国际贷款合同[适用贷款人]eaol.docx

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1、Evaluation Warning: The document was created with Spire.Doc for .NET.国际贷款合合同适用用贷款人本协议由AABC公司司（简称为为“借款人人”或“借借款方”），国公司，与信贷银行（简称为“银行”），国家银行机构，于日订立。This ACREEEMENNT enntereed innto aas Off_，_， betwweenABCcomppany，aNNameOfCCounttrycomppany（thee Boorrowwer）andBAANK，NA.，anatiionsllbannkingg aSSSoCiaa“On Of

2、 tthe UUn“edd StaateS Of（thee“Bannk”）此证：WITNEESSETTH：鉴于借款人人已向银行行要求基于于本协议规规定的条件件和款项，向向借款人提提供一笔本本金为美元（UUS$）的定期期贷款；WHEREEAS，tthe BBorroower has requuesteed thhe Baanktooexteend tto 1tthe BBorroower a teerm 110an in tthepprinccipallamoount OfUnitted SStatees Doollarrs（UUS$）uponn thee terrms aand ssubjee

3、ct tto thheConnditiiohS Of tthis Agreeemennt；aand鉴于银行已已准备基于于本协议规规定的条件件和款项，向向借款人提提供此项定定期贷款；WHEREEAS，theBankkispreppareddtomakeeSUCChaloann aVaailabblettothheBoorrowweruuponthetermmsanndsuubjeccttoothee connditiions Of tthis Agreeemennt；据此，以双双方相互承承诺为对价价，就下述述内容达成成一致：NOW，TTHEREEFOREE，inccOnSiideraa“onoo

4、fthee muttual prommisess Conntainned tthereein，the par“es aagreee as f01110ws：第一条定义Articcle 11DefiinitoonS11基基于本协议议之目的，下下列词语可可定义为：Sectiion111FOOrthhePuurpossesOOfthhisAAgreeementt，thhe foollowwing exprressiions havee thee meaaninggs seet foonh bbeloww：“营业日”指位于和的银银行开始正正常银行业业务的任何何一天，以以及同同业银行拆拆借市场进进行美元

5、拆拆借交易的的任何一天天。Busiinesss Dayy:aany dday oon whhich bankks arre oppen tto coonducct thheirreguularbankkingbusiinesssin，englland，andLos Angeeles，andonwhichdealingsinDOllardeposits between banks are carried out in theinterbank market;“承诺”：指银行在在本协议生生效日即承承担向借款款人贷款的的义务。Commmitmeent: thee oblligattion of tt

6、he BBank to mmake the loann to the Borrrowerr on the datee herreof;“信贷贷”；指位位于的的信贷银行行的国际分分部。Creddit: CCrediit Baank， Inteernattionaal Diivisiion，;“美元”：及“$”符合，指指美利坚合合众国的法法定货币与与本协议项项下所有支支付有关的的现汇。Dolllars andd thee siggn $ : lawfful mmoneyy of the Unitted SStatees off Ameericaa andd ， iin reelatiion tto

7、 alll paaymennts hhereuunderr， immmediiatelly avvailaable fundds;“违约事件件”：指依依本协议第第八条中所所列举的所所有事件。Evennt off Deffaultt: aany oof thhe evventss speecifiied iin Arrticlle Vllll oof thhis AAgreeementt;“担保人”：指银行。Guarrantoor:Bannk Liimiteed;“负债”：任何人或或借款人的的负债是指指依据国通常接接受的会计计准则所包包括的在债债务被确认认之日该人人或借款人人之资产负负债表负债债

8、一侧所表表明的确定定负债的全全部债务项项目，其也也包括其他他被承继或或被担保的的，或属借借款人次要要或偶发的的债务（有有别于在托托收过程中中文件背书书）在内的的债务及负负债，无论论是源于任任何协议所所引起的负负债，或是是提供款项项及预付款款项或其他他方式引起起的负债均均属此范围围。Indeebteddnesss: oof anny Peersonn， orr thee Borrroweer， mmeanss alll iteems oof inndebttedneess wwhichh， inn acccordaance withh gennerallly aacceppted accooun

