江苏省2023年银行招聘之银行招聘综合知识模考预测题库(夺冠系列).doc
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1、江苏省江苏省 20232023 年银行招聘之银行招聘综合知识模考预年银行招聘之银行招聘综合知识模考预测题库测题库(夺冠系列夺冠系列)单选题(共单选题(共 5050 题)题)1、资料:This exhibition brings together outstanding works from theearliest times to the present in a thematic arrangement that is freshand unique.A.the most outstanding worksB.works spanning over 5,000 yearsC.its them
2、esD.important discoveries【答案】B2、It is uncertain()side effect the medicine will bring about.A.thatB.whatC.howD.whether【答案】B3、_ and predictable increases in research funding will allowthe United States to accomplish a great deal.A.DetainedB.SustainedC.RemainedD.Constrained【答案】B4、下列既属于直接融资形式又属于间接融资形式的是
3、()。A.商业信用B.银行信用C.国家信用D.消费信用【答案】D5、处置短期投资实际收到的收入大于账面价值的应计人()。A.投资收益B.利息收入C.营业外收入D.其他业务收入【答案】A6、材料二:2018 年上半年,我国经常账户逆差 1801 亿元,资本和金融账户顺差 4247 亿元,其中,非储备性质的金融账户顺差 7451 亿元,储备资产增加3192 亿元。A.经常账户B.资产C.银行存款D.股票资产【答案】A7、下列关于经济资本和监管资本的说法中,错误的是()。A.账面资本是银行资本金的静态反映,反映了银行实际拥有的资本水平B.经济资本在数额上与非预期损失相等C.监管资本是监管当局规定的银
4、行必须持有的与其业务总体风险水平相匹配的资本D.监管资本是一种虚拟的、与银行风险的非预期损失额相等的资本【答案】D8、You and I shall get a _ holiday of two and three weeks.A.respectfulB.respectiveC.respectableD.respecting【答案】B9、Many species are in peril of extinction because of our destructionof their natural _.A.habitatB.favorC.hoopD.circle【答案】A10、资料:What
5、 attracts customers?Obviously the quality of a productdoes,but visual images contribute a great deal.It is not only theimage provided by the packaging that counts but the whole corporateidentity of the company.A.Whats in the image?B.What attracts customers?C.Whats in a logo?D.None of above【答案】B11、在
6、Word 2003 中,要选择一段文字,从文字开头处单击鼠标,再在这段文字的结尾处按()键,同时按鼠标。A.CtrlB.ShiftC.AItD.De1【答案】B12、计算机系统软件中最核心、最重要的是()。A.语言处理系统B.数据库管理系统C.操作系统D.诊断程序【答案】C13、Passage 1A.ways to teach students to earn moneyB.how Diane Ray learns to value moneyC.the push to teach personal finance in schoolD.how students choose a proper
7、 financial class【答案】C14、Passage 2A.close hitB.heavy lossC.narrow escapeD.big mistake【答案】C15、下列哪项不属于商业银行依法可以开展的业务?()A.买卖政府债券、金融债券B.承销政府债券C.发行金融债券D.承销公司股票【答案】D16、在编辑 Word 文档时,选定一段文字后,把鼠标指针置于选定文本的任意位置,按 Ctr1 键并按鼠标左键不放,拖到另一位置上才放开鼠标。那么,刚才的操作是()。A.移动文本B.复制文本C.替换文本D.删除文本【答案】B17、货币的()功能是使货币区别于股票,债券和住宅的主要功能。
8、A.交易媒介B.记账单位C.支付手段D.价值储藏【答案】A18、The monitor has()us of tomorrows meeting.A.toldB.saidC.informedD.reported【答案】C19、资料:Up to 80 per cent of the worlds middle classes will livein developing countries by 2030 thanks to surprising recent gains inpoverty reduction,according to a United Nations report publi
9、shed onThursday.A.the economic development of China is importantB.the role of some developing countries is significant for povertyreductionC.14 countries are developing faster than ChinaD.it is crucial to make a clear goal first【答案】B20、下列属于可再生资源的是()。A.波浪能B.煤炭C.石油D.天然气【答案】A21、资料:Your Company Logo and
10、 Contact InformationA.the transfer of key staffB.an extensive survey of all employeesC.the help of Jamine AnsonD.some meeting with the staff of Plant Operations【答案】A22、假定某产业资本家依靠借贷资本 200 万元,平均利润率为 18,年利息率为 10,该产业资本家获得的企业利润为()。A.16 万元B.20 万元C.36 万元D.40 万元【答案】A23、Because it was too dark at night,I cou
11、ld see _people on thestreet.A.fewB.a fewC.littleD.a little【答案】A24、资料:The Oakview CafeA.It opens for dinner at 7p.mB.It advertises in a local newspaperC.It is located in the citys business districtD.It is a small restaurant【答案】A25、资料:Anything that affects the smooth flow of information isknown as noi
12、se.This might be,for example,the language used,an inappropriate use of technology or the different levels of skill andknowledge of the sender and receiver.For example,every day in thepress and on TV,consumers are bombarded with often confusing orcontradictory information about the health benefits or
