云南省2023年银行招聘之银行招聘综合知识模拟题库及答案下载.doc
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1、云南省云南省 20232023 年银行招聘之银行招聘综合知识模拟题年银行招聘之银行招聘综合知识模拟题库及答案下载库及答案下载单选题(共单选题(共 5050 题)题)1、当国内投资增加时,一般将()。A.增加向其他国家的进口B.增加出口而进口保持不变C.改善外贸情况D.使进口、出口都增加,但进口的增加少于出口的增加【答案】A2、上海证券交易所上市交易的某只股票,2009 年末的每股税后利润为 0.2元,市场利率为 2.5%。A.分期付息到期还本债券B.到期一次还本付息债券C.分期还本到期一次付息债券D.分期付息债券【答案】A3、资料:Procrastination comes in many d
2、isguises.We might resolve totackle a task,but find endless reasons to defer it.We mightprioritize things we can readily tick off our to-do list-answeringemails,say-while leaving the big,complex stuff untouched foranother day.We can look and feel busy.while artfully avoiding thetanks that really matt
3、er.And when we look at those rolling,longuntouched items at the bottom of our to-do list,we cant help butfeel a little disappointed in ourselves.A.The natural function of our brainB.The other ways to make the benefits of action feel bigger and realC.The other ways to make the benefits of action feel
4、 smaller andunrealD.The perils of procrastination【答案】B4、股票是()。A.可以随时收回的股金凭证B.投资入股和按期获得股息收入的凭证C.一般贷款取得利息的凭证D.没有价值不能买卖的无价证券【答案】B5、资料:Early ExperiencesA.streamlined interfaceB.free of redundant functionalityC.Benefit the customersD.Satisfy all the need of the customers【答案】D6、资料:Rahul Chadha,co-chief in
5、vestment officer for Hong Kong-based Mirae Asset Global Investments,has a few charts he isparticularly fond of when it comes to telling a story about investingin China.A.Its not difficult for China to achieve its target of creating 11million jobsB.there are enough vacancies for young people from the
6、 rural areas inIndiaC.the developed economies enjoys a better income growthD.more Chinese will borrow to increase their spending power【答案】A7、The chewable substance called chicle(糖胶)had_untilThomas Adams added licorice and sold it as gumballs.A.hardly flavoredB.any flavor hardlyC.flavor hardly noneD.
7、hardly any flavor【答案】D8、下列属于短期资金市场的是()。A.票据市场B.债券市场C.资本市场D.股票市场【答案】A9、冯?诺伊曼计算机工作原理的设计思想是()。A.程序设计B.程序存储C.程序编制D.算法设计【答案】B10、She would rather that her husband _ travel during the badweather,but he insists that he return home today.A.do notB.notC.must notD.did not【答案】D11、Experiments of this kind()in bo
8、th the U.S and Europe wellbefore the WWII.A.have been conductedB.have conductedC.had conductedD.had been conducted【答案】D12、资料:(一)A.a form of gamblingB.a way of making money quicklyC.useful and necessaryD.old-fashioned【答案】C13、Passage 1A.optimisticB.pessimisticC.gloomyD.Objective【答案】A14、The United Stat
9、es will do that which is necessary to meet its_ to its own citizens.A.rulesB.promiseC.principlesD.obligations【答案】D15、资料:From Coins to Credit Banking Throughout the Ages is aconcise history of banks and the banking industry from ancient timesto the present.James Gallagher,who has made a career of cov
10、eringfinancial news for several newspapers,has done a careful job ofinvestigating his subject.Although he presents the facts carefully,Mr.Gallagher has made what could have been a dry book into one thatis interesting and enjoyable.By telling amusing anecdotes abouthistorical figures,he makes them co
11、me alive.Even people who are notparticularly attracted to the subject matter will find this bookengrossing.A.BankerB.LibrarianC.JournalistD.Publisher【答案】C16、Luo Jingyu,19,has four years of experience of running business.Heis also a freshman in the arts department of Hubei University.A.asked him for
12、money to pay the rentB.gave him some money to do businessC.advise him to pay more attention to his studiesD.suggested that he work hard to get something【答案】D17、资料:We never thought wed say this,but wed welcome back somechilly weather.A.About 60s and 70sB.Between 60s and 90sC.Below 60sD.About 80s and
