常见银行英语词汇大全517.docx

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3、存款 depositt receeipt 存存款收据 privatee depoosits 私人存款 certifiicate of deepositt 存单 depositt bookk, passsbookk 存折 credit card 信用卡 princippal 本金金 overdraaft, ooverdrraw 透支支 to counnter ssign 双双签 to endoorse 背背书 endorseer 背书人人 to cashh 兑现 to honoor a cchequee 兑付 to dishhonor a cheeque 拒拒付 to susppend ppay

4、mennt 止付 cheque,checkk 支票 cheque book 支票本 order cchequee 记名支票票 bearer chequue 不记名名支票 crossedd cheqque 横线线支票 blank cchequee 空白支票票 rubber chequue 空头支支票 cheque stub, counnterfooil 票根根 cash chheque 现金支票 traveleers cchequee 旅行支票票 cheque for ttransffer 转帐帐支票 outstannding chequue 未付支支票 canceleed cheeque 已已

5、付支票 forged chequue 伪支票票 Bandars notte 庄票，银银票 banker 银行家 presideent 行长长 savingss bankk 储蓄银行行 Chase BBank 大大通银行 Citibannk 花旗旗银行 Hongkonng Shaanghaii Bankking CCorporrationn 汇丰银行行 Charterred Baank off India, Austrralia and CChina 麦加利银行 Banque de IIndoCChine 东方汇理银行 centrall bankk, nattionall bank, bbank

6、errs baank 中央央银行 bank off issuue, baank of circculatiion 发行行币银行 commerccial bbank 商业银行，储蓄蓄信贷银行 member bank, creddit baank 储蓄信贷银行 discounnt bannk 贴现银银行 exchangge bannk 汇兑银银行 requestting bbank 委委托开证银行行 issuingg bankk, opeening bank 开证银行 advisinng bannk, nootifyiing bank 通知知银行 negotiaation bank 议付银行 co

7、nfirmming bbank 保保兑银行 paying bank 付款银行 associaate baanker of collecttion 代代收银行 consignned baanker of collecttion 委委托银行 clearinng bannk 清算银银行 local bbank 本本地银行 domestiic bannk 国内银银行 overseaas bannk 国外银银行 unincorrporatted baank 钱庄庄 branch bank 银行分行 trusteee saviings bbank 信托储蓄银行 trust ccompanny 信托公公司

8、financiial trrust 金金融信托公司司 unit trrust 信信托投资公司司 trust iinstittutionn 银行的信信托部 credit deparrtmentt 银行的信用部 Commerccial ccreditt commpany (diiscounnt commpany) 商业信贷公司（贴贴现公司） neighboorhoodd saviings bbank, bank off depoosit 街街道储蓄所 credit unionn 合作银行行 credit bureaau 商业兴兴信所 self-seervicee bankk 无人银行行 land

9、baank 土地地银行 construuctionn bankk 建设银行行 industrrial aand coommerccial bbank 工商银行 bank off commmunicaationss 交通银行行 mutual savinngs baank 互助储蓄银行 post offfice savinngs baank 邮局储蓄银行 mortgagge bannk, buuildinng socciety 抵押银行 industrrial bbank 实实业银行 home looan baank 家宅宅贷款银行 reservee bankk 准备银行行 charterred

10、baank 特许许银行 corresppondinng bannk 往来银银行 merchannt bannk, accceptiing baank 承兑银行 investmment bbank 投投资银行 import and eexportt bank (EEXIMBAANK) 进进出口银行 joint vventurre bannk 合资银银行 money sshop, nativve bannk 钱庄 credit coopeerativves 信用用社 clearinng houuse 票据据交换所 public accouuntingg 公共会计计 businesss acccou

11、ntiing 商业业会计 cost acccountting 成成本会计 depreciiationn accoountinng 折旧会会计 computeerizedd accoountinng 电脑化会计 generall ledgger 总帐帐 subsidiiary lledgerr 分户帐 cash boook 现金金出纳帐 cash acccountt 现金帐 journall, dayy-bookk 日记帐，流流水帐 bad debbts 坏帐帐 investmment 投投资 surpluss 结余 idle caapitall 游资 economiic cyccle 经济济周

12、期 economiic booom 经济繁繁荣 economiic reccessioon 经济衰衰退 economiic deppressiion 经济济萧条 economiic criisis 经经济危机 economiic reccoveryy 经济复苏苏 inflatiion 通货货膨胀 deflatiion 通货货收缩 devaluaation 货币贬值 revaluaation 货币增值 internaationaal ballance of paymentt 国际收支支 favouraable bbalancce 顺差 adversee balaance 逆逆差 hard cuu

