2022银行招聘考试历年真题8辑.docx
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1、2022银行招聘考试历年真题8辑2022银行招聘考试历年真题8辑 第1辑回购协议答案:解析:回购协议指商业银行通过卖出资产组合中的证券来筹措资金,与此同时又与买入者签订回购的协议即日后重新购回证券的协议。资料:Human resource professionals act as mediators between an organizations management and its workers. This requires wearing many hats Its an HR administrators job to make sure that employees are wor
2、king in a safe environment that disputes are settled, and that benefits are understood and administered properly. At the same time, HR is charged with recruiting new employees who will not only fit in personally and professionally but also help the company achieve its business goals. They also repre
3、sent management when negotiating for benefits with companies administering these benefits and when implementing companywide policies that will ultimately lower costs or boost profits. The needs of HR cover a wide range of tasks and,therefore, require individuals who are good with people in addition
4、to being organized, analytical, business-minded, and heroic multitaskers.All companies need some kind of HR support The Bureau of Labor Statistics(BLS) expects jobs in HR to grow faster than average for all occupations through 2022. Opportunities will increase as a result of a growing economy as wel
5、l as a need to replace workers transferring to other occupations or retiring. BLS expects particularly strong demand for training and development and employment, recruitment, and placement specialists, with management, consulting, and employment services firms offering the greatest number of opportu
6、nities, thanks to a trend toward outsourcing personnel functions.You can get the inside edge for a career in HR by strengthening your understanding of business strategy and planning and by specializing in a specific industry. A great way to get started in the field is with practice, look for an inte
7、rnship or an HR assistant job if youre in school or just out. Many HR professionals work their way up. As you develop an understanding of the various career tracks and master the basic skills within the function, youll be in a great position to rise up the ladder.What does “wearing many hats” in par
8、agraph l, line l-2 most probably mean?A.to act smoothly and tactfullyB.to take on much responsibilityC.to be faced with many choicesD.to pay attention to clothing答案:B解析:本题问的是“在第1自然段中,1-2行中的“wearing many hats”(“戴着许多顶帽子”)最有可能代表着什么意思?”。A选项“顺畅而巧妙地行事”;B选项“承担很多责任”;C选项“面临许多选择”;D选项“要注意衣物”。根据主题句和上下文可知,人力资源的工
9、作涵盖了许多方面,因此B选项“承担多项职责”正确。对账时,账账核对不包括( )。A.总账各账户的余额核对B.总账与明细账之间的核对C.总账与备查账之间的核对D.总账与日记账的核对答案:C解析:账账核对是指核对不同会计账簿之间的账簿记录是否相符,主要包括四方面:总账各账户的余额核对;总账与明细账核对;总账与日记账(序时账)核对;会计部门财产物资明细账与财产物资保管和使用部门明细账的核对。下列各项,不影响企业利润表中“营业利润”的项目有( )。A.主营业务收入B.营业外收入C.投资收益D.资产减值损失答案:B解析:营业利润=营业收入一营业成本一营业税金及附加一销售费用一管理费用一财务费用一资产减值
10、损失+公允价值变动收益(减去公允价值变动损失)+投资收益(减去投资损失),营业利润+营业外收入一营业外支出=利润总额。甲与乙同时从A地出发匀速跑向B地,跑完全程分别用了 3小时和4小时,下午4点时,甲正好位于乙和B地之间的中点上,问两人是下午什么时候出发的?()A.1点24分B.1点30分C.1点26分D.1点42分答案:C解析:设路程为12,则甲的速度为4,乙的速度为3,假设从出发到4点经过的时间为t小时,根据甲在乙和B的中点处有:4t_3t=124t,所以t=12/5小时=2小时24分钟,所以出发时间是1点36分。故选C。2022银行招聘考试历年真题8辑 第2辑下列行为中不属于商业贿赂的是
11、()。A.以明示方式给对方折扣,但已如实入账B.在账外给中间人佣金C.在账外暗中给对方单位或者个人回扣D.对方单位或个人在账外暗中收受回扣答案:A解析:商业贿赂行为是指经营者暗中给予对方交易人员或者其他对交易具有影响的人员以财务或者其他好处以争取交易机会的行为。根据法律规定,经营者销售或者购买商品,可以以明示方式给对方折扣,可以给中间人佣金,但是经营者给对方折扣、给中间人佣金的,必须如实入账;接受折扣、佣金的经营者必须如实人账。故选项A不属于商业贿赂行为。主动权完全掌握在中央银行手中的金融工具是()A.存款准备金率政策B.贴现政策C.公开市场操作政策D.利率政策答案:C解析:定义判断。每道题先
12、给出一个概念的定义,然后分别列出四种情况要求你严格依据定义从中选出一个最符合或最不符合定义的答案。注意:假设这个定义是正确的,不容置疑的。国际贸易是跨国界的交易活动,是一个国家同世界其他国家或地区间的商品、技术、劳务和信息等的流通活动根据定义,下列属于国际贸易的是()。A.以色列国防部向美国订购一批战斗机B.日本三菱公司向中国出口一批高级汽车C.澳大利亚人汤姆斯与印度某人才市场签订了劳务输出合同D.伊拉克过渡政府向德国某钢铁公司购买了2000吨钢材答案:A解析:国际贸易的定义要点是“一个国家同世界其他国家或地区间”的流通活动。B项中三菱公司、C项中汤姆斯和人才市场、D项中钢铁公司都不符合定义要
