2022年全省银行招聘之银行招聘综合知识自测模拟题库及1套完整答案.docx

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1、银行招聘之银行招聘综合知识题库一 , 单选题 (每题1分，选项中，只有一个符合题意)1、If you（）to book a meeting room,please see Ms.Liu at the front desk.A.have likedB.were likedC.would likeD.had liked【答案】 C2、关于共同犯罪，下列表述最为准确的是（ ）。A.共同犯罪是指两人以上共同参加的犯罪B.三人以上为共同实施犯罪而组织在一起的，是犯罪集团C.犯罪集团是共同犯罪的特殊形式D.刑法理论上，对共同犯罪成员的分类一般是主犯、从犯、教唆犯、胁从犯【答案】 C3、 银行的基本凭证有：

2、现金付出传票、( )、转账借方传票、转账贷方传票、特种转账借方传票、特种转账贷方传票、表外科目借方传票、表外等。A.现金支票B.现金收入传票C.转账支票D.进账单【答案】 B4、资料：“I wouldnt be here today if not for the generosity of strangers,” said Michael Moritz, while announcing a major donation to Oxford University. A former Time Magazine reporter, Mr. Moritz left journalism to be

3、come one of the most successful venture capitalists in Silicon Valley. Through Sequoia Capital, the firm he joined in 1986 and has led for many years, Mr. Moritz was an early investor in Google, Yahoo, PayPal and LinkedIn. His personal fortune is estimated at well over $1 billion. Oxford University

4、announced last Wednesday that he and his wife, the novelist Harriet Heyman, donated 75 million, or $115 million, to fund a new scholarship program aimed at providing financial aid to students from low-income backgrounds. Behind the headlines about the size of the gift was a family story of immigrati

5、on, education and a sense of obligation that transcended generations.A.How education can change a persons lifeB.Oxford University welcomes the generosity of strangersC.An immigration familys story of successD.large amount of private donation from an Oxford graduate【答案】 B5、（）股份相对固定，一般不向投资者增发新股或赎回旧股。A

6、.公司型基金B.契约型基金C.封闭型基金D.开放型基金【答案】 C6、资料：American Airlines CEO takes blame for maintenance errors, disrupted flightsA.is going to have a new chairman and CEOB.only operates from Dalls/Fort Worth International AirportC.is an airline that has 3000 MD-80 airplanesD.is a company that is headquartered in Fo

7、rt Worth, Dallas【答案】 D7、I will never forget the day _ I first arrived at this college.A.in whichB.on thatC.whenD.which【答案】 C8、阅读下列短文，从短文后各题所给的四个选项中，选出可以填人空白处的最佳选项。A.withB.toC.fromD.by【答案】 A9、资料：Most young people enjoy some form of physical activity. It may be walking, cycling or swimming, or in wint

8、er, skating or skiing. It may be a game of some forms, football, hockey, golf, or tennis. It may be mountaineering.A.coldB.hardshipC.physical riskD.all of the above【答案】 D10、吊销违法者的经营许可证是( )。A.行政命令B.行政处罚C.行政处分D.行政强制执行【答案】 B11、He has been studying here for three years,by next summer he_.A.will graduate

9、B.will have graduatedC.will be graduatedD.will be graduating【答案】 B12、 （）是单位和个人在银行开立的主要账户。A.基本账户B.辅助账户C.活期储蓄存款D.定期储蓄存款【答案】 A13、Care providers also need to help patients to manage their feelings of uncertainty and_them of the benefits of modern medicine and technology which can substantially aid in he

10、alth improvement。A.assureB.insureC.sureD.ensure【答案】 A14、小明手里有2枚5分钱硬币，7枚2分钱硬币和5枚1分钱硬币，如想组合成1角1分钱，共有（）种组合方式。A.11B.7C.8D.10【答案】 B15、在Exce1中，确认数据输入有三种方法，以下方法中不属于这三种之一的是（）。A.按Enter键B.按Tab键C.用鼠标单击编辑栏上的“”D.按Shift键【答案】 D16、为深入落实2021年中央一号文件要求，巩固拓展脱贫攻坚成果同乡村振兴有效衔接，中国银行间市场交易商协会于近期推出首批乡村振兴票据。农业银行作为牵头主承销商和簿记管理人，成

