常见银行英语词汇cgil.doc

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1、银行英语 发表于: 星期六 十一月 25, 2006 16:43 PM 常见银行英语词汇 account number 帐目编号 depositor 存户 pay-in slip 存款单 a deposit form 存款单 a banding machine 自动存取机 to deposit 存款 deposit receipt 存款收据 private deposits 私人存款 certificate of deposit 存单 deposit book, passbook 存折 principal 本金 overdraft, overdraw 透支 to counter sign 双签

2、 to endorse 背书 endorser 背书人 to cash 兑现 to honor a cheque 兑付 to dishonor a cheque 拒付 to suspend payment 止付 cheque,check 支票 cheque book 支票本 order cheque 记名支票 bearer cheque 不记名支票 crossed cheque 横线支票 blank cheque 空白支票 rubber cheque 空头支票 cheque stub, counterfoil 票根 cash cheque 现金支票 travelers cheque 旅行支票

3、cheque for transfer 转帐支票 outstanding cheque 未付支票 canceled cheque 已付支票 forged cheque 伪支票 Bandars note 庄票，银票 banker 银行家 president 行长 savings bank 储蓄银行 National City Bank of New York 花旗银行 Hongkong Shanghai Banking Corporation 汇丰银行 Chartered Bank of India, Australia and China 麦加利银行 Banque de IIndoChine

4、东方汇理银行 central bank, national bank, bankers bank 中央银行 bank of issue, bank of circulation 发行币银行 commercial bank 商业银行，储蓄信贷银行 member bank, credit bank 储蓄信贷银行 discount bank 贴现银行 exchange bank 汇兑银行 requesting bank 委托开证银行 issuing bank, opening bank 开证银行 advising bank, notifying bank 通知银行 negotiation bank

5、议付银行 confirming bank 保兑银行 paying bank 付款银行 associate banker of collection 代收银行 consigned banker of collection 委托银行 clearing bank 清算银行 unincorporated bank 钱庄 branch bank 银行分行 trustee savings bank 信托储蓄银行 trust company 信托公司 financial trust 金融信托公司 unit trust 信托投资公司 trust institution 银行的信托部 credit depart

6、ment 银行的信用部 commercial credit company(discount company) 商业信贷公司（贴现公司） neighborhood savings bank, bank of deposit 街道储蓄所 credit union 合作银行 credit bureau 商业兴信所 self-service bank 无人银行 land bank 土地银行 bank of communications 交通银行 mutual savings bank 互助储蓄银行 mortgage bank, building society 抵押银行 industrial ban

7、k 实业银行 home loan bank 家宅贷款银行 reserve bank 准备银行 chartered bank 特许银行 corresponding bank 往来银行 merchant bank, accepting bank 承兑银行 joint venture bank 合资银行 money shop, native bank 钱庄 credit cooperatives 信用社 clearing house 票据交换所 public accounting 公共会计 business accounting 商业会计 cost accounting 成本会计 depreciat

8、ion accounting 折旧会计 computerized accounting 电脑化会计 general ledger 总帐 subsidiary ledger 分户帐 cash book 现金出纳帐 cash account 现金帐 journal, day-book 日记帐，流水帐 bad debts 坏帐 surplus 结余 idle capital 游资 economic cycle 经济周期 economic boom 经济繁荣 economic recession 经济衰退 economic depression 经济萧条 economic crisis 经济危机 ec

9、onomic recovery 经济复苏 inflation 通货膨胀 deflation 通货收缩 devaluation 货币贬值 revaluation 货币增值 international balance of payment 国际收支 favourable balance 顺差 adverse balance 逆差 hard currency 硬通货 soft currency 软通货 international monetary system 国际货币制度 the purchasing power of money 货币购买力 money in circulation 货币流通量

10、note issue 纸币发行量 national budget 国家预算 national gross product 国民生产总值 public bond 公债 stock, share 股票 debenture 债券 treasury bill 国库券 debt chain 债务链 direct exchange 直接（对角）套汇 indirect exchange 间接（三角）套汇 cross rate, arbitrage rate 套汇汇率 foreign currency (exchange) reserve 外汇储备 foreign exchange fluctuation 外

11、汇波动 foreign exchange crisis 外汇危机 discount 贴现 discount rate, bank rate 贴现率 gold reserve 黄金储备 money (financial) market 金融市场 stock exchange 股票交易所 broker 经纪人 commission 佣金 bookkeeping 簿记 bookkeeper 簿记员 an application form 申请单 bank statement 对帐单 letter of credit 信用证 strong room, vault 保险库 equitable tax s

