2022银行招聘考试历年真题6辑.docx
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1、2022银行招聘考试历年真题6辑2022银行招聘考试历年真题6辑 第1辑对行政系统的存在和运行起影响作用的各种自然因素的集合或统称是( )。A.人造行政环境 B.自然行政环境C.天然行政环境 D.人为行政环境答案:B解析:略资料: The poverty line is the minimum income that people need for an acceptable standard of living. People with incomes below the poverty line are considered poor. Economists study the cause
2、s of poverty in order to find solutions to the problem. As the general standard of living in the country rises, the poverty line does, too. Therefore, even with todays relatively high standard of living, about 10 percent of the people in the United States are below the poverty line. However, if thes
3、e people had stable jobs, they could have an acceptable standard of living. Economists suggest several reasons why poor people do not have jobs.For one thing, more than half of the poor people in the United States are not qualified to work. Over 40 percent of the poor. People are children. By law, c
4、hildren less than 16 years old cannot work in many industries. A large number of poor people are Old. Many companies do not hire people over 65 years old, the normal retirement age. Some poor adults do not look for jobs for a variety of personal reasons: they are sick, they do not have any motivatio
5、n, they have family problems, or they do not believe that they can find a job. Other poor people look for a job but cannot find one. Many poor adults never went to high school. Therefore, when they look for jobs, they have few skills that they can offer. At the present time, the government thinks it
6、 can reduce poverty in the country in the following ways. First, if the national economy grows, businesses and industries hire more workers. Some of the poor who are qualified to look for jobs may find employment. Then they will no longer be below the poverty line. Second, if society invests in the
7、poor, the poor will become more productive. If the government spends money on social programs, education, and training for poor people, the poor will have the skills to offer. Then it is more likely that they can find jobs. Finally, if the government distributes societys income differently, it raise
8、s some poor people above the poverty line. The government collects taxes from the nonpoor and gives money to the poor. These payments to the poor are called welfare. In 1975 over 18 million people in the United States received welfare.Some economists are looking for better solutions to the poverty p
9、roblem. However, at the present time, many people depend on welfare for a minimally acceptable standard of living.The authors main purpose to write this article is_A.to give several possible solutions to the problem of povertyB.to explain why some people in the United States are below the poverty li
10、neC.to show sympathy for those poor peopleD.to give the definition of “poverty line”答案:A解析:本题考查的是主旨大意。 main purpose;to write this article第一段Economists study the causes of poverty in order to find solutions to the problem.经济学家为了找到问题解决方法,研究了贫困的原因。第二段Economists suggest several reasons why poor people d
11、o not have jobs. 经济学家提出了几个为什么穷人没有工作的原因。倒数第三段 At the present time, the government thinks it can reduce poverty in the country in the following ways. 目前,政府认为它可以通过以下方式减少该国的贫困。最后一段 Some economists are looking for better solutions to the poverty problem. However, at the present time, many people depend o
12、n welfare for a minimally acceptable standard of living. 一些经济学家正在寻求更好的解决贫困问题的办法。但是,目前很多人依靠福利来达到最低限度的可接受的生活水平。题干问“作者写这篇文章的主要目的是什么?”。本道题考察对于全文主旨大意的理解。A选项意为“给出一些可能的贫困问题解决方法” B选项意为“解释为什么一些美国人生活在贫困线以下”C选项意为“表达了对于穷人的同情”;D选项“解释什么是贫困线。” 根据主题句可知,文章主要围绕着贫困问题,从贫困标准线、贫困原因、解决贫困问题措施依次展开,重点是要探索如何找到更好地解决贫困问题的方法,选项B