13、rrenccy 硬通货货 soft cuurrenccy 软通货货 internaationaal monnetaryy systtem 国际货币制度度 the purrchasiing poower of moneey 货币购购买力 money iin cirrculattion货币流通量 note isssue 纸纸币发行量 nationaal buddget 国国家预算 nationaal grooss prroductt 国民生产总值 public bond 公债 stock, sharee 股票 debentuure 债券券 treasurry billl 国库券券 debt chh

14、ain 债债务链 direct exchaange 直直接（对角套套汇 indirecct excchangee 间接三角角套汇 cross rrate, arbittrage rate 套汇汇率 foreignn currrency (exchannge) rreservve 外汇储储备 foreignn exchhange flucttuatioon 外汇波动foreignn exchhange crisiis 外汇危机 discounnt 贴现 discounnt ratte, baank raate 贴现现率 gold reeservee 黄金储备备 money (finanncial

15、) markket 金融市场 stock eexchannge 股票票交易所 broker 经纪人 commisssion 佣佣金 bookkeeeping 簿记 bookkeeeper 簿簿记员 an appllicatiion foorm 申请请单 bank sttatemeent 对帐帐单 letter of crredit 信用证 strong room, vaullt 保险库库 equitabble taax sysstem 等等价税则 specimeen siggnaturre 签字式式样 bankingg hourrs, buusinesss hours 营营业时间银行英语口语新

16、开帐户What kiind off accoount ddid yoou havve in your mind?你想开哪种帐户户?Do you like to oppen a currentt accoount?你想开一个活期期存款帐户吗吗?A depossit orr currrent aaccounnt?定期还是活期?Please tell me hoow youu woulld likke to depossit yoour mooney.请告诉我你想存存何种户头?Theress a seervicee charrge foor the cheeckingg accoount bbut

17、no charrge foor thee saviings.支票户头要收服服务费，现金户头不收。Our minnimum depossit foor a savinngs acccountt is 1100 doollarss.我们储蓄存款的的最低存款额额是100美美圆。Five yuuan iss the minimmum originaal depposit.最低起存款额是是5元。You cann openn a saavingss accoount at any time with an innitiall depositt of 550 dolllars.你可随时以500美圆的起存额开

18、立储蓄帐帐户。Even onne yuaan is all rright.甚至一元也可以以起存。Here iss yourr pasbbook. Pleasse bring iit bacck wheen youu depoosit or withhdraw moneyy any time you likke. Keeep itt welll and inforrm us whennever you llose iit.这是你的存折，存存取款时请带带来。保管好好存折，遗失失请告诉我们们。I shoulld likke to open a currentt accoount.我想开一个活期期存款

19、帐户。I need a cheeckingg accoount sso thaat I can ppay myy billl.我需开个支票帐帐户，这样就能付帐。Wed liike too knoww how we open a checkking-ssavinggs acccount.我们想知道如何何开一个支票储蓄帐户。I have a cheeckingg accoount hhere.我在这里有一个个支票存款帐帐户。I thinkk Id like a depposit accouunt.我想要开个定期期存款帐户。Can I oopen aa currrent aaccounnt herr

20、e?我能否在这儿开开个活期存款帐户？I want to oppen a depossit accountt withh you.我要开个储蓄帐帐户。Id likke to open a depposit accountt withh you.我想在你们这儿儿开个定期存款帐户。Could yyou teell mee the differeence bbetweeen a savingss accoount aand a checkking aaccounnt?请告诉我储蓄存存款与支票存款的区别别好吗？Please tell me thhe proocedurre for opeening a

21、savvings accouunt.请告诉我开个储储蓄帐户需要什么手续。Will 1000 yuaan be enouggh for a mminimuum depposit?100元作最低低存款额够吗吗？Id likke to know whethher a 200 yuan depossit wiill be enouugh foor opeening a checkking aaccounnt.我想知道开一个个支票帐户200元存款是是否够。Could yyou teell mee how to operatee thiss accoount?请告诉我如何经经管这个帐户好吗？Is ther

22、re anyy miniimum for thhe firrst deepositt?第一次储蓄有最最低限额吗？How mucch doees eacch accountt costt?每个帐户要花多多少钱？Useful Phrassescurrentt depoosit, curreent accounnt 活期存存款fixed ddeposiit, fiixed aaccounnt 定期存款fixed ddeposiit by instaallmennts 零存整取joint aaccounnt 存款帐帐户to openn an aaccounnt 开户头头银行英语口语存款How mucc

23、h do you wwant tto depositt withh us?你想在我们这存存多少？How mucch do you wwish to pay into your accouunt?你希望在你的户户头上存多少少？How mucch monney doo you plan tto keeep in your accountt on aa reguular bbasis?你计划在你的户户头上定期存放多少钱钱？How mucch cassh do you pplan to depoosit iin youur acccount?你有多少钱要存存入呢？I thinkk you may dd

