2022年银行招聘之银行招聘综合知识题库包过题库及答案免费下载.docx

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1、2022年银行招聘之银行招聘综合知识题库包过题库及答案免费下载第一部分 单选题(50题)1、 年终结账时，若有结转销户科目，则应当（）。A.核实该科目下部分分户账B.注销该科目下所有的分户账C.核实该科目下所有的分户账D.注销该科目下部分分户账【答案】： B 2、资料：Procrastination comes in many disguises. We might resolve to tackle a task, but find endless reasons to defer it. We might prioritize things we can readily tick off

2、our to-do list- answering emails, say- while leaving the big, complex stuff untouched for another day. We can look and feel busy. while artfully avoiding the tanks that really matter. And when we look at those rolling, long untouched items at the bottom of our to-do list, we cant help but feel a lit

3、tle disappointed in ourselves.A.We prioritize the to-do list and finish the task in timeB.We prioritize and only do things that can be done easily and quicklyC.We look busy but avoid the task that really mattersD.We find endless reasons to defer a task【答案】： A 3、资料：Global business travel topped $1.2

4、trillion and is expected to reach $1.6 trillion by 2020, according to new research by the Global Business Travel Association（GBTA）, an association representing the interests of corporate travel managers. Whats more China has now surpassed the U.S. as the largest business travel market in the world,

5、ringing up $291 billion last year.A.Travel destinations financial conditionsB.Travel suppliers strategiesC.Travelers PreferenceD.Mobile Tech【答案】： A 4、I knew almost everyone I needed to know no matter whether they _goodness or badness.A.provedB.boastedC.hidD.exhibited【答案】： D 5、He was no longer a（an）（

6、）who failed in big events,like the 2008 Beijing Olympics,where he finished an unimpressive 11th.A.anythingB.nothingC.anybodyD.nobody【答案】： D 6、在体育运动中，运动员需要不时地抹一些白色的粉末，俗称“防滑粉”，那么，防滑粉的主要成分是（）。A.铁B.钠C.镁D.钙【答案】： C 7、In terms of viewpoints and attitudes, authors may not state _ that they are neutral, nega

7、tive, positive or objective.A.exceptionallyB.empiricallyC.explicitlyD.extravagantly【答案】： C 8、It is _ how soon the investigators will arrive at the site.A.unclearB.undoubtedC.unrealD.unaware【答案】： A 9、以下（）是直接融资工具。A.商业票据B.银行本票C.保险单D.银行券【答案】： A 10、资料：Poor health is not only damaging to employees, it is

8、detrimental to businesses. Corporations pay a heavy cost for stress-related illnesses, such as hypertension, gastrointestinal problems, and substance abuse. says Rubin.A.In companies where good health is promoted, employees are more likely to be loyal and productiveB.Offering seminars, starting comp

9、etitions and offering discount on gym memberships will be costly, so companies should not pay much attention to these activitiesC.Exercise plays an important role of building a strong bodyD.Chronic stress in the workplace might be harmful to the companys interest【答案】： B 11、 对账簿可以按照不同的标准进行分类。将账簿分为序时账

10、、分类账和备查账的分类标准是（）。A.用途B.经济内容C.外表形式D.会计要素【答案】： A 12、根据购买力平价理论，通货膨胀高的国家货币汇率（）。A.升值B.贬值C.升水D.贴水【答案】： B 13、计算机网络中传送速率的单位bps的含义是（）。A.每秒字节数B.每秒波特数C.每秒字符数D.每秒位数【答案】： D 14、Lawyers have questioned the_of the ban on political rallies, but officials continue to insist they are more interested in ensuring public

11、 safety than stifling political dissent .A.importanceB.qualificationC.legalityD.extension【答案】： C 15、It would be_exploring students epistemic beliefs regarding course-related information located on the Internet.A.worthwhileB.worthC.whileD.worthy【答案】： A 16、Passage 1A.introduce a new course to students

12、B.help students learn about investmentC.teach how to apply for a credit cardD.encourage studentspersonal savings【答案】： B 17、I hear many parents saying that their teenage children are rebellion.I wish it were so.At your age you ought to be growing away from your parents.You should be learning to stand

13、 on your own two feet.But take a good look at the present rebellion.It seems that teenagers are all taking the same way of showing that they degree with their parents.Instead of striking out bravely on their own,most of them are trying to seize at one anothers hands for safety.A.readers how to be po

