四川省2023年银行招聘之银行招聘综合知识精选试题及答案二.doc
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1、四川省四川省 20232023 年银行招聘之银行招聘综合知识精选试年银行招聘之银行招聘综合知识精选试题及答案二题及答案二单选题(共单选题(共 5050 题)题)1、During her junior year of high school,Diane Rays teacher handedher a worksheet and instructed the 17-year-old to map out her futurefinancial life.Ray pretended to buy a car,rent an apartment,and applyfor a credit card.
2、Then,she and her classmates played thestock marketgame,investing the hypothetical earnings from their hypotheticaljobs in the market in the disastrous fall of 2008.Our pretendinvestments crashed,Ray says,still frightened.We got to know how itfelt to lose money.A.introduce a new course to studentsB.h
3、elp students learn about investmentC.teach how to apply for a credit cardD.encourage studentspersonal savings【答案】B2、Passage2A.the uses of life preserversB.the design of life preserversC.the materials for life preserversD.the buoyancy of life preservers【答案】B3、It is a widely agreed point of view that
4、the()of policies toconserve energy nationwide will inevitably involve personal sacrifice.A.implementationB.manifestationC.demonstrationD.expedition【答案】A4、下列各项中,既包含在 M0 中,又包含在 M1 中的是()。A.流通中的现金B.农村存款C.企业单位活期存款D.城乡居民储蓄存款【答案】A5、资料:Think for a moment of your definition of persuasion.If youare like most
5、business people I have encountered,you see persuasionas a relatively staightforward process.First,you strongly stateyour position.Second,you outline the supporting arguments,followedby a highly assertive,databased exposition.Finally,you enter thedeal-making stage and work toward a“close.”In other wo
6、rds,youuse logic,persistence,and personal enthusiasm to get others to buya good idea.The reality is that following this process is onesurefire way to fail at persuasion.A.Most businesspeople see persuasion as a straightforward processB.Unlike most businesspeople effective persuaders are willing toad
7、just their opinions and hear from othersC.Effective persuaders are open-mindedD.Most businesspeople are more assertive in their persuasion whileeffective persuaders are more friendly【答案】B6、完全竞争企业面临的需求曲线的需求价格弹性为()。A.大于零的常数B.非零常数C.无限大D.零【答案】C7、All participants were told they were free to_answering any
8、 ofthe questions at any time。A.rejectB.declineC.disapproveD.refuse【答案】B8、货币供应量是一国在某时期内为社会经济运转服务的货币存量,它由包括中央银行在内的金融机构供应的存款货币和现金货币两部分构成。中央银行在公开市场上买卖有价证券,最直接影响(),从而影响货币供应量。A.中央银行再贷款B.商业银行法定准备金C.中央银行再贴现D.商业银行超额准备金【答案】D9、_ for computing ballistics tables for WW2,the ENIAC was thefirst device that could a
9、ctually process information electronically.A.DesignedB.DesigningC.To designD.Design【答案】A10、记账以后,如果发现账簿记录的错误,是因记账凭证中的应借、应贷会计科目或记账方向有错误而引起的,应用()进行更正。A.借贷登记法B.补充登记法C.划线更正法D.红字更正法【答案】D11、下列统计指标中,属于相对指标的是()。A.社会消费品零售总额B.人口性别比C.房屋建筑面积D.城镇居民人均可支配收入【答案】B12、During her junior year of high school,Diane Rays te
10、acher handedher a worksheet and instructed the 17-year-old to map out her futurefinancial life.Ray pretended to buy a car,rent an apartment,and applyfor a credit card.Then,she and her classmates played thestock marketgame,investing the hypothetical earnings from their hypotheticaljobs in the market
11、in the disastrous fall of 2008.Our pretendinvestments crashed,Ray says,still frightened.We got to know how itfelt to lose money.A.ways to teach students to earn moneyB.how Diane Ray learns to value moneyC.the push to teach personal finance in schoolD.how students choose a proper financial class【答案】C
12、13、对擅自使用与知名商品相近似的名称、包装、装潢,造成和他人的知名商品相似使购买者误认为是该知名商品的行为判断,所依据的是()。A.商标法B.专利法C.消费者权益保护法D.反不正当竞争法【答案】D14、The news that they failed their driving test discouraged him,()?A.did theyB.didnt theyC.did itD.didnt it【答案】D15、下列叙述正确的是()A.字长为 16 位表示这台计算机最大能计算一个 16 位的十进制数B.字长为 16 位表示这台计算机的 CPU 次能处理 16 位二进制数C.运算器只