9、tiing pprincciplees inn Naame oof Coountrry WWouldd be inclludedd in deteerminning liabbilitties as sshownn on the liabbilitty siide oof a balaance sheeet off succh Peersonn or the Borrrowerr as of tthe ddate indeebteddnesss is to bbe deetermminedd ， aand sshalll alsso inncludde alll inndebttedneess

10、 aand lliabiilitiies oof ottherss asssumedd or guarranteeed oor inn resspectt of whicch thhe Boorrowwer iis seeconddarilly orr conntinggentlly liiablee （otther thann by endoorsemment of iinstrrumennts iin thhe cooursee of colllectiion）， whetther by rreasoon off anyy agrreemeent tto accquirre suuch i

11、indebbtednness or tto suupplyy or advaance sumss or otheerwisse;“分期付款款日”：指指根据41的规定定自协议生生效之日起起达到188个月，224个月，330个月，336个月，442个月，448个月，554个月和和60个月月之日。Insttallmment Paymment Datees: subjject to SSectiion 44.1， the datees whhich are eighhteenn monnths， twennty-fourr monnths， thirrty mmonthhs，thhirtyy-siix

12、 moonthss， foorty-twoo monnths， fortty-eeightt monnths， fiftty-ffour montths aand ssixtyy monnths fromm thee datte heereoff;“付息日”：是指每每一个计息息期的最后后一日。Inteerestt Payymentt Datte: the lastt dayy of eachh Intteresst Peeriodd;“计息期”：指自协协议生效日日起个个月之后止止的一段期期间，每一一计息期自自上一计息息期最后一一日始，到到借款人所所选择的三三个月后或或六个月后后止，但是是（I）

13、，如如果每一计计息期的最最后一日不不是银行营营业日者，则则顺延到下下一营业日日，或（III）假若若一个计息息期早于或或晚于分期期付款日开开始或截止止，则计息息期将在该该分期付款款日结束。Inteerestt Perriod: thhe peeriodd commmenccing on tthe ddate hereeof aand eendinng onn thee dayy whiich iis_ montths aafterr succh daate， andeeach periiod tthereeafteer beeginnning on tthe llast day of tthe

14、iimmeddiateely ppreceedingg Intteresst Peeriodd andd endding on tthe dday wwhichh is threee moonthss or six montths aafterr succh daate， as tthe BBorroower may elecct;prrovidded， howeever， thatt （ II ） aany IInterrest Periiod wwhichh wouuld ootherrwisee endd on a daay whhich is aa Bussinesss Daay sh

15、hall be eextennded to tthe nnext succceediing dday wwhichh is a Buusineess DDay ， and （ I ） anny Inntereest PPeriood coommenncingg beffore and whicch woould otheerwisse ennd affter an IInstaallmeent PPaymeent DDate shalll ennd onn succh Innstalllmennt Paaymennt Daate;“利率”指指依244、266和277中规定，或或另有规定定的利率

16、。Inteerestt Ratte: the ratee of inteerestt to be ddeterrmineed ass proovideed inn secctionns 2.4， 22.6annd 2.7， aas thhe caase mmay bbe:“贷款机构构”：是指指国际银行行机构，或或根据其意意愿随时指指定的分行行、分理处处、分支机机构或支行行：贷款将将自此类机机构发放，且且未偿付及及全部偿付付款项亦由由此类机构构收取。Lendding Offiice: thee Intternaationnal BBankiing FFacillity of tthe BBank

17、， or ssuch otheer brranchh， offficee， afffiliiate or ssubsiidiarry off thee Bannk ass it may at iits ddiscrretioon frrom ttime to ttime desiignatte， ffrom whiich tthe LLoan willl theereaffter be mmade and for the accoount of wwhichh thee Loaan wiill bbe ouutstaandinng annd alll paaymennts hhereuunde

