江苏省2023年银行招聘之银行招聘综合知识通关考试题库带答案解析.doc
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1、江苏省江苏省 20232023 年银行招聘之银行招聘综合知识通关考年银行招聘之银行招聘综合知识通关考试题库带答案解析试题库带答案解析单选题(共单选题(共 5050 题)题)1、Passage 1A.introduce a new course to studentsB.help students learn about investmentC.teach how to apply for a credit cardD.encourage studentspersonal savings【答案】B2、以下属于中国金融监管的对象有()。A.国有商业银行B.农村信用合作社C.信托投资机构D.以上均是
2、【答案】D3、Almost of the information we gather is also available onlinearound the world,with the_ coming from our contacts,from directgrowers and wholesalers。A.remainedB.remainingC.remainsD.remain【答案】B4、对于 2018 年中国房地产市场出现的房价下跌,楼市寒冬问题,从经济学角度来讲,属于()事件。A.灰犀牛B.黑天鹅C.黑骑士D.白护卫【答案】B5、下列属于柜台市场的是()。A.第四市场B.第三市场C.
3、深圳证券交易所D.NASDAQ 系统【答案】D6、个企业的公文从来源上分可分为()。A.绝密性公文和公开性公文B.般性公文和特殊性公文C.来文和发文D.上行文和下行文【答案】C7、完全竞争企业面临的需求曲线的需求价格弹性为()。A.大于零的常数B.非零常数C.无限大D.零【答案】C8、In 2012,the last_flood hit the southwestern part of theNetherlands and caused more than 1800 casualties.A.adverseB.radicalC.severeD.disastrous【答案】D9、以下关于货币政策
4、中介目标的叙述错误的是()。A.货币政策的中介目标又称为中间指标、中间变量B.中介目标是介于货币政策工具变量与货币政策目标变量之间的变量指标C.中央银行根据相关性、可控性、可测性、抗干扰性四大原则来选择相应的中介目标D.中介目标是指中央银行操作目标方面的变量指标【答案】D10、资料:Procrastination comes in many disguises.We might resolveto tackle a task,but find endless reasons to defer it.We mightprioritize things we can readily tick of
5、f our to-do list-answeringemails,say-while leaving the big,complex stuff untouched foranother day.We can look and feel busy.while artfully avoiding thetanks that really matter.And when we look at those rolling,longuntouched items at the bottom of our to-do list,we cant help butfeel a little disappoi
6、nted in ourselves.A.The natural function of our brainB.The other ways to make the benefits of action feel bigger and realC.The other ways to make the benefits of action feel smaller andunrealD.The perils of procrastination【答案】B11、资料:We are pleased to invite you to attend the 14th CanadianCollaborati
7、ve Mental Health Care Conference(14th CCMHCC)to be heldon Thursday,June 27th and Friday,June 28th,2013.Montreal has beenselected as the host city.This annual event will take place at theDelta Centre Vile Hotel,a downtown location within easy walkingdistance of the Old City.You will be charmed by the
8、 unique characterof the city of Montreal,the metropolis of the province of Quebec.For those of you who wish to extend your stay,you can combinebusiness and pleasure by attending the 34th International JazzFestival of Montreal that will begin on Friday,June 28th andcontinue for the next 10 days.A.Tho
9、se who are unwilling to stay alone in their hotel roomsB.Those who would like to explorer more about MontrealC.Those who are fond of jazz musicD.Those who get tired of businesses and conferences【答案】B12、下列各项不是戏剧的是()。A.蝶恋花B.桃花扇C.窦娥冤D.西厢记【答案】A13、由某一银行集团成立股权公司,再由该公司控制或收购两家以上的若干银行而建立的一种银行制度,属于()制度。A.持股公司
10、制B.连锁银行制C.代理银行制D.总分行制【答案】A14、2009 年 10 月 2 日在丹麦首都哥本哈根举行的国际奥委会第 121 届全会,关于 2016 年夏季奥运会举办城市的投票中,经过三轮投禀,()成功获得了2016 年奥运会的主办权。A.芝加哥B.马德里C.东京D.里约热内卢【答案】D15、角楼位于故官城墙的转角,共有 4 座。史料及考古资料表明,我国多个朝代的宫城城墙上均建有角楼。如先秦古籍考工记的“匠人营国”部分就规定了城墙角楼的高度为“七雉(约 16.7 米);东周时期军事家墨翟所著墨子,其中的备城门备蛾傅等部分都记载了在城墙的拐角处修建防护建筑、其样式必定是重楼形式的军事防御
11、规定。A.说明故宫角楼的来历B.说明角楼并非是古代宫城所必须的建筑C.介绍故宫角楼的功能D.介绍角楼源于军事防御的需要而兴建【答案】D16、能量守恒与转化定律又称为热力学第()定律。A.B.二C.三D.四【答案】A17、资料:Taikong City was founded by the dormuns about 50 AD.Itsname is derived from a Cethic worldwhich means the piece of the boldone.After they invaded Bliton in 43 AD the Dormons built a bridg
12、eacross the Themas River.They later decided it was an excellent placeto built a port.The water was deep enough for ocean going ships butit was far enough inland to be safe from other raiders.Around 50 ADDormons merchants built a town by the bridge.So Taikong City was born.A.establishedB.improvedC.ex