13、点因此都不属于国际贸易。答案选A。为应对由美国次级贷款引发的国际金融危机对中国经济可能产生的影响,中国人民银行 在短短的半年内连续五次下调基准利率。基准利率是( )。A.信用卡透支后所需支付的利率最高限B.中国人民银行向商业银行贷款时收取的利率C.商业银行向贷款人收取的利率D.商业银行支付给存款人的利率答案:B解析:利率是利息率的简称,是指一定时期内利息的金额与存入或贷出金额的 比率,由资金的供求关系决定。我国的利率分三种:第一,中国人民银行对商业银行及其他金 融机构的存、贷款利率,即基准利率,又称法定利率;第二,商业银行对企业和个人的存、贷款利 率,称为商业银行利率;第三,金融市场的利率,称
14、为市场利率。其中,基准利率是核心,它在整 个金融市场和利率体系中处于关键地位,起决定作用,它的变化决定了其他各种利率的变化。 B选项正确。资料:When we see well,we do not think about our eyes very often. It is only when we cannot see perfectly that we realize how important our eyes are.People who are near-sighted can only see things that are very close to their eyes,Eve
15、rything else seems blurry(=unclear).Many people who do a lot of work,such as writing,reading and sewing become near-sighted.People who are far-sighted suffer from just the opposite problem. They can see things that are far away,but they have difficulty in reading a book unless they hold it at arms l
16、ength. If they want to do much reading,they must get glasses,too.Other people do not see clearly because their eyes are not exactly the right shape. They have what is called astigmatism. This,too,can be corrected by glasses. Some peoples eyes become cloudy because of cataracts. Long ago these people
17、 often became blind. Now,however,it is possible to operate on the cataracts and remove them.Having two good eyes is important for judging distances. Each eye sees things from a slightly different angle. To prove this to yourself,look at an object out of one eye;Then look at the same object out of yo
18、ur other eye. You will find the objects relation to the background and other things around it has changed. The difference between these two different eye views helps us to judge how far away an object is. People who have only one eye cannot judge distance as people with two eyes.Having two eyes inst
19、ead of one is particularly useful for_.A.looking over a wide areaB.seeing objects far awayC.judging distancesD.seeing at night答案:C解析:本题考查的是细节理解。 Having two eyes instead of one;useful for第5自然段Having two good eyes is important for judging distances. Each eye sees things from a slightly different angle
20、.拥有两只好眼睛对于判断距离非常重要。每只眼睛从略微不同的角度看东西。本题的问题是“两只眼睛相较一只眼睛对于_特别有用。”A选项“俯瞰广阔的区域”;B选项“远处看物体”;C选项“判断距离”;D选项“晚上看东西”。根据主题句,C选项正确。2022银行招聘考试历年真题8辑 第3辑某实验室从A、 B、C三家公 司购买同一-实验 设备的比例分别是20%,40%和 40%,A. B和C三家公司所生产设备的合格率分别是98%6,98%和99%,现随机购买到一台次品设备的概率是( )。A.0.01B.0.016C.0.015D.0.013答案:B解析:概率问题,0.2*0.02+0.4*0.02+0.4*0
21、.01 =0.016。 下列选项中属于完全物权的是()。A.抵押权B.质权C.所有权D.留置权 答案:C解析:所有权具有全面性的特征。全面性又称完全性,是指所有人对于标的物可以为全面的占有、使用、收益和处分,并排除他人的干涉。因此特点,所有权又通常被称为“完全物权”。关于中国古代政治制度发展,下列说法错误的是( )。A.隋唐时期实行三省六部制,削弱了相权,加强了皇权B.西汉时期实行刺史制度,加强了中央对地方的直接统治C.战国时期秦国的商鞅变法,规定废分封、行县制,实行中央集权制度D.明朝建立了行省制度,行省的作用主要是在为中央收权的同时兼替地方分留部分权力答案:D解析:本题属于中国历史题目。A
22、项,三省六部制初创于隋朝,完善于唐朝,三省六部分割了相权,加强了皇权。说法正确,排除;B项,刺史制度是汉武帝在秦御史监郡和汉初丞相史出刺基础上的独创,是君主专制主义中央集权的产物,加强了中央对地方的直接统治。说法正确,排除;C项,战国商鞅变法第二次变法涉及普遍推行县制,设置县一级官僚机构;以县为地方行政单位,废除分封制,实行中央集权制度。说法正确,排除;D项,行省制是13世纪以来中国的主要行政模式,起源于元朝,明清两朝得到发展,最终影响了现代中国的行政体制。说法错误,当选。因此,选择D选项。What does Ms. Dorn say she will do?A.Become a guide
23、for tours of EgyptB.Send a more detailed report of her journeyC.Contact the MT employees personallyD.Recommend the company to her acquaintances答案:D解析:第三段提到她将和朋友,家人分享自己的旅行经历,建议他们度假时使用Mindful旅行社,故选D。个人外汇账户按照账户性质可以区分为( )。A.现钞账户 B.现汇账户C.外汇结算账户 D.外汇资本项目账户答案:C,D解析:依据个人外汇管理办法个人外汇账户按照账户性质区分为:外汇结算账户、外汇资本项目账户
24、、外汇储蓄账户。2022银行招聘考试历年真题8辑 第4辑第43题答案是_A.come outB.stand byC.go backD.turn up答案:C解析:come out意为“出版,出现,结果是”;stand by意为“支持,袖手旁观”;go back意为“回去”:tum up意为“出现,开大音量”。句意为但是,当我因忘了书而不得不返回时,发现她已经自己捡起了书。根据语境可知。C项正确。2022年12月26日,中国社科院和社会科学文献出版社共同发布的社会蓝皮书显示,2022年,我国城镇居民人均可支配收入达24565元,是1978年的11.5倍,年均增长7.4%,农村人均纯属收入达到79
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