11、功为中粮集团有限公司发行2021年第一期中期票据（乡村振兴），发行期限（）年，发行规模20亿元，募集资金主要用于支持中粮集团粮食收储工作。作为全国首批乡村振兴债，本次债券的成功发行对于保障粮食安全、促进农民增收、实现乡村振兴发展具有重要意义。A.2年B.3年C.4年D.5年【答案】 A17、基准利率作为其他利率水平或金融资产价格确定的基础，在我国，基准利率是（）。A.同业拆借利率B.公定利率C.存贷款利率D.市场利率【答案】 C18、3月份，企业销售商品5万元，5月份收到款项。企业应该在何时确认收入？（）A.3月B.5月C.3月到5月间均可D.当年即可【答案】 A19、甲做生意急需用钱，并与乙

12、约定，乙借给甲10万元，甲将收藏的一件古董交给乙，若一年后如期还钱，乙就归还古董；若一年后未如期还钱，乙就出卖古董抵债。对此，甲与乙的关系属于（）。A.抵押关系B.质押关系C.留置关系D.侵权关系【答案】 B20、资料：What if you were told there was a way you may strengthen your cognitive skills and heighten your intelligence, and all you had to do was was learn to strike up basic conversations in another

13、 language?A.seem more productive in the job marketB.comfortably travel to foreign countriesC.get to know different culturesD.all of the above【答案】 D21、It is high time that the authorities（）some inspection to this phenomenon.A.doB.didC.should doD.would do【答案】 B22、美国宇航局利用一枚火箭在月球表面撞出直径大约100英尺的大洞，科学家通过测量

14、，发 现了大约25加仑水蒸气以及水冰。这一发现被美国时代周刊评选为2009年十大科学 发现之一。这说明（ ）。A.认识产生于实践的需要，反过来认识又推动了实践的发展B.认识工具延伸了人类的认识器官，促进了人类认识的发展C.实践锻炼和提高了人的认识能力D.实践能够把认识和客观事物加以对照【答案】 B23、Passage 9A.the readers expectations agree with what is said in the textB.the reader has trouble understanding what the author saysC.the reader asks

15、questions and gets answersD.the reader understands a text very well【答案】 B24、范某以10万元从某商店购入标注为缅甸翡翠手镯一个，好友李某见后拿来欣赏，不慎将手镯打碎。经鉴定，手镯为赝品，市场价值为10元，该商店系知假卖假。下列范某请求中合法的是（）。A.要求该商店赔偿20万元B.要求该商店赔偿10万元C.要求李某赔偿10万元D.要求李某赔偿10元【答案】 D25、_,this simple gesture means five different things in five different Mediterranea

16、n countries.A.Because it seems astonishing thatB.Astonishing though it may seemC.You will be astonished byD.Astonished is what it was【答案】 B26、资料：Earlier this month, presidents Barack Obama of the US and Xi Jinping of China made an important symbolic gesture when they committed their countries, the t

17、wo largest greenhouse gas emitters, to the Paris climate agreement. It was the clearest signal yet to investors worldwide that they need to think about the implications of global warming for their portfolios.A.BlackRock is philanthropic fund that cares about climate changeB.Investors can take the op

18、portunities brought by climate changeC.The threat brought by climate change still needs scientific evidenceD.What investors think of the climate change is very important【答案】 B27、Passage 7A.awaken the conscience of officialsB.guarantee fair play in official accessC.allow for certain kinds of lobbying

19、D.inspire hopes in average people【答案】 B28、关于离岸金融市场的说法中，不正确的是（）。A.与各国国内金融市场相对独立B.交易货币一般是市场所在国发行的C.交易双方一般都是市场所在地的非居民D.基本上不受任何一国国内政策法令的管制【答案】 B29、A _ criminal must have the benefit of the _ until were certain hes guilty.A.suspected;doubtB.doubted;suspectC.doubted;doubtD.suspected;suspect【答案】 A30、在银行表外业