18、rr willl bee madde；“贷款”：指依本协协议211款规定定由银行向向借款人发发放的贷款款。Loann: tthe lloan madee by the Bankk to the Borrrowerr purrsuannt too Secctionn 2.11 herreof;“票据”：指由借款款人开业以以银行为指指定付款的的依附录AA基本内容容的期票，其其证明因银银行依本协协议向借款款人发放贷贷款而产生生的借款人人对银行的的负债。Notee: tthe ppromiissorry noote oof thhe Boorrowwer tto thhe orrder of tthe

19、 BBank in ssubsttantiiallyy thee forrm off Exhhibitt A hheretto， eevideencinng thhe inndebttedneess oof thhe Boorrowwer tto thhe Baank rresulltingg froom thhe Baankss Loaan too thee Borrroweer;“人”，指指任何自然然人、公司司、商号、团体、政政府、政府府机构或除除借款人以以外的任何何以个人、团体或其其他名义的的实体。Persson: anyy natturall perrson， corpporattio

20、n， firmm， asssociiatioon，ovvernmment ， goovernnmenttal aagenccy orr anyy othher eentitty otther thann be Borrrowerr andd wheetherr actting in aan inndiviiduall， fiiduciiary or ootherr paccity.第二条贷款Articcle 22The Loann21承承诺Sectiion 22.1 The Commmitmeent.根据本协议议规定的条条件和款项项并基本借借款人作出出的陈述与与保证，银银行同意通通过其贷款款机

21、构借出出，且借款款人也同意意借人本金金为万万美元（$）的的贷款。Upon the termms annd suubjecct tootheeconnditiionshereeinssetfforthh，anndreelyinnguppontthe rrepreesenttatioons aand wwarraantiees off thee Borrroweer， tthe BBank agreees， actiing tthrouugh iits LLendiing oofficce; oon thhe daate hhereoof too lennd too thee borrroweer

22、， aand tthe BBorroower agreees tto boorroww， thhe prrinciipal amouunt oofDDollaars （$）.22释释放Sectiion22.2DDisbuursemment.自协议生效效之日起，依依协议第六六条规定，银银行应向借借款人在纽纽约指定的的账号汇入入协议约定定的数额款款项。如借借款人未能能完成第六六条中规定定的贷款先先决条件，则则银行无义义务提供此此项贷款。Onthhedaatehhereoof，uupon fulffillmment of tthe ccondiitionns seet foorth in AArti

23、ccle VVI， tthe BBank shalll maake tthe aamounnt off thee Loaan avvailaable to tthe BBorroower by rremitttingg thee amoount of tthe LLoan to aan acccounnt inn Neww Yorrk deesignnatedd by the Borrrowerr， Iff thee Borrroweer faails to ssatissfy tthe ccondiitionns prreceddent set fortth inn Artticlee VI

24、 1， tthe BBank shalll bee oblligatted tto maake tthe LLoan.23还还款、支付付利息及计计息期的确确定Sectiion 22.3RRepayymentt; Paaymennt off Intteresst; DDesiggnatiion oof Inntereest PPeriood.借款人同意意依照协议议规定的利利息率，在在付款日，分分八期偿还还贷款本金金。借款人人应就其选选择三个月月或六个月月利息期的的结果，在在利息期偿偿付之前55个营业日日（第一个个利息期除除外），通通知银行。如果银行行未收到上上述通知，则则下一利息息期的长度度与上

25、个相相同；假若若一个计息息期早于或或晚于分期期付款日开开始或截止止，则计息息期将在该该分期款日日结束。The BBorroower agreees tto reepay the prinncipaal ammountt of the Loann on the insttallmment Paymment Datees inn eigght eequall insstalllmentts annd too payy intteresst onn eacch inntereest PPaymeent DDate on tthe ooutsttandiing pprinccipall ballanc

26、ee of the Loann at the Inteerestt Ratte. TThe BBorroower shalll giive nnoticce too thee Bannk noot leess tthat fivee Bussinesss Daays ppriorr to the commmenceementt of eachh intteresst Peeriodd （otther thann thee firrst IInterrest Periiod） whetther it hhas eelectted aan Inntereest PPeriood off thrre