13、能进行算术运算D.SRAM 的集成度高于 DRAM【答案】B16、()是企业流动性最强的资产。A.货币资金B.固定资产C.股票D.无形资产【答案】A17、To meet the ethical requirements,the participants were informedthat their involvement in the study was voluntary and that theirpersonal privacy would be treated_.A.confidentiallyB.proudlyC.confidentlyD.secretly【答案】A18、民法调整(
14、)的人身关系和财产关系。A.平等主体的公民之间、法人之间、公民和法人之间B.法人之间C.公民和法人之间D.公民之间、法人之间、公民和法人之间【答案】A19、某银行的核心资本为 100 亿元人民币,附属资本为 50 亿元人民币,风险加权资产为 1500 亿元人民币,则其资本充足率为()。A.10.0B.8.0C.6.7D.3.3【答案】A20、根据会计档案管理办法的规定,总分类账、明细分类账、辅助账、日记账均应保存()。A.20 年B.15 年C.25 年D.10 年【答案】B21、转让固定资产使用权取得的收入应计入()。A.手续费收入B.其他业务收人C.营业外收入D.主营业务成本【答案】B22
15、、Most of the time,we eat soft foods,so gradually our jaws stopgrowing to the full _.A.controlB.capacityC.campaignD.category【答案】B23、资料:As a startup founder,my daily tasks include everythingfrom long-term strategic planning to approving team outings andcompany culture initiatives.Day after day,things
16、inevitably come upthat need to get handled ASAP.But Ive also learned that if youdont have a strategy for making time for those bigger ambitions andyour truly lofty goals,theyll simply never get done.And thatmeans you wont make the progress thats really going to move yourbusiness forward.A.When you a
17、re most focusedB.When there is no distractionsC.Late at nightD.Bright and early in the morning【答案】A24、现代管理活动是一种具有广泛、复杂联系的社会活动,是一种多规律共同起作用的有机统一的活动,因此,在管理过程中应()。A.选择其中的一种方法B.运用其中的几种方法C.结合实际综合运用各种管理方法D.运用所有管理方法【答案】C25、.注册会计师对存货抽査时发现了差异,下列处理中不恰当的是()。A.应査明原因,及时提请被审计单位更正B.不管是什么差异,应当提请被审计单位先挂账“待处理财产损溢待处理流动
18、资产损溢”后再作处理C.注册会计师应当考虑错误的潜在范围和重大程度,在可能的情况下,增加抽查范围以减少错误的发生D.注册会计师根据抽查的结果如果认为盘点记录中错误程度非常严重,应当要求被审计单位重新进行盘点【答案】B26、He has made many studies on youth unemployment and education andthe neglect of_marginalized.A.aB.thisC.theD.that【答案】C27、Compared()circuits built from separate components ICs arevery much sm
19、aller,lighter,cheaper and more reliable.A.ofB.withC.toD.for【答案】B28、Hes been quite helpful,_?A.hasnt heB.is heC.has heD.isnt he【答案】A29、属于银行自制的、无限期的、不可辨认的且不可转让的无形资产是指()。A.专营权B.土地使用权C.商誉D.商标权【答案】C30、In modern clinical practice,doctors personally assess patientsin order to _,treat,and prevent disease us
20、ing clinicaljudgment.A.remedyB.diagnoseC.infectD.judge【答案】B31、转让票据权利的票据行为是()。A.出票B.背书C.承兑D.提示【答案】B32、下列哪一职位,不属于国务院的组成人员?()A.国务院副总理B.国务委员C.国务院副秘书长D.审计长【答案】C33、公文区别于其他类别文章的主要之处是()。A.公文形成的主体是国家机关及其他社会组织B.公文形成的条件是行使职权和实施管理C.公文是具有法定效用与规范格式的文件D.公文是办理公务的重要工具之一【答案】C34、乙遭车祸昏迷在路上,甲途经发现后雇计程车将乙送往医院,并帮其支付医药费,在救助
21、过程中,甲的名牌衣服因染有乙的血渍而不能使用,同时乙的贵重手表遗落在事故地点,甲因疏忽而未能发现。下列说法中不正确的是()。A.甲应赔偿乙手表遗失的损失B.乙应偿付甲雇用计程车的费用C.乙应偿付甲帮其支付的医药费D.乙应赔偿甲衣服不能使用的损失【答案】A35、人民币汇率形成机制改革坚持主动性、可控性、渐进性的原则,2005 年 7月 21 日,人民币汇率形成机制改革启动,开始实行以市场供求为基础、参考一篮子货币政策进行调节、有管理的浮动汇率制度。自汇率形成机制改革以来,人民币汇率弹性逐步扩大,并形成双向波动的格局,呈现稳中有升的态势。A.货币局制B.传统的盯住汇率制C.事先不公开汇率目标的管理
22、浮动D.单独浮动【答案】A36、远期汇率的期限一般为()个月。A.16B.39C.69D.612【答案】A37、根据国现行宪法规定,我国实行由()负责保障宪法实施的体制。A.司法机关B.立法机关C.专门机关D.行政机关【答案】B38、资料:You can not go forward by going backward.Take the currentdebate about trade and globalization,for instance,while the impulseto erect trade barriers is understandable given the pain
23、 experiencedin recent years,it is not the way to create lasting growth andshared prosperity.A.It is a one-size-fit-all solutionB.It is not helpful to those hurt by trade and globalizationC.It should meet the different needs of affected workforceD.It should not be talked about so often【答案】C39、Passage
24、 2A.A toy trainB.A bottle of whiskeyC.A cameraD.A cellular phone【答案】A40、企业在遭受自然灾害后,对其受损的财物物资进行的清查,属于()。A.局部清查和定期清查B.全面清查和定期清查C.局部清查和不定期清查D.全面清查和不定期清查【答案】C41、资料:Many people think of internal control as a means ofsafeguarding cash and preventing fraud.Although internal control isan important factor in
25、 protecting assets and preventing fraud,thisis only a part of its roles.Remember that business decisions arebased on accounting data and the system of internal control providesassurance of the dependability of the accounting data used in makingdecisions.A.person is required to keep the custody of as
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