20、务中，下列属于金融衍生交易类业务的是（）。A.备用信用证业务B.承兑业务C.利率期权业务D.保函业务【答案】 C31、Even if you dont actually carry out all the actions you say you will take, honest students will appreciate knowing that you care enough about academic _ to take precautions.A.entiretyB.integrityC.unityD.reliability【答案】 B32、人民币汇率形成机制改革坚持主动性、可

21、控性、渐进性的原则，2005年7月21日，人民币 汇率形成机制改革启动，开始实行以市场供求为基础、参考一篮子货币政策进行调节、有管理 的浮动汇率制度。自汇率形成机制改革以来，人民币汇率弹性逐步扩大，并形成双向波动的格 局，呈现稳中有升的态势。A.货币局制B.传统的盯住汇率制C.事先不公开汇率目标的管理浮动D.单独浮动【答案】 A33、下列有关中国近代史上重要历史人物与其所做出的贡献，搭配不正确的是（）A.左宗棠一收复新疆B.林则徐一虎门销烟C.李鸿章一辛亥革命D.冯子材一镇南关大捷【答案】 C34、材料二：2018年上半年，我国经常账户逆差1801亿元，资本和金融账户顺差4247亿元，其中，非

22、储备性质的金融账户顺差7451亿元，储备资产增加3192亿元。A.货物和服务B.直接投资C.经常转移D.收益【答案】 B35、资料：Imagine you went to a restaurant with your girlfriend, had a burger, paid with a credit card, and left. The next time you go there, the waiter or waitress, armed with your profile data, greets you with, “Hey Joe, how are you？ Mary is

23、over there in the seat you sat last time. Would you like to join her for dinner again？” Then you find out that your burger has been cooked and placed on the table. Forget the fact that you are with another date and are on a diet that doesnt include burgers.A.Alexa is named after an ancient hero in E

24、gyptB.Alexa is installed in librariesC.Alexa can provide all the necessary information about historyD.Alexa can provide more data to marketers than a cookie【答案】 D36、人们根据特定的需要，预先为计算机编制的指令序列称为（ ）。A.软件B.文件C.语言D.程序【答案】 D37、典型的代用货币是（）。A.辅币B.银行存款C.银行券D.现金【答案】 C38、资料：From: Iris WuA.To notify him of a confe

25、rence dateB.To ask him to share his marketing ideasC.To approve his international business tripD.To request that he organize a telephone meeting【答案】 D39、“乐以天下忧以天下，然而不王者，未之有也”与下列哪一观点是同一学派（）A.刑过不避大臣，赏善不遗匹夫B.天之道，损有余而补不足，人之道，则不然，损不足以奉有余C.域民不以封疆之界，固国不以山溪之险，威天下以后某不利D.其用战也胜、久则钝兵挫锐、攻城则倔、久暴师则国用不足【答案】 C40、银行的

26、活期存款人通知银行在其存款额度内无条件支付一定金额给持票人的书面凭证是（）。A.支票B.汇票C.本票D.存单【答案】 A41、陈皮是药食同源的宝贵原料之一，其最显著的药效是化痰止咳、疏通心脑血管、降血压等。陈皮是以（）的表皮为原料的。A.柚子B.橙子C.橘子D.桃子【答案】 C42、资料：Chinas Fosun has offered to buy almost 17 percent of Millennium BCP, Portugals largest listed bank, and potentially lift its stake to 30 percent, following

27、 a having in its share price in the year to date.A.YesB.NoC.Its up to Portuguese and EU authoritiesD.It depends on whether Fosun is able to appoint at least two of the 20 BCP board members, and up to five members in the event of increasing its stake【答案】 D43、下列有关“双通道内存技术”的表述中，不正确的一项是（）。A.利用两个可以彼此独立的内

