江西省2023年银行招聘之银行招聘综合知识高分题库附精品答案.doc
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1、江西省江西省 20232023 年银行招聘之银行招聘综合知识高分题年银行招聘之银行招聘综合知识高分题库附精品答案库附精品答案单选题(共单选题(共 5050 题)题)1、资料:As a startup founder,my daily tasks include everything fromlong-term strategic planning to approving team outings and companyculture initiatives.Day after day,things inevitably come up thatneed to get handled ASAP
2、.But lve also learned that if you donthave a strategy for making time for those bigger ambitions and yourtruly lofty goals,theyll simply never get done.And that means youwont make the progress thats really going to move your businessforward.A.You have to be readily available in the officeB.People ca
3、nnot work in a vacuumC.People in the office love helping othersD.Sometimes we have to decline colleagues requests【答案】D2、Passage3A.cut it with a sawB.use your right hand onlyC.chew it wellD.all of the above【答案】D3、Passage 6A.DoubtfulB.ApprovingC.WelcomingD.Optimistic【答案】A4、未到期的定期储蓄存款,部分提前支取的,提前支取的部分利率
4、的计算应按()。A.活期储蓄存款利率B.定期储蓄存款利率C.整存整取存款利率D.零存整取存款利率【答案】A5、本币升值的影响表现为本国商品的()。A.国内价格下降,出口价格不变B.国内价格不变,出口价格下降C.国内价格和出口价格均下降D.国内价格和出口价格均不变【答案】D6、资料:Because of the biochemical reactions in your body that occurwith every type of food you eat on a daily bases,some foods age youfaster than your real age,while
5、other foods help to fight aging.A.the preface of a bookB.an excerpt from a paper on healthC.a book reviewD.promotional materials for a book【答案】B7、在我国,随着经济发展和改革的深入,“短缺经济”转变为“过剩经济”,投资消费需求膨胀一度转变为投资消费需求不足。1997 年下半年,我国零售物价指数开始全面持续下跌,存在“通货紧缩趋势”。为此中国人民银行采取了一系列货币政策措施予以应对。A.不动产信用控制B.窗口指导C.道义劝告D.直接干预【答案】C8、No
6、t only_the fall of the czar,but it also destroyed theprovisional government.A.did World War I causeB.World War I causeC.was World War I causeD.World War I to cause【答案】A9、Only when humanity began to get its food in a more()way wasthere time for other things,like sports games and entertainmentactiviti
7、es.A.predictiveB.provocativeC.protectiveD.productive【答案】D10、In low and middle income countries,heart disease and cancer getmuch of the attention given to_diseases.A.contagiousB.transparentC.chronicD.immune【答案】C11、Guess,how much does it cost?A.fromB.betweenC.amongD.with【答案】B12、未经正式公布的法律是()。A.有效的B.无效的
8、C.部分有效的D.以上答案都不对【答案】B13、A 银行 2019 年年初共有正常类贷款 900 亿元,在 2019 年年末转为关注类、次级类、可疑类、损失类的贷款金额分别为 50 亿元、30 亿元、15 亿元和5 亿元,期初正常类贷款期间因回收减少了 200 亿元、因核销减少了 300 亿元,则该银行 2019 年的正常类贷款迁徙率为()。A.15B.25C.50D.100【答案】B14、近年来,中国人民银行加强了对利率工具的运用。利率调整逐年频繁,利率调整方式更为灵活,调控机制日趋完善,利率作为重要的经济杠杆,在国家宏观调控体系中将发挥更加重要的作用。A.制定相关政策对各类利率结构和档次进
9、行调整B.发放政府发行的中、长期国库券C.调整金融机构法定存贷款利率D.制定金融机构存贷利率的浮动范围【答案】B15、Whenever I try to_up what innovation looks like,the sameslideshow of images clicks across my mind.A.comeB.figureC.conjureD.set【答案】C16、The()tough training given by our company creates strong andable sales representatives who perform well abov
10、e others in the samefield.A.indifferentlyB.presumableC.completelyD.unbearably【答案】D17、“马力”一词表示的是()。A.是一个动力单位B.表示一匹马的能量C.表示一匹马的速度D.表示发动机的功率【答案】D18、由某一个人或某一集团通过购买两家或更多的银行多数股票的形式,形成联合经营的银行组织制度属于()。A.持股公司制度B.连锁银行制度C.分支银行制度 D,单一银行制度【答案】B19、美国宇航局利用一枚火箭在月球表面撞出直径大约 100 英尺的大洞,科学家通过测量,发 现了大约 25 加仑水蒸气以及水冰。这一发现被
11、美国时代周刊评选为 2009 年十大科学 发现之一。这说明()。A.认识产生于实践的需要,反过来认识又推动了实践的发展B.认识工具延伸了人类的认识器官,促进了人类认识的发展C.实践锻炼和提高了人的认识能力D.实践能够把认识和客观事物加以对照【答案】B20、工厂有 5 条效率不同的生产线。某个生产项目如果任选 3 条生产线一起加工,最快需要 6 天整,最慢需要 12 天整;5 条生产线一起加工,则需要 5 天整。问如果所有生产线的产能都扩大一倍,任选 2 条生产线一起加工最多需要多少天完成?()A.11B.13C.15D.30【答案】C21、下列有关国内生产总值的表述,正确的是()。A.B.C.