12、ystem 等价税则 specimen signature 签字式样 banking hours, business hours 营业时间 银行英语口语取款、结余 Id like to know if I can draw on my account for payment of things I buy in Tianjin. 我想知道一下我是否能提取存款来支付天津购物的费用。 I want to withdraw 200 dollars from my deposit account. 我要从我的定期存款中支取200美圆。 I want to close my account with y

13、ou. 我想结束在你们这儿的帐户。 Id like to draw 100 yuan against this letter of credit. 我想从这份信用证上提款100元。 May I draw money against the letter of credit here? 我可以在这儿用这份信用证取钱吗？ Could you tell me my balance? 能否把存款结余金额告诉我？ Please let me know my balance. 请告诉我结余金额。 I think you can draw on this account by cheque in payme

14、nt of goods. 我以为你可用支票提款支付购物费用。 Your balance at the bank is 300 yuan. 你在本行的结余是300元。 Your deposit is exhausted. 你的存款支净了。 Your letter of credit is used up. 你的信用证用完了。 Please tell me how you wish to draw your money. 请告诉我你希望怎样支款。 Fill our a withdrawal form, please. 请填写取款单。 The letter of credit is exhauste

15、d. 信用证上的款子已提清。 The letter at Counter 6 will pay you against your number slip. 六号柜台的出纳员将根据你的号码牌付给你钱。 Useful Words and Phrases to close an account, to clear an account 结清 to draw money 取款 drawing-out slip 取款单 the number slip 号码牌 a withdrawal form 取款单 to fill in the receipt in duplicate 一式两份填这张收据 telle

16、r, cashier 出纳员 银行英语口语支票结算 发表于: 星期六 十一月 25, 2006 16:45 PM T: Hello! May I help you? 您好, 您有事需要帮忙吗？ C: Yes, I hope so. I need some more cash for my visit in China. May I cash a travelers check here? 是的，是这样。我需要些现金，在中国观光时使用。我能在这儿兑现旅行支票吗？ T: Of course. Wed be happy cash it for you. 当然，我很乐意为您兑现。 C: I was g

17、oing to cash it at the hotel, but one of my friends said that banks always give better exchange rates. 我原本打算在家旅馆兑现，但我朋友说银行的兑现率通常有点高。 T: Well, any bank will cash it at our present travelers check-buying rate, which we somewhat better than at hotels because of the service charge. You see, hotels arent

18、 really in the money exchange business although they will cash travelers checks for their guests. 任何银行都是按现时买入旅行支票的兑换率来兑现的。这个兑现率我们已经列在这里了。当然，因为手续费的差异，我们的兑换率比旅馆的稍高些。您知道，旅馆虽然为客人兑换旅行支票，但他们并不是专门从事兑换业务的。 C: You mean theres really not much of a difference? 您是说，实际上银行与旅馆的兑换率差距并不大。 T: No, madam, not very much

19、. 是的，夫人，没多大差距。 C: Well, may I cash these three checks for $100 each? I think that will be enough. 那么, 我能把每张100美圆的3张支票兑现吗？我想该够用了。 T: Yes, Ill be happy to cash these for you. Would you please countersign them here? 好的, 我很乐意为你兑换。请您将支票复签一下。 C: There you are. T: And will you please sign this foreign exch

20、ange request? Ive already written down your name and address for you, but I will read your passport number. 对您所管理的分支机构负责人应要求他对预算目标出现的任何偏离。都必须做出正式合理的解释，因为这是衡量其工作能力的最佳尺度。 银行英语口语存款 发表于: 星期六 十一月 25, 2006 16:46 PM How much do you want to deposit with us? 你想在我们这存多少？ How much do you wish to pay into your a

21、ccount? 你希望在你的户头上存多少？ How much money do you plan to keep in your account on a regular basis? 你计划在你的户头上定期存放多少钱？ How much cash do you plan to deposit in your account? 你有多少钱要存入呢？ I think you may deposit your money with the bank, or leave it here for temporary safe-keeping. 我认为你可把钱存入银行，或留在银行暂保管起来。 Would

22、 you please fill in the depositing form, giving the sum of money youre to deposit as well as your name, address and professional unit? 请填张存款单，写明要存的数额以及你的姓名，地址和工作的单位，好吗？ I want to deposit 300 yuan in my account. 我想在我的户头上存300元。 I want to deposit these cheques in my account. 我想把这些支票存在我的户头上。 Id like to

23、pay 200 yuan into my deposit account. 我想在在我的定期存款户头上存200元。 I want to deposit my paycheck. 我想存入我的工资支票。 Id like to know whether I can cash a cheque here. 我想知道我能否在这兑换支票。 Will you please cash this travelers cheque? 请兑现这张旅行支票好吗？ Id like to cash this money order. 我想兑现这张汇款单。 I want to cash the balance of a