28、存控制器B.理论上.可使得内存带宽提高l倍C.理论上，可使得数据存取速度提高l倍D.一种不需要主板芯片组的技术【答案】 D44、红娘最早成名是在王实甫的（）。A.西厢记B.小桃红C.滚绣球D.桃花亭【答案】 A45、This argument sounds reasonable,but（）its incorrect.A.fortunatelyB.actuallyC.naturallyD.obviously【答案】 B46、Akira Nakayama _delay the filming of his documentary in the rainforest when his equipme

29、nt did not arrive on schedule.A.has toB.had toC.having toD.will have to【答案】 B47、在某一时期，一国经济中总供求大体平衡，但存在消费需求不足而投资需求旺盛结构性矛盾，我国应实行（）。A.松的货币政策和松的财政政策B.紧的货币政策和紧的财政政策C.松的货币政策和紧的财政政策D.紧的货币政策和松的财政政策【答案】 D48、下列各类计算机程序语言中，不属于高级程序设计语言的是（）。A.VisualB.sicBFORTRAN语言C.Pascal语言D.汇编语言【答案】 D49、（）基金，股份相对固定，一般不向投资者增发新股或赎

30、回旧股。A.开放型B.契约型C.公司型D.封闭型【答案】 D50、 （）可以为企业筹集自有资金。A.内部积累B.融资租赁C.发行债券D.向银行借款【答案】 A51、资料：Procrastination comes in many disguises. We might resolve to tackle a task, but find endless reasons to defer it. We might prioritize things we can readily tick off our to-do list- answering emails, say- while leavi

31、ng the big, complex stuff untouched for another day. We can look and feel busy. while artfully avoiding the tanks that really matter. And when we look at those rolling, long untouched items at the bottom of our to-do list, we cant help but feel a little disappointed in ourselves.A.Make the costs of

32、action feel smallerB.Make the reward larger than the immediate pain of doing itC.Make the benefits of action feel biggerD.All the above【答案】 D52、投资银行的最核心业务之一是（ ）。A.证券经济与交易业务B.收购兼并业务C.风险投资业务D.证券发行与承销业务【答案】 D53、资料：This exhibition brings together outstanding works from the earliest times to the present

33、in a thematic arrangement that is fresh and unique.A.the most outstanding worksB.works spanning over 5,000 yearsC.its themesD.important discoveries【答案】 B54、依次填入下列各句划线部分的词语，与句意最贴切的一组是（）。A.贯串鬼怪国是B.贯穿鬼怪国事C.贯串诡怪国事D.贯穿诡怪国是【答案】 D55、某商场在暑期推出“羽绒服反季大甩卖”活动，此种促销方式为（）。A.竞赛促销B.无偿促销C.折价促销D.惠赠促销【答案】 C56、Players mu

34、st not _raise the ball from a hit except for a shot at goal.A.intentionallyB.shylyC.timidlyD.unwillingly【答案】 A57、There currently seems to be a large_between the number of people employed in service industries, and those employed in the primary sector.A.differentB.differentialC.discriminationD.discre

35、pancy【答案】 B58、由某一个人或某一集团通过购买两家或更多的银行多数股票的形式，形成联合经营的银行组织制度属于（ ）。A.持股公司制度B.连锁银行制度C.分支银行制度D，单一银行制度59、【答案】 B60、 固定资产减少时记人( )科目核算。A.“固定资产清理”B.“营业外支出”C.“其他业务支出”D.“资本公积”【答案】 A61、2013年9月7日，（ ）击败西班牙马德里和土耳其伊斯坦布尔，最终成为2020年夏 季奥林匹克运动会的举办城市。A.巴西里约热内卢B.美届芝加哥C.日本东京D.阿根廷布宜诺斯艾利斯【答案】 C62、某融资公司以经营不善为由拖欠张某的工资长达半年，根据商业银行

36、法规定，若张某要求该公司的开户银行对该公司的存款进行（）的操作时，开户银行有权拒绝张某。A.查询B.冻结C.他选项全部D.扣划【答案】 C63、But at the same time, 77 percent of moms and dads_that the Web is crucial to learning,and an overwhelming 91 percent admit that it helps their kids explore things theyre passionate about.A.recognizeB.announceC.distinguishD.asser