24、eposiit your mooney wwith tthe baank, or leavve it here for temporaary saafe-keeepingg.我认为你可把钱钱存入银行，或留在银行暂保保管起来。Would yyou pllease fill in the deppositiing foorm, ggivingg the summ of mmoney yourre to depoosit aas welll as your name, addrress aand prrofesssionall unitt?请填张存款单，写写明要存的数额以及你的姓姓名，地址和和工作的

25、单位，好好吗？I want to deepositt 300 yuan in my aaccounnt.我想在我的户头头上存3000元。I want to deepositt thesse chequess in mmy acccount.我想把这些支票票存在我的户头上。Id likke to pay 2200 yuuan innto my depoosit aaccounnt.我想在在我的定定期存款户头上存2000元。I want to deepositt my ppaycheeck.我想存入我的工工资支票。Id likke to know whethher I can ccash aa c

26、heqque heere.我想知道我能否否在这兑换支票。Will yoou pleease ccash this trraveleers cchequee?请兑现这张旅行行支票好吗？Id likke to cash this moneyy ordeer.我想兑现这张汇汇款单。I want to caash thhe ballance of a traveelerss lettter off creddit.我要把旅行信用用证的结余兑现。Will yoou pleease ttell mme wheether you chaarge ffor chhequess?请告诉我兑换支支票收手续费费吗？

27、Could yyou teell mee how much the cheecks ccost?请告诉我这些支支票要花多少少钱？What iff I ovverdraaw?如果透支了怎么么办？Please sign your name on the botttom lline iif youu wantt to cashh the checkk.如果想兑支票，请请在底线上签签名。Please writee yourr accoount number on thhe bacck of the ccheck.请在支票背面写写上你的帐号号。We honoored tthe chheck aas th

28、e oveerdrafft wass onlyy 5 yuuan.我们承兑这张支支票的透支额只有5元元。Please endorrse thhe cheeque.请背签这张支票票。The traavelerrs chhecks cost 1.5% of the totall amouunt off purcchase.旅行支票手续费费是购买总额的1.5%。Heres the cchequee bookk. Wheen you sennd a cchequee by ppost be careeful tto crooss itt, butt if yyou wish too cashh a c

29、hheque yoursself, you muust leeave iit oppen.这是一本支票簿簿，你邮寄支支票时，注意意要在支票上上打叉线。但但是如果你本人想开开张兑现支票票，就不可打叉线。Each chheque you wwrite will cost 2 dollaars.你每开一张支票票将花2美圆圆。Useful Wordss and Phrassesaccountt numbber 帐目目编号deposittor 存户户pay-in slip 存款单a depossit foorm 存款款单a bandiing maachinee 自动存取取机to depoosit 存存款

30、depositt receeipt 存存款收据privatee depoosits 私人存款certifiicate of deepositt 存单depositt bookk, passsbookk 存折credit card 信用卡princippal 本金金overdraaft, ooverdrraw 透支支to counnter ssign 双双签to endoorse 背背书endorseer 背书人人to cashh 兑现to honoor a cchequee 兑付to dishhonor a cheeque 拒拒付to susppend ppaymennt 止付cheque,c

31、heckk 支票cheque book 支票本order cchequee 记名支票票bearer chequue 不记名名支票crossedd cheqque 横线线支票blank cchequee 空白支票票rubber chequue 空头支支票cheque stub, counnterfooil 票根根cash chheque 现金支票traveleers cchequee 旅行支票票cheque for ttransffer 转帐帐支票outstannding chequue 未付支支票canceleed cheeque 已已付支票forged chequue 伪支票票Bandars

32、 notte 庄票，银银票银行英语口语取款、结余Id likke to know if I can ddraw on my aaccounnt forr paymment of thinngs I buy iin Tiaanjin.我想知道一下我我是否能提取取存款来支付付天津购物的的费用。I want to wiithdraaw 2000 dolllars ffrom mmy depposit accouunt.我要从我的定期期存款中支取200美圆圆。I want to cllose mmy acccount with yoou.我想结束在你们们这儿的帐户户。Id likke to draw

33、100 yyuan againsst thiis lettter oof creedit.我想从这份信用用证上提款100元。May I ddraw mmoney againnst the lettter oof creedit hhere?我可以在这儿用用这份信用证取钱吗？Could yyou teell mee my bbalancce?能否把存款结余余金额告诉我我？Please let mme knoow my balannce.请告诉我结余金金额。I thinkk you can ddraw oon thiis accountt by cchequee in paymentt of gg

