2022年-2023年银行招聘之银行招聘综合知识题库综合试卷B卷附答案.doc
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1、20222022 年年-2023-2023 年银行招聘之银行招聘综合知识题库年银行招聘之银行招聘综合知识题库综合试卷综合试卷 B B 卷附答案卷附答案单选题(共单选题(共 5050 题)题)1、由于挤兑风波导致商业银行倒闭的风险属于()。A.国家风险B.流动性风险C.法律风险D.操作风险【答案】B2、1984 年之前我国的中央银行制度类型属于()。A.复合式B.单一式C.二元式D.准中央银行【答案】A3、Passage 8A.The rules are good for lenders while bad for borrowersB.The rules will help baby boom
2、er seniors to save moneyC.The rules will help consumers better understand reverse mortgageD.The rules will be stricter for consumers【答案】C4、外汇市场的双重交易结构是指()。A.发行交易与流通交易B.直接交易与经纪交易C.发行交易与经纪交易D.个人交易与机构交易【答案】B5、某商业银行违反审慎经营规则,造成资本和资产状况恶化,严重危及稳健运行,损害存款人和其他客户合法权益。对此,银行业监督管理机构对该银行依法可采取的措施是()。A.限制分配红利和其他收入B.限
3、制工资总额C.责令处罚高级管理人员D.责令减员增效【答案】A6、The key to the industrialization of space is the U.S.spaceshuttle._ it,astronauts will be able to fly into space andreturning many times.A.WithB.ByC.OnD.In【答案】A7、央行开展 MLF 操作释放 5000 亿元人民币,该国法定存款准备金率为 20%,商业银行系统平均超额存款准备金率为 5%,国民平均通货存款持有习惯是1:4,则该国货币供应量新增()。A.12500B.10000
4、C.9000D.13000【答案】A8、资料:Its easy to trace the evolution of the automobile.Atmost,were only talking about a few centuries of technologicaldevelopment,and most of the plans,prototypes and models are stillaround.With just a little research,you can easily trace the latestmodel electric hybrid back to its
5、 steam-powered ancestors.A.Hominid and paninB.Chimps and humansC.Walking on two legsD.Morphological and genetic studies【答案】C9、资料:Workforce planning helps an organization to estimate itsfuture workforce requirements and calculate the numbers,nature andsources of potential employees who might meet tha
6、t demand.A.it offers them regular trainingB.it provides them with insuranceC.both A and BD.not mentioned【答案】D10、Tony stops him with news that a plane has _ over the MojaveDesert.A.blown offB.blown inC.blown downD.blown up【答案】D11、The United States will do that which is necessary to meet its_ to its o
7、wn citizens.A.rulesB.promiseC.principlesD.obligations【答案】D12、下列属于可再生资源的是()。A.波浪能B.煤炭C.石油D.天然气【答案】A13、下列关于会计账簿管理的说法中,错误的是()。A.各种会计账簿要分工明确,指定专人管理B.会计账簿要妥善保管,任何人不得翻阅査看、摘抄和复制C.会计账簿一般不得携带外出D.会计账簿不得随意交给其他人管理【答案】B14、资料:Our goal with the new MacBook was to do the impossible:engineer a full-size experience i
8、nto the lightest and most compactMac notebook ever.That meant reimagining every element to make itnot only lighter and thinner but also better.The result is more thanjust a new notebook.Its the future of the notebook.And now,withsixth-generation Intel processors,improved graphics performance,faster
9、flash storage,and up to 10 hours of battery life.MacBook iseven more capable.A.MacBook sells very wellB.The design of MacBook lacks detailsC.It is very hard to create such a product as the new MacBookD.The design of MacBook is classic【答案】C15、The project will not be finished on schedule if time is no
10、teffectively().A.managingB.managedC.manageD.manager【答案】B16、It is better to die on ones feet than()A.living on ones kneesB.live on ones kneesC.on ones kneesD.to live on ones knees【答案】D17、存款人办理日常转账结算和现金收付的账户是()。A.基本存款账户B.一般存款账户C.临时存款账户D.专用存款账户【答案】A18、At the meeting,the manager talked _about the need f
11、orbetter attendance and punctuality.A.brieflyB.briefingC.shortlyD.shorts【答案】A19、资料:No credit,bad credit Hear the terms often enough and theycan blur together.These credit statuses arent one and the same,though.A.To have a credit-builder loanB.To acquire secured credit cards(which require a security
12、deposit)or college student credit cardsC.To acquire a credit cardD.All of above【答案】D20、资料:Global business travel topped$1.2 trillion and is expectedto reach$1.6 trillion by 2020,according to new research by theGlobal Business Travel Association(GBTA),an associationrepresenting the interests of corpo