13、ceedD.promoted【答案】A18、资料:As a startup founder,my daily tasks include everythingfrom long-term strategic planning to approving team outings andcompany culture initiatives.Day after day,things inevitably come upthat need to get handled ASAP.But lve also learned that if youdont have a strategy for maki
14、ng time for those bigger ambitions andyour truly lofty goals,theyll simply never get done.And that meansyou wont make the progress thats really going to move your businessforward.A.When you are most focusedB.When there is no discussionsC.Last at nightD.Bright and early in the morning【答案】A19、我国专利法规定,
15、下列选项中可授予专利权的是()。A.仪器设备B.科学发现C.疾病的诊断和治疗方法D.智力活动的规则和方法【答案】A20、并非只有人类才有利他主义行为,这句话等同于()。A.有些动物具有利他主义行为B.只有人类才有利他主义行为C.除了人类,其他动物都有利他主义行为D.利他主义行为并不是所有动物都具有【答案】C21、剩余价值率反映的是()。A.不变资本的价值增值程度B.资本家对工人的剥削程度C.固定资本的价值增值程度D.预付资本的价值增值程度【答案】B22、下列各项中,哪一项是最能衡量股东利润最大化的指标?()A.资本利润率B.资产利润率C.销售利润率D.股权分红率【答案】D23、目前我国上海和深
16、圳证券交易所均实行()的交割方式完成清算交易。A.T-1B.T+0C.T+1D.T+2【答案】C24、Recently,Xiangning started to communicate with Mike,the contactperson of Monsell.A.admittedB.acceptedC.receivedD.announced【答案】A25、在某一时期,一国经济中总供求大体平衡,但存在消费需求不足而投资需求旺盛结构性矛盾,我国应实行()。A.松的货币政策和松的财政政策B.紧的货币政策和紧的财政政策C.松的货币政策和紧的财政政策D.紧的货币政策和松的财政政策【答案】D26、长江
17、以南的广大丘陵地区,分布着一种在当地高温多雨下发育而成的土壤,叫()这种土壤含铁、铝成分较多,有机质少,酸性强,土质黏重。A.红土地B.黑钙土C.黄壤D.棕壤【答案】A27、Passage 6A.DoubtfulB.ApprovingC.WelcomingD.Optimistic【答案】A28、假象是()。A.由主观原因造成的对事物的错误反映B.以否定的形式表示本质的现象C.以正面的形式表示本质的现象D.对客观事物的一种虚幻的反映【答案】B29、金某与妻子叶某于 2013 年 6 月 4 日在明华小区租了一套房子居住,与房东书面约定租期为 2013 年 6 月 5 日至 2015 年 5 月
18、10 日,并按时交付租金。2014年 11 月 3 日,金某遭遇交通事故意外身亡。则在租赁期间()。A.叶某可以按原租赁合同租赁该房屋B.叶某若继续租赁房屋,须重新订立租赁合同C.原租赁合同终止,不得继续租赁该房屋D.叶某必须按原租赁合同租赁该房屋【答案】A30、“应收账款”、“应付账款”、“原材料”等属于()账户。A.总分类B.明细分类C.总明细D.其他【答案】A31、资料:Its so common to hear people say,“Im stressed out,”almost as a badge of honor,as if this is a symptom only of
19、ourfast-paced modern life.But in her book,“Exhaustion:AHistory,”Anna Katharina Schaffner writes that the syndrome ofmental exhaustion has existed almost since the beginning of humanhistory.A.the fast-paced modern lifeB.the significant events in human historyC.increasing consumption of the energy res
20、ervesD.less harmonious life with nature and the seasons【答案】C32、The manager made it clear that he intended to_down some newrules to enforce workplace discipline.A.layingB.layC.lieD.lying【答案】B33、资料:A new Chinese-led international development bank announcedits first four loans on Saturday,pledging to l
21、end$509 million forprojects to spread electric power in rural Bangladesh,upgrade livingconditions in slums in Indonesia,and improve roads in Pakistan andTajikistan.At the first of the annual general meetings of ininstitution,the Asian Infrastructure Investment Bank,the bankspresident,Jin Liqun,said
22、the projects were financially sound andenvironmentally friendly and had been accepted by the people in theproject areas.A.World Bank and the Asian Development Bank emphasize more on povertyreduction than Asian Infrastructure Investment Bank doesB.The Asian Infrastructure Investment Bank will be devo
23、ted to improvedevelpomengt in AsiaC.The Asian Infrastructure Investment Bank will work together withthe World Bank,the Asian Development Bank and the European Bank forReconstruction and DevelopmentD.The Asian Infrastructure Investment Bank will pose a challenge tothe United States【答案】D34、You can fin
24、d it in our_brochure,along with some of our othermodels.A.lastB.lateC.latelyD.latest【答案】D35、金融市场最基本的功能是()。A.合理地分配和引导资金B.灵活地调度和转化资金C.有效地实施宏观调控D.满足社会再生产过程中的投融资需求,促进资本的集中与转化【答案】D36、人民币汇率形成机制改革坚持主动性、可控性、渐进性的原则,2005 年 7月 21 日,人民币汇率形成机制改革启动,开始实行以市场供求为基础、参考一篮子货币政策进行调节、有管理的浮动汇率制度。自汇率形成机制改革以来,人民币汇率弹性逐步扩大,并形成
25、双向波动的格局,呈现稳中有升的态势。A.银行间外汇市场B.同业拆借市场C.票据市场D.债券市场【答案】A37、资料:The increasing amount of personal information that can becollected by computer programs that track how people use Facebook hasbeen revealed by an extensive academic study.A.To show the importance of it in peoples lifeB.To support that people
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