27、e mmonthhs orr sixx monnths. If no ssuch notiice iis reeceivved bby thhe Baank， the releevantt intteresst Peeriodd shaall bbe thhe saame llengtth ass thee preeviouus Inntereest PPeriood; pproviided， howeever， thatt an inteerestt Perriod commmenciing bbeforre annd whhich woulld ottherwwise and afteer

28、 ann insstalllmentt Payymentt Datta shhall end not suchh insstalllmentt Payymentt Datte.24利利率的确定定Sectiion 22.4Deteerminnatioon off intteresst Raate.依照协议规规定每一计计息期的利利息应为百百分之（），此此利率加该该计息期偿偿付前两日日，时时间11：OOAMM，同同业银行拆拆借市场的的利率。The iinterrest Ratee forr eacch inntereest PPeriood wiith rrespeect tto thhe Looa

29、n sshalll beperrcentt （%） aabovee thee ratte att whiich DDollaar deeposiits iin ann amoount equaal too thee priincippal aamounnt off thee Loaan too be madee or mainntainned aare oofferred bby thhe Baank ffor ssuch Inteerestt Perriod to pprimee bannks iin thhe Loondonn intterhaank mmarkeet ass of 11:

30、 00A. M.（timee ）ttwoBBusinnessDaysspriiorttothhe coommenncemeent oof suuch IInterrest Periiod.25票票据Sectiion 22.5 The Notee.借款人偿还还本金的义义务应由借借款人的期期票证明，其其基本格式式应参照附附录A，并并符合本条条（255）的规定定。票据应应（1）以以本协议的的生效日期期为期票出出具日期；（）依依银行指令令支付与贷贷款本金相相等的款项项；（）分分为相等的的八期，每每一期在分分期付款日日到期；（NN）依规定定利率偿付付到期未付付的本金部部分的利息息，依每一一计息期在在付息

31、日偿偿付。The BBorroowers obbligaationn to replly thhe prrinciipal amouunt oof thhe Looan mmade by tthe BBank hereeundeer shhall be eevideencedd by a noote oof thhe Boorrowwer iin thhe foorm oof Exxhibiit A to tthis Agreeemennt wiith aapproopriaate iin seectioons ppursuuant to tthis Secttion 2.5. Thee No

32、tte shhall （ I ） bee datted tthe ddate hereeof， （ III ） bbe paayablle too thee ordder oof thhe Baank iin thhe prrinciipal amouunt oof thhe Looan， （ IIII ） matuure iin eiight equaal innstalllmennts， payaable on tthe IInstaallmeent PPaymeent DDatess andd （IVV） beear iinterrest at tthe iinterrest Ratee

33、 on the outsstandding prinncipaal baalancce thhereoof frrom ttime to ttime， compputedd forr eacch Inntereest PPeriood annd paayablle onn thee Intteresst Paaymennt Daates.26替替代基础Sectiion 22.6SSubsttitutte Baasis.在利率是依依24款款规定确定定时，（11）银行应应确定利率率已定而本本金尚未偿偿付的那一一期利息期期的美元无无法在伦敦敦同业银行行市场上拆拆借到或（），在某某一确定利利息期，其其

34、原先规定定的利息，即即从伦敦同同业银行拆拆借的利息息无法正确确反映银行行的费用时时，银行应应在该计算算期生效第第一天之前前至少一个个营业日，以以电传、电电报或电话话方式、将将银行作出出的决定通通知借款人人。在此通通知后的天，银银行和借款款人应通过过友好会谈谈确定一个个双方都能能接受的基基础（简称称为“替代代基础”）。如果在此此通知后的的天内内银行划款款人商定了了替代利率率，该利率率应具有追追溯力且自自该利息期期的第一天天起生效。如果在此此通知后的的天内内，银行和和借款人未未能就替代代利率达成成一致，银银行应以书书面形式向向借款人出出具一份银银行为获得得该利利期期内贷款所所应负担利利息的文件件，

