 A68、最广义的投资银行定义是指（ ）。A.任何经营华尔街金融业务的银行B.指经营一部分或者全部资本市场业务的金融机构C.投资银行是指经营资本市场某些业务的金融机构D.在一级市场上承销证券筹集资本和在二级市场上交易证券的金融机构【答案】 A69、资料：Above the line promotion uses mass media such as the press,radio,television,cinema or

38、 poster sites. This type of promotion is usually paid for. Each of the possible media methods can be used to target audiences in different market segment. There are both strengths and drawbacks to these forms of media:A.it is hard to evaluate the effectiveness of a campaignB.the media are often expe

39、nsiveC.it aims at specific audiencesD.it may have an immediate impact【答案】 B70、下列关于公司债券的说法中，错误的项是（）。A.公司债券募集办法中应当载明公司净资产额B.它是一种有价证券C.有记名债券也有无记名债券D.公司均以电子券方式发行公司债券【答案】 D71、信用是（）。A.买卖关系B.赠予行为C.救济行为D.借贷关系【答案】 D72、If your application _ submitted before the deadline, you would have gotten the offer.A.beB.

40、isC.had beenD.will be【答案】 C73、 乙遭车祸昏迷在路上，甲途经发现后雇计程车将乙送往医院，并帮其支付医药费，在救助过程中，甲的名牌衣服因染有乙的血渍而不能使用，同时乙的贵重手表遗落在事故地点，甲因疏忽而未能发现。下列说法中不正确的是（）。A.甲应赔偿乙手表遗失的损失B.乙应偿付甲雇用计程车的费用C.乙应偿付甲帮其支付的医药费D.乙应赔偿甲衣服不能使用的损失【答案】 A74、 The majority researcher tend to use the methods which are_or consistent with their prior work.A.fe

41、asibleB.probableC.possibleD.capable【答案】 A75、资料：Actually, any sale is a gift until you get paid. But exporters are especially concerned, since their buyers might be 10,000 miles away！A.Descriptive CompositionB.Expositive CompositionC.Narrative CompositionD.Argumentative Composition【答案】 B76、MUN, which

42、 _ Model United Nations, is a conference that provides students all over the world with the opportunity to experience what its like to be in the United Nations.A.stand byB.stands forC.stand upD.stand out【答案】 B77、 某外国商人甲在我国领域内犯重婚罪，对甲应如何处置?（）A.适用我国刑法追究其刑事责任B.通过外交途径解决C.适用外国刑法追究其刑事责任D.直接驱逐出境【答案】 A78、中国人

43、民银行早在2004年已经完全放开金融机构人民币贷款利率上限，商业银行可自主根据企业和具体业务风险状况进行定价，但是并不意味着金融借款利率不受任何限制。金融机构利率是指（）。A.金融机构对银行和证券公司实行的各种利息率B.金融机构对企业单位和个人实行的各种利息率C.金融机构对金融监管部门实行的各种利息率D.金融机构对中央银行实行的各种利息率【答案】 C79、就业是最大的民生，保市场主体也是为稳就业保民生。各地加大稳岗扩岗激励力度，企业和员工共同克服困难。多渠道做好重点群体就业工作，支持大众创业万众创新带动就业。新增市场主体恢复快速增长，创造了大量就业岗位。2020年全年城镇新增就业1186万人，

44、年末全国城镇调查失业率降到52。生活必需品保供稳价，居民消费价格上涨25。线上办公、网络购物、无接触配送等广泛开展。大幅度扩大失业保险保障范围。对因疫情遇困群众及时给予救助，新纳入低保、特困供养近600万人，实施临时救助超过800万人次。A.中国人民银行；可上浮B.中国人民银行；不上浮C.教育部；可上浮D.教育部；不上浮【答案】 B80、行文关系就是机关之间公文授受关系，它是依据机关组织体系和职权范围来确定的，通常不包括（）。A.监督关系B.隶属关系C.平行关系D.业务指导关系【答案】 A81、资料：之后，经济学家Mr.X展望了中欧之间的商业机遇，请根据下列资料回答问题。A.His own s

45、tories about visiting ChinaB.The quality of Chinese goodsC.Why should foreign businessmen do business in China?D.Other important steps of doing business in China【答案】 D82、 物权法规定，除法律另有规定外，（）代表国家行使国有财产的所有权。A.全国人大B.全国人大常委会C.国家主席D.国务院【答案】 D83、资料：Keeping the Zeal of a Startup as You ScaleA.An insurgent company invests more in the future while an incumbent company invests more in the status quoB.An insurgent company prefers chaos to stability