34、oods.我以为你可用支支票提款支付购物费用。Your baalancee at tthe bankis 300 yyuan.你在本行的结余余是300元元。Your deepositt is eexhaussted.你的存款支净了了。Your leetter of crredit is ussed upp.你的信用证用完完了。Please tell me hoow youu wishh to ddraw yyour mmoney.请告诉我你希望望怎样支款。Fill ouur a wwithdrrawal form, please.请填写取款单。The lettter oof creedit i

35、is exhhausteed.信用证上的款子子已提清。The lettter aat Couunter 6 willl payy you againnst yoour nuumber slip.六号柜台的出纳纳员将根据你你的号码牌付付给你钱。Useful Wordss and Phrassesto closse an accouunt, tto cleear an acccount 结清to draww moneey 取款drawingg-out slip 取款单the nummber sslip 号号码牌a withddrawall formm 取款单to filll in tthe ree

36、ceiptt in ddupliccate 一一式两份填这这张收据teller, cashhier 出出纳员银行英语口语兑换货币Please tell me hoow mucch youu want too channge.请告诉我你要换换多少。How mucch of the rremitttance do yoou wannt to conveert innto Jaapanesse yenn?你要把多少汇款款换成日圆？What kiind off currrency do yoou wannt?要哪种货币？Whats it yoou wissh to changge?你有什么要换的的？W

37、hat kiind off currrency do yoou want too channge?要换哪种货币？In whatt denoominattions?要什么面值的？Please tell me whhat noote yoou wannt.请告诉我要什么么钞票。Will seeven ttens bbe alll righht?7张10元的可可以吗？Is it iin traavelerrs chhequess?换旅行支票吗？Id likke to know how II shalll give itt to yyou.我想知道如何付付钱给你。How wouuld yoou lik

38、ke it?你要什么面额的的？Would yyou kiindly sign the excchangee formm, givving your naame annd adddress?请在兑换单上签签字，写出你的姓名和地址址，好吗？Can youu channge mee somee money, pleasse?能否请你给我兑兑换一些钱？Here itt is, some Frencch francs, Swisss fraancs, Americaan dolllars and a few DDutch guildders.这些就是：一些些法国法郎，瑞士法郎，美圆圆和一些荷兰兰盾。Wo

39、uld yyou pllease give me seven ffive-ppound notess, four poound nnotes and four teen-shiillingg notees, and thee restt in ssmall changge.请你给我7张55镑纸币，4张1镑纸币，44张10先令纸币，剩下下的要零票。Would yyou miind giiving me the sixx pencce in coppeers?劳驾给我6便士士的铜币。Id likke to know if yoou could cchangee thiss moneey back

40、innto U.S. doollarss for me.我想知道能否把把这笔兑回成美圆。Could yyou chhange thesee French franccs forr me?能给我兑换这些些法国法郎吗吗？Can youu givee me 1100 dollarss in SSwiss franccs?能否给我1000美圆的瑞士士法郎？Id likke to conveert thhe fulll amount of thhe remmittannce into U.S. doollarss.我想把全部汇款款换成美圆。Id likke somme coiins foor thiis

41、 notte.我想把这张纸币币换成硬币。Id likke to breakk thiss 50 dollar note.我想把这张500美圆纸币换换开。Five twwentiees andd ten singless, pleease.请给我5张200元和10张一元的。I need 300 ddollarrs in 100-dolllar cchequees.我要300美圆圆票面为100美圆的支支票。I hope youlll givve me ten traavelerrs chhequess of 100 dollaars eaach.我希望给我100张面额为100美圆的旅旅行支票。In

42、 fivees, pllease.请给我5元票面面的。Could yyou giive mee somee small nnotes?给我一些小票好好吗？Useful Wordss and Phrassescurrenccy, mooney 货货币money cchangiing 兑换换货币an exchhange form 兑换单bank noote 钞票票note off largge dennominaation 大票note off smalll dennominaation 小票small cchangee 零钱subsidiiary mmoney 辅币nickel piecee 镍

43、币plasticc currrency notess 塑料钞票converttible moneyy 可兑换（黄金）纸纸币银行英语口语储蓄存款利息息Whats the iintereest raate foor the savvings accouunt?储蓄存款的利率率是多少？Do you pay iintereest onn this acccountt?这种存款付给利利息吗？Please tell me whhat thhe annual interrest rrate iis.请告诉我年利率率是多少。Interesst is paid at thhe ratte of 1% per annumm at ppresennt.目前每年的利率率是1%。It alloows yoou to earn a litttle interesst on your moneyy.这可使你从存款款中获得一点点利息。The acccount carriies innteresst of 4%.该存款有4%的的利息。The intterestt is aadded to your acccountt everry yeaar.每年的利息都加加到你的存款款中。The intterestt ratee for the sav