14、pular in the worldB.parents how to control and guide their childrenC.teenagers how to learn to decide things for themselvesD.people how to understand and respect each other【答案】： C 18、 审计技术的最近发展阶段是( )。A.系统审计B.风险基础审计C.账项基础审计D.详细审计【答案】： B 19、资料：Poor health is not only damaging to employees, it is detri

15、mental to businesses. Corporations pay a heavy cost for stress-related illnesses, such as hypertension, gastrointestinal problems, and substance abuse. says Rubin.A.It is helpful to the company if the employers can lay off employees with health issuesB.Company discount on gym memberships will surely

16、 improve employees frequency of exerciseC.Most Americans have suffered from stress-related illnessesD.To make sure that the employees are aware of the importance of physical and mental health is essential to promote good health in a company【答案】： D 20、资料：（一）A.law courts have decided not to use fashio

17、nable wordsB.it is widely accepted by all the insuredC.it enables ordinary people to understand it easilyD.the meaning of such wording has been agreed upon【答案】： D 21、运用（）进行管理的实质，是以满足人们基本的社会心理上的需要，达到调动人们的工作积极性、促进社会主义现代化事业的发展为目的的。A.行政方法B.经济方法C.社会心理方法D.数学方法【答案】： C 22、3+14+35+146+555+854+965+986+997=（）。

18、A.3555B.5000C.4000D.4555【答案】： D 23、资料：Italys next government, a coalition between the populistFive Star Movement and the far-right Northern League, is giving investors plenty to worry about. Leaked plans, hastily abandoned, suggested it might want to leave the euro or ask the European Central Bank t

19、o forgive 250bn（$292bn） of Italian debt. But less attention has been paid to what it might mean for Italian banks, and in particular for their biggest burden: non-performing loans（NPLs）. Over 185bn of NPLs were outstanding at the end of 2017, the most for any country in the European Union. （1）A.Bad

20、loans remain a concern in Italy and across southern EuropeB.Italy will be the largest source of NPLs for the foreseeable futureC.Italy asks the European Central Bank to forgive its debtD.Investors can trade in NPLs across 11 European countries【答案】： B 24、资料：Its almost considered sacrilegious today to

21、 leave work at the end of your workday or（for shame！）on a Friday and simply not check your work email again until you return the office during normal working hours。A.Its a shame if you check your email all the timeB.The employees are willing to leave work at the end day of the workdayC.The employees

22、 are expected to answer emails although its not working timeD.Work email is the essential part in workers daily life【答案】： C 25、He was looking _ at the visiting salesman, who showed no signs of getting ready to leave.A.impatientlyB.impatienceC.patienceD.patient【答案】： A 26、最适于实力不强的小企业采用的目标市场策略是（）。A.选择性

23、市场策略B.无选择性市场策略C.集中性市场策略D.产品开发策略【答案】： C 27、Passage 1A.0.5%B.0.9%C.3.5%D.3.1%【答案】： A 28、资料：Theres a good chance that spicy crunchy tuna roll you ordered for lunch doesnt actually contain any tuna at all.A.Sushi restaurants verified by Oceana provide no fake fishB.it would be better not to eat sushi in

24、 AmericaC.the new technology can help deal with the fake sushi to some extentD.fake or mislabeled fish will no longer exist in the sushi market【答案】： C 29、 所有者权益是企业投资人对企业净资产的要求权，在数量上所有者权益等于（）。A.全部资产扣除流动负债B.全部资产扣除长期负债C.全部资产加上流动负债D.全部资产扣除全部负债【答案】： D 30、She is less _ on being a grandmother, now her daug

25、hter Caron is married.A.desirousB.eagerC.keenD.anxious【答案】： C 31、It would be_exploring students epistemic beliefs regarding course-related information located on the Internet.A.worthwhileB.worthC.whileD.worthy【答案】： A 32、 汇款人办理信汇时，如果是交付现金汇款，应该向银行另填制（）。A.一联特种转账贷方凭证B.一联特种收款贷方凭证C.一式三联的信汇凭证D.一式四联的信汇凭证【答案

26、】： A 33、远期合约的最大功能是（）。A.方便交易B.增加收益C.增加交易量D.转嫁风险【答案】： D 34、以下对通货膨胀的描述正确的是（ ）。A.货币发行量过多而引起的一般物价水平普遍持续地上涨是通货膨胀B.房屋价格的不断上涨，就是通货膨胀C.通货膨胀是价格水平的偶然上涨D.货币发行量过多导致的股票价格上涨就是通货膨胀【答案】： A 35、Was it in the school reading room（）you found the missing book?A.whoB.thatC.whichD.when【答案】： B 36、资料：Its so common to hear peo