13、中引用美国情况只是作为案例分析,不是根本写作目的;选项C未提及;选项D只是在开头交代,不符合题意。股票股利与股票分割相比,下列说法中错误的是(”)。A.股票股利和股票分割都增加了普通股股数B.股票股利和股票分割都没有增加股东的现金流量C.股票股利和股票分割都没有改变股东权益总额D.股票股利和股票分割都没有收益限制答案:D解析:股票股利和股票分割的相同点在于: (1) 普通股股数增加: (2) 每股收益和每股市价下降; (3) 股东持股比例不变: (4) 资产总额、负债总额、股东权益总额不变。股票股利和股票分割的不同点在于:发放股票股利: (1)股票面值不变: (2)股东权益结构变化,股本增加;
14、 (3) 属于股利支付方式。股票分割: (1)股票面值变小: (2) 股东权益结构不变,股本不变; (3) 不属于股利支付方式。某项目组成员年龄分别为:2 人26 岁、1 人27 岁、2 人28 岁、3 人30 岁、2 人35 岁。那么项目组成员年龄的中数是( )岁。A.27 B.29 C.30 D.28答案:B解析:项目组成员共10 人,计算中数取中间两个数的平均值,即(28+30)2=29。与传统的定期存单相比,大额可转让定期存单具有的特点有( )。A.利率一般高于同期定期存款利率B.存单金额不固定,由存款人意愿决定C.不可提前支取,只能在二级市场上流通D.固定利率答案:A,C解析:与传统
15、的定期存单相比,大额可转让定期存单具有以下特点:传统定期存单记名且不可流通转让;大额可转让定期存单不记名,且可在市场上流通并转让。传统定期存单的金额是不固定的,由存款人意愿决定;大额可转让定期存单一般面额固定且较大。传统定期存单可提前支取,但会损失一些利息收入;大额可转让定期存单不可提前支取,只能在二级市场上流通转让。传统定期存款依照期限长短有不同的固定利率;大额可转让定期存单的利率既有固定的,也有浮动的,一般高于同期限的定期存款利率。 According to the passage, if a student s school record is not good, he_.A.will
16、be a complete failure in his future workB.will not be able to find a suitable jobC.will regret not having worked harder at schoolD.may do well in his future work 答案:D解析:根据本文最后两旬的句意“你在学校的记录并不是很好,但它仍然是你背景的一个重要部分。你不应对此感到抱歉,相反,你应该认识到在工作中你会有一个全新的开始。”可知。D项正确。2022年6月,前美国中央情报局(CIA)雇员斯诺登爆出美国国家安全局“棱镜计划”,该事件引起
17、全球关注。该事件主要反映的是( )问题。A.言论自由 B.种族歧视C.全球变暖 D.信息安全答案:D解析:2022银行招聘考试历年真题6辑 第2辑2022年A省全年共接待大陆游客6.26亿人次,来自于大陆游客的旅游收入6002.4亿元,全省全年入境旅游人数549.2万人次,比上年增长13.1%。其中,外国人321万人次,增长13.4%;港澳台同胞228.2万人次,增长12.6%。旅游外汇收入28.8亿美元。2022年,国际旅游文化示范区旅游收入3252.4亿元,增长25.4%。2022年A省入境旅游人次数中,外国人同比增量约是港澳台同胞的多少倍?( )A.1.1B.1.4C.1.5D.1.7答
18、案:C解析:本题属于倍数计算题目。定位文字材料第二句,由“其中,外国人321万人次,增长13.4%;港澳台同胞228.2万人次,增长12.6%。”可得外国人同比增量为321/(1+13.4%)13.4%37.93万人次,港澳台同胞同比增量为228.2/(1+12.6%)12.6%25.54万人次,则前者是后者的37.9325.541.5倍,C选项正确。A、B、D选项错误。因此,选择C选项。All car makers are spending billions trying to figure out a future that is more_,more autonomous and ste
19、ps back from fossil fuels。A.electricB.electricalC.electronicD.electrified答案:A解析:本题考查形近词辨析。题目意为“所有的汽车制造商都在花费数以亿计的美元,试图找到一个更加电气化、更加自主的未来,并逐步退出化石燃料。”。A选项“电动的,电气车辆”,B选项“有关电的,电气科学的,C选项“电子的”, D选项“电气化的”。电气车辆electric vehicle,所以这里表示汽车的电气化应该使用electric,选项A正确。植物学家对阿尔卑斯山脉的植被考察之后,发现了一个奇怪现象,最近100年来,许多高山上的植物品种正在增加,
20、许多山底牧场上开放的花已经开到了海拔2000米的雪带上,而原先雪带上的植物则超过雪带向更高处攀登,植物学家研究了有关科学文献发现,造成这种情况的主要原因是阿尔卑斯山地区的气温逐渐升高,这些适宜在低气温环境里生长的植物为了寻找适宜的温度,不得不向更高的山上“攀登”。植物学家还发现,它们的生命力要比以前还强得多。 这段文字意在说明:( ) A许多植物自身都有对自然界灵敏的反应,并且不断调整自身的生存状态 B. 阿尔卑斯山地区的气温正在逐渐升高,导致植物发生变化 C高山上的植物品种正在增加,而且生命力强盛 D. 阿尔卑斯山脉的植被出现奇怪现象答案:B解析:由文段中“植物学家对阿尔卑斯山脉的植被考察之
21、后,发现了一个奇怪现象”可知,后面阐述的是现象的具体内容。文段意在说明的是阿尔卑斯山地区的环境变化导致植物的变化,所以项正确。一项工程如果交给甲乙两队共同施工,8天能完成;如果交给甲丙两队共同施工10天能完成;如果交给甲丁两队共同施工,15天能完成;如果交给乙丙丁三队共同施工6天就可以完成。如果甲队独立施工,需要()天完成。A.16 B.20C.24D.28答案:C解析:设总工作量为1,根据题意有:根据以下资料回答6670题。截至2022年12月31日,中国网民规模达到298亿人,普及率达到226,宽带网民规模达到27亿人。手机上网网民规模达到11760万人,较2022年增长了133。农村网民
22、规模增长迅速,达到8460万人,较2022年增长608,增速远远超过城镇。在我国东中西部地区中,西部省份网民增长最快,网民增速达到520,远远超过中部(406)和东部(393)地区。注:据中国统计年鉴(2022):2022年底,中国居民的男女性别比为515:485。2022年年末,手机上网网民规模约占网民规模的()。A.240B.393C.42.3D.561答案:A解析:由材料可知,2022年末手机上网网民规模达到11760万人较2022年增长了133,则2022年末使用手机上网的网民人数为11760(1+133);由图1可知2022年末网民总数为21000万人,则所求为100056100=2
23、4,应选择A。一系列网络热点事件_网络管理应进一步_,加大财力和人才的投人,加快完善立法。填入横线部分最恰当的一项是( )。A.表明规范 B.证明规划C.说明规范 D.显示规划答案:A解析:表明:比较确切地指出。证明:根据确实的材料判明真实性。说明:解释 清楚,讲明。显示:明显的表示。规范:使合乎模式。规划:计划安排。此题从后一空容易作出 判断,由题干“加快完善立法”可知用“规范”更合适,排除B、D项;“网络热点事件”只能“证明” 或“表明”,而不会解释清楚,排除C项。故本题选A。 What can be inferred from Paragraph” _.A.Zone 4 is more
24、crowded than Zone 2B.The business centre of London is in Zone lC.Hosts dislike travelling to the citv centreD.Accommodation in the city centre is not Drovided 答案:B解析:根据第三段第一、二句话“Homestays are located in London mainlyin Zones 2,3 and ofthe transpon systemMost hosts do not live in the town centre as m
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