37、t【答案】 A64、关于共同犯罪，下列表述最为准确的是（ ）。A.共同犯罪是指两人以上共同参加的犯罪B.三人以上为共同实施犯罪而组织在一起的，是犯罪集团C.犯罪集团是共同犯-的特殊形式D.刑法理论上，对共同犯罪成员的分类一般是主犯、从犯、教唆犯、胁从犯【答案】 C65、下列关于公文分类的说法正确的是（）。A.党政机关公文处理工作条例按适用范围将公文分为17种B.按公文的来源。可分为收文和发文两种C.按涉及机密的程度，保密公文分为绝密件、秘密件、普通件D.按办文时限要求，分为紧急件、加急件、平件【答案】 B66、服务是一方向另一方提供的基本上是（），并且不导致任何所有权的产生。A.有形产品B.无

38、形的任何活动或利益C.物质产品D.实体产品【答案】 B67、资料：Many people think of internal control as a means of safeguarding cash and preventing fraud. Although internal control is an important factor in protecting assets and preventing fraud, this is only a part of its roles. Remember that business decisions are based on acc

39、ounting data and the system of internal control provides assurance of the dependability of the accounting data used in making decisions.A.person is required to keep the custody of asset as well as accounting recordsB.person is required to order merchandise and supplies and to receive them as wellC.p

40、erson is required to handle cash and another one to maintain accounting recordsD.traveling salesperson is required to present reports showing the number of calls made on customers【答案】 C68、资料：FOR TWO MARKETING EXECUTIVESA.Emma, master degree in English, frequent business trips are acceptableB.Li Lei,

41、 master degree in Management, 3 years experience in marketing, good English and computer skillsC.Jack, bachelor degree in Management, good EnglishD.Jimmy, master degree in Marketing, 2 years experience in marketing, good English and computer skills【答案】 B69、孔子思想的核心是（ ）。A.仁B.义C.孝D.信【答案】 A70、下列关于会计账簿管理

42、的说法中，错误的是（ ）。A.各种会计账簿要分工明确，指定专人管理B.会计账簿要妥善保管，任何人不得翻阅査看、摘抄和复制C.会计账簿一般不得携带外出D.会计账簿不得随意交给其他人管理【答案】 B71、资料：Its easy to trace the evolution of the automobile.At most，were only talking about a few centuries of technological development，and most of the plans，prototypes and models are still around. With jus

43、t a little research，you can easily trace the latest model electric hybrid back to its steam-powered ancestors.A.Hominid and panin were humans ancestors 5.4 million years agoB.Chimpanzees existed at a branch of phylogenetic tree are called “hominid”C.Humans on phylogenetic tree analysis are supposed

44、to be called “panin.”D.Scientists think humans and Chimpanzees converged from a common ancestor，based on phylogenetic tree analysis【答案】 D72、_about the potential of a market downturn over his trade policies，the president said：“If it does，it does. Look，Im not doing this for politics。”A.AskedB.AskingC.

45、To askD.To be asked【答案】 A73、资料：之后，经济学家Mr.W谈了谈对中国的一些看法，请根据下列资料回答问题。A.positiveB.sarcasticC.skepticalD.objective【答案】 D74、Try to make your report as_as possible: only give us the facts, and not your opinions.A.subjectiveB.objectionableC.subjectedD.objective【答案】 D75、在单位协定存款业务中，对超过基本存款额度的存款按（ ）计付利息。A.活期存款利率B.定期存款利率C.中囯人民银行规定的上浮利率D.协定存款利率【答案】 C76、资料：Now you are preparing a report for the business negotiation which will be held next Friday.A.AB.BC.CD.D【答案】 D77、资料：Do you want to see the world? Then plan to visit the Silver Poseidon Cruises Career Fair on Tuesday, November 15 from 9 a.m. to 4 p.m.