27、ple say， “Im stressed out，” almost as a badge of honor， as if this is a symptom only of our fast-paced modern life. But in her book， “Exhaustion： A History，”Anna Katharina Schaffner writes that the syndrome of mental exhaustion has existed almost since the beginning of human history.A.the fast-paced

28、 modern lifeB.the significant events in human historyC.increasing consumption of the energy reservesD.less harmonious life with nature and the seasons【答案】： C 37、Passage 10A.give their parents some free timeB.make their parents more creativeC.help them with their homeworkD.help them become more atten

29、tive【答案】： A 38、中国人民银行从l984年开始执行中央银行职能后的一段时间内所使用的最主要的货币政策工具是（）。A.利率B.存款准备金率C.贷款计划D.公开市场业务【答案】： C 39、Passage 8A.To discuss different methods of pruningB.To introduce some common knowledge of pruningC.To explain how trees develop diseaseD.To give practical instruction for pruning a tree【答案】： B 40、资料：Th

30、e federal government on Wednesday recommended an endangered-species listing for the loggerhead turtles in U.S. Waters, a decision that could lead to tighter restrictions on fishing and other maritime trades.Environmental groups who d been pushing an endangered listing said the proposal was a “turnin

31、g point”they hope will lead to greater turtle protections.A.Contamination of sea waterB.The inadequate food supplyC.Their lower reproductive abilityD.Unregulated commercial fishing【答案】： D 41、关于奥肯定律，下列说法正确的是（）。A.奥肯定律是由英国经济学家奥肯提出来的B.奥肯定律衡量的是物价变动率和失业率之间的相关关系C.当实际GDP增长相对于潜在GDP增长上升1%，失业率下降大约1%D.当实际GDP增长相

32、对于潜在GDP增长上升2%，失业率下降大约1%【答案】： D 42、资料：Its almost considered sacrilegious today to leave work at the end of your workday or（for shame！）on a Friday and simply not check your work email again until you return the office during normal working hours。A.They are inconsistent about the attitude toward after

33、hours emailsB.They both push the employees to be available all the timeC.They are consistent about the attitude towards after hours emailsD.They both dont mean to stress the employees out【答案】： A 43、资料：Even as rich countries seek to rid workplaces of subtle gender bias, in many developing ones discri

34、mination remains overt. According to the World Bank, women are barred from certain jobs in 104 countries.（1）A.Some jobs are too dangerous for womenB.Men are hunting higher paid jobs in other placesC.In specific areas women are paid higher than menD.Women have the choice of not bearing children【答案】：

35、B 44、Human survival has been based on unrivaled adaptation to the environment,but plants and animals will and are inevitably succumbing（）subtle changes in the climate.A.inB.withoutC.withD.To【答案】： D 45、计算机系统软件中最核心、最重要的是（ ）。A.语言处理系统B.数据库管理系统C.操作系统D.诊断程序【答案】： C 46、在Word中使用标尺可以直接设置缩进，标尺的顶部三角形标记代表（）。A.左端

36、缩进B.右端缩进C.首行缩进D.悬挂式缩进【答案】： C 47、（）the wealth of the country increases,more waste will be produced.A.WithB.AsC.ForD.Since【答案】： B 48、由于挤兑风波导致商业银行倒闭的风险属于（）。A.国家风险B.流动性风险C.法律风险D.操作风险【答案】： B 49、资料：Special needs students can not only learn from regular education teachers, but can participate in collaborat

37、ive learning with mainstream students as well. Collaborative learning allows students to work together in groups to complete lessons and assignments. A.It is desired for students with special needsB.It is tutored by regular teachers for mainstream studentsC.It is planned for collaborative learning b

38、y mainstream studentsD.It has students with special needs and regular education classmates【答案】： D 50、在银行发放贷款的情况下，货币作为价值运动的独立形式从银行单方面转移到借款人，这时货币的职能是（）。A.价值尺度B.支付手段C.流通手段D.贮藏手段【答案】： B 第二部分 多选题(50题)1、对于一个烟草企业来讲，以下哪些因素代表的是该企业的机会?（）A.邻国吸烟人数成上升态势B.该企业改进技术，降低了生产成本C.公共场合禁止吸烟D.烟叶大丰收.市场价格下降【答案】： AD 2、办理收文是指（）