24、travelers letter of credit. 我要把旅行信用证的结余兑现。 Will you please tell me whether you charge for cheques? 请告诉我兑换支票收手续费吗？ Could you tell me how much the checks cost? 请告诉我这些支票要花多少钱？ What if I overdraw? 如果透支了怎么办？ Please sign your name on the bottom line if you want to cash the check. 如果想兑支票，请在底线上签名。 Please wr

25、ite your account number on the back of the check. 请在支票背面写上你的帐号。 We honored the check as the overdraft was only 5 yuan. 我们承兑这张支票的透支额只有5元。 Please endorse the cheque. 请背签这张支票。 The travelers checks cost 1.5% of the total amount of purchase. 旅行支票手续费是购买总额的1.5%。 Heres the cheque book. When you send a chequ

26、e by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it open. 这是一本支票簿，你邮寄支票时，注意要在支票上打叉线。但是如果你本人想开张兑现支票，就不可打叉线。 Each cheque you write will cost 2 dollars. 你每开一张支票将花2美圆。 Useful Words and Phrases account number 帐目编号 depositor 存户 pay-in slip 存款单 a deposit form 存款单

27、a banding machine 自动存取机 to deposit 存款 deposit receipt 存款收据 private deposits 私人存款 certificate of deposit 存单 deposit book, passbook 存折 credit card 信用卡 principal 本金 overdraft, overdraw 透支 to counter sign 双签 to endorse 背书 endorser 背书人 to cash 兑现 to honor a cheque 兑付 to dishonor a cheque 拒付 to suspend pa

28、yment 止付 cheque,check 支票 cheque book 支票本 order cheque 记名支票 bearer cheque 不记名支票 crossed cheque 横线支票 blank cheque 空白支票 rubber cheque 空头支票 cheque stub, counterfoil 票根 cash cheque 现金支票 travelers cheque 旅行支票 cheque for transfer 转帐支票 outstanding cheque 未付支票 canceled cheque 已付支票 forged cheque 伪支票 Bandars n

29、ote 庄票，银票 师阳 帖子：302金币：3平均分：4.5点评：0 银行业务例文和结算英语用语 发表于: 星期六 十一月 25, 2006 16:50 PM 银行业务例文 定期存款的条件为年利6%, 存期6个月以上，只要金额1,000元，我们均乐意接受。 We shall be pleased to receive a fixed deposit for any amount more than $1,000, for a period over six months at the rate of 6% p.a. 谨同函寄上新开定期存款第500号存折一份，面额100,000元，请查收为荷。该

30、面额等于您寄来换新的旧存=折本金加上利息之和。 Enclosed please find a new deposit certificate No. 500 for $100,000, which represents the principal and interest of the old certificate you sent us for renewal. 如存款为100元以上，我们将乐意接受。 We shall be glad to receive deposits of 100 yen and upward. 结算 到目前为止，我公司应收帐尚有二万美元。兹奉上结算报告书一份，敬请

31、查收为荷。 Enclosed we hand you a statement of account to date, showing a balance of $20,000 in our favour, which we trust will be found in order. 上开帐目，现正核对，如无错误，将遵照贵公司的指示，将转入新开的帐户内。 This account is under examination, and if found correct, it shall be carried to a new account, in conformity with your ins

32、tructions. 您昨日函敬悉。兹遵照贵方请求，同函附上结算报告书，敬请惠予查收为荷。 Your favour of yesterday was duly received, and we hand you herewith a statement of your account as requested, which we hope you will find correct. 兹奉上棒铁总价为512,000元清单一份，恳请列入我公司贷方帐项为荷。 We hand you our account on the bar iron, amounting to $512,000, which

33、kindly pass to our credit. 师阳 帖子：302金币：3平均分：4.5点评：0 银行英语口语BankingEnglish 发表于: 星期六 十一月 25, 2006 16:51 PM Id like to know if I can draw on my account for payment of things I buy in Tianjin. 我想知道一下我是否能提取存款来支付天津购物的费用。 I want to withdraw 200 dollars from my deposit account. 我要从我的定期存款中支取200美圆。 I want to c

34、lose my account with you. 我想结束在你们这儿的帐户。 Id like to draw 100 yuan against this letter of credit. 我想从这份信用证上提款100元。 May I draw money against the letter of credit here? 我可以在这儿用这份信用证取钱吗？ Could you tell me my balance? 能否把存款结余金额告诉我？ Please let me know my balance. 请告诉我结余金额。 I think you can draw on this acco

35、unt by cheque in payment of goods. 我以为你可用支票提款支付购物费用。 Your balance at the bank is 300 yuan. 你在本行的结余是300元。 Your deposit is exhausted. 你的存款支净了。 Your letter of credit is used up. 你的信用证用完了。 Please tell me how you wish to draw your money. 请告诉我你希望怎样支款。 Fill our a withdrawal form, please. 请填写取款单。 The letter

