2023年奥巴马演讲稿英文(精选多篇).docx
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1、2023年奥巴马演讲稿英文(精选多篇) 推荐第1篇:奥巴马英文演讲稿 奥巴马英文演讲稿:签署金融改革法案 THE PRESIDENT: Well, good morning, everyone.AUDIENCE: Good morning.THE PRESIDENT: We are gathered in the heart of our nations capital, surrounded by memorials to leaders and citizens who served our nation in its earliest days and in its days of gr
2、eatest trial.Today is such a time for America.Over the past two years, we have faced the worst receion since the Great Depreion.Eight million people lost their jobs.Tens of millions saw the value of their homes and retirement savings plummet.Countle businees have been unable to get the loans they ne
3、ed and many have been forced to shut their doors.And although the economy is growing again, too many people are still feeling the pain of the downturn.Now, while a number of factors led to such a severe receion, the primary cause was a breakdown in our financial system.It was a crisis born of a fail
4、ure of responsibility from certain corners of Wall Street to the halls of power in Washington.For years, our financial sector was governed by antiquated and poorly enforced rules that allowed some to game the system and take risks that endangered the entire economy.Unscrupulous lenders locked consum
5、ers into complex loans with hidden costs.Firms like AIG placed maive, risky bets with borrowed money.And while the rules left abuse and exce unchecked, they also left taxpayers on the hook if a big bank or financial institution ever failed.Now, even before the crisis hit, I went to Wall Street and I
6、 called for common-sense reforms to protect consumers and our economy as a whole.And soon after taking office, I proposed a set of reforms to empower consumers and investors, to bring the shadowy deals that caused this crisis into the light of day, and to put a stop to taxpayer bailouts once and for
7、 all.(Applause.) Today, thanks to a lot of people in this room, those reforms will become the law of the land.For the last year, Chairmen Barney Frank and Chris Dodd have worked day and night - (applause) - Barney and Chris have worked day and night to bring about this reform.And I am profoundly gra
8、teful to them.I would be remi if I didnt also expre my appreciation to Senator Harry Reid and Speaker Nancy Pelosi for their leadership.It wouldnt have happened without them.(Applause.) Paing this bill was no easy task.To get there, we had to overcome the furious lobbying of an array of powerful int
9、erest groups and a partisan minority determined to block change.So the members who are here today, both on the stage and in the audience, they have done a great service in devoting so much time and expertise to this effort, to looking out for the public interests and not the special interests.(Appla
10、use.) And I also want to thank the three Republican senators who put partisanship aside - (applause) - judged this bill on the merits, and voted for reform.Were grateful to them.(Applause.) And the Republican House members.(Applause.) Good to see you, Joe.(Applause.) Now, lets put this in perspectiv
11、e.The fact is, the financial industry is central to our nations ability to grow, to prosper, to compete and to innovate.There are a lot of banks that understand and fulfill this vital role, and there are a whole lot of bankers who want to do right - and do right - by their customers.This reform will
12、 help foster innovation, not hamper it.It is designed to make sure that everybody follows the same set of rules, so that firms compete on price and quality, not on tricks and not on traps.It demands accountability and responsibility from everyone.It provides certainty to everybody, from bankers to f
13、armers to busine owners to consumers.And unle your busine model depends on cutting corners or bilking your customers, youve got nothing to fear from reform.(Applause.) Now, for all those Americans who are wondering what Wall Street reform means for you, heres what you can expect.If youve ever applie
14、d for a credit card, a student loan, or a mortgage, you know the feeling of signing your name to pages of barely understandable fine print.What often happens as a result is that many Americans are caught by hidden fees and penalties, or saddled with loans they cant afford. Thats what happened to Rob
15、in Fox, hit with a maive rate increase on her credit card balance even though she paid her bills on time.Thats what happened to Andrew Giordano, who discovered hundreds of dollars in overdraft fees on his bank statement - fees he had no idea he might face.Both are here today.Well, with this law, unf
16、air rate hikes, like the one that hit Robin, will end for good.(Applause.) And well ensure that people like Andrew arent unwittingly caught by overdraft fees when they sign up for a checking account.(Applause.) With this law, well crack down on abusive practices in the mortgage industry.Well make su
17、re that contracts are simpler - putting an end to many hidden penalties and fees in complex mortgages - so folks know what theyre signing. With this law, students who take out college loans will be provided clear and concise information about their obligations.And with this law, ordinary investors -
18、 like seniors and folks saving for retirement - will be able to receive more information about the costs and risks of mutual funds and other investment products, so that they can make better financial decisions as to what will work for them.So, all told, these reforms represent the strongest consume
19、r financial protections in history.(Applause.) In history.And these protections will be enforced by a new consumer watchdog with just one job: looking out for people - not big banks, not lenders, not investment houses - looking out for people as they interact with the financial system.And thats not
20、just good for consumers; thats good for the economy.Because reform will put a stop to a lot of the bad loans that fueled a debt-based bubble.And it will mean all companies will have to seek customers by offering better products, instead of more deceptive ones.Now, beyond the consumer protections Ive
21、 outlined, reform will also rein in the abuse and exce that nearly brought down our financial system.It will finally bring transparency to the kinds of complex and risky transactions that helped trigger the financial crisis.Shareholders will also have a greater say on the pay of CEOs and other execu
22、tives, so they can reward succe instead of failure.And finally, because of this law, the American people will never again be asked to foot the bill for Wall Streets mistakes.(Applause.) There will be no more tax-funded bailouts - period.(Applause.) If a large financial institution should ever fail,
23、this reform gives us the ability to wind it down without endangering the broader economy.And there will be new rules to make clear that no firm is somehow protected because it is “too big to fail,” so we dont have another AIG. Thats what this reform will mean.Now, it doesnt mean our work is over.For
24、 these new rules to be effective, regulators will have to be vigilant.We may need to make adjustments along the way as our financial system adapts to these new changes and changes around the globe.No law can force anybody to be responsible; its still incumbent on those on Wall Street to heed the leo
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