35、应当明明确的是银银行的利息息率应与的相相同，上述述利息若确确实影响了了银行筹集集该利息期期贷款的费费用，则新新利率自该该利息期的的第一天起起就有效。银行应向向借款人提提供其获得得贷款的途途径及为获获得此贷款款而支付费费用的证明明。在收到到银行有关关利息率或或为获得贷贷款而支付付的利息的的通知后，借借款人有权权依据47的规定定，将贷款款和本票中中尚未支付付的本金的的全部（不不是部分），加加上自此预预付日起计计算的利息息，一次性性地先行偿偿付银行。In thhe evvent thatt on any datee on whicch ann Intteresst Raate iis too be

36、deteerminned ppursuuant to SSectiion 22.4， （ I ） thhe Baank sshalll dettermiine tthat Dolllar ddepossits in tthe pprinccipall amoount of tthe NNote to bbe ouutstaandinng foor thhe inntereest PPeriood foor whhich suchh intteresst Raate iis too be deteerminned aare nnot aavaillablee to the Bankk in th

37、e Londdon iinterrbankk marrket， or （ II ） the Bankk shaall ddeterrminee thaat thhe offfereed raate qquotaationns att whiich DDollaar deeposiits aare oofferred iin thhe Loondonn intterbaank mmarkeet doo nott acccurattely refllect the costt fo the Bankk of makiing mmainttainiing tthe LLoan for suchh i

38、ntteresst peeriodd， thhe Baank sshalll forrthwiith ggive notiice oof suuch ddeterrminaationn to the Borrrowerr， byy tellex， teleegramm or cablle att leaast oone BBusinness Day prioor too thee firrst dday oof anny inntereest PPeriood soo afffecteed. DDurinng thhe thhirtyy （） daays nnext succceediing

39、tthe ddate of aany ssuch notiice， the Bankk andd thee Borrroweer shhall enteer innto nnegottiatiions in ggood faitth inn ordder tto arrrivee at a muutuallly aaccepptablle allternnativve baasis （succh allternnativve baasis beinng heereinnafteer reeferrred tto ass thee Suubstiitutee Bassis） for funddi

40、ng the Loann. Iff witthin the thirrty （） days following the date of any such notice the Bank and the Borrower shall agree upon a Substitute Basis， such Substitute Basis shall be retroactive to and effective from the first day of the then current Interest Period. If after thirty （） days from the date

41、 of such notice the Bank and the Borrower have failed to agree upon a Substitute Basis， then the Bank shall certify in writing to the Borrower the interest rate or rates at which the Bank is prepared to make or maintain the Loan for such interest Period， it being understood that the Banks interest r

42、ate shall be a rate per annum equal to one and one-half percent （%）， above a rate which adequately and fairly reflects the cost to the Bank of obtaining the funds necessary to maintain the Loan for the then current Interest Period， such interest rate or rates to be retroactive to and effective from

43、the first day of such interest Period. The Bank shall furnish to the Borrower appropriate evidence establishing the manner in which the Bank obtained such funds and the cost to the Bank of obtaining such funds. Upon receipt of notice of the interest rate or rates at which the Bank will make or maint

44、ain the Loan， the Borrower shall have the right to prepay in full （but not in part），pursuant to the provisions of Section 4. 7， the then outstanding principal amount of the Loan and the Note， together with interest accrued therein to the date of such prepayment.27过过期未付本本金的利息息率Sectiion 22.7 Inteerest

45、t Ratte onn Oveerduee Priincippal.在借款人未未能偿还根根据贷款合合同和本票票的规定应应偿还的款款项时，借借款人应根根据要求向向本票持有有人支付利利息，利息息从应付款款日起计算算，到实际际付款日止止。每一年年的利率以以下列中较较高的为准准：（1）在在借款人未未能按期偿偿付本息的的利息期的的上一利息息率的基础础上再加上上个百百分点（），或或（）在在借款人未未能偿付之之日的同业银行行拆借市场场上的上午午，主主要银行所所出具的贷贷款利率报报价的基础础上再加个百分分点（）。银银行应以正正确的书面面方式或电电传通知借借款人确定定的利息。在不损害害本条规定定的银行的的权利以及及准据法允允许的前提提下，借款款人同意补补偿银行因因为借款人