13、90s【答案】D18、Are you going to hang the _ of the Declaration of Independencein the classroom on in the auditorium?A.rivetB.typhusC.typhoidD.replica【答案】D19、某企业 2019 年的总资产周转次数为 1 次,假设资产由流动资产和固定资产组成;流动资产周转次数为 3 次,如果一年按 360 天计算,则该企业固定资产周转天数为()天。A.360B.240C.120D.860【答案】B20、Passage 5A.Settlements Spread West
14、wardB.TheC.ast-to-Coast Railroad:A Vital LinkCAmerican Railroad HistoryD.The Importance of Trains in the AmericanE.onomy【答案】B21、商业银行根据业务需要可以在境内外设立分支机构,并应当按照规定拨付与其经营规模相适应的营运资金额。拨付各分支机构营运资金额的总和,不得超过总行资本金总额的()。A.30B.40C.50D.60【答案】D22、下列各项中不会引起其他货币资金发生变动的是()。A.企业销售商品收到商业汇票B.企业用银行本票购买办公用品C.企业将款项汇往外地开立采购专
15、业账户D.企业为购买基金将资金存入在证券公司指定银行开立账户【答案】A23、()是收文办理的中心环节。A.批办B.拟办C.承办D.注办【答案】C24、就业是最大的民生,保市场主体也是为稳就业保民生。各地加大稳岗扩岗激励力度,企业和员工共同克服困难。多渠道做好重点群体就业工作,支持大众创业万众创新带动就业。新增市场主体恢复快速增长,创造了大量就业岗位。2020 年全年城镇新增就业 1186 万人,年末全国城镇调查失业率降到52。生活必需品保供稳价,居民消费价格上涨 25。线上办公、网络购物、无接触配送等广泛开展。大幅度扩大失业保险保障范围。对因疫情遇困群众及时给予救助,新纳入低保、特困供养近 6
16、00 万人,实施临时救助超过 800 万人次。A.国民收入增加B.政府预算下降C.投资盈利性下降D.预期通货膨胀率上升【答案】D25、Passage 8A.The loans are expected to help seniors stay in their homesB.The loans are driving all seniors out of their homesC.The reverse mortgage only welcomes seniorsD.any seniors can apply for reverse mortgage【答案】A26、美国宇航局利用一枚火箭在月球
17、表面撞出直径大约 100 英尺的大洞,科学家通过测量,发 现了大约 25 加仑水蒸气以及水冰。这一发现被美国时代周刊评选为 2009 年十大科学 发现之一。这说明()。A.认识产生于实践的需要,反过来认识又推动了实践的发展B.认识工具延伸了人类的认识器官,促进了人类认识的发展C.实践锻炼和提高了人的认识能力D.实践能够把认识和客观事物加以对照【答案】B27、“某甲是有罪的”与“某甲是无罪的”这两个性质判断之间是()。A.反对关系B.矛盾关系C.差等关系D.下反对关系【答案】B28、资料:Job DescriptionA.SalesB.Legal AffairsC.LogisticsD.Mark
18、eting【答案】C29、把本国货币与本国主要贸易伙伴国的货币确定一个固定的比价,随着一种或几种货币进行浮动的制度是()。A.固定汇率制度B.盯住汇率制度C.联合浮动汇率制度D.浮动汇率制度【答案】B30、银行会计记账的依据是()。A.会计凭证B.会计科目C.会计账户D.会计账簿【答案】A31、下列有关人民币清算的说法中,正确的是()。A.系统内与账户行结合的清算B.借助于账户行的联行清算C.系统内的应收应付的联行清算D.借助于账户行的实收实付的清算【答案】C32、下列对我国在高科技领域说法不正确的是()。A.发展航天事业可以促进我国经济的发展B.高科技的竞争是综合国力竞争的实质C.高科技的竞
19、争仅是国力竞争的一方面,综合国力竞争的实质是军事力量D.航天事业的发展,能够增强民族凝聚力【答案】C33、资料:Earlier this month,presidents Barack Obama of the US andXi Jinping of China made an important symbolic gesture when theycommitted their countries,the two largest greenhouse gas emitters,to the Paris climate agreement.It was the clearest signal
20、yet toinvestors worldwide that they need to think about the implications ofglobal warming for their portfolios.A.To reduce the risk of global warming,more should be invested onlow-emissions energy sourcesB.Climate change is not only a climate issue,but also a businessissueC.Its more difficult to qua
21、ntify the greenhouse gas emissions onthe Dakota Access than Keystone XLD.US and China will work together to cope with climate change【答案】D34、Today,only 4 million people live and work on farms in the UnitedStates,but they produce more than enough food for 200 millionAmericans.They are able to do this
22、because modern agriculture dependsmore on up-to-date machinery and scientific methods than it does onold-fashioned knowledge and human labor.A.A modern farm and a factory are similar in some aspectsB.Farm machines are expensiveC.Farmers are unwilling to replace their worn-out machineryD.Farmers have
23、 to borrow a lot of money for the equipment they need【答案】C35、如果收入分配不均等,洛伦茨曲线会()。A.越直B.越弯曲C.越小D.越长【答案】B36、边城是沈从文的代表作。此作品主要描绘了哪个地区风土人情()。A.湘西B.武汉C.长沙D.婺源【答案】A37、资料:Special needs students can not only learn from regulareducation teachers,but can participate in collaborative learningwith mainstream stud
24、ents as well.Collaborative learning allowsstudents to work together in groups to complete lessons andassignments.A.The varied ability levels of the special needs studentsB.The needs from the special needs studentsC.The difficulty levels of the learning tasksD.The focus of the specific assignment【答案】
25、D38、There is an increasing()to make movies describing violence.A.strengthB.directionC.traditionD.Trend【答案】D39、If English means endless new words,difficult grammar andsometimes strange pronunciation,you are wrong.Havent you noticedthat you have become smarter since you started to learn a language?A.l
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