13、 risksassociated with different foods.Consumers may not have enoughunderstanding or information to judge between conflicting messages.It is therefore not surprising that many people do not hear thesemessages and switch off.A.because they may not have enough understanding or informationB.because the
14、messages are spread on newspapersC.because they care more about health risks associated with differentfoodsD.not mentioned【答案】A26、当流通领域中存在两种本位币流通时,容易出现“格雷欣法则”现象,这种现象是指()。A.良币把劣币赶出流通领域B.劣币把良币赶出流通领域C.良币与劣币在流通领域平等流通D.良币与劣币同时退出流通领域【答案】B27、In a desperate move to increase their revenues to meet theirsales
15、 goal,the company is planning to offer a special discount()its customers.A.byB.toC.withD.upon【答案】B28、资料:Are walkers smarter than drivers?A.Entire faces of urban areas are changing fastB.Metropolitan areas are more pedestrian-friendly and richerC.Educated people prefer to live in walkable placesD.Wal
16、kable places attract educated people【答案】B29、She is less _ on being a grandmother,now her daughterCaron is married.A.desirousB.eagerC.keenD.anxious【答案】C30、用以反映债权债务或权利责任已经形成,但尚未涉及资金增减变化的会计事项以及保管债券、单证等事项的是()。A.表内科目B.表外科目C.资产科目D.负债科目【答案】B31、在期权交易中,如果你预测某种股票的价格会上涨,则应()。A.买人看涨期权B.卖出看涨期权C.买人看跌期权D.买入双重期权【答案
17、】A32、资料:Because of the biochemical reactions in your body thatoccur with every type of food you eat on a daily bases,some foodsage you faster than your real age,while other foods help to fightaging.A.the degrading jointsB.the thinning of your hairC.the good condition of your organsD.the wrinkles aro
18、und your eyes【答案】C33、银行同业拆借以()拆借为主。A.6 个月B.4 个月C.隔月头寸D.隔夜头寸【答案】D34、1984 年之前我国的中央银行制度类型属于()。A.复合式B.单一式C.二元式D.准中央银行【答案】A35、代保管业务主要指商业银行的()。A.保管箱业务B.委托代办债券还本付息业务C.代发股票红利业务D.代理证券资金清算等业务【答案】A36、微型计算机中,ROM 的中文含义是()。A.随机存储器B.只读存储器C.高速缓冲存储器D.可编程只读存储器【答案】B37、一次化妆舞会中,男士戴着蓝色的帽子,女士戴着红色的帽子。每个男士看见的蓝色帽子比红色帽子的 2 倍还
19、多 6 个,每位女士看见的蓝色帽子是所见红色帽子的 3 倍。那么房间里一共有()人。A.37B.27C.39D.29【答案】A38、资料:之后,经济学家 Mr.X 展望了中欧之间的商业机遇,请根据下列资料回答问题。A.His own stories about visiting ChinaB.The quality of Chinese goodsC.Why should foreign businessmen do business in China?D.Other important steps of doing business in China【答案】D39、我国现行劳动争议处理制度为
20、()。A.一调一裁两审制B.两审终审制C.一调一裁制D.调解制度【答案】A40、转让固定资产使用权取得的收入应计入()。A.手续费收入B.其他业务收人C.营业外收入D.主营业务成本【答案】B41、资料:Theres a good chance that spicy crunchy tuna roll youordered for lunch doesnt actually contain any tuna at all.A.Sushi restaurants verified by Oceana provide no fake fishB.it would be better not to e
21、at sushi in AmericaC.the new technology can help deal with the fake sushi to some extentD.fake or mislabeled fish will no longer exist in the sushi market【答案】C42、下列不属于禁止债权转让的情形的是()。A.根据合同性质不得转让B.依照法律规定不得转让C.按照当事人约定不得转让D.依照债权人要求不得转让【答案】D43、She was very_of our efforts to help.A.appreciatingB.appreciat
22、iveC.appreciateD.appreciable【答案】B44、资料:Being financially secure in retirement just doesnt happenmagically.It takes lots of planning,time and savings.A.More than half of people dont have enough finances for retirementB.quarter of people dont take part in their companys retirementplanC.No one can be f
23、inancially secure in retirementD.The average person will spend 20 years in retirement【答案】C45、在我国加入 WTO 后的今天,外资银行已经逐步突破地域、业务等限制进入我国市场。外资银行在我国拓展业务,由于对国情、民情和金融法规不甚了解,难以准确把握市场信息。外资银行把握市场信息的捷径就是实现管理人员的“本土化”。外资银行用优厚的薪酬待遇、优越的工作环境、良好的福利保障、众多的出国培训机会、灵活的用人机制来吸引和留住人才。这一举措导致了我国金融人才的大量流失,这对我国商业银行人力资源开发和管理提出了严峻挑战
24、。A.科学的工资和资金制度B.各种福利计划C.长期的激励机制D.建立员工自我实现平台【答案】D46、中断处理时,要求保留现场的原因是()。A.为了保证不丢失数据B.为了保证原程序完整C.为了中断结束时返回原程序执行D.中断处理时需要使用现场中的数据【答案】C47、资料:The data a bank has stored on its servers is more valuablethan the gold in its vaults.Banks enjoy a monopoly over data thathas helped them get away with poor service
25、s and fend off competitors.In Europe,at least,that is all about to change with a new set ofregulations,named PSD2.A.Customers are forced to share their bank dataB.Banks are required to open up their entire operational systemC.Regulators should be both tough and flexibleD.Banks and third parties shou
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