13、rate travel managers.Whats moreChina has now surpassed the U.S.as the largest business travelmarket in the world,ringing up$291 billion last year.A.US market alone amounted to$291 billion last yearB.GBTA stands for travelers interestC.US used to be largest single market in the industryD.Global busin
14、ess travel is stagnant【答案】C21、周文、郑武、张天、李元四人是大学同学,毕业后,四人共同开办了一家创意工厂,周文提供了经营场所、郑武和李元分别提供了 10 万元作为启动基金,张天提供自身的创意才华,负责工厂的产品研发。周文和张天参与了工厂的日常经营,而郑武和李元没有参与,只按照约定参与年终盈利分红。那么,该创意工厂的合伙人是()。A.郑武、李元B.周文、张天C.周文、张天、郑武和李元D.周文、郑武和李元【答案】C22、Global warming is causing more than 300,000 deaths and about$125billion in e
15、conomic losses each year,according to a report by theGlobal Humanitarian Forum,an organization led by Annan,the formerUnited Nations secretary general.A.Its conclusions are based on carefully collected dataB.It is vulnerable to criticism if the statistics are closelyexaminedC.It will give rise to he
16、ated discussions at the CopenhagenconferenceD.Its rough estimates are meant to draw the attention of worldleaders【答案】D23、巴塞尔协议 III 中,净稳定融资比例主要用于度量长期内银行解决资金错配的能力,该比例为()。A.银行可用稳定资金来源/业务所需的稳定资金来源50%B.银行可用稳定资金来源/业务所需的稳定资金来源100%C.银行可用稳定资金来源/业务所需的稳定资金来源150%D.银行可用稳定资金来源/业务所需的稳定资金来源200%【答案】B24、Lawyers have
17、questioned the_of the ban on political rallies,but officials continue to insist they are more interested in ensuringpublic safety than stifling political dissent.A.importanceB.qualificationC.legalityD.extension【答案】C25、1,9,35,91,189,()A.361B.341C.321D.302【答案】B26、Passage 2A.one-sidedB.reasonableC.puzz
18、lingD.well-based【答案】A27、Hurricanes are severe cyclones with winds over 75 miles an hour()originate over tropical ocean waters.A.whichB.whoC.whereD.how to【答案】A28、Hows your tour around the North Lake Is it beautifulA.willB.wouldC.shouldD.Must【答案】C29、In low and middle income countries,heart disease and
19、 cancer getmuch of the attention given to _ diseases.A.sustainedB.chronicC.permanentD.perpetual【答案】B30、如果将一国货币币值的提高定义为升值,那么,对该国来说,将导致()。A.直接标价法汇率数值将减小,间接标价法汇率数值将减小B.直接标价法汇率数值将减小.间接标价法汇率数值将增大C.直接标价法汇率数值将增大,间接标价法汇率数值将减小D.直接标价法汇率数值将增大,间接标价法汇率数值将增大【答案】B31、资料:Why is Salt Bad for You?A.hypertension and hi
20、gh blood pressureB.heart disease and strokeC.liver damage and kidney problemsD.osteoporosis and stomach cancer【答案】B32、I hear many parents saying that their teenage children arerebellion.I wish it were so.At your age you ought to be growing awayfrom your parents.You should be learning to stand on you
21、r own twofeet.But take a good look at the present rebellion.It seems thatteenagers are all taking the same way of showing that they degreewith their parents.Instead of striking out bravely on their own,mostof them are trying to seize at one anothers hands for safety.A.become different from others in
22、 as many ways as possibleB.find ones real selfC.get into the right reason and become popularD.rebel against parents【答案】B33、Susan made()clear to me that she wished to make a new lifefor herself.A.ThatB.thisC.itD.her【答案】C34、某企业对以外币结算的款项减少业务的核算,以前都按原入账时的汇率作为账面汇率,但 从本年初起,经董事会同意,改按加权平均法并已在会计报告中加以说明。对于上述会
23、计 方法的重要变动,如企业不再作出任何调整,注册会计师应出具()。A.无保留意见审计报告B.保留意见审计报告C.否定意见审计报告D.无法表示意见审计报告【答案】A35、资料:The data a bank has stored on its servers is more valuablethan the gold in its vaults.Banks enjoy a monopoly over data thathas helped them get away with poor services and fend off competitors.In Europe,at least,th
24、at is all about to change with a new set ofregulations,named PSD2.A.Customers are more likely to enjoy more innovative servicesB.People will no longer go to banks to deposit their moneyC.Service providers do not want to partner with banksD.People will receive more pension【答案】A36、资料:Demystifying how
25、social and human-like robots work is vitalso that we can understand and shape how they will affect our future,Dr Hatice Gunes will tell the Hay Festival next week.(1)A.it is not meaningful for robots to have the appearance of humanB.people who make the appearance of robots very human-like should beb
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