12、D.【答案】B22、Dealers often tell customers that if their car gets wrecked in acrash they could be financially harmed because regular insurance maynot_the entire amount owed on the loan。A.pay upB.pay offC.pay outD.pay away【答案】B23、资料:“I wouldnt be here today if not for the generosity ofstrangers,”said Mic
13、hael Moritz,while announcing a major donationto Oxford University.A former Time Magazine reporter,Mr.Moritzleft journalism to become one of the most successful venturecapitalists in Silicon Valley.Through Sequoia Capital,the firm hejoined in 1986 and has led for many years,Mr.Moritz was an earlyinve
14、stor in Google,Yahoo,PayPal and LinkedIn.His personal fortuneis estimated at well over$1 billion.Oxford University announcedlast Wednesday that he and his wife,the novelist Harriet Heyman,donated 75 million,or$115 million,to fund a new scholarshipprogram aimed at providing financial aid to students
15、from low-incomebackgrounds.Behind the headlines about the size of the gift was afamily story of immigration,education and a sense of obligation thattranscended generations.A.ObjectiveB.IndifferentC.SuspiciousD.Supportive【答案】D24、中长期贷款,为了使借贷双方承担的利率风险较小,一般都倾向于选择()。A.浮动利率B.固定利率C.市场利率D.复利【答案】A25、批复是答复下级请
16、示的文件,是()。A.被动发文B.主动发文C.是对报告的批件D.下级没有请示,用来指导工作的【答案】A26、下列当今热门电子产品中最不适合用来阅读电子书的是()。A.KindleB.Android 手机C.iPadD.Xbox【答案】D27、目前我国上海和深圳证券交易所均实行()的交割方式完成清算交易。A.T-1B.T+0C.T+1D.T+2【答案】C28、资料:As a startup founder,my daily tasks include everythingfrom long-term strategic planning to approving team outings and
17、company culture initiatives.Day after day,things inevitably come upthat need to get handled ASAP.But lve also learned that if youdont have a strategy for making time for those bigger ambitions andyour truly lofty goals,theyll simply never get done.And that meansyou wont make the progress thats reall
18、y going to move your businessforward.A.You have to be readily available in the officeB.People cannot work in a vacuumC.People in the office love helping othersD.Sometimes we have to decline colleagues requests【答案】D29、下列关于国内信用证办理和使用要求的表述中,符合支付结算法律制度规定的是()。A.信用证结算方式可以用于转账,也可以支取现金B.开证行应向申请人收取不低于开证金额 30
19、%的保证金C.信用证到期不获付款的,议付行可从受益人账户收取议付金额D.申请人交存的保证金和存款账户余额不足支付的,开证行有权拒绝付款【答案】C30、在工作中,小周不慎将计算机的电源线拔掉,导致计算机断电关机。下列存储器中,原存信息丢失可能性最大的是()。A.软盘存储器B.ROM 存储器C.半导体 RAM 存储器D.硬盘存储器【答案】C31、They could give you a nationally_qualification and theexperience you need to get the job.A.recognizedB.viewedC.regardedD.realize
20、d【答案】A32、_ for computing ballistics tables for WW2,the ENIAC was thefirst device that could actually process information electronically.A.DesignedB.DesigningC.To designD.Design【答案】A33、资料:As more personal business is conducted through smartphonedevices,more users are implementing security measures fo
21、r theirdevices,according to a recent survey by Harris Poll and commissionedby the CTIA.A.andB.andC.andD.and【答案】C34、Swimming is an all-body workout。It_small muscle groups thatoften get ignored in other workouts。A.helpsB.keepsC.healsD.works【答案】D35、在一个会计期间发生的一切经济业务,都要依次经过的核算环节是()。A.填制和审核凭证、复式记账、编制会计报表B
22、.填制和审核凭证、登记账簿、编制会计报表C.设置会计科目、成本计算、复式记账D.复式记账、财产清查、编制会计报表【答案】B36、2011 年 4 月 14 日,()加入金砖国家以来,该国总统首次以“金砖国家”成员国的身 份参加金砖国家集团第三次首脑会议。A.南非B.印度C.俄罗斯D.巴西【答案】A37、北京时间 2019 年 2 月 10 日,中国选手()在起跑出现了失误的情况下跑出了 7 秒 63,夺下了美国 Don Kirby 邀请赛男子 60 米栏冠军,并创造了本赛季亚洲男子 60 米栏的最好成绩。A.谢文骏B.谢震业C.苏炳添D.武大靖【答案】A38、中央银行对市场进行政策调节时,效果
23、最为强烈的金融工具是()。A.存款准备金率B.再贴现率C.银行再贷款率【答案】A39、资料:The following passage is the introduction about one of theMonsell international financial products.According to thepassage,there will be 5 questions.You should read carefully,thenselect the right answer.A.Together with Primary Chequing,you can own 20 acc
24、ountsB.If you make 32 transaction,a fee of$1.4 will be chargedC.You will be able to save up to$240.5 a month on feesD.You can sell U.S.cash(up to$5,000 U.S.per transaction)atpreferred exchange rate【答案】C40、CFCs were banned when world leaders signed _called theMontreal Protocol in 1987.A.a contactB.co
25、ntactC.agreementD.an agreement【答案】D41、资料:Think for a moment of your definition of persuasion.If youare like most business people I have encountered,you see persuasionas a relatively staightforward process.First,you strongly stateyour position.Second,you outline the supporting arguments,followedby a
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