36、 of credit is exhausted. 信用证上的款子已提清。 The letter at Counter 6 will pay you against your number slip. 六号柜台的出纳员将根据你的号码牌付给你钱。 Useful Words and Phrases to close an account, to clear an account 结清 to draw money 取款 drawing-out slip 取款单 the number slip 号码牌 a withdrawal form 取款单 to fill in the receipt in dup

37、licate 一式两份填这张收据 teller, cashier 出纳员 Tell me the current rate for RMB, please. 请告诉我人民币的现价。 Whats your selling rate for RMB yuan in notes today? 你们今天人民币现钞的售价是多少？ Whats the dollar going for today? 美圆今天的售价是多少？ Our buying rate for notes is 523 yuan for 100 dollars. 我们100美圆的现钞买入价是523元。 Its 200 French fra

38、ncs at todays selling rate. 今天的卖出价是200法国法郎。 The buying rate of U.S. dollar notes is 460 yuan per hundred dollars. 美圆现钞买入价是100美圆付460元。 Useful Phrases buying rate 买进价格 selling rate 卖出价格 And how much will it be in Japanese currency? 换成日本币是多少？ How much would I get for 300 Japanese yen? 300日圆可兑换多少钱？ Id l

39、ike to know the exchange rate for German marks. 我想知道德国马克的兑换率。 What rate are you giving? 你们提供的兑换率是多少？ Whats the exchange rate today? 今天的兑换率是多少？ Please tell me what you would give me for my U.S. dollars. 请告诉我这些美圆可以兑换多少钱。 Please tell me the current rate for sterling. 请告诉我英国货币的现行兑换率。 If youll wait a mom

40、ent, Ill find out the rates of exchange. 请等一会儿，我查一下兑换率。 Please wait a moment. Ill find out the exchange rate between U.S. dollars and RMB. 请等一会儿，我查一下美圆对人民币的兑换率。 Its 470 yuan for 100 dollars. 100美圆可兑470元。 The exchange rate today is 200 yen to the pound. 今天的兑换率是一英镑可兑200日圆。 The rate for travelers chequ

41、es is 300 yuan against 100 dollars. 旅行支票的兑换率是100美圆兑300元。 These dollars are worth 1,000 yuan. 这些美圆可换1000元。 Useful Phrases exchange table, conversion table 汇兑换算表 foreign exchange 外汇 exchange rate 外汇率 conversion rate 折合率 foreign exchange restriction 外汇限额 foreign exchange quotations 外汇行情 to check the ra

42、te for sb. 查牌价 师阳 帖子：302金币：3平均分：4.5点评：0 银行业务部门名称中英对照 发表于: 星期六 十一月 25, 2006 16:53 PM Board of Directors 董事会 President 行长 Executive Office 经理办公室 Personnel Dept. 人事部 General Affairs Dept. 总务部 Co-ordination & Planning Dept. 综合计划部 International Dept. 国际业务部 Overseas Branches Dept. 海外部 Foreign Exchange Dep

43、t. 外汇资金部 First Credit Dept. 信贷一部 Second Credit Dept. 信贷二部 Accounting Dept. 财会部 International Clearing Dept 国际清算部 Banking Dept. 营业部 Credit Card Dept. 信用卡部 General Auditing Dept. 总稽核室 Computer Center 电脑部 Training Management Dept. 教育部 Institute of International Finance 国际金融研究所 Trust and Consultation Co

44、. 信托咨询公司 师阳 帖子：302金币：3平均分：4.5点评：0 银行英语口语向客户提建议 发表于: 星期六 十一月 25, 2006 16:54 PM Customer: Hello, I would like to open an account, but I do not know what account it should be. 顾客：你好。我想开立一个帐户，但我不知道要开哪种帐户。 Clerk: Do you often deposit money and draw money ? 职员：您经常存钱和取钱吗？ Customer: No, I do not. I just wan

45、t to deposit my salary and use this account to pay the things I buy at department stores once a month. 顾客：不，我不经常存钱和取钱。我只想把工资存入并且用这个帐户来支付每月一次在百货商店所买的东西的帐款。 Clerk: So, it will be a good idea for you to open a checking account. Do you think so? 职员：那么您还是开立一个支票帐户的好。您认为怎么样？ Customer: All right ,if that account will make. 顾客：行，如果这个帐户合适的话。 Dialogue Two 对话（2） Customer: Good morning, sir. I am from Japan. My English is poor. Can you help me? 顾客：你好，先生。我是日本人。我的英语不太好，你能帮忙吗？ Clerk: It is my pleasure, b