39、。A.把收文立卷归档B.把收文予以执行办理C.撰文对收文进行答复、批转或转发D.在公文传送单上签字【答案】： ABCD 3、公文是一种特殊的文体，这种特殊性表现在（）A.采用白话文形式B.具有真实性.合法性C.具有规范性、相对确定性D.用议论、说明、叙述多种方式表达【答案】： AD 4、交换的帕累托最优状态是（）。A.两条无差异曲线的切点B.两条无差异曲线的斜率相等C.两种商品的边际替代率相等D.两种商品的边际技术替代率相等【答案】： ABC 5、应通过“应收账款”科目核算的有（ ）。 A.销售产品尚未收到货款B.销售产品时代客户垫付的包装费C.员工出差预借的差旅费D.销售产品时应向客户收取的

40、增值税【答案】： ABD 6、我国商业银行附属资本包括（）。A.可转换债券B.长期次级债券C.普通股溢价D.未分配利润【答案】： AB 7、人民币国际化问题，从理论上讲，具体包括（）。A.储蓄货币B.现实货币C.结算货币D.计价货币【答案】： ACD 8、一般性货币政策包括（ ）。A.存款准备金政策B.再贴现C.公开市场操作D.窗口指导【答案】： ABC 9、要发送一封电子邮件不是必须添加的题目是（）。A.发信人地址B.收信人地址C.主题D.信件内容【答案】： CD 10、一份公文的正文分为（）部分。A.标题B.文头C.文尾D.主体【答案】： BCD 11、实施价格歧视的基本条件包括（ ）。A

41、.市场能够有效地隔离开B.必须由可能根据不同的需求价格弹性划分两组或者两组以上的购买者C.生产者必须要达到一定的规模D.不同市场上企业的边际收益相等【答案】： AB 12、下列属于反映企业财务状况的会计要素是（）。A.利润B.资产C.负债D.所有者权益【答案】： BCD 13、单位可以开立以下（ ）用途的专用存款账户。A.基本建设基金B.注册验资C.社会保障基金D.单位银行卡备用金【答案】： ACD 14、企业发生下列各项费用中，应在管理费用中列支的有（ ）。A.短期借款利息B.职工教育经费C.坏账损失D.低值易耗品摊销【答案】： BD 15、中华人民共和国会计法第50条中单位负责人包括（ ）

42、。A.公司制企业董事长或执行董事B.公司制企业总经理C.国有工业企业厂长或经理D.个人独资企业投资人【答案】： ACD 16、欧洲货币体系包括（ ）。A.创设欧洲货币单位B.建立稳定汇率机制C.扩大特别提款权的作用D.建立国际货币基金组织E.建立欧洲货币合作基金【答案】： AB 17、记账凭证账务处理程序与汇总记账凭证账务处理程序的相同之处在于（）。A.根据原始凭证或汇总原始凭证编制记账凭证B.根据收、付款凭证逐笔登记现金日记账和银行存款日记账C.根据各种记账凭证和有关原始凭证或原始凭证汇总表登记明细账D.根据记账凭证逐笔登记总分类账【答案】： ABC 18、2003年，我国在经济快速发展的同

43、时，也出现了投资增长加速（尤其一些地区房地投资过 大），货币信贷增长过快现象，形成煤、电、油、运等供应紧张，物价增长加快的趋势。对此，中国 人民银行采取了一系列货币政策措施加以调控，并已取得良好成效。 根据上述材料，回答下列问题：A.证券市场信用控制B.消费者信用控制C.不动产信用控制D.优惠利率【答案】： ABCD 19、假设某银行体系：（1)原始存款总额为100万元；（2)法定准备金额为8%;(3)现金漏损率 为10% ； (4)超额准备金率为2% ； (5)定期存款准备金率为4% ； (6)定期存款总额为20万元。 根据上述材料，回答下列问题：A.原始存款量B.法定准备金率和超额准备金率C.现金漏损率D.定期存款量和定期存款准备金率【答案】： ABCD 20、欧洲货币体系包括（ ）。A.创设欧洲货币单位B.建立稳定汇率机制C.扩大特别提款权的作用D.建立国际货币基金组织E.建立欧洲货币合作基金【答案】： AB 21、“人并没有创造物质本身，甚至人创造物质的生产能力，也只是在物质本身预先存在的条件下才能进行。”这句话说明（）。A.实践能创造物质B.实践不能创造物质C.实践改变物质世界的存在形态D.实践活动要以物质世界的存在为前提【答案】： BCD 22、我国商业银行附属资本包括（）。A.可转换债券B